Jeep Wrangler 4xe Insurance Rates

Average auto insurance rates for a Jeep Wrangler 4xe are $1,960 annually with full coverage. Comprehensive costs on average $358 a year, collision insurance costs $780, and liability insurance is $584. A policy with just liability insurance costs around $678 a year, and coverage for high-risk drivers costs around $4,280. Teen drivers receive the highest rates at up to $7,478 a year.

Average premium for full coverage: $1,960

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Wrangler 4xe trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $1,121
• Raising to $1,000 deductibles will save around $1,702 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,960
• Choosing low $100 deductibles will cost $2,470
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,280
• The cost with full coverage for a teen driver may cost $7,478

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Insurance rates for a Jeep Wrangler 4xe can also vary considerably based on the trim level of your Wrangler 4xe, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,800 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $7,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,300 to $3,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $770 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $525 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Jeep Wrangler 4xe insurance rates. A middle-age driver might find rates as low as $1,410 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,650 on average in Florida, Michigan, and New York.

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How to Buy More Affordable Jeep Wrangler 4xe Insurance

Saving money on Jeep Wrangler 4xe insurance consists of avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a summary of the data covered in the above illustrations.

• Drivers who require increased liability limits will pay about $640 every year to raise from a minimum limit to higher 250/500 limits
• You may be able to save as much as $240 per year just by quoting early and online
• Increasing deductibles could save up to $775 each year
• Drivers under the age of 20 pay higher rates, with premiums as much as $623 per month if they have full coverage