Jeep Wrangler 4xe Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance prices for a Jeep Wrangler 4xe are $1,960 every 12 months for full coverage. Comprehensive insurance costs approximately $358 each year, collision costs $780, and liability insurance is estimated at $584. Liability-only coverage costs approximately $678 a year, with high-risk coverage costing $4,280 or more. Teen drivers receive the highest rates at $7,478 a year or more.
Average premium for full coverage: $1,960
Rate estimates by individual coverage type:
Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Wrangler 4xe models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $678 for your basic liability-only policy to a high rate of $4,280 for high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.
The graphic below illustrates how location impacts auto insurance prices.
These examples show why all drivers should get quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Jeep Wrangler 4xe insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $1,121
- Choosing higher $1,000 deductibles can save $258 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,960
- Choosing low deductibles for comp and collision coverage costs an extra $510 a year
- High-risk insureds with multiple violations and an at-fault accident could pay around $4,280 or more
- The cost to insure a teen driver can cost $7,478 each year
Car insurance rates for a Jeep Wrangler 4xe can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Wrangler 4xe.
Choosing high deductibles can save as much as $770 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $525 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,800 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $7,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $2,300 to $3,200 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Jeep Wrangler 4xe insurance rates. A good driver about age 40 could pay as low as $1,290 a year in states like Iowa, Maine, and Idaho, or as much as $2,800 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,774 | -$186 | -9.5% |
| Alaska | $1,504 | -$456 | -23.3% |
| Arizona | $1,628 | -$332 | -16.9% |
| Arkansas | $1,960 | -$0 | 0.0% |
| California | $2,238 | $278 | 14.2% |
| Colorado | $1,874 | -$86 | -4.4% |
| Connecticut | $2,014 | $54 | 2.8% |
| Delaware | $2,222 | $262 | 13.4% |
| Florida | $2,452 | $492 | 25.1% |
| Georgia | $1,814 | -$146 | -7.4% |
| Hawaii | $1,408 | -$552 | -28.2% |
| Idaho | $1,330 | -$630 | -32.1% |
| Illinois | $1,464 | -$496 | -25.3% |
| Indiana | $1,478 | -$482 | -24.6% |
| Iowa | $1,326 | -$634 | -32.3% |
| Kansas | $1,864 | -$96 | -4.9% |
| Kentucky | $2,676 | $716 | 36.5% |
| Louisiana | $2,908 | $948 | 48.4% |
| Maine | $1,212 | -$748 | -38.2% |
| Maryland | $1,618 | -$342 | -17.4% |
| Massachusetts | $1,568 | -$392 | -20.0% |
| Michigan | $3,408 | $1,448 | 73.9% |
| Minnesota | $1,644 | -$316 | -16.1% |
| Mississippi | $2,350 | $390 | 19.9% |
| Missouri | $1,742 | -$218 | -11.1% |
| Montana | $2,108 | $148 | 7.6% |
| Nebraska | $1,546 | -$414 | -21.1% |
| Nevada | $2,352 | $392 | 20.0% |
| New Hampshire | $1,412 | -$548 | -28.0% |
| New Jersey | $2,192 | $232 | 11.8% |
| New Mexico | $1,740 | -$220 | -11.2% |
| New York | $2,068 | $108 | 5.5% |
| North Carolina | $1,130 | -$830 | -42.3% |
| North Dakota | $1,604 | -$356 | -18.2% |
| Ohio | $1,354 | -$606 | -30.9% |
| Oklahoma | $2,014 | $54 | 2.8% |
| Oregon | $1,798 | -$162 | -8.3% |
| Pennsylvania | $1,872 | -$88 | -4.5% |
| Rhode Island | $2,616 | $656 | 33.5% |
| South Carolina | $1,778 | -$182 | -9.3% |
| South Dakota | $1,656 | -$304 | -15.5% |
| Tennessee | $1,718 | -$242 | -12.3% |
| Texas | $2,362 | $402 | 20.5% |
| Utah | $1,452 | -$508 | -25.9% |
| Vermont | $1,344 | -$616 | -31.4% |
| Virginia | $1,176 | -$784 | -40.0% |
| Washington | $1,516 | -$444 | -22.7% |
| West Virginia | $1,800 | -$160 | -8.2% |
| Wisconsin | $1,358 | -$602 | -30.7% |
| Wyoming | $1,748 | -$212 | -10.8% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wrangler 4xe | $376 | $812 | $558 | $1,984 |
| 2023 Jeep Wrangler 4xe | $358 | $780 | $584 | $1,960 |
| 2022 Jeep Wrangler 4xe | $344 | $774 | $598 | $1,954 |
Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Jeep Wrangler 4xe Insurance
Saving money on Jeep Wrangler 4xe insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Spend time shopping around every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a quick rundown of the material that was touched on above.
- Drivers who purchase higher liability limits will pay about $640 each year to raise limits from a minimum limit to a 250/500 level
- Teenagers pay the highest auto insurance rates, costing as high as $623 per month if the policy includes full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $2,320 more per year for car insurance
- Increasing deductibles could save as much as $775 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,478 |
| 20 | $4,596 |
| 30 | $2,042 |
| 40 | $1,960 |
| 50 | $1,798 |
| 60 | $1,766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,470 |
| $250 | $2,232 |
| $500 | $1,960 |
| $1,000 | $1,702 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,960 |
| 50/100 | $2,077 |
| 100/300 | $2,223 |
| 250/500 | $2,602 |
| 100 CSL | $2,135 |
| 300 CSL | $2,456 |
| 500 CSL | $2,690 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,664 |
| 20 | $7,320 |
| 30 | $4,368 |
| 40 | $4,280 |
| 50 | $4,090 |
| 60 | $4,054 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $103 |
| Multi-vehicle | $105 |
| Homeowner | $29 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $91 |
| Advance Quote | $99 |
| Online Quote | $138 |
| Total Discounts | $839 |
Discounts are estimated and may not be available from every company or in every state.
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