Jeep Wrangler 4xe Insurance Rates

U.S. average insurance rates for a Jeep Wrangler 4xe are $1,954 a year with full coverage. Comprehensive costs around $344 each year, collision insurance costs $774, and liability coverage costs $598. A policy with just liability insurance costs as little as $688 a year, and coverage for high-risk drivers costs around $4,272. 16-year-old drivers pay the highest rates at up to $7,494 a year.

Average premium for full coverage: $1,954

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Wrangler 4xe models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why all drivers should compare rates for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jeep Wrangler 4xe insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,117
• Drivers who choose higher $1,000 deductibles will pay about $252 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,954
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $2,454
• High-risk insureds with multiple tickets or accidents could pay at least $4,272
• The price that insures a teenage driver can be $7,494 a year

View Chart as Image

Insurance prices for a Jeep Wrangler 4xe are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $2,300 to $3,200 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,800 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $7,400 a year. View Rates by Age

The state you live in makes a big difference in Jeep Wrangler 4xe insurance rates. A 40-year-old driver could pay as low as $1,400 a year in states like New Hampshire, Ohio, and Utah, or at least $2,640 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles could save up to $760 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $538 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Jeep Wrangler 4xe Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The list below is a quick review of the data covered in the above illustrations.

• Consumers who may need higher liability limits will pay around $660 every year to go from a low limit to the 250/500 level
• You may be able to save up to $240 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $750 each year
• Teenagers pay higher prices, costing up to $625 a month if full coverage is included