Jeep Wrangler 4xe Insurance Rates

Estimated insurance rates for a Jeep Wrangler 4xe are $1,954 a year with full coverage. Comprehensive insurance costs approximately $344 a year, collision insurance costs $774, and liability costs around $598. Liability-only coverage costs as low as $688 a year, and high-risk coverage costs $4,272 or more. Teen drivers pay the most at up to $7,494 a year.

Average premium for full coverage: $1,954

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Wrangler 4xe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Jeep Wrangler 4xe insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,117
• Using higher $1,000 deductibles will save $1,702 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,954
• Choosing low $100 deductibles for physical damage coverage will cost an extra $500 every year
• Drivers with multiple violations and an at-fault accident could pay around $4,272
• An auto insurance policy for full coverage for a teen driver can cost $7,494 or more

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Insurance prices for a Jeep Wrangler 4xe also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $7,400 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Wrangler 4xe insurance prices. A driver around age 40 might see prices as low as $1,400 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,640 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $760 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $538 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $2,300 to $3,200 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find Low Cost Jeep Wrangler 4xe Insurance

Finding better rates on car insurance requires being a good driver, maintaining good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the car insurance concepts covered in the above illustrations.

• Higher risk drivers who have several accidents or serious violations pay on average $2,320 more per year than a safer driver
• You may be able to save around $240 per year just by quoting early and online
• Increasing policy deductibles can save around $750 each year
• Policyholders who purchase an increased level of liability coverage will pay about $660 every year to increase from 30/60 bodily injury limits to 250/500 limits