Jeep Wrangler 4xe Insurance Rates

Average insurance rates for a Jeep Wrangler 4xe are $1,954 a year with full coverage. Comprehensive insurance costs on average $344 a year, collision insurance costs $774, and liability coverage costs $598. Buying just liability costs as little as $688 a year, and insurance for high-risk drivers costs $4,272 or more. Teens receive the highest rates at up to $7,494 a year.

Average premium for full coverage: $1,954

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Wrangler 4xe trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts car insurance rates.

These examples demonstrate why it is important to compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,117
• Drivers who choose higher $1,000 deductibles will pay around $1,702 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,954
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $500 each year
• High-risk insureds with serious driving violations could pay upwards of $4,272
• The cost for full coverage for a teenage driver may cost $7,494 a year

View Chart as Image

Auto insurance rates for a Jeep Wrangler 4xe can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,800 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $7,400 a year. View Rates by Age

Where you live makes a big difference in Jeep Wrangler 4xe insurance rates. A 40-year-old driver could pay as low as $1,400 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,640 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $760 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $538 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $2,300 to $3,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Jeep Wrangler 4xe Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every other policy renewal by quoting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

Below you'll find a review of the ideas that were touched on above.

• Youthful drivers are charged the highest rates, with premiums as much as $625 per month if they have full coverage
• Drivers who have several accidents or serious violations may be required to pay an average of $2,320 more each year than a low-risk driver
• Increasing deductibles can save around $750 each year
• You may be able to save as much as $240 per year just by quoting early and online