Jeep Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance prices for a Jeep Wagoneer are $1,628 every 12 months with full coverage. Comprehensive insurance costs approximately $420, collision insurance costs $834, and liability is $264. Liability-only insurance costs around $312 a year, and high-risk driver insurance costs $3,530 or more. Teens pay the most at up to $5,628 a year.
Average premium for full coverage: $1,628
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Wagoneer models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Jeep Wagoneer range from the cheapest price of $312 for just liability insurance to the much higher price of $3,530 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.
These rate differences demonstrate why everyone should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Jeep Wagoneer insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $891
- Raising to $1,000 deductibles will save $286 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,628
- Selecting pricier low deductibles costs an extra $554 every year
- At-risk drivers with serious driving violations could pay around $3,530
- An auto insurance policy to insure a teen driver for full coverage can cost $5,628
Insurance prices for a Jeep Wagoneer also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Wagoneer.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $840 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $237 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,900 to $2,600 additional annually, depending on your age. Jeep Wagoneer insurance for high-risk drivers is expensive and can cost as much as 46% to 131% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Jeep Wagoneer insurance prices. A middle-age driver might find prices as low as $1,170 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,472 | -$156 | -9.6% |
| Alaska | $1,248 | -$380 | -23.3% |
| Arizona | $1,350 | -$278 | -17.1% |
| Arkansas | $1,628 | -$0 | 0.0% |
| California | $1,852 | $224 | 13.8% |
| Colorado | $1,552 | -$76 | -4.7% |
| Connecticut | $1,668 | $40 | 2.5% |
| Delaware | $1,840 | $212 | 13.0% |
| Florida | $2,030 | $402 | 24.7% |
| Georgia | $1,502 | -$126 | -7.7% |
| Hawaii | $1,168 | -$460 | -28.3% |
| Idaho | $1,100 | -$528 | -32.4% |
| Illinois | $1,212 | -$416 | -25.6% |
| Indiana | $1,224 | -$404 | -24.8% |
| Iowa | $1,100 | -$528 | -32.4% |
| Kansas | $1,544 | -$84 | -5.2% |
| Kentucky | $2,216 | $588 | 36.1% |
| Louisiana | $2,408 | $780 | 47.9% |
| Maine | $1,000 | -$628 | -38.6% |
| Maryland | $1,342 | -$286 | -17.6% |
| Massachusetts | $1,298 | -$330 | -20.3% |
| Michigan | $2,822 | $1,194 | 73.3% |
| Minnesota | $1,362 | -$266 | -16.3% |
| Mississippi | $1,948 | $320 | 19.7% |
| Missouri | $1,442 | -$186 | -11.4% |
| Montana | $1,746 | $118 | 7.2% |
| Nebraska | $1,280 | -$348 | -21.4% |
| Nevada | $1,950 | $322 | 19.8% |
| New Hampshire | $1,172 | -$456 | -28.0% |
| New Jersey | $1,816 | $188 | 11.5% |
| New Mexico | $1,440 | -$188 | -11.5% |
| New York | $1,712 | $84 | 5.2% |
| North Carolina | $936 | -$692 | -42.5% |
| North Dakota | $1,332 | -$296 | -18.2% |
| Ohio | $1,124 | -$504 | -31.0% |
| Oklahoma | $1,668 | $40 | 2.5% |
| Oregon | $1,492 | -$136 | -8.4% |
| Pennsylvania | $1,550 | -$78 | -4.8% |
| Rhode Island | $2,168 | $540 | 33.2% |
| South Carolina | $1,474 | -$154 | -9.5% |
| South Dakota | $1,372 | -$256 | -15.7% |
| Tennessee | $1,424 | -$204 | -12.5% |
| Texas | $1,958 | $330 | 20.3% |
| Utah | $1,202 | -$426 | -26.2% |
| Vermont | $1,110 | -$518 | -31.8% |
| Virginia | $976 | -$652 | -40.0% |
| Washington | $1,256 | -$372 | -22.9% |
| West Virginia | $1,492 | -$136 | -8.4% |
| Wisconsin | $1,124 | -$504 | -31.0% |
| Wyoming | $1,446 | -$182 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wagoneer | $458 | $874 | $246 | $1,688 |
| 2023 Jeep Wagoneer | $438 | $840 | $258 | $1,646 |
| 2022 Jeep Wagoneer | $420 | $834 | $264 | $1,628 |
Rates are averaged for all Jeep Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Jeep Wagoneer Insurance
Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct companies, and also from insurance agencies where you live.
The points below are a summary of the material that was illustrated above.
- Policyholders who purchase increased liability limits will pay approximately $290 every year to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are the costliest to insure, possibly costing $469 per month if full coverage is included
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,900 more per year to insure a Jeep Wagoneer
- Increasing policy deductibles could save as much as $850 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,754 |
| 30 | $1,730 |
| 40 | $1,628 |
| 50 | $1,480 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,182 |
| $250 | $1,924 |
| $500 | $1,628 |
| $1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,628 |
| 50/100 | $1,681 |
| 100/300 | $1,747 |
| 250/500 | $1,918 |
| 100 CSL | $1,707 |
| 300 CSL | $1,852 |
| 500 CSL | $1,958 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,146 |
| 20 | $5,980 |
| 30 | $3,646 |
| 40 | $3,530 |
| 50 | $3,364 |
| 60 | $3,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $91 |
| Multi-vehicle | $84 |
| Homeowner | $20 |
| 5-yr Accident Free | $137 |
| 5-yr Claim Free | $109 |
| Paid in Full/EFT | $87 |
| Advance Quote | $88 |
| Online Quote | $121 |
| Total Discounts | $737 |
Discounts are estimated and may not be available from every company or in every state.
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