Jeep Wagoneer Insurance Rates

The average insurance rates for a Jeep Wagoneer are $1,628 a year for full coverage insurance. Comprehensive costs around $420, collision insurance costs $834, and liability coverage costs around $264. Liability-only insurance costs as low as $312 a year, and high-risk driver insurance costs around $3,530. Teenage drivers cost the most to insure at up to $5,628 a year.

Average premium for full coverage: $1,628

Policy rates for type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Wagoneer models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why everyone should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Jeep Wagoneer insurance rates for additional coverage choices and driver risks.

• The best discount rate is $891
• Using higher $1,000 deductibles will save about $286 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,628
• Using pricier low deductibles for physical damage coverage bumps up the cost to $2,182
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,530
• Policy cost that insures a teenage driver for full coverage can be $5,628 or more

View Chart as Image

Auto insurance rates for a Jeep Wagoneer also range considerably based on the model of your Wagoneer, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,900 to $2,600 in extra premium every year, depending on your age. Jeep Wagoneer insurance for high-risk drivers can be around 46% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $5,600 a year. View Rates by Age

Your home state has a huge impact on Jeep Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,190 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $840 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $237 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Jeep Wagoneer Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Compare prices at every policy renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the data covered above.

• Consumers who may need more liability coverage will pay an extra $290 annually to increase from a 30/60 limit to the 250/500 level
• It is possible to save up to $210 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Teen drivers are expensive to insure, possibly costing $469 each month if the policy includes full coverage