Jeep Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a Jeep Wagoneer are $1,646 a year for full coverage. Comprehensive insurance costs on average $438, collision insurance costs $840, and liability coverage is estimated at $258. A policy with just liability insurance costs approximately $306 a year, and coverage for high-risk drivers costs $3,560 or more. 16-year-old drivers receive the highest rates at up to $5,652 a year.
Average premium for full coverage: $1,646
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different Wagoneer trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $306 for just liability insurance to a much higher rate of $3,560 for a high-risk driver policy.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.
These examples show why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Jeep Wagoneer insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $901
- Choosing higher $1,000 deductibles can save around $290 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,646
- Buying more expensive low deductibles for comp and collision coverage will cost an extra $564 each year
- Drivers with multiple tickets or accidents could pay upwards of $3,560
- The cost for full coverage for a teenage driver with full coverage may cost $5,652 each year
Insurance rates for a Jeep Wagoneer can also vary considerably based on your driver profile, the trim level of your Wagoneer, and policy deductibles and limits.
An older driver with no violations or accidents and high deductibles may only pay around $1,500 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,600 a year. View Rates by Age
Where you live plays a big part in determining prices for Jeep Wagoneer insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or at least $2,340 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,488 | -$158 | -9.6% |
| Alaska | $1,262 | -$384 | -23.3% |
| Arizona | $1,366 | -$280 | -17.0% |
| Arkansas | $1,646 | -$0 | 0.0% |
| California | $1,874 | $228 | 13.9% |
| Colorado | $1,570 | -$76 | -4.6% |
| Connecticut | $1,690 | $44 | 2.7% |
| Delaware | $1,860 | $214 | 13.0% |
| Florida | $2,054 | $408 | 24.8% |
| Georgia | $1,520 | -$126 | -7.7% |
| Hawaii | $1,182 | -$464 | -28.2% |
| Idaho | $1,114 | -$532 | -32.3% |
| Illinois | $1,226 | -$420 | -25.5% |
| Indiana | $1,240 | -$406 | -24.7% |
| Iowa | $1,112 | -$534 | -32.4% |
| Kansas | $1,562 | -$84 | -5.1% |
| Kentucky | $2,240 | $594 | 36.1% |
| Louisiana | $2,434 | $788 | 47.9% |
| Maine | $1,012 | -$634 | -38.5% |
| Maryland | $1,356 | -$290 | -17.6% |
| Massachusetts | $1,314 | -$332 | -20.2% |
| Michigan | $2,856 | $1,210 | 73.5% |
| Minnesota | $1,378 | -$268 | -16.3% |
| Mississippi | $1,970 | $324 | 19.7% |
| Missouri | $1,458 | -$188 | -11.4% |
| Montana | $1,768 | $122 | 7.4% |
| Nebraska | $1,294 | -$352 | -21.4% |
| Nevada | $1,972 | $326 | 19.8% |
| New Hampshire | $1,188 | -$458 | -27.8% |
| New Jersey | $1,838 | $192 | 11.7% |
| New Mexico | $1,456 | -$190 | -11.5% |
| New York | $1,730 | $84 | 5.1% |
| North Carolina | $946 | -$700 | -42.5% |
| North Dakota | $1,346 | -$300 | -18.2% |
| Ohio | $1,136 | -$510 | -31.0% |
| Oklahoma | $1,686 | $40 | 2.4% |
| Oregon | $1,508 | -$138 | -8.4% |
| Pennsylvania | $1,568 | -$78 | -4.7% |
| Rhode Island | $2,194 | $548 | 33.3% |
| South Carolina | $1,492 | -$154 | -9.4% |
| South Dakota | $1,388 | -$258 | -15.7% |
| Tennessee | $1,440 | -$206 | -12.5% |
| Texas | $1,980 | $334 | 20.3% |
| Utah | $1,218 | -$428 | -26.0% |
| Vermont | $1,122 | -$524 | -31.8% |
| Virginia | $986 | -$660 | -40.1% |
| Washington | $1,268 | -$378 | -23.0% |
| West Virginia | $1,508 | -$138 | -8.4% |
| Wisconsin | $1,138 | -$508 | -30.9% |
| Wyoming | $1,464 | -$182 | -11.1% |
Opting for high physical damage deductibles can save as much as $860 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $232 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance ranges around 46% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wagoneer | $458 | $874 | $246 | $1,688 |
| 2023 Jeep Wagoneer | $438 | $840 | $258 | $1,646 |
| 2022 Jeep Wagoneer | $420 | $834 | $264 | $1,628 |
Rates are averaged for all Jeep Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Jeep Wagoneer Insurance
Saving money on auto insurance takes being a good driver, having a good credit history, eliminating unneeded coverage, and dropping full coverage on older vehicles. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.
The following list is a summary of the information touched on in the above illustrations.
- Drivers can save as much as $210 per year just by shopping early and online
- Drivers age 16 to 20 pay higher rates, costing as high as $471 per month including comprehensive and collision insurance
- Increasing deductibles can save around $850 each year
- Drivers who have multiple accidents or major violations will pay on average $1,910 more each year than a safer driver
- Consumers who require an increased level of liability coverage will pay around $280 each year to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,652 |
| 20 | $3,784 |
| 30 | $1,752 |
| 40 | $1,646 |
| 50 | $1,494 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,210 |
| $250 | $1,948 |
| $500 | $1,646 |
| $1,000 | $1,356 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,646 |
| 50/100 | $1,698 |
| 100/300 | $1,762 |
| 250/500 | $1,930 |
| 100 CSL | $1,723 |
| 300 CSL | $1,865 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $6,022 |
| 30 | $3,680 |
| 40 | $3,560 |
| 50 | $3,392 |
| 60 | $3,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $84 |
| Homeowner | $21 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $110 |
| Paid in Full/EFT | $88 |
| Advance Quote | $89 |
| Online Quote | $123 |
| Total Discounts | $745 |
Discounts are estimated and may not be available from every company or in every state.
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