Jeep Wagoneer Insurance Rates

Estimated insurance prices for a Jeep Wagoneer are $1,628 every 12 months for full coverage. Comprehensive insurance costs an estimated $420 a year, collision insurance costs $834, and liability coverage costs around $264. A liability-only policy costs as low as $312 a year, and high-risk insurance costs $3,530 or more. 16-year-old drivers pay the most at up to $5,628 a year.

Average premium for full coverage: $1,628

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Wagoneer trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to compare prices for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Jeep Wagoneer insurance rates for other coverage scenarios.

• The best full coverage rate is $891
• Using higher $1,000 deductibles will save approximately $1,342 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,628
• Buying low $100 deductibles for physical damage coverage costs an extra $554 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,530
• An auto insurance policy to insure a teenage driver can cost as much as $5,628 or more

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Auto insurance prices for a Jeep Wagoneer also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $840 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $237 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,900 to $2,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 46% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Jeep Wagoneer insurance rates. A driver around age 40 might see prices as low as $1,070 a year in states like Iowa, Maine, and Idaho, or at least $2,320 on average in New York, Louisiana, and Michigan.

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How to Shop for the Best Jeep Wagoneer Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and consideration of higher deductibles. Make time to compare rates every year by getting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a brief recap of the coverage data touched on in this article.

• Drivers can save approximately $210 per year just by quoting early and online
• Increasing policy deductibles could save as much as $850 each year
• Youthful drivers are the costliest to insure, as much as $469 per month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,900 more annually than a low-risk driver