Jeep Wagoneer Insurance Rates

U.S. average insurance rates for a Jeep Wagoneer are $1,628 a year for full coverage. Comprehensive insurance costs approximately $420 a year, collision insurance costs $834, and liability costs around $264. Liability-only insurance costs as low as $312 a year, and high-risk driver insurance costs $3,530 or more. Teen drivers pay the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,628

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Wagoneer trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

The ranges above show why it is important to compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Jeep Wagoneer insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $891
• Using higher $1,000 deductibles will save $1,342 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,628
• Choosing low $100 deductibles for physical damage coverage will cost an additional $554 every year
• Drivers with multiple violations and an at-fault accident could pay around $3,530
• The price that insures a teen driver can cost $5,628 or more

View Chart as Image

Car insurance prices for a Jeep Wagoneer are also quite variable based on the trim level of your Wagoneer, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 46% to 131% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,600 a year. View Rates by Age

The state you live in has a huge impact on Jeep Wagoneer insurance prices. A driver around age 40 might see prices as low as $1,070 a year in states like Iowa, Maine, and Idaho, or as much as $2,320 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $840 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $237 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Jeep Wagoneer Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Shop around every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below is a brief recap of the information illustrated above.

• Drivers can save around $210 per year just by quoting early and online
• Teenage drivers pay the highest auto insurance prices, with premiums as much as $469 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $850 each year
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,900 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay about $290 each year to increase from a low limit to the 250/500 level