Jeep Wagoneer Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Jeep Wagoneer are $1,628 a year for full coverage insurance. Comprehensive insurance costs around $420, collision insurance costs $834, and liability costs $264. Liability-only insurance costs as little as $312 a year, and high-risk driver insurance costs $3,530 or more. Teens pay the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,628

Price estimates for individual coverage:

Comprehensive $420
Collision $834
Liability $264

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Wagoneer trim levels.

Price Range from Low to High

For an average driver, Jeep Wagoneer insurance prices range from the low end price of $312 for a discount liability-only rate to a much higher rate of $3,530 for a policy for a high-risk driver.

Liability Only $312
Full Coverage $1,628
High Risk $3,530

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,221
Small Cities $1,709
Large Cities $2,198

The ranges above illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Jeep Wagoneer insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $891
  • Drivers who choose higher $1,000 deductibles will pay about $286 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,628
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $554 annually
  • Drivers with serious driving violations could pay at least $3,530
  • The price that insures a 16-year-old driver with full coverage can be $5,628 a year

View Chart as Image

Jeep Wagoneer insurance cost comparison chart
Column chart showing Jeep Wagoneer insurance prices range from $891 to $5,628 for full coverage

Car insurance prices for a Jeep Wagoneer are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,900 to $2,600 extra each year, depending on your age. High-risk driver insurance can cost from 46% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $5,600 a year. View Rates by Age

The state you live in makes a big difference in Jeep Wagoneer insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,190 on average in Michigan, New York, and Florida.

Jeep Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,472 -$156 -9.6%
Alaska $1,248 -$380 -23.3%
Arizona $1,350 -$278 -17.1%
Arkansas $1,628 -$0 0.0%
California $1,852 $224 13.8%
Colorado $1,552 -$76 -4.7%
Connecticut $1,668 $40 2.5%
Delaware $1,840 $212 13.0%
Florida $2,030 $402 24.7%
Georgia $1,502 -$126 -7.7%
Hawaii $1,168 -$460 -28.3%
Idaho $1,100 -$528 -32.4%
Illinois $1,212 -$416 -25.6%
Indiana $1,224 -$404 -24.8%
Iowa $1,100 -$528 -32.4%
Kansas $1,544 -$84 -5.2%
Kentucky $2,216 $588 36.1%
Louisiana $2,408 $780 47.9%
Maine $1,000 -$628 -38.6%
Maryland $1,342 -$286 -17.6%
Massachusetts $1,298 -$330 -20.3%
Michigan $2,822 $1,194 73.3%
Minnesota $1,362 -$266 -16.3%
Mississippi $1,948 $320 19.7%
Missouri $1,442 -$186 -11.4%
Montana $1,746 $118 7.2%
Nebraska $1,280 -$348 -21.4%
Nevada $1,950 $322 19.8%
New Hampshire $1,172 -$456 -28.0%
New Jersey $1,816 $188 11.5%
New Mexico $1,440 -$188 -11.5%
New York $1,712 $84 5.2%
North Carolina $936 -$692 -42.5%
North Dakota $1,332 -$296 -18.2%
Ohio $1,124 -$504 -31.0%
Oklahoma $1,668 $40 2.5%
Oregon $1,492 -$136 -8.4%
Pennsylvania $1,550 -$78 -4.8%
Rhode Island $2,168 $540 33.2%
South Carolina $1,474 -$154 -9.5%
South Dakota $1,372 -$256 -15.7%
Tennessee $1,424 -$204 -12.5%
Texas $1,958 $330 20.3%
Utah $1,202 -$426 -26.2%
Vermont $1,110 -$518 -31.8%
Virginia $976 -$652 -40.0%
Washington $1,256 -$372 -22.9%
West Virginia $1,492 -$136 -8.4%
Wisconsin $1,124 -$504 -31.0%
Wyoming $1,446 -$182 -11.2%

View Chart as Image

Jeep Wagoneer insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $840 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $237 extra every 12 months. View Rates by Deductible or Liability Limit

Jeep Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Wagoneer $438 $840 $258 $1,646
2023 Jeep Wagoneer $420 $834 $264 $1,628
2022 Jeep Wagoneer $406 $814 $274 $1,604

Rates are averaged for all Jeep Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Jeep Wagoneer Insurance

Getting lower rates on insurance for a Jeep Wagoneer not only requires avoiding accidents and violations, but also having a positive credit history, not filing small claims, and consideration of higher deductibles. Compare rates every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the coverage data covered in the above illustrations.

  • It is possible to save up to $210 per year just by shopping early and online
  • Increasing physical damage deductibles can save approximately $850 each year
  • Teenagers are the costliest to insure, as much as $469 a month if full coverage is purchased
  • Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,900 more every year for car insurance

Rates by Driver Age

Jeep Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,754
30 $1,730
40 $1,628
50 $1,480
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,182
$250 $1,924
$500 $1,628
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,628
50/100 $1,681
100/300 $1,747
250/500 $1,918
100 CSL $1,707
300 CSL $1,852
500 CSL $1,958

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $8,146
20 $5,980
30 $3,646
40 $3,530
50 $3,364
60 $3,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $235

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $91
Multi-vehicle $84
Homeowner $20
5-yr Accident Free $137
5-yr Claim Free $109
Paid in Full/EFT $87
Advance Quote $88
Online Quote $121
Total Discounts $737
Rate after discounts $891

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles