Jeep Wagoneer Insurance Rates

The average auto insurance rates for a Jeep Wagoneer are $1,604 annually for full coverage. Comprehensive insurance costs on average $406 a year, collision insurance costs $814, and liability is $274. Buying just liability costs around $322 a year, and insurance for high-risk drivers costs $3,484 or more. Teens cost the most to insure at up to $5,580 a year.

Average premium for full coverage: $1,604

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Wagoneer trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Jeep Wagoneer insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $877
• Raising to $1,000 deductibles will save around $1,326 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,604
• Selecting low $100 deductibles costs an additional $540 every year
• At-risk drivers with serious driving violations could pay upwards of $3,484
• Policy cost with full coverage for a teen driver may cost $5,580

View Chart as Image

Insurance rates for a Jeep Wagoneer also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,900 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $820 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $246 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Jeep Wagoneer insurance prices. A middle-age driver might find rates as low as $1,060 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,290 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy More Affordable Jeep Wagoneer Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around at every policy renewal by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a summary of the data illustrated above.

• Policyholders who require higher levels of liability will pay approximately $300 each year to raise from a 30/60 limit to higher 250/500 limits
• Drivers can save as much as $210 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $825 each year
• Teenage drivers pay the highest rates, costing up to $465 each month including comprehensive and collision insurance