Jeep Grand Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Jeep Grand Wagoneer are $1,718 a year with full coverage. Comprehensive costs an estimated $320 a year, collision costs $930, and liability coverage costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $3,814. Teens pay the most at $6,316 a year or more.
Average premium for full coverage: $1,718
Premium estimates broken down by type of coverage:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Grand Wagoneer trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Jeep Grand Wagoneer go from the low end price of $388 for just liability coverage to a high of $3,814 for high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.
The diagram below illustrates the effect of geographic area on insurance prices.
These rate differences demonstrate why it is important to compare rates for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $921
- Drivers who choose higher $1,000 deductibles will pay approximately $1,436 annually
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,718
- Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,284
- High-risk insureds with serious driving violations could pay up to $3,814 or more
- An auto insurance policy that insures a teenage driver can cost as much as $6,316 a year
Insurance prices for a Jeep Grand Wagoneer also have a wide range based on the trim level of your Grand Wagoneer, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $2,100 to $2,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 46% to 136% more than the average policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,600 per year on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $6,300 a year. View Rates by Age
Where you choose to live makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,230 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,320 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,550 | -$168 | -9.8% |
| Alaska | $1,318 | -$400 | -23.3% |
| Arizona | $1,424 | -$294 | -17.1% |
| Arkansas | $1,718 | -$0 | 0.0% |
| California | $1,956 | $238 | 13.9% |
| Colorado | $1,638 | -$80 | -4.7% |
| Connecticut | $1,762 | $44 | 2.6% |
| Delaware | $1,940 | $222 | 12.9% |
| Florida | $2,144 | $426 | 24.8% |
| Georgia | $1,588 | -$130 | -7.6% |
| Hawaii | $1,234 | -$484 | -28.2% |
| Idaho | $1,162 | -$556 | -32.4% |
| Illinois | $1,278 | -$440 | -25.6% |
| Indiana | $1,296 | -$422 | -24.6% |
| Iowa | $1,158 | -$560 | -32.6% |
| Kansas | $1,630 | -$88 | -5.1% |
| Kentucky | $2,342 | $624 | 36.3% |
| Louisiana | $2,542 | $824 | 48.0% |
| Maine | $1,060 | -$658 | -38.3% |
| Maryland | $1,418 | -$300 | -17.5% |
| Massachusetts | $1,370 | -$348 | -20.3% |
| Michigan | $2,982 | $1,264 | 73.6% |
| Minnesota | $1,438 | -$280 | -16.3% |
| Mississippi | $2,054 | $336 | 19.6% |
| Missouri | $1,524 | -$194 | -11.3% |
| Montana | $1,844 | $126 | 7.3% |
| Nebraska | $1,354 | -$364 | -21.2% |
| Nevada | $2,060 | $342 | 19.9% |
| New Hampshire | $1,236 | -$482 | -28.1% |
| New Jersey | $1,920 | $202 | 11.8% |
| New Mexico | $1,520 | -$198 | -11.5% |
| New York | $1,806 | $88 | 5.1% |
| North Carolina | $988 | -$730 | -42.5% |
| North Dakota | $1,408 | -$310 | -18.0% |
| Ohio | $1,182 | -$536 | -31.2% |
| Oklahoma | $1,760 | $42 | 2.4% |
| Oregon | $1,572 | -$146 | -8.5% |
| Pennsylvania | $1,636 | -$82 | -4.8% |
| Rhode Island | $2,288 | $570 | 33.2% |
| South Carolina | $1,556 | -$162 | -9.4% |
| South Dakota | $1,450 | -$268 | -15.6% |
| Tennessee | $1,502 | -$216 | -12.6% |
| Texas | $2,070 | $352 | 20.5% |
| Utah | $1,270 | -$448 | -26.1% |
| Vermont | $1,172 | -$546 | -31.8% |
| Virginia | $1,028 | -$690 | -40.2% |
| Washington | $1,324 | -$394 | -22.9% |
| West Virginia | $1,576 | -$142 | -8.3% |
| Wisconsin | $1,188 | -$530 | -30.8% |
| Wyoming | $1,528 | -$190 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $850 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes and see how they stack up. Every company calculates prices differently, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $336 | $968 | $316 | $1,756 |
| 2023 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2022 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Jeep Grand Wagoneer Insurance
Finding better rates on auto insurance not only requires being a good driver, but also having above-average credit, being claim-free, and taking advantage of discounts. Compare rates every couple of years by quoting rates from direct companies, and also from insurance agencies where you live.
The following list is a brief recap of the material that was covered in the above illustrations.
- Consumers who want an increased level of liability coverage will pay approximately $370 every year to go from 30/60 bodily injury limits to the 250/500 level
- Drivers age 16 to 20 are charged the highest prices, possibly costing $526 per month if full coverage is included
- Drivers who tend to receive serious violations could be forced to pay on average $2,100 more annually than a safer driver
- Increasing policy deductibles can save approximately $850 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,316 |
| 20 | $4,114 |
| 30 | $1,818 |
| 40 | $1,718 |
| 50 | $1,570 |
| 60 | $1,548 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,284 |
| $250 | $2,016 |
| $500 | $1,718 |
| $1,000 | $1,436 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,718 |
| 50/100 | $1,784 |
| 100/300 | $1,867 |
| 250/500 | $2,083 |
| 100 CSL | $1,818 |
| 300 CSL | $2,000 |
| 500 CSL | $2,133 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,122 |
| 20 | $6,576 |
| 30 | $3,928 |
| 40 | $3,814 |
| 50 | $3,644 |
| 60 | $3,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $95 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $94 |
| Advance Quote | $97 |
| Online Quote | $127 |
| Total Discounts | $797 |
Discounts are estimated and may not be available from every company or in every state.
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