Jeep Grand Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Jeep Grand Wagoneer are $1,718 annually for full coverage insurance. Comprehensive costs around $320 each year, collision insurance costs $930, and liability is $332. Liability-only coverage costs around $388 a year, and high-risk coverage costs around $3,814. 16-year-old drivers pay the highest rates at up to $6,316 a year.
Average premium for full coverage: $1,718
Price estimates for individual coverage:
Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Grand Wagoneer models.
Price Range from Low to High
For a driver around age 40, Jeep Grand Wagoneer insurance prices range from as cheap as $388 for just the minimum liability insurance to a high rate of $3,814 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Jeep Grand Wagoneer insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $921
- Raising to $1,000 deductibles will save about $282 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,718
- Buying low deductibles will cost $2,284
- Drivers with multiple tickets or accidents could pay at least $3,814
- The price with full coverage for a 16-year-old driver can be $6,316
Auto insurance prices for a Jeep Grand Wagoneer are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,600 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $6,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $2,100 to $2,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 46% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $850 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Jeep Grand Wagoneer insurance prices. A middle-age driver might find prices as low as $1,120 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,320 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,550 | -$168 | -9.8% |
| Alaska | $1,318 | -$400 | -23.3% |
| Arizona | $1,424 | -$294 | -17.1% |
| Arkansas | $1,718 | -$0 | 0.0% |
| California | $1,956 | $238 | 13.9% |
| Colorado | $1,638 | -$80 | -4.7% |
| Connecticut | $1,762 | $44 | 2.6% |
| Delaware | $1,940 | $222 | 12.9% |
| Florida | $2,144 | $426 | 24.8% |
| Georgia | $1,588 | -$130 | -7.6% |
| Hawaii | $1,234 | -$484 | -28.2% |
| Idaho | $1,162 | -$556 | -32.4% |
| Illinois | $1,278 | -$440 | -25.6% |
| Indiana | $1,296 | -$422 | -24.6% |
| Iowa | $1,158 | -$560 | -32.6% |
| Kansas | $1,630 | -$88 | -5.1% |
| Kentucky | $2,342 | $624 | 36.3% |
| Louisiana | $2,542 | $824 | 48.0% |
| Maine | $1,060 | -$658 | -38.3% |
| Maryland | $1,418 | -$300 | -17.5% |
| Massachusetts | $1,370 | -$348 | -20.3% |
| Michigan | $2,982 | $1,264 | 73.6% |
| Minnesota | $1,438 | -$280 | -16.3% |
| Mississippi | $2,054 | $336 | 19.6% |
| Missouri | $1,524 | -$194 | -11.3% |
| Montana | $1,844 | $126 | 7.3% |
| Nebraska | $1,354 | -$364 | -21.2% |
| Nevada | $2,060 | $342 | 19.9% |
| New Hampshire | $1,236 | -$482 | -28.1% |
| New Jersey | $1,920 | $202 | 11.8% |
| New Mexico | $1,520 | -$198 | -11.5% |
| New York | $1,806 | $88 | 5.1% |
| North Carolina | $988 | -$730 | -42.5% |
| North Dakota | $1,408 | -$310 | -18.0% |
| Ohio | $1,182 | -$536 | -31.2% |
| Oklahoma | $1,760 | $42 | 2.4% |
| Oregon | $1,572 | -$146 | -8.5% |
| Pennsylvania | $1,636 | -$82 | -4.8% |
| Rhode Island | $2,288 | $570 | 33.2% |
| South Carolina | $1,556 | -$162 | -9.4% |
| South Dakota | $1,450 | -$268 | -15.6% |
| Tennessee | $1,502 | -$216 | -12.6% |
| Texas | $2,070 | $352 | 20.5% |
| Utah | $1,270 | -$448 | -26.1% |
| Vermont | $1,172 | -$546 | -31.8% |
| Virginia | $1,028 | -$690 | -40.2% |
| Washington | $1,324 | -$394 | -22.9% |
| West Virginia | $1,576 | -$142 | -8.3% |
| Wisconsin | $1,188 | -$530 | -30.8% |
| Wyoming | $1,528 | -$190 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $336 | $968 | $316 | $1,756 |
| 2023 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2022 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Jeep Grand Wagoneer Insurance
Getting lower rates on insurance for a Jeep Grand Wagoneer consists of avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The list below is a review of the ideas that were covered above.
- Teenagers are expensive to insure, as much as $526 a month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations pay on average $2,100 more every year for car insurance
- Increasing physical damage deductibles could save up to $850 each year
- It is possible to save up to $220 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,316 |
| 20 | $4,114 |
| 30 | $1,818 |
| 40 | $1,718 |
| 50 | $1,570 |
| 60 | $1,548 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,284 |
| $250 | $2,016 |
| $500 | $1,718 |
| $1,000 | $1,436 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,718 |
| 50/100 | $1,784 |
| 100/300 | $1,867 |
| 250/500 | $2,083 |
| 100 CSL | $1,818 |
| 300 CSL | $2,000 |
| 500 CSL | $2,133 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,122 |
| 20 | $6,576 |
| 30 | $3,928 |
| 40 | $3,814 |
| 50 | $3,644 |
| 60 | $3,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $95 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $94 |
| Advance Quote | $97 |
| Online Quote | $127 |
| Total Discounts | $797 |
Discounts are estimated and may not be available from every company or in every state.
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