Jeep Grand Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Jeep Grand Wagoneer are $1,702 annually for full coverage insurance. Comprehensive costs approximately $306, collision costs $922, and liability coverage costs $338. A liability-only policy costs as little as $394 a year, with high-risk insurance costing around $3,792. Teenage drivers receive the highest rates at $6,304 a year or more.
Average premium for full coverage: $1,702
Rate estimates by individual coverage type:
Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Grand Wagoneer trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $394 for the bare minimum liability coverage to a much higher rate of $3,792 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.
The price range example below illustrates how location helps determine auto insurance prices.
These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.
- The best discount rate is $911
- Drivers who choose higher $1,000 deductibles will pay $274 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,702
- Using more expensive low deductibles for comprehensive and collision insurance will cost $2,260
- High-risk insureds who are prone to accidents and violations could pay around $3,792 or more
- The cost with full coverage for a teenage driver with full coverage can cost $6,304 a year
Insurance rates for a Jeep Grand Wagoneer can also vary considerably based on the trim level of your Grand Wagoneer, your risk profile, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,600 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $6,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,800 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $840 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $304 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,300 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,308 | -$394 | -23.1% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,942 | $240 | 14.1% |
| Colorado | $1,626 | -$76 | -4.5% |
| Connecticut | $1,750 | $48 | 2.8% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,224 | -$478 | -28.1% |
| Idaho | $1,156 | -$546 | -32.1% |
| Illinois | $1,268 | -$434 | -25.5% |
| Indiana | $1,286 | -$416 | -24.4% |
| Iowa | $1,150 | -$552 | -32.4% |
| Kansas | $1,618 | -$84 | -4.9% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,522 | $820 | 48.2% |
| Maine | $1,054 | -$648 | -38.1% |
| Maryland | $1,408 | -$294 | -17.3% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,426 | -$276 | -16.2% |
| Mississippi | $2,042 | $340 | 20.0% |
| Missouri | $1,512 | -$190 | -11.2% |
| Montana | $1,830 | $128 | 7.5% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,230 | -$472 | -27.7% |
| New Jersey | $1,904 | $202 | 11.9% |
| New Mexico | $1,508 | -$194 | -11.4% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $982 | -$720 | -42.3% |
| North Dakota | $1,398 | -$304 | -17.9% |
| Ohio | $1,174 | -$528 | -31.0% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,562 | -$140 | -8.2% |
| Pennsylvania | $1,624 | -$78 | -4.6% |
| Rhode Island | $2,270 | $568 | 33.4% |
| South Carolina | $1,544 | -$158 | -9.3% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,490 | -$212 | -12.5% |
| Texas | $2,054 | $352 | 20.7% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,022 | -$680 | -40.0% |
| Washington | $1,314 | -$388 | -22.8% |
| West Virginia | $1,562 | -$140 | -8.2% |
| Wisconsin | $1,176 | -$526 | -30.9% |
| Wyoming | $1,518 | -$184 | -10.8% |
With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $336 | $968 | $316 | $1,756 |
| 2023 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2022 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Jeep Grand Wagoneer Insurance
Saving money on auto insurance not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The next list is a review of the ideas that were covered in the charts and tables above.
- Drivers age 20 and younger are expensive to insure, costing up to $525 per month including comprehensive and collision insurance
- Drivers who have several accidents or serious violations could be forced to pay on average $2,090 more per year to buy Jeep Grand Wagoneer insurance
- Increasing deductibles could save up to $825 each year
- It is possible to save around $220 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,304 |
| 20 | $4,094 |
| 30 | $1,802 |
| 40 | $1,702 |
| 50 | $1,558 |
| 60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,260 |
| $250 | $1,996 |
| $500 | $1,702 |
| $1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,770 |
| 100/300 | $1,854 |
| 250/500 | $2,074 |
| 100 CSL | $1,803 |
| 300 CSL | $1,989 |
| 500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,098 |
| 20 | $6,544 |
| 30 | $3,902 |
| 40 | $3,792 |
| 50 | $3,624 |
| 60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $116 |
| Paid in Full/EFT | $93 |
| Advance Quote | $97 |
| Online Quote | $125 |
| Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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