Jeep Grand Wagoneer Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Jeep Grand Wagoneer are $1,702 a year with full coverage. Comprehensive costs an estimated $306 each year, collision insurance costs $922, and liability costs around $338. Liability-only insurance costs as low as $394 a year, and high-risk driver insurance costs around $3,792. 16-year-old drivers pay the most at up to $6,304 a year.

Average premium for full coverage: $1,702

Premium estimates broken down by type of coverage:

Comprehensive $306
Collision $922
Liability $338

Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Grand Wagoneer models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Jeep Grand Wagoneer range from as low as $394 for minimum levels of liability insurance to a high rate of $3,792 for a driver who requires high-risk insurance.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

These rate differences demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The best full coverage rate is $911
  • Using higher $1,000 deductibles will save approximately $274 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,702
  • Buying low deductibles for physical damage coverage will increase the cost to $2,260
  • High-risk insureds with multiple tickets or accidents could pay up to $3,792
  • An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $6,304 or more

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing Jeep Grand Wagoneer insurance rates range from $911 to $6,304 for full coverage

Insurance prices for a Jeep Grand Wagoneer also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $6,300 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Grand Wagoneer insurance prices. A driver around age 40 might see prices as low as $1,230 a year in states like Utah, Ohio, and New Hampshire, or at least $2,300 on average in New York, Michigan, and Florida.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $840 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $2,100 to $2,800 additional annually, depending on your age. Insurance for high-risk drivers can be from 44% to 137% more than the average rate. View High Risk Driver Rates

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jeep Grand Wagoneer Insurance

Finding better rates on insurance for a Jeep Grand Wagoneer requires being a low-risk driver, having a good credit history, being claim-free, and possibly raising deductibles. Set aside time to shop around at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a summary of the concepts that were raised in the charts and tables above.

  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,090 more annually to insure their Grand Wagoneer
  • Teen drivers are expensive to insure, possibly costing $525 per month including comprehensive and collision insurance
  • You may be able to save approximately $220 per year just by quoting online in advance
  • Increasing policy deductibles can save around $825 each year
  • You may be able to save approximately $220 per year just by quoting online in advance

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles