Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for a Jeep Grand Wagoneer are $1,702 a year with full coverage. Comprehensive insurance costs on average $306 a year, collision costs $922, and liability coverage costs around $338. Liability-only insurance costs as low as $394 a year, with high-risk driver insurance costing $3,792 or more. Teenage drivers cost the most to insure at $6,304 a year or more.
Average premium for full coverage: $1,702
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Grand Wagoneer trim levels.
Price Range Variability
For the normal driver, Jeep Grand Wagoneer insurance rates go from the low end price of $394 for minimum levels of liability insurance to a high of $3,792 for high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates how geographic area affects car insurance rates.
The examples above demonstrate why it is important to compare prices based on a specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.
- The best discount rate is $911
- Using higher $1,000 deductibles will save around $1,428 annually
- The estimated price for a good driver age 40 with $500 deductibles is $1,702
- Using low $100 deductibles for physical damage coverage will cost an additional $558 each year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,792 or more
- Policy cost that insures a teenage driver may cost $6,304 or more
Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the trim level of your Grand Wagoneer, your age and driving habits, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,100 to $2,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 44% to 137% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $6,300 a year. View Rates by Age
Your home state has a huge impact on Jeep Grand Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,230 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,300 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,540 | -$162 | -9.5% |
Alaska | $1,308 | -$394 | -23.1% |
Arizona | $1,414 | -$288 | -16.9% |
Arkansas | $1,702 | -$0 | 0.0% |
California | $1,942 | $240 | 14.1% |
Colorado | $1,626 | -$76 | -4.5% |
Connecticut | $1,750 | $48 | 2.8% |
Delaware | $1,926 | $224 | 13.2% |
Florida | $2,130 | $428 | 25.1% |
Georgia | $1,574 | -$128 | -7.5% |
Hawaii | $1,224 | -$478 | -28.1% |
Idaho | $1,156 | -$546 | -32.1% |
Illinois | $1,268 | -$434 | -25.5% |
Indiana | $1,286 | -$416 | -24.4% |
Iowa | $1,150 | -$552 | -32.4% |
Kansas | $1,618 | -$84 | -4.9% |
Kentucky | $2,322 | $620 | 36.4% |
Louisiana | $2,522 | $820 | 48.2% |
Maine | $1,054 | -$648 | -38.1% |
Maryland | $1,408 | -$294 | -17.3% |
Massachusetts | $1,360 | -$342 | -20.1% |
Michigan | $2,956 | $1,254 | 73.7% |
Minnesota | $1,426 | -$276 | -16.2% |
Mississippi | $2,042 | $340 | 20.0% |
Missouri | $1,512 | -$190 | -11.2% |
Montana | $1,830 | $128 | 7.5% |
Nebraska | $1,342 | -$360 | -21.2% |
Nevada | $2,042 | $340 | 20.0% |
New Hampshire | $1,230 | -$472 | -27.7% |
New Jersey | $1,904 | $202 | 11.9% |
New Mexico | $1,508 | -$194 | -11.4% |
New York | $1,792 | $90 | 5.3% |
North Carolina | $982 | -$720 | -42.3% |
North Dakota | $1,398 | -$304 | -17.9% |
Ohio | $1,174 | -$528 | -31.0% |
Oklahoma | $1,746 | $44 | 2.6% |
Oregon | $1,562 | -$140 | -8.2% |
Pennsylvania | $1,624 | -$78 | -4.6% |
Rhode Island | $2,270 | $568 | 33.4% |
South Carolina | $1,544 | -$158 | -9.3% |
South Dakota | $1,436 | -$266 | -15.6% |
Tennessee | $1,490 | -$212 | -12.5% |
Texas | $2,054 | $352 | 20.7% |
Utah | $1,258 | -$444 | -26.1% |
Vermont | $1,164 | -$538 | -31.6% |
Virginia | $1,022 | -$680 | -40.0% |
Washington | $1,314 | -$388 | -22.8% |
West Virginia | $1,562 | -$140 | -8.2% |
Wisconsin | $1,176 | -$526 | -30.9% |
Wyoming | $1,518 | -$184 | -10.8% |
Using high physical damage deductibles could cut rates by as much as $840 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
2023 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
2022 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Jeep Grand Wagoneer Insurance
Finding cheaper rates on auto insurance requires being a good driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct companies, and also from several local insurance agents.
The following list is a brief review of the material that was presented in the illustrations above.
- Consumers who require an increased level of liability coverage will pay an extra $370 every year to increase from a 30/60 limit to the 250/500 level
- Drivers age 16 to 20 are charged the highest rates, as much as $525 each month if the policy includes full coverage
- Drivers with DUI or reckless driving convictions pay on average $2,090 more each year than a safer driver
- Increasing comprehensive and collision deductibles can save approximately $825 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,304 |
20 | $4,094 |
30 | $1,802 |
40 | $1,702 |
50 | $1,558 |
60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,260 |
$250 | $1,996 |
$500 | $1,702 |
$1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,702 |
50/100 | $1,770 |
100/300 | $1,854 |
250/500 | $2,074 |
100 CSL | $1,803 |
300 CSL | $1,989 |
500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,098 |
20 | $6,544 |
30 | $3,902 |
40 | $3,792 |
50 | $3,624 |
60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $94 |
Multi-vehicle | $95 |
Homeowner | $22 |
5-yr Accident Free | $149 |
5-yr Claim Free | $116 |
Paid in Full/EFT | $93 |
Advance Quote | $97 |
Online Quote | $125 |
Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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