Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Jeep Grand Wagoneer are $1,702 a year with full coverage. Comprehensive insurance costs on average $306 a year, collision costs $922, and liability coverage costs around $338. Liability-only insurance costs as low as $394 a year, with high-risk driver insurance costing $3,792 or more. Teenage drivers cost the most to insure at $6,304 a year or more.

Average premium for full coverage: $1,702

Policy rates by type of insurance:

Comprehensive $306
Collision $922
Liability $338

Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Grand Wagoneer trim levels.

Price Range Variability

For the normal driver, Jeep Grand Wagoneer insurance rates go from the low end price of $394 for minimum levels of liability insurance to a high of $3,792 for high-risk insurance.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The examples above demonstrate why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.

  • The best discount rate is $911
  • Using higher $1,000 deductibles will save around $1,428 annually
  • The estimated price for a good driver age 40 with $500 deductibles is $1,702
  • Using low $100 deductibles for physical damage coverage will cost an additional $558 each year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,792 or more
  • Policy cost that insures a teenage driver may cost $6,304 or more

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance prices range from $911 to $6,304

Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the trim level of your Grand Wagoneer, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,100 to $2,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 44% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $6,300 a year. View Rates by Age

Your home state has a huge impact on Jeep Grand Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,230 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,300 on average in Florida, Michigan, and New York.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $840 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Jeep Grand Wagoneer Insurance

Finding cheaper rates on auto insurance requires being a good driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct companies, and also from several local insurance agents.

The following list is a brief review of the material that was presented in the illustrations above.

  • Consumers who require an increased level of liability coverage will pay an extra $370 every year to increase from a 30/60 limit to the 250/500 level
  • Drivers age 16 to 20 are charged the highest rates, as much as $525 each month if the policy includes full coverage
  • Drivers with DUI or reckless driving convictions pay on average $2,090 more each year than a safer driver
  • Increasing comprehensive and collision deductibles can save approximately $825 each year

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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