Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Jeep Grand Wagoneer are $1,702 annually for full coverage. Comprehensive insurance costs around $306 each year, collision costs $922, and liability coverage is $338. Liability-only coverage costs around $394 a year, with high-risk coverage costing $3,792 or more. Teenage drivers pay the highest rates at $6,304 a year or more.

Average premium for full coverage: $1,702

Price estimates for individual coverage:

Comprehensive $306
Collision $922
Liability $338

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Grand Wagoneer models.

Price Range from Low to High

Using a 40-year-old driver as an example, Jeep Grand Wagoneer insurance prices go from as cheap as $394 for just the minimum liability insurance to a high rate of $3,792 for a policy for a high-risk driver.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The ranges above show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Jeep Grand Wagoneer insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $911
  • Raising to $1,000 deductibles will save about $274 a year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,702
  • Using low deductibles costs an additional $558 each year
  • Unlucky drivers who are prone to accidents and violations could pay at least $3,792 or more
  • The price with full coverage for a teenage driver can be $6,304

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance prices range from $911 to $6,304

Auto insurance prices for a Jeep Grand Wagoneer are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,600 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $6,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $2,100 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $840 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find prices as low as $1,120 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,430 on average in Michigan, Louisiana, and New York.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Jeep Grand Wagoneer Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the coverage data raised in the charts and tables above.

  • Drivers can save up to $220 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save up to $825 each year
  • Drivers under the age of 20 are expensive to insure, with premiums as much as $525 a month if full coverage is included
  • Drivers who have several accidents or serious violations pay an average of $2,090 more every year to insure a Jeep Grand Wagoneer

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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