Jeep Grand Wagoneer Insurance Rates

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Lower Your 2022 Jeep Grand Wagoneer Car Insurance Quotes in 2025

Online price comparisons for inexpensive auto insurance is challenging if you haven't ever compared insurance using online quoting. But don't give up because online price shopping is actually quite simple. It's smart to compare prices before your next renewal because car insurance rates change regularly. Just because you had the lowest rate on Grand Wagoneer insurance two years ago there may be be...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Jeep Grand Wagoneer are $1,702 annually for full coverage insurance. Comprehensive costs on average $306 each year, collision insurance costs $922, and liability is $338. Liability-only coverage costs around $394 a year, and high-risk coverage costs around $3,792. Teenage drivers cost the most to insure at up to $6,304 a year.

Average premium for full coverage: $1,702

Policy rates by type of insurance:

Comprehensive $306
Collision $922
Liability $338

These estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Grand Wagoneer models.

Price Range Variability

For an average driver, Jeep Grand Wagoneer insurance rates range from as cheap as $394 for liability-only coverage to a high rate of $3,792 for a driver required to buy high-risk insurance.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.

  • The best discount rate is $911
  • Raising to $1,000 deductibles will save around $274 each year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,702
  • Using low deductibles will cost $2,260
  • Drivers who are prone to accidents and violations could pay upwards of $3,792
  • Policy cost with full coverage for a 16-year-old driver may cost $6,304

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing Jeep Grand Wagoneer insurance rates range from $911 to $6,304 for full coverage

Insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $6,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $2,100 to $2,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $840 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Jeep Grand Wagoneer insurance prices. A middle-age driver might find rates as low as $1,110 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,300 on average in Michigan, New York, and Florida.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city
Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Jeep Grand Wagoneer Insurance

Finding cheaper rates on insurance for a Jeep Grand Wagoneer consists of not taking risks behind the wheel, having good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the data covered in the above illustrations.

  • Insureds who require higher liability limits will pay an extra $370 annually to raise from a 30/60 limit to higher 250/500 limits
  • It is possible to save as much as $220 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $825 each year
  • Teens pay higher rates, possibly costing $525 each month if they have full coverage

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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