Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Jeep Grand Wagoneer are $1,702 a year including full coverage. Comprehensive costs an estimated $306 each year, collision costs $922, and liability coverage is $338. Liability-only insurance costs around $394 a year, with high-risk driver insurance costing around $3,792. 16-year-old drivers pay the most at $6,304 a year or more.

Average premium for full coverage: $1,702

Premium estimates broken down by type of coverage:

Comprehensive $306
Collision $922
Liability $338

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Grand Wagoneer models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Jeep Grand Wagoneer go from the low end price of $394 for minimum levels of liability insurance to a high rate of $3,792 for a driver who requires high-risk insurance.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

These rate differences highlight why all drivers should compare rates quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The best full coverage rate is $911
  • Raising to $1,000 deductibles will save approximately $274 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,702
  • Buying low deductibles bumps up the cost to $2,260
  • Unlucky drivers with multiple tickets or accidents could pay up to $3,792 or more
  • An auto insurance policy that insures a teenage driver can cost as much as $6,304

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance rates range from $911 to $6,304

Insurance prices for a Jeep Grand Wagoneer also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $2,100 to $2,800 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 137% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $6,300 a year. View Rates by Age

Where you choose to live also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find prices as low as $1,310 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,430 on average in Louisiana, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $840 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices will be substantially different.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Jeep Grand Wagoneer Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Comparison shop at every other renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a recap of the concepts that were presented in the illustrations above.

  • Drivers that have major violations or accidents could be charged and average of $2,090 more annually for car insurance
  • Teenagers are expensive to insure, with the cost nearing $525 per month if comprehensive and collision insurance is included
  • You may be able to save approximately $220 per year simply by quoting online in advance
  • Increasing policy deductibles can save approximately $825 each year
  • You may be able to save approximately $220 per year simply by quoting online in advance

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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