Jeep Grand Wagoneer Insurance Rates

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Lower Your 2022 Jeep Grand Wagoneer Car Insurance Quotes in 2025

Online price comparisons for inexpensive auto insurance is challenging if you haven't ever compared insurance using online quoting. But don't give up because online price shopping is actually quite simple. It's smart to compare prices before your next renewal because car insurance rates change regularly. Just because you had the lowest rate on Grand Wagoneer insurance two years ago there may be be...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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The average insurance rates for a Jeep Grand Wagoneer are $1,702 a year for full coverage insurance. Comprehensive insurance costs an estimated $306 a year, collision costs $922, and liability coverage costs around $338. Buying just liability costs as low as $394 a year, with insurance for high-risk drivers costing $3,792 or more. 16-year-old drivers cost the most to insure at $6,304 a year or more.

Average premium for full coverage: $1,702

Policy rates broken down by type of insurance:

Comprehensive $306
Collision $922
Liability $338

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Grand Wagoneer trim levels.

Price Range Variability

For an average driver, Jeep Grand Wagoneer insurance rates go from as low as $394 for minimum levels of liability insurance to a high of $3,792 for a driver that may need high-risk insurance.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The examples above illustrate why it is important to compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The best full coverage rate is $911
  • Using higher $1,000 deductibles will save approximately $1,428 each year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,702
  • Buying low $100 deductibles for physical damage coverage will cost an extra $558 each year
  • Higher-risk drivers with multiple tickets or accidents could pay up to $3,792 or more
  • Policy cost for full coverage for a teenage driver can cost as much as $6,304 or more

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance prices range from $911 to $6,304

Insurance rates for a Jeep Grand Wagoneer also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $6,300 a year. View Rates by Age

Your home state has a huge impact on Jeep Grand Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,300 on average in Florida, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $840 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $2,100 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 137% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Jeep Grand Wagoneer Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, maintaining good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a recap of the data that was covered in the above illustrations.

  • It is possible to save approximately $220 per year simply by quoting early and online
  • Consumers who want more liability coverage will pay around $370 annually to increase from a 30/60 limit to 250/500 limits
  • Teen drivers are charged the highest rates, possibly costing $525 each month for full coverage
  • Drivers that have major violations or accidents pay on average $2,090 more annually to insure their Grand Wagoneer

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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