Jeep Grand Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Jeep Grand Wagoneer are $1,718 every 12 months for full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $930, and liability insurance costs $332. A policy with just liability insurance costs as little as $388 a year, with coverage for high-risk drivers costing $3,814 or more. 16-year-old drivers pay the highest rates at $6,316 a year or more.
Average premium for full coverage: $1,718
Price estimates broken down by individual coverage:
Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Grand Wagoneer models.
Price Range from Low to High
Using a middle-aged driver as an example, Jeep Grand Wagoneer insurance prices go from the cheapest price of $388 for a discount liability-only rate to a high rate of $3,814 for a policy for a high-risk driver.
Geographic Price Range
Your location has a significant impact on insurance rates. More rural locations have more infrequent accident claims than congested cities.
The graphic below illustrates how where you live affects insurance prices.
The ranges above show why all drivers should compare rates for a targeted area and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.
- The best full coverage rate is $921
- Drivers who choose higher $1,000 deductibles will pay approximately $282 a year
- The average price for the average middle-age driver who has $500 deductibles is $1,718
- Buying low deductibles for comprehensive and collision insurance costs an extra $566 a year
- High risk drivers with multiple tickets or accidents could pay up to $3,814 or more
- The price to insure a teen driver can cost as much as $6,316 a year
Insurance prices for a Jeep Grand Wagoneer are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Opting for high physical damage deductibles could save up to $850 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $299 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,600 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $6,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $2,100 to $2,900 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 46% to 136% more than the average rate. View High Risk Driver Rates
The state you live in makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,130 a year in states like Iowa, Maine, and Idaho, or at least $2,450 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,550 | -$168 | -9.8% |
| Alaska | $1,318 | -$400 | -23.3% |
| Arizona | $1,424 | -$294 | -17.1% |
| Arkansas | $1,718 | -$0 | 0.0% |
| California | $1,956 | $238 | 13.9% |
| Colorado | $1,638 | -$80 | -4.7% |
| Connecticut | $1,762 | $44 | 2.6% |
| Delaware | $1,940 | $222 | 12.9% |
| Florida | $2,144 | $426 | 24.8% |
| Georgia | $1,588 | -$130 | -7.6% |
| Hawaii | $1,234 | -$484 | -28.2% |
| Idaho | $1,162 | -$556 | -32.4% |
| Illinois | $1,278 | -$440 | -25.6% |
| Indiana | $1,296 | -$422 | -24.6% |
| Iowa | $1,158 | -$560 | -32.6% |
| Kansas | $1,630 | -$88 | -5.1% |
| Kentucky | $2,342 | $624 | 36.3% |
| Louisiana | $2,542 | $824 | 48.0% |
| Maine | $1,060 | -$658 | -38.3% |
| Maryland | $1,418 | -$300 | -17.5% |
| Massachusetts | $1,370 | -$348 | -20.3% |
| Michigan | $2,982 | $1,264 | 73.6% |
| Minnesota | $1,438 | -$280 | -16.3% |
| Mississippi | $2,054 | $336 | 19.6% |
| Missouri | $1,524 | -$194 | -11.3% |
| Montana | $1,844 | $126 | 7.3% |
| Nebraska | $1,354 | -$364 | -21.2% |
| Nevada | $2,060 | $342 | 19.9% |
| New Hampshire | $1,236 | -$482 | -28.1% |
| New Jersey | $1,920 | $202 | 11.8% |
| New Mexico | $1,520 | -$198 | -11.5% |
| New York | $1,806 | $88 | 5.1% |
| North Carolina | $988 | -$730 | -42.5% |
| North Dakota | $1,408 | -$310 | -18.0% |
| Ohio | $1,182 | -$536 | -31.2% |
| Oklahoma | $1,760 | $42 | 2.4% |
| Oregon | $1,572 | -$146 | -8.5% |
| Pennsylvania | $1,636 | -$82 | -4.8% |
| Rhode Island | $2,288 | $570 | 33.2% |
| South Carolina | $1,556 | -$162 | -9.4% |
| South Dakota | $1,450 | -$268 | -15.6% |
| Tennessee | $1,502 | -$216 | -12.6% |
| Texas | $2,070 | $352 | 20.5% |
| Utah | $1,270 | -$448 | -26.1% |
| Vermont | $1,172 | -$546 | -31.8% |
| Virginia | $1,028 | -$690 | -40.2% |
| Washington | $1,324 | -$394 | -22.9% |
| West Virginia | $1,576 | -$142 | -8.3% |
| Wisconsin | $1,188 | -$530 | -30.8% |
| Wyoming | $1,528 | -$190 | -11.1% |
Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $336 | $968 | $316 | $1,756 |
| 2023 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2022 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Jeep Grand Wagoneer Insurance
Getting lower rates on Jeep Grand Wagoneer insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The items below are a recap of the coverage data touched on in the above illustrations.
- Drivers can save approximately $220 per year simply by quoting online in advance
- Increasing physical damage deductibles could save as much as $850 each year
- Teen drivers are charged the highest prices, with premiums as much as $526 a month if they have full coverage
- High-risk drivers that have major violations or accidents pay on average $2,100 more annually to insure their Grand Wagoneer
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,316 |
| 20 | $4,114 |
| 30 | $1,818 |
| 40 | $1,718 |
| 50 | $1,570 |
| 60 | $1,548 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,284 |
| $250 | $2,016 |
| $500 | $1,718 |
| $1,000 | $1,436 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,718 |
| 50/100 | $1,784 |
| 100/300 | $1,867 |
| 250/500 | $2,083 |
| 100 CSL | $1,818 |
| 300 CSL | $2,000 |
| 500 CSL | $2,133 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,122 |
| 20 | $6,576 |
| 30 | $3,928 |
| 40 | $3,814 |
| 50 | $3,644 |
| 60 | $3,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $95 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $94 |
| Advance Quote | $97 |
| Online Quote | $127 |
| Total Discounts | $797 |
Discounts are estimated and may not be available from every company or in every state.
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