Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Jeep Grand Wagoneer are $1,686 a year for full coverage. Comprehensive insurance costs an estimated $296, collision costs $900, and liability is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing $3,756 or more. 16-year-old drivers pay the most at $6,270 a year or more.
Average premium for full coverage: $1,686
Premium estimates broken down by type of coverage:
Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Grand Wagoneer models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Jeep Grand Wagoneer go from as low as $406 for basic liability insurance to the much higher price of $3,756 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.
The example below illustrates the difference location can make on insurance prices.
These rate differences show why everyone should get quotes for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.
- The best full coverage rate is $902
- Choosing higher $1,000 deductibles can save approximately $268 a year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,686
- Buying pricier low deductibles for comp and collision coverage will cost an extra $542 every year
- Unlucky drivers with multiple tickets or accidents could pay up to $3,756 or more
- An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $6,270 each year
Insurance prices for a Jeep Grand Wagoneer also have a wide range based on your driving characteristics, the trim level of your Grand Wagoneer, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,600 annually on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $6,200 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jeep Grand Wagoneer insurance prices. A good driver about age 40 could pay as low as $1,110 a year in states like Iowa, Maine, and Idaho, or at least $2,400 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,524 | -$162 | -9.6% |
| Alaska | $1,294 | -$392 | -23.3% |
| Arizona | $1,400 | -$286 | -17.0% |
| Arkansas | $1,686 | -$0 | 0.0% |
| California | $1,922 | $236 | 14.0% |
| Colorado | $1,608 | -$78 | -4.6% |
| Connecticut | $1,732 | $46 | 2.7% |
| Delaware | $1,906 | $220 | 13.0% |
| Florida | $2,106 | $420 | 24.9% |
| Georgia | $1,558 | -$128 | -7.6% |
| Hawaii | $1,210 | -$476 | -28.2% |
| Idaho | $1,142 | -$544 | -32.3% |
| Illinois | $1,256 | -$430 | -25.5% |
| Indiana | $1,270 | -$416 | -24.7% |
| Iowa | $1,136 | -$550 | -32.6% |
| Kansas | $1,600 | -$86 | -5.1% |
| Kentucky | $2,298 | $612 | 36.3% |
| Louisiana | $2,496 | $810 | 48.0% |
| Maine | $1,040 | -$646 | -38.3% |
| Maryland | $1,390 | -$296 | -17.6% |
| Massachusetts | $1,344 | -$342 | -20.3% |
| Michigan | $2,926 | $1,240 | 73.5% |
| Minnesota | $1,412 | -$274 | -16.3% |
| Mississippi | $2,018 | $332 | 19.7% |
| Missouri | $1,498 | -$188 | -11.2% |
| Montana | $1,810 | $124 | 7.4% |
| Nebraska | $1,328 | -$358 | -21.2% |
| Nevada | $2,022 | $336 | 19.9% |
| New Hampshire | $1,214 | -$472 | -28.0% |
| New Jersey | $1,886 | $200 | 11.9% |
| New Mexico | $1,492 | -$194 | -11.5% |
| New York | $1,774 | $88 | 5.2% |
| North Carolina | $970 | -$716 | -42.5% |
| North Dakota | $1,380 | -$306 | -18.1% |
| Ohio | $1,162 | -$524 | -31.1% |
| Oklahoma | $1,728 | $42 | 2.5% |
| Oregon | $1,546 | -$140 | -8.3% |
| Pennsylvania | $1,606 | -$80 | -4.7% |
| Rhode Island | $2,248 | $562 | 33.3% |
| South Carolina | $1,528 | -$158 | -9.4% |
| South Dakota | $1,422 | -$264 | -15.7% |
| Tennessee | $1,476 | -$210 | -12.5% |
| Texas | $2,030 | $344 | 20.4% |
| Utah | $1,248 | -$438 | -26.0% |
| Vermont | $1,152 | -$534 | -31.7% |
| Virginia | $1,010 | -$676 | -40.1% |
| Washington | $1,300 | -$386 | -22.9% |
| West Virginia | $1,546 | -$140 | -8.3% |
| Wisconsin | $1,166 | -$520 | -30.8% |
| Wyoming | $1,500 | -$186 | -11.0% |
Opting for high physical damage deductibles can save as much as $810 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $2,100 to $2,800 extra annually, depending on your age. Jeep Grand Wagoneer insurance for high-risk drivers ranges as much as 45% to 138% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2023 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
| 2022 Jeep Grand Wagoneer | $286 | $862 | $364 | $1,648 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Jeep Grand Wagoneer Insurance
Finding better rates on car insurance takes being a low-risk driver, maintaining good credit, not filing small claims, and taking advantage of discounts. Make time to compare rates at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The items below are a condensed summary of the primary concepts that were touched on in this article.
- Drivers can save approximately $220 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers with multiple at-fault accidents pay an average of $2,070 more annually to insure their Grand Wagoneer
- Increasing policy deductibles can save around $800 each year
- Teen drivers are charged the highest prices, as much as $523 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,270 |
| 20 | $4,054 |
| 30 | $1,780 |
| 40 | $1,686 |
| 50 | $1,544 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,228 |
| $250 | $1,970 |
| $500 | $1,686 |
| $1,000 | $1,418 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,686 |
| 50/100 | $1,757 |
| 100/300 | $1,845 |
| 250/500 | $2,075 |
| 100 CSL | $1,792 |
| 300 CSL | $1,987 |
| 500 CSL | $2,129 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,048 |
| 20 | $6,480 |
| 30 | $3,862 |
| 40 | $3,756 |
| 50 | $3,590 |
| 60 | $3,566 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $94 |
| Homeowner | $23 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $115 |
| Paid in Full/EFT | $92 |
| Advance Quote | $96 |
| Online Quote | $124 |
| Total Discounts | $784 |
Discounts are estimated and may not be available from every company or in every state.
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