Jeep Grand Cherokee 4xe Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance prices for a Jeep Grand Cherokee 4xe are $1,736 every 12 months with full coverage. Comprehensive costs an estimated $438, collision costs $930, and liability insurance costs around $258. A liability-only policy costs as low as $306 a year, with high-risk insurance costing around $3,782. Teen drivers receive the highest rates at $6,002 a year or more.
Average premium for full coverage: $1,736
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Grand Cherokee 4xe models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $306 for minimum levels of liability insurance to the much higher price of $3,782 for a high-risk driver policy.
Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than larger metro areas.
The example below illustrates how location helps determine insurance prices.
These examples demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Jeep Grand Cherokee 4xe insurance rates for other coverage scenarios.
- The lowest rate with discounts is $939
- Using higher $1,000 deductibles will save approximately $310 annually
- The average price for a 40-year-old driver who has $500 deductibles is $1,736
- Choosing pricier low deductibles for physical damage coverage increases the price to $2,344
- Drivers with multiple violations and an at-fault accident could pay up to $3,782 or more
- The cost to insure a teen driver for full coverage can cost as much as $6,002 or more
Insurance rates for a Jeep Grand Cherokee 4xe can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.
Choosing high deductibles could cut rates by as much as $920 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $232 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,600 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out $2,100 to $2,700 extra per year, depending on your age. Jeep Grand Cherokee 4xe insurance for high-risk drivers can be anywhere from 45% to 135% more than average. View High Risk Driver Rates
Where you live has a huge impact on Jeep Grand Cherokee 4xe insurance rates. A driver around age 40 might see rates as low as $1,250 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,340 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,568 | -$168 | -9.7% |
| Alaska | $1,332 | -$404 | -23.3% |
| Arizona | $1,440 | -$296 | -17.1% |
| Arkansas | $1,736 | -$0 | 0.0% |
| California | $1,976 | $240 | 13.8% |
| Colorado | $1,656 | -$80 | -4.6% |
| Connecticut | $1,782 | $46 | 2.6% |
| Delaware | $1,962 | $226 | 13.0% |
| Florida | $2,166 | $430 | 24.8% |
| Georgia | $1,604 | -$132 | -7.6% |
| Hawaii | $1,246 | -$490 | -28.2% |
| Idaho | $1,174 | -$562 | -32.4% |
| Illinois | $1,294 | -$442 | -25.5% |
| Indiana | $1,308 | -$428 | -24.7% |
| Iowa | $1,172 | -$564 | -32.5% |
| Kansas | $1,648 | -$88 | -5.1% |
| Kentucky | $2,364 | $628 | 36.2% |
| Louisiana | $2,568 | $832 | 47.9% |
| Maine | $1,068 | -$668 | -38.5% |
| Maryland | $1,430 | -$306 | -17.6% |
| Massachusetts | $1,386 | -$350 | -20.2% |
| Michigan | $3,012 | $1,276 | 73.5% |
| Minnesota | $1,452 | -$284 | -16.4% |
| Mississippi | $2,078 | $342 | 19.7% |
| Missouri | $1,538 | -$198 | -11.4% |
| Montana | $1,864 | $128 | 7.4% |
| Nebraska | $1,366 | -$370 | -21.3% |
| Nevada | $2,080 | $344 | 19.8% |
| New Hampshire | $1,252 | -$484 | -27.9% |
| New Jersey | $1,938 | $202 | 11.6% |
| New Mexico | $1,536 | -$200 | -11.5% |
| New York | $1,826 | $90 | 5.2% |
| North Carolina | $998 | -$738 | -42.5% |
| North Dakota | $1,420 | -$316 | -18.2% |
| Ohio | $1,198 | -$538 | -31.0% |
| Oklahoma | $1,778 | $42 | 2.4% |
| Oregon | $1,590 | -$146 | -8.4% |
| Pennsylvania | $1,654 | -$82 | -4.7% |
| Rhode Island | $2,314 | $578 | 33.3% |
| South Carolina | $1,572 | -$164 | -9.4% |
| South Dakota | $1,464 | -$272 | -15.7% |
| Tennessee | $1,518 | -$218 | -12.6% |
| Texas | $2,088 | $352 | 20.3% |
| Utah | $1,284 | -$452 | -26.0% |
| Vermont | $1,184 | -$552 | -31.8% |
| Virginia | $1,040 | -$696 | -40.1% |
| Washington | $1,338 | -$398 | -22.9% |
| West Virginia | $1,592 | -$144 | -8.3% |
| Wisconsin | $1,200 | -$536 | -30.9% |
| Wyoming | $1,544 | -$192 | -11.1% |
With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Cherokee 4xe | $458 | $968 | $246 | $1,782 |
| 2023 Jeep Grand Cherokee 4xe | $438 | $930 | $258 | $1,736 |
| 2022 Jeep Grand Cherokee 4xe | $420 | $922 | $264 | $1,716 |
Rates are averaged for all Jeep Grand Cherokee 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Jeep Grand Cherokee 4xe Insurance
Saving money on Jeep Grand Cherokee 4xe insurance requires being a good driver, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following list is a condensed summary of the information covered in the charts and tables above.
- You may be able to save approximately $230 per year simply by quoting online well ahead of the renewal date
- Drivers age 16 to 20 are charged the highest rates, with premiums as much as $500 per month if they have full coverage
- Increasing deductibles could save as much as $925 each year
- High-risk drivers with multiple at-fault accidents may pay on average $2,050 more annually than a safer driver
- Drivers who want an increased level of liability coverage will pay about $280 every year to increase from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,002 |
| 20 | $4,032 |
| 30 | $1,850 |
| 40 | $1,736 |
| 50 | $1,578 |
| 60 | $1,552 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,344 |
| $250 | $2,060 |
| $500 | $1,736 |
| $1,000 | $1,426 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,736 |
| 50/100 | $1,788 |
| 100/300 | $1,852 |
| 250/500 | $2,020 |
| 100 CSL | $1,813 |
| 300 CSL | $1,955 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,702 |
| 20 | $6,426 |
| 30 | $3,910 |
| 40 | $3,782 |
| 50 | $3,604 |
| 60 | $3,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $90 |
| Homeowner | $21 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $95 |
| Advance Quote | $96 |
| Online Quote | $130 |
| Total Discounts | $797 |
Discounts are estimated and may not be available from every company or in every state.
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