Jeep Gladiator Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Jeep Gladiator are $1,610 a year with full coverage. Comprehensive costs on average $320 a year, collision costs $640, and liability costs $470. A liability-only policy costs as little as $536 a year, with high-risk insurance costing around $3,502. Teen drivers receive the highest rates at $6,050 a year or more.

Average premium for full coverage: $1,610

Rate estimates by individual coverage type:

Comprehensive $320
Collision $640
Liability $470

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Gladiator trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $536 for just liability coverage to a high of $3,502 for a driver required to buy high-risk insurance.

Liability Only $536
Full Coverage $1,610
High Risk $3,502

Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,208
Small Cities $1,691
Large Cities $2,174

These examples demonstrate why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Jeep Gladiator insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $918
  • Drivers who choose higher $1,000 deductibles will pay around $1,392 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,610
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,036
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,502 or more
  • The cost for full coverage for a 16-year-old driver may cost $6,050 a year

View Chart as Image

Jeep Gladiator insurance cost comparison chart
Column chart showing full coverage Jeep Gladiator insurance rates range from $918 to $6,050

Insurance rates for a Jeep Gladiator can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $6,000 a year. View Rates by Age

Where you live makes a big difference in Jeep Gladiator insurance prices. A 40-year-old driver could pay as low as $1,160 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,170 on average in Florida, Michigan, and New York.

Jeep Gladiator Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,454 -$156 -9.7%
Alaska $1,234 -$376 -23.4%
Arizona $1,336 -$274 -17.0%
Arkansas $1,610 -$0 0.0%
California $1,834 $224 13.9%
Colorado $1,536 -$74 -4.6%
Connecticut $1,656 $46 2.9%
Delaware $1,822 $212 13.2%
Florida $2,014 $404 25.1%
Georgia $1,486 -$124 -7.7%
Hawaii $1,156 -$454 -28.2%
Idaho $1,092 -$518 -32.2%
Illinois $1,196 -$414 -25.7%
Indiana $1,214 -$396 -24.6%
Iowa $1,086 -$524 -32.5%
Kansas $1,528 -$82 -5.1%
Kentucky $2,196 $586 36.4%
Louisiana $2,382 $772 48.0%
Maine $994 -$616 -38.3%
Maryland $1,328 -$282 -17.5%
Massachusetts $1,286 -$324 -20.1%
Michigan $2,792 $1,182 73.4%
Minnesota $1,348 -$262 -16.3%
Mississippi $1,930 $320 19.9%
Missouri $1,428 -$182 -11.3%
Montana $1,730 $120 7.5%
Nebraska $1,268 -$342 -21.2%
Nevada $1,930 $320 19.9%
New Hampshire $1,158 -$452 -28.1%
New Jersey $1,800 $190 11.8%
New Mexico $1,424 -$186 -11.6%
New York $1,698 $88 5.5%
North Carolina $926 -$684 -42.5%
North Dakota $1,318 -$292 -18.1%
Ohio $1,112 -$498 -30.9%
Oklahoma $1,650 $40 2.5%
Oregon $1,474 -$136 -8.4%
Pennsylvania $1,534 -$76 -4.7%
Rhode Island $2,148 $538 33.4%
South Carolina $1,460 -$150 -9.3%
South Dakota $1,358 -$252 -15.7%
Tennessee $1,408 -$202 -12.5%
Texas $1,938 $328 20.4%
Utah $1,192 -$418 -26.0%
Vermont $1,104 -$506 -31.4%
Virginia $964 -$646 -40.1%
Washington $1,242 -$368 -22.9%
West Virginia $1,476 -$134 -8.3%
Wisconsin $1,114 -$496 -30.8%
Wyoming $1,434 -$176 -10.9%

View Chart as Image

Jeep Gladiator insurance rates by U.S. city

Choosing high deductibles could save up to $650 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $423 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Jeep Gladiator Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Gladiator $346 $660 $440 $1,626
2023 Jeep Gladiator $332 $656 $450 $1,618
2022 Jeep Gladiator $320 $640 $470 $1,610
2021 Jeep Gladiator $310 $612 $486 $1,588
2020 Jeep Gladiator $292 $592 $500 $1,564

Rates are averaged for all Jeep Gladiator models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Jeep Gladiator Insurance

Saving money on insurance for a Jeep Gladiator not only requires having a decent driving record, but also maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates at every policy renewal by getting price quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The following items are a brief summary of the data covered above.

  • Insureds who require additional liability coverage will pay about $520 every year to go from a minimum limit to 250/500 limits
  • You may be able to save as much as $200 per year simply by quoting early and online
  • Increasing deductibles can save around $650 each year
  • 16 to 18-year-old drivers pay the highest rates, with premiums as much as $504 per month for full coverage

Rates by Driver Age

Jeep Gladiator Insurance Rates by Driver Age
Driver Age Premium
16 $6,050
20 $3,744
30 $1,678
40 $1,610
50 $1,470
60 $1,444

Full coverage, $500 deductibles

Rates by Deductible

Jeep Gladiator Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,036
$250 $1,838
$500 $1,610
$1,000 $1,392

Full coverage, driver age 40

Rates by Liability Limit

Jeep Gladiator Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,610
50/100 $1,704
100/300 $1,822
250/500 $2,127
100 CSL $1,751
300 CSL $2,010
500 CSL $2,198

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Gladiator Insurance Rates for High Risk Drivers
Age Premium
16 $8,644
20 $5,962
30 $3,576
40 $3,502
50 $3,344
60 $3,314

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $229

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $121
5-yr Claim Free $105
Paid in Full/EFT $75
Advance Quote $81
Online Quote $114
Total Discounts $692
Rate after discounts $918

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles