Jeep Gladiator Insurance Rates
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UPDATED: Jun 9, 2024
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U.S. average insurance rates for a Jeep Gladiator are $1,618 a year for full coverage insurance. Comprehensive costs an estimated $332, collision costs $656, and liability coverage costs $450. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing around $3,512. Teens pay the highest rates at $6,038 a year or more.
Average premium for full coverage: $1,618
Price estimates broken down by individual coverage:
Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Gladiator trim levels.
Price Range from Low to High
For the average driver, Jeep Gladiator insurance prices go from as low as $518 for a discount liability-only rate to a much higher rate of $3,512 for a driver that may need high-risk insurance.
Geographic Price Range
Your location has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.
The price range example below illustrates how location impacts insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Jeep Gladiator insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $924
- Drivers who choose higher $1,000 deductibles will pay approximately $224 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,618
- Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $2,054
- High-risk insureds with serious driving violations could pay up to $3,512 or more
- The price for full coverage for a teenage driver with full coverage can cost as much as $6,038 a year
Auto insurance prices for a Jeep Gladiator are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
An older driver with a good driving record and high deductibles may only pay around $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $6,000 a year. View Rates by Age
The state you live in makes a big difference in Jeep Gladiator insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,180 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,462 | -$156 | -9.6% |
| Alaska | $1,240 | -$378 | -23.4% |
| Arizona | $1,344 | -$274 | -16.9% |
| Arkansas | $1,618 | -$0 | 0.0% |
| California | $1,844 | $226 | 14.0% |
| Colorado | $1,542 | -$76 | -4.7% |
| Connecticut | $1,660 | $42 | 2.6% |
| Delaware | $1,832 | $214 | 13.2% |
| Florida | $2,022 | $404 | 25.0% |
| Georgia | $1,494 | -$124 | -7.7% |
| Hawaii | $1,160 | -$458 | -28.3% |
| Idaho | $1,096 | -$522 | -32.3% |
| Illinois | $1,204 | -$414 | -25.6% |
| Indiana | $1,220 | -$398 | -24.6% |
| Iowa | $1,090 | -$528 | -32.6% |
| Kansas | $1,536 | -$82 | -5.1% |
| Kentucky | $2,204 | $586 | 36.2% |
| Louisiana | $2,394 | $776 | 48.0% |
| Maine | $998 | -$620 | -38.3% |
| Maryland | $1,334 | -$284 | -17.6% |
| Massachusetts | $1,292 | -$326 | -20.1% |
| Michigan | $2,806 | $1,188 | 73.4% |
| Minnesota | $1,354 | -$264 | -16.3% |
| Mississippi | $1,940 | $322 | 19.9% |
| Missouri | $1,434 | -$184 | -11.4% |
| Montana | $1,736 | $118 | 7.3% |
| Nebraska | $1,274 | -$344 | -21.3% |
| Nevada | $1,940 | $322 | 19.9% |
| New Hampshire | $1,166 | -$452 | -27.9% |
| New Jersey | $1,808 | $190 | 11.7% |
| New Mexico | $1,430 | -$188 | -11.6% |
| New York | $1,704 | $86 | 5.3% |
| North Carolina | $932 | -$686 | -42.4% |
| North Dakota | $1,324 | -$294 | -18.2% |
| Ohio | $1,114 | -$504 | -31.1% |
| Oklahoma | $1,658 | $40 | 2.5% |
| Oregon | $1,480 | -$138 | -8.5% |
| Pennsylvania | $1,542 | -$76 | -4.7% |
| Rhode Island | $2,156 | $538 | 33.3% |
| South Carolina | $1,466 | -$152 | -9.4% |
| South Dakota | $1,366 | -$252 | -15.6% |
| Tennessee | $1,414 | -$204 | -12.6% |
| Texas | $1,948 | $330 | 20.4% |
| Utah | $1,198 | -$420 | -26.0% |
| Vermont | $1,106 | -$512 | -31.6% |
| Virginia | $968 | -$650 | -40.2% |
| Washington | $1,248 | -$370 | -22.9% |
| West Virginia | $1,484 | -$134 | -8.3% |
| Wisconsin | $1,120 | -$498 | -30.8% |
| Wyoming | $1,442 | -$176 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $660 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $405 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,900 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every company calculates prices differently, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Gladiator | $362 | $688 | $420 | $1,650 |
| 2023 Jeep Gladiator | $346 | $660 | $440 | $1,626 |
| 2022 Jeep Gladiator | $332 | $656 | $450 | $1,618 |
| 2021 Jeep Gladiator | $320 | $640 | $470 | $1,610 |
| 2020 Jeep Gladiator | $310 | $612 | $486 | $1,588 |
Rates are averaged for all Jeep Gladiator models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Jeep Gladiator Insurance
Getting lower rates on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and qualifying for all possible discounts. Spend time shopping around once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below you'll find a recap of the data that was touched on above.
- It is possible to save approximately $200 per year simply by shopping early and online
- Consumers who want more liability protection will pay approximately $500 annually to go from a low limit to 250/500 limits
- Youthful drivers are the costliest to insure, as much as $503 a month if they have full coverage
- Drivers that have major violations or accidents pay on average $1,890 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,038 |
| 20 | $3,758 |
| 30 | $1,688 |
| 40 | $1,618 |
| 50 | $1,478 |
| 60 | $1,452 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,054 |
| $250 | $1,850 |
| $500 | $1,618 |
| $1,000 | $1,394 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,618 |
| 50/100 | $1,708 |
| 100/300 | $1,821 |
| 250/500 | $2,113 |
| 100 CSL | $1,753 |
| 300 CSL | $2,001 |
| 500 CSL | $2,181 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,626 |
| 20 | $5,980 |
| 30 | $3,594 |
| 40 | $3,512 |
| 50 | $3,352 |
| 60 | $3,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $122 |
| 5-yr Claim Free | $105 |
| Paid in Full/EFT | $76 |
| Advance Quote | $82 |
| Online Quote | $115 |
| Total Discounts | $694 |
Discounts are estimated and may not be available from every company or in every state.
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