Jeep Cherokee Insurance Rates

Average insurance rates for a Jeep Cherokee are $1,592 a year including full coverage. Comprehensive costs an estimated $298 a year, collision insurance costs $558, and liability coverage is estimated at $536. A liability-only policy costs approximately $606 a year, and high-risk insurance costs around $3,450. Teens receive the highest rates at up to $6,098 a year.

Average premium for full coverage: $1,592

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Cherokee trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to get quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Jeep Cherokee insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $924
• Choosing higher $1,000 deductibles can save approximately $1,396 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,592
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,968
• Drivers with serious driving violations could pay up to $3,450
• The cost for full coverage for a teenage driver can cost as much as $6,098 each year

View Chart as Image

Insurance rates for a Jeep Cherokee can also vary considerably based on your driver profile, the model of your Cherokee, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Cherokee insurance rates. A good driver about age 40 could pay as low as $1,220 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,270 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $483 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Jeep Cherokee Insurance

Saving money on auto insurance takes being safe and accident-free, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a review of the data that was touched on above.

• You may be able to save approximately $190 per year just by quoting early and online
• Consumers who want more liability protection will pay approximately $590 per year to raise limits from a minimum limit to 250/500 limits
• Youthful drivers are charged the highest rates, as much as $508 per month for full coverage
• Drivers who have several accidents or serious violations may pay on average $1,860 more annually than a low-risk driver