Jeep Cherokee Insurance Rates

U.S. average insurance rates for a Jeep Cherokee are $1,610 a year with full coverage. Comprehensive insurance costs an estimated $308 a year, collision insurance costs $582, and liability costs $520. Buying just liability costs as little as $592 a year, and insurance for high-risk drivers costs $3,488 or more. Teen drivers pay the highest rates at up to $6,130 a year.

Average premium for full coverage: $1,610

Price estimates broken down by individual coverage:

Rate estimates include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Cherokee trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jeep Cherokee insurance rates for other coverage scenarios.

• The lowest rate with discounts is $932
• Drivers who choose higher $1,000 deductibles will pay approximately $1,408 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,610
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $392 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,488
• The price for full coverage for a teen driver can cost as much as $6,130 a year

View Chart as Image

Insurance prices for a Jeep Cherokee are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $6,100 a year. View Rates by Age

The state you live in makes a big difference in Jeep Cherokee insurance prices. A 40-year-old driver could pay as low as $1,160 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,170 on average in New York, Michigan, and Florida.

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Choosing high deductibles could save up to $600 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $468 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,900 to $2,600 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than average. View High Risk Driver Rates

How to Find the Best Jeep Cherokee Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a brief recap of the data that was presented in the illustrations above.

• You may be able to save approximately $190 per year just by quoting early and online
• Policyholders who want higher liability limits will pay about $570 every year to go from a low limit to 250/500 limits
• Teens are expensive to insure, costing up to $511 a month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,880 more annually for Cherokee insurance