Infiniti M35 Insurance Rates
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Michelle Robbins
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UPDATED: May 6, 2024
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The average auto insurance rates for an Infiniti M35 are $1,036 annually including full coverage. Comprehensive insurance costs on average $188 each year, collision insurance costs $238, and liability insurance costs $452. Liability-only insurance costs as little as $504 a year, and high-risk driver insurance costs $2,218 or more. Teens cost the most to insure at up to $4,098 a year.
Average premium for full coverage: $1,036
Policy rates by type of insurance:
Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and M35 models.
Price Range Variability
Using a 40-year-old driver as an example, Infiniti M35 insurance rates range from as cheap as $504 for minimum levels of liability insurance to a high rate of $2,218 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.
The examples above highlight why all drivers should compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Infiniti M35 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $628
- Drivers who choose higher $1,000 deductibles will pay around $98 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,036
- Selecting low deductibles for comprehensive and collision insurance costs an additional $184 a year
- High risk drivers with serious driving violations could pay upwards of $2,218
- Policy cost with full coverage for a teen driver may cost $4,098 a year
Auto insurance rates for an Infiniti M35 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $290 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Infiniti M35 insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,480 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $990 | -$46 | -4.4% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,172 | $136 | 13.1% |
| Florida | $1,296 | $260 | 25.1% |
| Georgia | $956 | -$80 | -7.7% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $702 | -$334 | -32.2% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $780 | -$256 | -24.7% |
| Iowa | $696 | -$340 | -32.8% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,414 | $378 | 36.5% |
| Louisiana | $1,532 | $496 | 47.9% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $852 | -$184 | -17.8% |
| Massachusetts | $828 | -$208 | -20.1% |
| Michigan | $1,800 | $764 | 73.7% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,240 | $204 | 19.7% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $818 | -$218 | -21.0% |
| Nevada | $1,244 | $208 | 20.1% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $918 | -$118 | -11.4% |
| New York | $1,090 | $54 | 5.2% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $850 | -$186 | -18.0% |
| Ohio | $716 | -$320 | -30.9% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $990 | -$46 | -4.4% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $938 | -$98 | -9.5% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $906 | -$130 | -12.5% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $708 | -$328 | -31.7% |
| Virginia | $618 | -$418 | -40.3% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $948 | -$88 | -8.5% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $924 | -$112 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Infiniti M35 X AWD 4-Dr | $1,036 | $86 |
| Infiniti M35 4-Dr Sedan | $1,036 | $86 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Infiniti M35 | $200 | $284 | $474 | $1,116 |
| 2008 Infiniti M35 | $190 | $250 | $460 | $1,058 |
| 2007 Infiniti M35 | $188 | $238 | $452 | $1,036 |
| 2006 Infiniti M35 | $172 | $226 | $446 | $1,002 |
Rates are averaged for all Infiniti M35 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Infiniti M35 Insurance
Finding cheaper rates on Infiniti M35 insurance not only requires avoiding accidents and claims, but also having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a recap of the data that was raised in the charts and tables above.
- You may be able to save as much as $120 per year just by quoting online in advance
- Drivers who require increased liability limits will pay approximately $500 per year to go from a 30/60 limit to higher 250/500 limits
- Drivers under the age of 20 are charged the highest rates, with premiums being up to $342 each month if full coverage is included
- High-risk drivers that have major violations or accidents pay on average $1,180 more each year to insure an Infiniti M35
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,358 |
| 30 | $1,058 |
| 40 | $1,036 |
| 50 | $948 |
| 60 | $928 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,220 |
| $250 | $1,136 |
| $500 | $1,036 |
| $1,000 | $938 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,126 |
| 100/300 | $1,239 |
| 250/500 | $1,533 |
| 100 CSL | $1,172 |
| 300 CSL | $1,420 |
| 500 CSL | $1,601 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,778 |
| 20 | $3,750 |
| 30 | $2,242 |
| 40 | $2,218 |
| 50 | $2,122 |
| 60 | $2,100 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $45 |
| Online Quote | $70 |
| Total Discounts | $408 |
Discounts are estimated and may not be available from every company or in every state.
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