Hyundai Veracruz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2023

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Estimated auto insurance rates for a Hyundai Veracruz are $900 annually with full coverage. Comprehensive costs on average $160, collision costs $202, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $1,928. Teens pay the most at $3,568 a year or more.

Average premium for full coverage: $900

Premium estimates by type of coverage:

Comprehensive $160
Collision $202
Liability $402

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Veracruz trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Hyundai Veracruz go from as cheap as $446 for just the minimum liability insurance to a much higher rate of $1,928 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $900
High Risk $1,928

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $675
Small Cities $945
Large Cities $1,215

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $546
  • Raising to $1,000 deductibles will save around $82 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $900
  • Selecting more expensive low deductibles will cost $1,054
  • Drivers with serious driving violations could pay upwards of $1,928 or more
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage may cost $3,568

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing full coverage Hyundai Veracruz insurance rates range from $546 to $3,568

Insurance prices for a Hyundai Veracruz also have a wide range based on the model of your Veracruz, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $3,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $650 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,210 on average in Florida, Michigan, and New York.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $812 -$88 -9.8%
Alaska $688 -$212 -23.6%
Arizona $746 -$154 -17.1%
Arkansas $900 -$0 0.0%
California $1,024 $124 13.8%
Colorado $856 -$44 -4.9%
Connecticut $924 $24 2.7%
Delaware $1,014 $114 12.7%
Florida $1,122 $222 24.7%
Georgia $832 -$68 -7.6%
Hawaii $646 -$254 -28.2%
Idaho $608 -$292 -32.4%
Illinois $668 -$232 -25.8%
Indiana $678 -$222 -24.7%
Iowa $606 -$294 -32.7%
Kansas $854 -$46 -5.1%
Kentucky $1,226 $326 36.2%
Louisiana $1,332 $432 48.0%
Maine $554 -$346 -38.4%
Maryland $742 -$158 -17.6%
Massachusetts $718 -$182 -20.2%
Michigan $1,560 $660 73.3%
Minnesota $754 -$146 -16.2%
Mississippi $1,078 $178 19.8%
Missouri $798 -$102 -11.3%
Montana $966 $66 7.3%
Nebraska $708 -$192 -21.3%
Nevada $1,078 $178 19.8%
New Hampshire $648 -$252 -28.0%
New Jersey $1,006 $106 11.8%
New Mexico $794 -$106 -11.8%
New York $946 $46 5.1%
North Carolina $518 -$382 -42.4%
North Dakota $738 -$162 -18.0%
Ohio $620 -$280 -31.1%
Oklahoma $922 $22 2.4%
Oregon $824 -$76 -8.4%
Pennsylvania $856 -$44 -4.9%
Rhode Island $1,198 $298 33.1%
South Carolina $814 -$86 -9.6%
South Dakota $758 -$142 -15.8%
Tennessee $786 -$114 -12.7%
Texas $1,084 $184 20.4%
Utah $666 -$234 -26.0%
Vermont $614 -$286 -31.8%
Virginia $540 -$360 -40.0%
Washington $694 -$206 -22.9%
West Virginia $824 -$76 -8.4%
Wisconsin $620 -$280 -31.1%
Wyoming $800 -$100 -11.1%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $868 $72
Hyundai Veracruz GLS AWD $888 $74
Hyundai Veracruz Limited 2WD $918 $77
Hyundai Veracruz Limited AWD $918 $77

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Hyundai Veracruz $160 $202 $402 $900

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Hyundai Veracruz Insurance

Finding better rates on insurance for a Hyundai Veracruz consists of avoiding accidents and violations, having a good credit history, being claim-free, and bundling your home and auto policies. Take the time to compare rates at least once a year by quoting rates from direct companies, and also from local independent and exclusive agents.

The list below is a brief recap of the primary concepts that were covered in the above illustrations.

  • You may be able to save as much as $100 per year simply by shopping early and online
  • Drivers considered higher risk who tend to receive serious violations pay an average of $1,030 more each year for car insurance
  • Increasing policy deductibles could save up to $225 each year
  • Teenagers pay the highest prices, possibly costing $297 per month including comprehensive and collision insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,568
20 $2,044
30 $918
40 $900
50 $824
60 $808

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,054
$250 $984
$500 $900
$1,000 $818

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $900
50/100 $998
100/300 $1,099
250/500 $1,360
100 CSL $1,039
300 CSL $1,260
500 CSL $1,421

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,034
20 $3,256
30 $1,948
40 $1,928
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $55
5-yr Claim Free $56
Paid in Full/EFT $33
Advance Quote $39
Online Quote $61
Total Discounts $354
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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