Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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Estimated insurance rates for a Hyundai Veracruz are $968 a year including full coverage. Comprehensive insurance costs around $182 each year, collision costs $244, and liability costs $406. Liability-only insurance costs as little as $450 a year, with high-risk driver insurance costing $2,076 or more. 16-year-old drivers pay the most at $3,780 a year or more.
Average premium for full coverage: $968
Premium estimates for type of coverage:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Veracruz models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Hyundai Veracruz go from the low end price of $450 for minimum levels of liability insurance to a high rate of $2,076 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.
The graphic below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why all drivers should compare rates for a specific zip code, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $581
- Drivers who choose higher $1,000 deductibles will pay about $98 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $968
- Buying low deductibles for comprehensive and collision insurance will cost an additional $184 every year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,076 or more
- An auto insurance policy that insures a teen driver can be $3,780 a year
Insurance prices for a Hyundai Veracruz also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,600 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 127% more than the average rate. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $3,700 a year. View Rates by Age
Where you choose to live makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,380 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $872 | -$96 | -9.9% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $802 | -$166 | -17.1% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $922 | -$46 | -4.8% |
| Connecticut | $990 | $22 | 2.3% |
| Delaware | $1,094 | $126 | 13.0% |
| Florida | $1,208 | $240 | 24.8% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $654 | -$314 | -32.4% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $730 | -$238 | -24.6% |
| Iowa | $650 | -$318 | -32.9% |
| Kansas | $916 | -$52 | -5.4% |
| Kentucky | $1,318 | $350 | 36.2% |
| Louisiana | $1,430 | $462 | 47.7% |
| Maine | $596 | -$372 | -38.4% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $770 | -$198 | -20.5% |
| Michigan | $1,676 | $708 | 73.1% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,158 | $190 | 19.6% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $856 | -$112 | -11.6% |
| New York | $1,018 | $50 | 5.2% |
| North Carolina | $556 | -$412 | -42.6% |
| North Dakota | $792 | -$176 | -18.2% |
| Ohio | $666 | -$302 | -31.2% |
| Oklahoma | $990 | $22 | 2.3% |
| Oregon | $884 | -$84 | -8.7% |
| Pennsylvania | $920 | -$48 | -5.0% |
| Rhode Island | $1,288 | $320 | 33.1% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $816 | -$152 | -15.7% |
| Tennessee | $846 | -$122 | -12.6% |
| Texas | $1,164 | $196 | 20.2% |
| Utah | $714 | -$254 | -26.2% |
| Vermont | $660 | -$308 | -31.8% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $746 | -$222 | -22.9% |
| West Virginia | $884 | -$84 | -8.7% |
| Wisconsin | $666 | -$302 | -31.2% |
| Wyoming | $860 | -$108 | -11.2% |
Opting for high physical damage deductibles could save up to $290 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company utilizes a different rate formula, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $930 | $78 |
| Hyundai Veracruz GLS AWD | $952 | $79 |
| Hyundai Veracruz Limited 2WD | $990 | $83 |
| Hyundai Veracruz Limited AWD | $990 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $186 | $268 | $402 | $992 |
| 2011 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2010 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Veracruz Insurance
Finding better rates on car insurance not only requires being a good driver, but also having a good credit score, refrain from filing small claims, and taking advantage of discounts. Comparison shop at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.
The following list is a quick review of the data raised in the charts and tables above.
- Policyholders who may need an increased level of liability coverage will pay around $450 per year to go from 30/60 bodily injury limits to the 250/500 level
- You may be able to save up to $110 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $275 each year
- Drivers age 16 to 20 are charged the highest prices, with the cost nearing $315 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,780 |
| 20 | $2,200 |
| 30 | $990 |
| 40 | $968 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,152 |
| $250 | $1,068 |
| $500 | $968 |
| $1,000 | $870 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,071 |
| 100/300 | $1,173 |
| 250/500 | $1,437 |
| 100 CSL | $1,112 |
| 300 CSL | $1,335 |
| 500 CSL | $1,498 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,502 |
| 30 | $2,102 |
| 40 | $2,076 |
| 50 | $1,980 |
| 60 | $1,960 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $51 |
| Homeowner | $16 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $37 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $387 |
Discounts are estimated and may not be available from every company or in every state.
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