Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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U.S. average insurance prices for a Hyundai Veracruz are $930 every 12 months for full coverage insurance. Comprehensive costs an estimated $170, collision costs $222, and liability is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing around $1,998. Teen drivers pay the highest rates at $3,664 a year or more.
Average premium for full coverage: $930
Price estimates broken down by individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Veracruz trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Hyundai Veracruz insurance prices go from the cheapest price of $446 for minimum levels of liability insurance to a much higher rate of $1,998 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.
The price range example below illustrates how rural and urban location affects insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Hyundai Veracruz insurance rates for other coverage scenarios.
- The lowest rate with discounts is $561
- Raising to $1,000 deductibles will save approximately $90 each year
- The average price for the average middle-age driver who has $500 deductibles is $930
- Choosing more expensive low deductibles increases the price to $1,100
- Drivers with multiple violations and an at-fault accident could pay up to $1,998 or more
- The price to insure a 16-year-old driver with full coverage can cost as much as $3,664
Insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles can reduce prices by up to $260 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,100 to $1,600 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $842 | -$88 | -9.5% |
Alaska | $712 | -$218 | -23.4% |
Arizona | $770 | -$160 | -17.2% |
Arkansas | $930 | -$0 | 0.0% |
California | $1,060 | $130 | 14.0% |
Colorado | $886 | -$44 | -4.7% |
Connecticut | $954 | $24 | 2.6% |
Delaware | $1,050 | $120 | 12.9% |
Florida | $1,160 | $230 | 24.7% |
Georgia | $860 | -$70 | -7.5% |
Hawaii | $668 | -$262 | -28.2% |
Idaho | $628 | -$302 | -32.5% |
Illinois | $692 | -$238 | -25.6% |
Indiana | $702 | -$228 | -24.5% |
Iowa | $626 | -$304 | -32.7% |
Kansas | $882 | -$48 | -5.2% |
Kentucky | $1,268 | $338 | 36.3% |
Louisiana | $1,376 | $446 | 48.0% |
Maine | $574 | -$356 | -38.3% |
Maryland | $768 | -$162 | -17.4% |
Massachusetts | $742 | -$188 | -20.2% |
Michigan | $1,612 | $682 | 73.3% |
Minnesota | $778 | -$152 | -16.3% |
Mississippi | $1,114 | $184 | 19.8% |
Missouri | $824 | -$106 | -11.4% |
Montana | $998 | $68 | 7.3% |
Nebraska | $732 | -$198 | -21.3% |
Nevada | $1,114 | $184 | 19.8% |
New Hampshire | $670 | -$260 | -28.0% |
New Jersey | $1,040 | $110 | 11.8% |
New Mexico | $822 | -$108 | -11.6% |
New York | $978 | $48 | 5.2% |
North Carolina | $536 | -$394 | -42.4% |
North Dakota | $762 | -$168 | -18.1% |
Ohio | $640 | -$290 | -31.2% |
Oklahoma | $952 | $22 | 2.4% |
Oregon | $852 | -$78 | -8.4% |
Pennsylvania | $886 | -$44 | -4.7% |
Rhode Island | $1,238 | $308 | 33.1% |
South Carolina | $844 | -$86 | -9.2% |
South Dakota | $786 | -$144 | -15.5% |
Tennessee | $812 | -$118 | -12.7% |
Texas | $1,120 | $190 | 20.4% |
Utah | $688 | -$242 | -26.0% |
Vermont | $634 | -$296 | -31.8% |
Virginia | $558 | -$372 | -40.0% |
Washington | $716 | -$214 | -23.0% |
West Virginia | $852 | -$78 | -8.4% |
Wisconsin | $642 | -$288 | -31.0% |
Wyoming | $826 | -$104 | -11.2% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Hyundai Veracruz GLS 2WD | $896 | $75 |
Hyundai Veracruz GLS AWD | $918 | $77 |
Hyundai Veracruz Limited 2WD | $950 | $79 |
Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Hyundai Veracruz Insurance
Getting lower rates on insurance for a Hyundai Veracruz consists of being safe and accident-free, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a quick review of the coverage data raised in the charts and tables above.
- It is possible to save approximately $110 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $250 each year
- Youthful drivers are charged the highest prices, as much as $305 a month if they have full coverage
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,070 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,664 |
20 | $2,116 |
30 | $950 |
40 | $930 |
50 | $854 |
60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,100 |
$250 | $1,022 |
$500 | $930 |
$1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $930 |
50/100 | $1,030 |
100/300 | $1,131 |
250/500 | $1,392 |
100 CSL | $1,071 |
300 CSL | $1,292 |
500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,176 |
20 | $3,368 |
30 | $2,020 |
40 | $1,998 |
50 | $1,904 |
60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $49 |
Homeowner | $16 |
5-yr Accident Free | $58 |
5-yr Claim Free | $58 |
Paid in Full/EFT | $35 |
Advance Quote | $41 |
Online Quote | $64 |
Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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