Hyundai Veracruz Insurance Rates

The average insurance rates for a Hyundai Veracruz are $900 a year for full coverage. Comprehensive costs approximately $160 each year, collision costs $202, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $1,928. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Veracruz models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The examples above show why all drivers should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save $82 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $900
• Using low deductibles for physical damage coverage bumps up the cost to $1,054
• Higher-risk drivers who are prone to accidents and violations could pay around $1,928 or more
• Policy cost that insures a teenage driver can cost $3,568 or more

View Chart as Image

Auto insurance rates for a Hyundai Veracruz also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,500 a year. View Rates by Age

Your home state has a huge impact on Hyundai Veracruz insurance rates. A driver around age 40 might see rates as low as $590 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,280 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $240 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Veracruz Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The items below are a brief review of the data presented in the illustrations above.

• Consumers who purchase more liability coverage will pay an extra $440 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save around $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Teen drivers have the highest car insurance rates, costing up to $297 each month if the policy includes full coverage