Hyundai Veracruz Insurance Rates

Estimated auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive insurance costs an estimated $160 each year, collision costs $202, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $1,928 or more. Teenage drivers pay the most at $3,568 a year or more.

Average premium for full coverage: $900

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Veracruz models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Hyundai Veracruz insurance rates for other coverage scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $82 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $900
• Using low deductibles for comprehensive and collision insurance costs an additional $154 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,928 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $3,568 a year

View Chart as Image

Insurance prices for a Hyundai Veracruz also have a wide range based on the model of your Veracruz, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $3,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,100 to $1,500 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Hyundai Veracruz Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having good credit, refrain from filing small claims, and maximizing policy discounts. Take the time to compare rates at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a condensed summary of the data covered in the above illustrations.

• Policyholders who want higher levels of liability will pay an extra $440 per year to go from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $100 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $225 each year
• Teenage drivers are expensive to insure, with the cost nearing $297 per month if they have full coverage