Hyundai Veracruz Insurance Rates

U.S. average auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive insurance costs on average $160 a year, collision costs $202, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing $1,928 or more. Teenage drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save around $818 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $900
• Using low $100 deductibles for comp and collision coverage costs an additional $154 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $1,928 or more
• The price with full coverage for a teen driver may cost $3,568 each year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $240 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Hyundai Veracruz Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a good credit history, being claim-free, and bundling your home and auto policies. Take the time to comparison shop every other policy renewal by getting price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief summary of the ideas that were touched on in the above illustrations.

• Youthful drivers pay the highest prices, possibly costing $297 a month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,030 more each year than a low-risk driver
• Increasing physical damage deductibles could save up to $225 each year
• You may be able to save as much as $100 per year simply by quoting early and online