Hyundai Veracruz Insurance Rates

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UPDATED: May 3, 2024

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The average insurance rates for a Hyundai Veracruz are $900 a year for full coverage. Comprehensive insurance costs approximately $160, collision insurance costs $202, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $1,928 or more. Teenage drivers cost the most to insure at up to $3,568 a year.

Average premium for full coverage: $900

Policy rates by type of insurance:

Comprehensive $160
Collision $202
Liability $402

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different Veracruz trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Hyundai Veracruz insurance rates range from the low end price of $446 for just liability insurance to a much higher rate of $1,928 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $900
High Risk $1,928

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $675
Small Cities $945
Large Cities $1,215

The examples above show why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $546
  • Drivers who choose higher $1,000 deductibles will pay $82 a year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $900
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $154 annually
  • Drivers who are prone to accidents and violations could pay around $1,928
  • Policy cost that insures a 16-year-old driver with full coverage can cost $3,568 a year

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance prices range from $546 to $3,568 for full coverage

Auto insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. High-risk driver insurance can cost from 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,500 a year. View Rates by Age

Your home state makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,280 on average in New York, Louisiana, and Michigan.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $812 -$88 -9.8%
Alaska $688 -$212 -23.6%
Arizona $746 -$154 -17.1%
Arkansas $900 -$0 0.0%
California $1,024 $124 13.8%
Colorado $856 -$44 -4.9%
Connecticut $924 $24 2.7%
Delaware $1,014 $114 12.7%
Florida $1,122 $222 24.7%
Georgia $832 -$68 -7.6%
Hawaii $646 -$254 -28.2%
Idaho $608 -$292 -32.4%
Illinois $668 -$232 -25.8%
Indiana $678 -$222 -24.7%
Iowa $606 -$294 -32.7%
Kansas $854 -$46 -5.1%
Kentucky $1,226 $326 36.2%
Louisiana $1,332 $432 48.0%
Maine $554 -$346 -38.4%
Maryland $742 -$158 -17.6%
Massachusetts $718 -$182 -20.2%
Michigan $1,560 $660 73.3%
Minnesota $754 -$146 -16.2%
Mississippi $1,078 $178 19.8%
Missouri $798 -$102 -11.3%
Montana $966 $66 7.3%
Nebraska $708 -$192 -21.3%
Nevada $1,078 $178 19.8%
New Hampshire $648 -$252 -28.0%
New Jersey $1,006 $106 11.8%
New Mexico $794 -$106 -11.8%
New York $946 $46 5.1%
North Carolina $518 -$382 -42.4%
North Dakota $738 -$162 -18.0%
Ohio $620 -$280 -31.1%
Oklahoma $922 $22 2.4%
Oregon $824 -$76 -8.4%
Pennsylvania $856 -$44 -4.9%
Rhode Island $1,198 $298 33.1%
South Carolina $814 -$86 -9.6%
South Dakota $758 -$142 -15.8%
Tennessee $786 -$114 -12.7%
Texas $1,084 $184 20.4%
Utah $666 -$234 -26.0%
Vermont $614 -$286 -31.8%
Virginia $540 -$360 -40.0%
Washington $694 -$206 -22.9%
West Virginia $824 -$76 -8.4%
Wisconsin $620 -$280 -31.1%
Wyoming $800 -$100 -11.1%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Using high physical damage deductibles could save up to $240 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $868 $72
Hyundai Veracruz GLS AWD $888 $74
Hyundai Veracruz Limited 2WD $918 $77
Hyundai Veracruz Limited AWD $918 $77

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $170 $222 $402 $930
2011 Hyundai Veracruz $160 $202 $402 $900
2010 Hyundai Veracruz $154 $182 $398 $870
2008 Hyundai Veracruz $150 $168 $384 $838

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Hyundai Veracruz Insurance

Finding cheaper rates on insurance for a Hyundai Veracruz not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a recap of the coverage data raised in the charts and tables above.

  • Drivers can save around $100 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $225 each year
  • Teenagers have the highest car insurance rates, costing up to $297 each month if the policy includes full coverage
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,030 more per year for car insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,568
20 $2,044
30 $918
40 $900
50 $824
60 $808

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,054
$250 $984
$500 $900
$1,000 $818

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $900
50/100 $998
100/300 $1,099
250/500 $1,360
100 CSL $1,039
300 CSL $1,260
500 CSL $1,421

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,034
20 $3,256
30 $1,948
40 $1,928
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $55
5-yr Claim Free $56
Paid in Full/EFT $33
Advance Quote $39
Online Quote $61
Total Discounts $354
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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