Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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Average insurance prices for a Hyundai Veracruz are $930 every 12 months for full coverage. Comprehensive insurance costs an estimated $170, collision insurance costs $222, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $1,998 or more. Teen drivers receive the highest rates at up to $3,664 a year.
Average premium for full coverage: $930
Rate estimates broken down by individual coverage type:
Estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different Veracruz trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the cheapest price of $446 for the bare minimum liability coverage to a much higher rate of $1,998 for high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.
These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Hyundai Veracruz insurance rates for other coverage scenarios.
- The lowest rate with discounts is $561
- Raising to $1,000 deductibles will save approximately $90 a year
- The average price for a 40-year-old driver who has $500 deductibles is $930
- Choosing more expensive low deductibles costs an extra $170 annually
- Drivers with multiple violations and an at-fault accident could pay up to $1,998
- The cost to insure a 16-year-old driver with full coverage can cost as much as $3,664
Car insurance rates for a Hyundai Veracruz can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.
Choosing high deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $3,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than average. View High Risk Driver Rates
Where you live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find rates as low as $610 a year in states like Iowa, Maine, and Idaho, or as much as $1,330 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$88 | -9.5% |
| Alaska | $712 | -$218 | -23.4% |
| Arizona | $770 | -$160 | -17.2% |
| Arkansas | $930 | -$0 | 0.0% |
| California | $1,060 | $130 | 14.0% |
| Colorado | $886 | -$44 | -4.7% |
| Connecticut | $954 | $24 | 2.6% |
| Delaware | $1,050 | $120 | 12.9% |
| Florida | $1,160 | $230 | 24.7% |
| Georgia | $860 | -$70 | -7.5% |
| Hawaii | $668 | -$262 | -28.2% |
| Idaho | $628 | -$302 | -32.5% |
| Illinois | $692 | -$238 | -25.6% |
| Indiana | $702 | -$228 | -24.5% |
| Iowa | $626 | -$304 | -32.7% |
| Kansas | $882 | -$48 | -5.2% |
| Kentucky | $1,268 | $338 | 36.3% |
| Louisiana | $1,376 | $446 | 48.0% |
| Maine | $574 | -$356 | -38.3% |
| Maryland | $768 | -$162 | -17.4% |
| Massachusetts | $742 | -$188 | -20.2% |
| Michigan | $1,612 | $682 | 73.3% |
| Minnesota | $778 | -$152 | -16.3% |
| Mississippi | $1,114 | $184 | 19.8% |
| Missouri | $824 | -$106 | -11.4% |
| Montana | $998 | $68 | 7.3% |
| Nebraska | $732 | -$198 | -21.3% |
| Nevada | $1,114 | $184 | 19.8% |
| New Hampshire | $670 | -$260 | -28.0% |
| New Jersey | $1,040 | $110 | 11.8% |
| New Mexico | $822 | -$108 | -11.6% |
| New York | $978 | $48 | 5.2% |
| North Carolina | $536 | -$394 | -42.4% |
| North Dakota | $762 | -$168 | -18.1% |
| Ohio | $640 | -$290 | -31.2% |
| Oklahoma | $952 | $22 | 2.4% |
| Oregon | $852 | -$78 | -8.4% |
| Pennsylvania | $886 | -$44 | -4.7% |
| Rhode Island | $1,238 | $308 | 33.1% |
| South Carolina | $844 | -$86 | -9.2% |
| South Dakota | $786 | -$144 | -15.5% |
| Tennessee | $812 | -$118 | -12.7% |
| Texas | $1,120 | $190 | 20.4% |
| Utah | $688 | -$242 | -26.0% |
| Vermont | $634 | -$296 | -31.8% |
| Virginia | $558 | -$372 | -40.0% |
| Washington | $716 | -$214 | -23.0% |
| West Virginia | $852 | -$78 | -8.4% |
| Wisconsin | $642 | -$288 | -31.0% |
| Wyoming | $826 | -$104 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $896 | $75 |
| Hyundai Veracruz GLS AWD | $918 | $77 |
| Hyundai Veracruz Limited 2WD | $950 | $79 |
| Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Hyundai Veracruz Insurance
Saving money on insurance for a Hyundai Veracruz consists of not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a review of the material that was raised in the charts and tables above.
- Insureds who want higher liability limits will pay about $440 each year to raise from a minimum limit to a 250/500 level
- Teens have the highest car insurance rates, costing as high as $305 per month if the policy includes full coverage
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,070 more annually for Veracruz insurance
- Increasing deductibles could save as much as $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,664 |
| 20 | $2,116 |
| 30 | $950 |
| 40 | $930 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,100 |
| $250 | $1,022 |
| $500 | $930 |
| $1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $930 |
| 50/100 | $1,030 |
| 100/300 | $1,131 |
| 250/500 | $1,392 |
| 100 CSL | $1,071 |
| 300 CSL | $1,292 |
| 500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,176 |
| 20 | $3,368 |
| 30 | $2,020 |
| 40 | $1,998 |
| 50 | $1,904 |
| 60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $35 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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