Hyundai Veracruz Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Hyundai Veracruz are $900 every 12 months with full coverage. Comprehensive costs approximately $160, collision insurance costs $202, and liability insurance costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $1,928. Teenage drivers cost the most to insure at up to $3,568 a year.
Average premium for full coverage: $900
Policy rates by type of insurance:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Veracruz models.
Price Range Variability
For the average 40-year-old driver, Hyundai Veracruz insurance rates range from the cheapest price of $446 for just the minimum liability insurance to the much higher price of $1,928 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Hyundai Veracruz insurance rates for additional coverage and risk scenarios.
- The best discount rate is $546
- Using higher $1,000 deductibles will save $82 annually
- The average price for a good driver age 40 who chooses $500 deductibles is $900
- Using pricier low deductibles for physical damage coverage increases the price to $1,054
- Drivers who are prone to accidents and violations could pay around $1,928
- Policy cost to insure a teen driver for full coverage can cost $3,568 or more
Auto insurance rates for a Hyundai Veracruz also range considerably based on liability limits and deductibles, your driving record, and the model of your Veracruz.
Using high physical damage deductibles could cut rates by as much as $240 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $3,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. Hyundai Veracruz insurance for high-risk drivers can be anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Hyundai Veracruz insurance rates. A driver around age 40 might see rates as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $812 | -$88 | -9.8% |
| Alaska | $688 | -$212 | -23.6% |
| Arizona | $746 | -$154 | -17.1% |
| Arkansas | $900 | -$0 | 0.0% |
| California | $1,024 | $124 | 13.8% |
| Colorado | $856 | -$44 | -4.9% |
| Connecticut | $924 | $24 | 2.7% |
| Delaware | $1,014 | $114 | 12.7% |
| Florida | $1,122 | $222 | 24.7% |
| Georgia | $832 | -$68 | -7.6% |
| Hawaii | $646 | -$254 | -28.2% |
| Idaho | $608 | -$292 | -32.4% |
| Illinois | $668 | -$232 | -25.8% |
| Indiana | $678 | -$222 | -24.7% |
| Iowa | $606 | -$294 | -32.7% |
| Kansas | $854 | -$46 | -5.1% |
| Kentucky | $1,226 | $326 | 36.2% |
| Louisiana | $1,332 | $432 | 48.0% |
| Maine | $554 | -$346 | -38.4% |
| Maryland | $742 | -$158 | -17.6% |
| Massachusetts | $718 | -$182 | -20.2% |
| Michigan | $1,560 | $660 | 73.3% |
| Minnesota | $754 | -$146 | -16.2% |
| Mississippi | $1,078 | $178 | 19.8% |
| Missouri | $798 | -$102 | -11.3% |
| Montana | $966 | $66 | 7.3% |
| Nebraska | $708 | -$192 | -21.3% |
| Nevada | $1,078 | $178 | 19.8% |
| New Hampshire | $648 | -$252 | -28.0% |
| New Jersey | $1,006 | $106 | 11.8% |
| New Mexico | $794 | -$106 | -11.8% |
| New York | $946 | $46 | 5.1% |
| North Carolina | $518 | -$382 | -42.4% |
| North Dakota | $738 | -$162 | -18.0% |
| Ohio | $620 | -$280 | -31.1% |
| Oklahoma | $922 | $22 | 2.4% |
| Oregon | $824 | -$76 | -8.4% |
| Pennsylvania | $856 | -$44 | -4.9% |
| Rhode Island | $1,198 | $298 | 33.1% |
| South Carolina | $814 | -$86 | -9.6% |
| South Dakota | $758 | -$142 | -15.8% |
| Tennessee | $786 | -$114 | -12.7% |
| Texas | $1,084 | $184 | 20.4% |
| Utah | $666 | -$234 | -26.0% |
| Vermont | $614 | -$286 | -31.8% |
| Virginia | $540 | -$360 | -40.0% |
| Washington | $694 | -$206 | -22.9% |
| West Virginia | $824 | -$76 | -8.4% |
| Wisconsin | $620 | -$280 | -31.1% |
| Wyoming | $800 | -$100 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $868 | $72 |
| Hyundai Veracruz GLS AWD | $888 | $74 |
| Hyundai Veracruz Limited 2WD | $918 | $77 |
| Hyundai Veracruz Limited AWD | $918 | $77 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2011 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2010 Hyundai Veracruz | $154 | $182 | $398 | $870 |
| 2008 Hyundai Veracruz | $150 | $168 | $384 | $838 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Hyundai Veracruz Insurance
Finding cheaper rates on Hyundai Veracruz insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates every year by getting rate quotes from direct companies, and also from insurance agencies where you live.
The points below are a quick rundown of the coverage data touched on in this article.
- You may be able to save around $100 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Drivers under the age of 20 have the highest car insurance rates, as much as $297 each month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,030 more per year to insure a Hyundai Veracruz
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,568 |
| 20 | $2,044 |
| 30 | $918 |
| 40 | $900 |
| 50 | $824 |
| 60 | $808 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,054 |
| $250 | $984 |
| $500 | $900 |
| $1,000 | $818 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $900 |
| 50/100 | $998 |
| 100/300 | $1,099 |
| 250/500 | $1,360 |
| 100 CSL | $1,039 |
| 300 CSL | $1,260 |
| 500 CSL | $1,421 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,034 |
| 20 | $3,256 |
| 30 | $1,948 |
| 40 | $1,928 |
| 50 | $1,840 |
| 60 | $1,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $354 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
