Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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Estimated insurance prices for a Hyundai Veracruz are $930 every 12 months for full coverage. Comprehensive insurance costs on average $170 a year, collision insurance costs $222, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $1,998 or more. Teenage drivers pay the most at up to $3,664 a year.
Average premium for full coverage: $930
Premium estimates by type of coverage:
Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Veracruz trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Hyundai Veracruz range from the cheapest price of $446 for a discount liability-only rate to a high of $1,998 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.
These rate differences show why it is important to get quotes based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Hyundai Veracruz insurance rates for different risk profiles and scenarios.
- The best discount rate is $561
- Choosing higher $1,000 deductibles can save around $840 a year
- The average price for a 40-year-old good driver with $500 deductibles is $930
- Using low $100 deductibles for comp and collision coverage costs an extra $170 each year
- Drivers who are prone to accidents and violations could pay upwards of $1,998
- An auto insurance policy to insure a teenage driver may cost $3,664 each year
Insurance prices for a Hyundai Veracruz also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Veracruz.
Using high physical damage deductibles can save as much as $260 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Hyundai Veracruz insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,330 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$88 | -9.5% |
| Alaska | $712 | -$218 | -23.4% |
| Arizona | $770 | -$160 | -17.2% |
| Arkansas | $930 | -$0 | 0.0% |
| California | $1,060 | $130 | 14.0% |
| Colorado | $886 | -$44 | -4.7% |
| Connecticut | $954 | $24 | 2.6% |
| Delaware | $1,050 | $120 | 12.9% |
| Florida | $1,160 | $230 | 24.7% |
| Georgia | $860 | -$70 | -7.5% |
| Hawaii | $668 | -$262 | -28.2% |
| Idaho | $628 | -$302 | -32.5% |
| Illinois | $692 | -$238 | -25.6% |
| Indiana | $702 | -$228 | -24.5% |
| Iowa | $626 | -$304 | -32.7% |
| Kansas | $882 | -$48 | -5.2% |
| Kentucky | $1,268 | $338 | 36.3% |
| Louisiana | $1,376 | $446 | 48.0% |
| Maine | $574 | -$356 | -38.3% |
| Maryland | $768 | -$162 | -17.4% |
| Massachusetts | $742 | -$188 | -20.2% |
| Michigan | $1,612 | $682 | 73.3% |
| Minnesota | $778 | -$152 | -16.3% |
| Mississippi | $1,114 | $184 | 19.8% |
| Missouri | $824 | -$106 | -11.4% |
| Montana | $998 | $68 | 7.3% |
| Nebraska | $732 | -$198 | -21.3% |
| Nevada | $1,114 | $184 | 19.8% |
| New Hampshire | $670 | -$260 | -28.0% |
| New Jersey | $1,040 | $110 | 11.8% |
| New Mexico | $822 | -$108 | -11.6% |
| New York | $978 | $48 | 5.2% |
| North Carolina | $536 | -$394 | -42.4% |
| North Dakota | $762 | -$168 | -18.1% |
| Ohio | $640 | -$290 | -31.2% |
| Oklahoma | $952 | $22 | 2.4% |
| Oregon | $852 | -$78 | -8.4% |
| Pennsylvania | $886 | -$44 | -4.7% |
| Rhode Island | $1,238 | $308 | 33.1% |
| South Carolina | $844 | -$86 | -9.2% |
| South Dakota | $786 | -$144 | -15.5% |
| Tennessee | $812 | -$118 | -12.7% |
| Texas | $1,120 | $190 | 20.4% |
| Utah | $688 | -$242 | -26.0% |
| Vermont | $634 | -$296 | -31.8% |
| Virginia | $558 | -$372 | -40.0% |
| Washington | $716 | -$214 | -23.0% |
| West Virginia | $852 | -$78 | -8.4% |
| Wisconsin | $642 | -$288 | -31.0% |
| Wyoming | $826 | -$104 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $896 | $75 |
| Hyundai Veracruz GLS AWD | $918 | $77 |
| Hyundai Veracruz Limited 2WD | $950 | $79 |
| Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Hyundai Veracruz Insurance
Finding better rates on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates at least every other year by getting price quotes from direct carriers, and also from local independent and exclusive agents.
Below is a brief recap of the car insurance concepts touched on in this article.
- Drivers who tend to receive serious violations pay an average of $1,070 more each year for auto insurance
- Drivers can save as much as $110 per year just by quoting early and online
- Increasing policy deductibles could save as much as $250 each year
- Consumers who require higher levels of liability will pay an extra $440 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,664 |
| 20 | $2,116 |
| 30 | $950 |
| 40 | $930 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,100 |
| $250 | $1,022 |
| $500 | $930 |
| $1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $930 |
| 50/100 | $1,030 |
| 100/300 | $1,131 |
| 250/500 | $1,392 |
| 100 CSL | $1,071 |
| 300 CSL | $1,292 |
| 500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,176 |
| 20 | $3,368 |
| 30 | $2,020 |
| 40 | $1,998 |
| 50 | $1,904 |
| 60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $35 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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