Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $900 a year including full coverage. Comprehensive costs an estimated $160 each year, collision insurance costs $202, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $1,928. Teens pay the highest rates at up to $3,568 a year.

Average premium for full coverage: $900

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Veracruz models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why all drivers should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Hyundai Veracruz insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Raising to $1,000 deductibles will save approximately $82 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $900
• Selecting low deductibles bumps up the cost to $1,054
• At-risk drivers with serious driving violations could pay up to $1,928
• The price that insures a teen driver can cost as much as $3,568

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,100 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,500 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Hyundai Veracruz Insurance

Getting lower rates on car insurance consists of having a decent driving record, having a good credit score, being claim-free, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief summary of the ideas that were covered above.

• 16 to 18-year-old drivers are expensive to insure, possibly costing $297 a month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,030 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $225 each year
• You may be able to save approximately $100 per year just by quoting online in advance