Hyundai Veracruz Insurance Rates

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2010 Hyundai Veracruz Insurance Cost in 2025

Looking for cheaper insurance coverage rates for your Hyundai Veracruz? No normal person is fond of buying insurance coverage, especially when they are paying too much. Due to the increasing number of insurance providers from which to choose, it's difficult to pick the lowest cost insurance company. It's a good habit to price shop coverage periodically because insurance coverage prices tend to go ...

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UPDATED: May 3, 2024

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The average insurance rates for a Hyundai Veracruz are $930 a year for full coverage. Comprehensive costs approximately $170 each year, collision insurance costs $222, and liability costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $1,998. Teen drivers cost the most to insure at up to $3,664 a year.

Average premium for full coverage: $930

Policy rates by type of insurance:

Comprehensive $170
Collision $222
Liability $402

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Veracruz models.

Price Range Variability

For the average 40-year-old driver, Hyundai Veracruz insurance rates range from as low as $446 for your basic liability-only policy to a high rate of $1,998 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $930
High Risk $1,998

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $698
Small Cities $977
Large Cities $1,256

The examples above show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $561
  • Drivers who choose higher $1,000 deductibles will pay $90 a year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $930
  • Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,100
  • Drivers with multiple violations and an at-fault accident could pay around $1,998
  • Policy cost for full coverage for a 16-year-old driver can cost $3,664 a year

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance rates range from $561 to $3,664 for full coverage

Insurance rates for a Hyundai Veracruz also range considerably based on your risk profile, the trim level of your Veracruz, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or as much as $1,330 on average in New York, Louisiana, and Michigan.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $842 -$88 -9.5%
Alaska $712 -$218 -23.4%
Arizona $770 -$160 -17.2%
Arkansas $930 -$0 0.0%
California $1,060 $130 14.0%
Colorado $886 -$44 -4.7%
Connecticut $954 $24 2.6%
Delaware $1,050 $120 12.9%
Florida $1,160 $230 24.7%
Georgia $860 -$70 -7.5%
Hawaii $668 -$262 -28.2%
Idaho $628 -$302 -32.5%
Illinois $692 -$238 -25.6%
Indiana $702 -$228 -24.5%
Iowa $626 -$304 -32.7%
Kansas $882 -$48 -5.2%
Kentucky $1,268 $338 36.3%
Louisiana $1,376 $446 48.0%
Maine $574 -$356 -38.3%
Maryland $768 -$162 -17.4%
Massachusetts $742 -$188 -20.2%
Michigan $1,612 $682 73.3%
Minnesota $778 -$152 -16.3%
Mississippi $1,114 $184 19.8%
Missouri $824 -$106 -11.4%
Montana $998 $68 7.3%
Nebraska $732 -$198 -21.3%
Nevada $1,114 $184 19.8%
New Hampshire $670 -$260 -28.0%
New Jersey $1,040 $110 11.8%
New Mexico $822 -$108 -11.6%
New York $978 $48 5.2%
North Carolina $536 -$394 -42.4%
North Dakota $762 -$168 -18.1%
Ohio $640 -$290 -31.2%
Oklahoma $952 $22 2.4%
Oregon $852 -$78 -8.4%
Pennsylvania $886 -$44 -4.7%
Rhode Island $1,238 $308 33.1%
South Carolina $844 -$86 -9.2%
South Dakota $786 -$144 -15.5%
Tennessee $812 -$118 -12.7%
Texas $1,120 $190 20.4%
Utah $688 -$242 -26.0%
Vermont $634 -$296 -31.8%
Virginia $558 -$372 -40.0%
Washington $716 -$214 -23.0%
West Virginia $852 -$78 -8.4%
Wisconsin $642 -$288 -31.0%
Wyoming $826 -$104 -11.2%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Choosing high deductibles could save up to $260 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $896 $75
Hyundai Veracruz GLS AWD $918 $77
Hyundai Veracruz Limited 2WD $950 $79
Hyundai Veracruz Limited AWD $950 $79

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $182 $244 $406 $968
2011 Hyundai Veracruz $170 $222 $402 $930
2010 Hyundai Veracruz $160 $202 $402 $900
2008 Hyundai Veracruz $152 $178 $390 $856

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Hyundai Veracruz Insurance

Finding cheaper rates on insurance for a Hyundai Veracruz not only requires avoiding accidents and claims, but also maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the concepts that were touched on in this article.

  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,070 more per year to insure a Hyundai Veracruz
  • Drivers under the age of 20 are expensive to insure, costing up to $305 each month for full coverage
  • Drivers can save around $110 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • Drivers can save around $110 per year just by quoting online in advance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,664
20 $2,116
30 $950
40 $930
50 $854
60 $836

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,100
$250 $1,022
$500 $930
$1,000 $840

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $930
50/100 $1,030
100/300 $1,131
250/500 $1,392
100 CSL $1,071
300 CSL $1,292
500 CSL $1,453

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,176
20 $3,368
30 $2,020
40 $1,998
50 $1,904
60 $1,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $58
5-yr Claim Free $58
Paid in Full/EFT $35
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $561

Discounts are estimated and may not be available from every company or in every state.

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