Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $930 a year for full coverage insurance. Comprehensive insurance costs approximately $170 a year, collision insurance costs $222, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $1,998 or more. Teen drivers pay the highest rates at up to $3,664 a year.

Average premium for full coverage: $930

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $561
• Drivers who choose higher $1,000 deductibles will pay $840 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $930
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $170 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $1,998
• The price that insures a teenage driver can cost $3,664 a year

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Car insurance prices for a Hyundai Veracruz are also quite variable based on the trim level of your Veracruz, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $260 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Veracruz Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a summary of the information touched on in the above illustrations.

• It is possible to save around $110 per year just by quoting early and online
• Drivers age 16 to 20 pay the highest auto insurance prices, as much as $305 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers who have multiple accidents or major violations could be charged and average of $1,070 more per year than a safer driver
• Consumers who purchase an increased level of liability coverage will pay about $440 annually to go from a low limit to the 250/500 level