Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive insurance costs approximately $160, collision insurance costs $202, and liability costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $1,928 or more. Teenage drivers cost the most to insure at up to $3,568 a year.

Average premium for full coverage: $900

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Veracruz models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay $82 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $900
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $154 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,928
• Policy cost with full coverage for a teen driver for full coverage can cost $3,568 a year

View Chart as Image

Car insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,500 extra every year, depending on your age. Hyundai Veracruz insurance for high-risk drivers can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Hyundai Veracruz Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a quick review of the ideas that were covered in the charts and tables above.

• Teenagers pay the highest auto insurance rates, with premiums being up to $297 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,030 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $225 each year
• You may be able to save around $100 per year just by quoting online well ahead of the renewal date