Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $930 a year with full coverage. Comprehensive costs an estimated $170, collision costs $222, and liability is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $1,998. Teenage drivers pay the highest rates at $3,664 a year or more.

Average premium for full coverage: $930

Price estimates broken down by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Veracruz models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Hyundai Veracruz insurance rates for other coverage scenarios.

• The best discount rate is $561
• Choosing higher $1,000 deductibles can save approximately $90 annually
• The average rate for the average middle-age driver who has $500 deductibles is $930
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,100
• Unlucky drivers who are prone to accidents and violations could pay up to $1,998 or more
• The price for full coverage for a teen driver for full coverage can cost as much as $3,664 each year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $3,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,250 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $260 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,100 to $1,600 additional each year, depending on your age. Hyundai Veracruz insurance for high-risk drivers ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Hyundai Veracruz Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every year by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a review of the coverage data covered above.

• You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $250 each year
• Teenage drivers are expensive to insure, costing up to $305 a month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations may pay on average $1,070 more annually for auto insurance