Hyundai Veracruz Insurance Rates

U.S. average auto insurance rates for a Hyundai Veracruz are $900 annually for full coverage insurance. Comprehensive insurance costs on average $160 each year, collision costs $202, and liability insurance costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $1,928 or more. Teens pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Veracruz models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $546
• Drivers who choose higher $1,000 deductibles will pay around $82 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $900
• Selecting low deductibles for comprehensive and collision insurance costs an additional $154 a year
• High risk drivers with serious driving violations could pay upwards of $1,928 or more
• The price with full coverage for a teen driver may cost $3,568 a year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $240 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,210 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Hyundai Veracruz Insurance

Getting lower rates on Hyundai Veracruz insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the concepts that were covered in the above illustrations.

• High-risk drivers who tend to receive serious violations may pay on average $1,030 more each year than a low-risk driver
• Youthful drivers pay higher prices, as much as $297 a month if they have full coverage
• It is possible to save as much as $100 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $225 each year
• It is possible to save as much as $100 per year simply by quoting online in advance