Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $900 a year for full coverage insurance. Comprehensive costs approximately $160, collision costs $202, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing around $1,928. Teenage drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save $82 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $900
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,054
• Unlucky drivers who are prone to accidents and violations could pay around $1,928 or more
• The price for full coverage for a teen driver with full coverage can cost $3,568 each year

View Chart as Image

Car insurance prices for a Hyundai Veracruz are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $3,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,210 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $240 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance ranges as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Veracruz Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and avoiding coverage lapses. Take the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a brief review of the data covered in the above illustrations.

• Policyholders who purchase higher liability limits will pay an extra $440 annually to raise limits from a low limit to 250/500 limits
• It is possible to save around $100 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $225 each year
• Teens pay the highest auto insurance prices, as much as $297 a month if full coverage is included