Hyundai Sonata Hybrid Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Hyundai Sonata Hybrid are $1,256 a year with full coverage. Comprehensive costs approximately $202 each year, collision insurance costs $340, and liability insurance costs around $534. Liability-only insurance costs as low as $588 a year, and high-risk driver insurance costs around $2,720. Teens cost the most to insure at up to $5,004 a year.
Average premium for full coverage: $1,256
Policy rates by type of insurance:
Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Sonata Hybrid models.
Price Range Variability
For a driver around age 40, Hyundai Sonata Hybrid insurance rates range from as low as $588 for just liability coverage to a high rate of $2,720 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The examples above demonstrate why all drivers should compare prices using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Hyundai Sonata Hybrid insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $746
- Using higher $1,000 deductibles will save $124 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,256
- Selecting low deductibles for physical damage coverage will increase the cost to $1,492
- Drivers with serious driving violations could pay around $2,720
- Policy cost for full coverage for a teen driver can cost $5,004 or more
Auto insurance rates for a Hyundai Sonata Hybrid also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age
Your home state has a huge impact on Hyundai Sonata Hybrid insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,690 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$122 | -9.7% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,044 | -$212 | -16.9% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,196 | -$60 | -4.8% |
| Connecticut | $1,290 | $34 | 2.7% |
| Delaware | $1,420 | $164 | 13.1% |
| Florida | $1,570 | $314 | 25.0% |
| Georgia | $1,160 | -$96 | -7.6% |
| Hawaii | $900 | -$356 | -28.3% |
| Idaho | $850 | -$406 | -32.3% |
| Illinois | $932 | -$324 | -25.8% |
| Indiana | $948 | -$308 | -24.5% |
| Iowa | $848 | -$408 | -32.5% |
| Kansas | $1,192 | -$64 | -5.1% |
| Kentucky | $1,712 | $456 | 36.3% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $776 | -$480 | -38.2% |
| Maryland | $1,036 | -$220 | -17.5% |
| Massachusetts | $1,004 | -$252 | -20.1% |
| Michigan | $2,178 | $922 | 73.4% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,504 | $248 | 19.7% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,348 | $92 | 7.3% |
| Nebraska | $992 | -$264 | -21.0% |
| Nevada | $1,506 | $250 | 19.9% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,406 | $150 | 11.9% |
| New Mexico | $1,110 | -$146 | -11.6% |
| New York | $1,322 | $66 | 5.3% |
| North Carolina | $724 | -$532 | -42.4% |
| North Dakota | $1,030 | -$226 | -18.0% |
| Ohio | $866 | -$390 | -31.1% |
| Oklahoma | $1,288 | $32 | 2.5% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,196 | -$60 | -4.8% |
| Rhode Island | $1,674 | $418 | 33.3% |
| South Carolina | $1,138 | -$118 | -9.4% |
| South Dakota | $1,060 | -$196 | -15.6% |
| Tennessee | $1,096 | -$160 | -12.7% |
| Texas | $1,512 | $256 | 20.4% |
| Utah | $930 | -$326 | -26.0% |
| Vermont | $860 | -$396 | -31.5% |
| Virginia | $752 | -$504 | -40.1% |
| Washington | $968 | -$288 | -22.9% |
| West Virginia | $1,152 | -$104 | -8.3% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,118 | -$138 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Sonata Hybrid | $306 | $600 | $440 | $1,526 |
| 2023 Hyundai Sonata Hybrid | $294 | $596 | $450 | $1,520 |
| 2022 Hyundai Sonata Hybrid | $284 | $582 | $470 | $1,516 |
| 2021 Hyundai Sonata Hybrid | $274 | $558 | $486 | $1,498 |
| 2020 Hyundai Sonata Hybrid | $260 | $538 | $500 | $1,478 |
| 2019 Hyundai Sonata Hybrid | $250 | $500 | $510 | $1,440 |
| 2018 Hyundai Sonata Hybrid | $240 | $470 | $514 | $1,404 |
| 2015 Hyundai Sonata Hybrid | $206 | $364 | $524 | $1,274 |
| 2014 Hyundai Sonata Hybrid | $202 | $340 | $534 | $1,256 |
| 2013 Hyundai Sonata Hybrid | $186 | $316 | $534 | $1,216 |
Rates are averaged for all Hyundai Sonata Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Hyundai Sonata Hybrid Insurance
Finding cheaper rates on Hyundai Sonata Hybrid insurance requires being a safe and courteous driver, having good credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a brief recap of the data that was covered above.
- You may be able to save around $140 per year just by quoting online in advance
- Drivers who purchase higher levels of liability will pay approximately $590 every year to increase from a 30/60 limit to 250/500 limits
- Teenage drivers have the highest car insurance rates, as much as $417 each month if they have full coverage
- High-risk drivers who tend to receive serious violations pay on average $1,460 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,004 |
| 20 | $2,900 |
| 30 | $1,284 |
| 40 | $1,256 |
| 50 | $1,154 |
| 60 | $1,130 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,492 |
| $250 | $1,382 |
| $500 | $1,256 |
| $1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,363 |
| 100/300 | $1,496 |
| 250/500 | $1,843 |
| 100 CSL | $1,416 |
| 300 CSL | $1,710 |
| 500 CSL | $1,924 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,080 |
| 20 | $4,626 |
| 30 | $2,752 |
| 40 | $2,720 |
| 50 | $2,602 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $69 |
| Homeowner | $21 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $49 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
