Hyundai Sonata Hybrid Insurance Rates

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Compare 2013 Hyundai Sonata Hybrid Insurance Cost in 2025

Trying to find better auto insurance rates for your Hyundai Sonata Hybrid? Having to pay for overpriced Hyundai Sonata Hybrid insurance can consume your savings account and maybe even restrict other spending. Doing a price comparison can lower your rates and help to lower your monthly bill. Big companies like Allstate, Progressive and GEICO persistently shower you with catchy ads and consumers fi...

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UPDATED: Apr 15, 2024

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The average insurance rates for a Hyundai Sonata Hybrid are $1,256 a year for full coverage. Comprehensive insurance costs an estimated $202, collision costs $340, and liability insurance costs $534. Buying just liability costs as little as $588 a year, with insurance for high-risk drivers costing $2,720 or more. 16-year-old drivers cost the most to insure at $5,004 a year or more.

Average premium for full coverage: $1,256

Policy rates broken down by type of insurance:

Comprehensive $202
Collision $340
Liability $534

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Sonata Hybrid trim levels.

Price Range Variability

For the average 40-year-old driver, Hyundai Sonata Hybrid insurance rates go from as low as $588 for liability-only coverage to a much higher rate of $2,720 for a high-risk insurance policy.

Liability Only $588
Full Coverage $1,256
High Risk $2,720

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.

The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Hyundai Sonata Hybrid insurance rates for other coverage scenarios.

  • The best full coverage rate is $746
  • Drivers who choose higher $1,000 deductibles will pay approximately $124 a year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,256
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $236 a year
  • High risk drivers with multiple tickets or accidents could pay up to $2,720 or more
  • Policy cost for full coverage for a teen driver with full coverage can cost as much as $5,004 a year

View Chart as Image

Hyundai Sonata Hybrid insurance cost comparison chart
Column chart showing full coverage Hyundai Sonata Hybrid insurance prices range from $746 to $5,004

Insurance rates for a Hyundai Sonata Hybrid also range considerably based on your risk profile, the trim level of your Sonata Hybrid, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Hyundai Sonata Hybrid insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or at least $1,790 on average in New York, Louisiana, and Michigan.

Hyundai Sonata Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $962 -$294 -23.4%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,196 -$60 -4.8%
Connecticut $1,290 $34 2.7%
Delaware $1,420 $164 13.1%
Florida $1,570 $314 25.0%
Georgia $1,160 -$96 -7.6%
Hawaii $900 -$356 -28.3%
Idaho $850 -$406 -32.3%
Illinois $932 -$324 -25.8%
Indiana $948 -$308 -24.5%
Iowa $848 -$408 -32.5%
Kansas $1,192 -$64 -5.1%
Kentucky $1,712 $456 36.3%
Louisiana $1,858 $602 47.9%
Maine $776 -$480 -38.2%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,004 -$252 -20.1%
Michigan $2,178 $922 73.4%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $992 -$264 -21.0%
Nevada $1,506 $250 19.9%
New Hampshire $906 -$350 -27.9%
New Jersey $1,406 $150 11.9%
New Mexico $1,110 -$146 -11.6%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,030 -$226 -18.0%
Ohio $866 -$390 -31.1%
Oklahoma $1,288 $32 2.5%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,196 -$60 -4.8%
Rhode Island $1,674 $418 33.3%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,096 -$160 -12.7%
Texas $1,512 $256 20.4%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $752 -$504 -40.1%
Washington $968 -$288 -22.9%
West Virginia $1,152 -$104 -8.3%
Wisconsin $868 -$388 -30.9%
Wyoming $1,118 -$138 -11.0%

View Chart as Image

Hyundai Sonata Hybrid insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $360 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Hyundai Sonata Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Sonata Hybrid $306 $600 $440 $1,526
2023 Hyundai Sonata Hybrid $294 $596 $450 $1,520
2022 Hyundai Sonata Hybrid $284 $582 $470 $1,516
2021 Hyundai Sonata Hybrid $274 $558 $486 $1,498
2020 Hyundai Sonata Hybrid $260 $538 $500 $1,478
2019 Hyundai Sonata Hybrid $250 $500 $510 $1,440
2018 Hyundai Sonata Hybrid $240 $470 $514 $1,404
2015 Hyundai Sonata Hybrid $206 $364 $524 $1,274
2014 Hyundai Sonata Hybrid $202 $340 $534 $1,256
2013 Hyundai Sonata Hybrid $186 $316 $534 $1,216

Rates are averaged for all Hyundai Sonata Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Hyundai Sonata Hybrid Insurance

Finding cheaper rates on Hyundai Sonata Hybrid insurance not only requires being safe and accident-free, but also maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at least every other year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the car insurance concepts touched on in this article.

  • High-risk drivers with reckless driving or DUI convictions pay an average of $1,460 more annually than a low-risk driver
  • Drivers can save approximately $140 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles can save around $350 each year
  • Drivers who want more liability protection will pay around $590 each year to go from a 30/60 limit to 250/500 limits

Rates by Driver Age

Hyundai Sonata Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $5,004
20 $2,900
30 $1,284
40 $1,256
50 $1,154
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Sonata Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,382
$500 $1,256
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Sonata Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,363
100/300 $1,496
250/500 $1,843
100 CSL $1,416
300 CSL $1,710
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Sonata Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,080
20 $4,626
30 $2,752
40 $2,720
50 $2,602
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $82
5-yr Claim Free $80
Paid in Full/EFT $49
Advance Quote $58
Online Quote $86
Total Discounts $510
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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