Hyundai Sonata Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

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Average auto insurance rates for a Hyundai Sonata Hybrid are $1,256 annually for full coverage insurance. Comprehensive costs on average $202, collision insurance costs $340, and liability insurance is estimated at $534. Liability-only coverage costs approximately $588 a year, and high-risk coverage costs around $2,720. Teen drivers receive the highest rates at up to $5,004 a year.

Average premium for full coverage: $1,256

Rate estimates by individual coverage type:

Comprehensive $202
Collision $340
Liability $534

Price estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Sonata Hybrid trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $588 for the bare minimum liability coverage to a much higher rate of $2,720 for a high-risk insurance policy.

Liability Only $588
Full Coverage $1,256
High Risk $2,720

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Hyundai Sonata Hybrid insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $746
  • Choosing higher $1,000 deductibles can save around $124 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,256
  • Choosing more expensive low deductibles for comp and collision coverage will cost $1,492
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,720
  • The cost with full coverage for a teen driver with full coverage may cost $5,004 each year

View Chart as Image

Hyundai Sonata Hybrid insurance cost comparison chart
Column chart showing Hyundai Sonata Hybrid insurance rates range from $746 to $5,004 for full coverage

Car insurance rates for a Hyundai Sonata Hybrid can also vary considerably based on the trim level of your Sonata Hybrid, your risk profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $360 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Sonata Hybrid insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.

Hyundai Sonata Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $962 -$294 -23.4%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,196 -$60 -4.8%
Connecticut $1,290 $34 2.7%
Delaware $1,420 $164 13.1%
Florida $1,570 $314 25.0%
Georgia $1,160 -$96 -7.6%
Hawaii $900 -$356 -28.3%
Idaho $850 -$406 -32.3%
Illinois $932 -$324 -25.8%
Indiana $948 -$308 -24.5%
Iowa $848 -$408 -32.5%
Kansas $1,192 -$64 -5.1%
Kentucky $1,712 $456 36.3%
Louisiana $1,858 $602 47.9%
Maine $776 -$480 -38.2%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,004 -$252 -20.1%
Michigan $2,178 $922 73.4%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $992 -$264 -21.0%
Nevada $1,506 $250 19.9%
New Hampshire $906 -$350 -27.9%
New Jersey $1,406 $150 11.9%
New Mexico $1,110 -$146 -11.6%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,030 -$226 -18.0%
Ohio $866 -$390 -31.1%
Oklahoma $1,288 $32 2.5%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,196 -$60 -4.8%
Rhode Island $1,674 $418 33.3%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,096 -$160 -12.7%
Texas $1,512 $256 20.4%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $752 -$504 -40.1%
Washington $968 -$288 -22.9%
West Virginia $1,152 -$104 -8.3%
Wisconsin $868 -$388 -30.9%
Wyoming $1,118 -$138 -11.0%

View Chart as Image

Hyundai Sonata Hybrid insurance rates by U.S. city
Hyundai Sonata Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Sonata Hybrid $306 $600 $440 $1,526
2023 Hyundai Sonata Hybrid $294 $596 $450 $1,520
2022 Hyundai Sonata Hybrid $284 $582 $470 $1,516
2021 Hyundai Sonata Hybrid $274 $558 $486 $1,498
2020 Hyundai Sonata Hybrid $260 $538 $500 $1,478
2019 Hyundai Sonata Hybrid $250 $500 $510 $1,440
2018 Hyundai Sonata Hybrid $240 $470 $514 $1,404
2015 Hyundai Sonata Hybrid $206 $364 $524 $1,274
2014 Hyundai Sonata Hybrid $202 $340 $534 $1,256
2013 Hyundai Sonata Hybrid $186 $316 $534 $1,216

Rates are averaged for all Hyundai Sonata Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Hyundai Sonata Hybrid Insurance

Saving money on Hyundai Sonata Hybrid insurance takes not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a condensed summary of the car insurance concepts covered in the above illustrations.

  • High-risk drivers with multiple at-fault accidents may pay on average $1,460 more each year for Sonata Hybrid insurance
  • It is possible to save as much as $140 per year just by shopping early and online
  • Increasing deductibles could save up to $350 each year
  • Drivers who require higher liability limits will pay about $590 annually to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Hyundai Sonata Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $5,004
20 $2,900
30 $1,284
40 $1,256
50 $1,154
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Sonata Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,382
$500 $1,256
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Sonata Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,363
100/300 $1,496
250/500 $1,843
100 CSL $1,416
300 CSL $1,710
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Sonata Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,080
20 $4,626
30 $2,752
40 $2,720
50 $2,602
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $82
5-yr Claim Free $80
Paid in Full/EFT $49
Advance Quote $58
Online Quote $86
Total Discounts $510
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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