Hyundai Santa Fe Insurance Rates

Estimated auto insurance rates for a Hyundai Santa Fe are $1,122 annually with full coverage. Comprehensive insurance costs approximately $184, collision insurance costs $306, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs $2,430 or more. Teens pay the most at up to $4,458 a year.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Raising to $1,000 deductibles will save $112 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,122
• Selecting more expensive low deductibles costs an additional $216 each year
• Unlucky drivers with serious driving violations could pay around $2,430
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,458

Car insurance prices for a Hyundai Santa Fe also have a wide range based on the model of your Santa Fe, your driving record, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $330 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Hyundai Santa Fe insurance rates. A middle-age driver might find prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,520 on average in New York, Michigan, and Florida.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Hyundai Santa Fe Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the information covered in the above illustrations.

• You may be able to save around $130 per year just by shopping early and online
• Youthful drivers pay the highest auto insurance prices, possibly costing $372 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save up to $325 each year
• Drivers with multiple at-fault accidents may pay on average $1,310 more per year than a low-risk driver
• Consumers who purchase more liability protection will pay approximately $520 every year to raise from 30/60 bodily injury limits to higher 250/500 limits