Hyundai Santa Fe Insurance Rates

Estimated auto insurance rates for a Hyundai Santa Fe are $1,122 annually for full coverage insurance. Comprehensive insurance costs approximately $184, collision costs $306, and liability coverage costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing $2,430 or more. Teens pay the most at $4,458 a year or more.

Average premium for full coverage: $1,122

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Drivers who choose higher $1,000 deductibles will pay $112 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,122
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $216 each year
• High-risk insureds with serious driving violations could pay around $2,430 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,458 a year

Car insurance prices for a Hyundai Santa Fe also have a wide range based on the model of your Santa Fe, your risk profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $330 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Hyundai Santa Fe insurance rates. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,520 on average in Florida, New York, and Michigan.

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Hyundai Santa Fe Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a review of the data touched on in this article.

• Consumers who purchase more liability protection will pay approximately $520 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save around $130 per year simply by shopping early and online
• Increasing policy deductibles could save up to $325 each year
• Youthful drivers pay the highest auto insurance prices, with premiums being up to $372 per month if comprehensive and collision insurance is included