Hyundai Santa Fe Insurance Rates

Estimated insurance prices for a Hyundai Santa Fe are $1,140 every 12 months including full coverage. Comprehensive costs approximately $190 each year, collision insurance costs $328, and liability costs $464. A liability-only policy costs as little as $514 a year, and high-risk insurance costs around $2,472. 16-year-old drivers pay the most at up to $4,510 a year.

Average premium for full coverage: $1,140

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Santa Fe models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences highlight why all drivers should compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $673
• Drivers who choose higher $1,000 deductibles will pay $118 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,140
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,366
• Higher-risk drivers with multiple tickets or accidents could pay around $2,472
• An auto insurance policy to insure a teen driver can cost $4,510 a year

Auto insurance prices for a Hyundai Santa Fe also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Santa Fe.

Opting for high physical damage deductibles could save up to $350 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 137% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Hyundai Santa Fe insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,630 on average in Louisiana, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Hyundai Santa Fe Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit score, refrain from filing small claims, and possibly higher deductibles. Invest the time to compare rates at least once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief review of the primary concepts that were presented in the illustrations above.

• You may be able to save around $130 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,330 more per year than a low-risk driver
• Increasing policy deductibles could save as much as $350 each year
• Youthful drivers have the highest car insurance prices, with the cost nearing $376 per month if comprehensive and collision insurance is included