Hyundai Santa Fe Insurance Rates

Estimated auto insurance rates for a Hyundai Santa Fe are $1,140 annually for full coverage insurance. Comprehensive costs around $190, collision costs $328, and liability coverage costs $464. Liability-only insurance costs as little as $514 a year, with high-risk driver insurance costing around $2,472. 16-year-old drivers pay the most at $4,510 a year or more.

Average premium for full coverage: $1,140

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Santa Fe models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities.

The example below illustrates how location impacts auto insurance rates.

These rate differences illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Hyundai Santa Fe insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $673
• Drivers who choose higher $1,000 deductibles will pay about $118 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,140
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,366
• High-risk insureds with multiple tickets or accidents could pay at least $2,472 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage can be $4,510 a year

Insurance prices for a Hyundai Santa Fe also have a wide range based on the model of your Santa Fe, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,400 to $1,900 additional annually, depending on your age. Hyundai Santa Fe insurance for high-risk drivers can cost around 42% to 137% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $350 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Hyundai Santa Fe insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,540 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out your exact price is to regularly compare prices and see how they stack up. Every company utilizes a different rate formula, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Hyundai Santa Fe Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around every time your policy renews by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

The following items are a recap of the information touched on above.

• It is possible to save up to $130 per year simply by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are charged the highest prices, with premiums being up to $376 per month if they have full coverage
• Increasing policy deductibles could save up to $350 each year
• Drivers that have major violations or accidents pay on average $1,330 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay around $510 annually to go from 30/60 bodily injury limits to higher 250/500 limits