Hyundai Santa Fe Insurance Rates

Estimated insurance prices for a Hyundai Santa Fe are $1,122 every 12 months including full coverage. Comprehensive insurance costs an estimated $184, collision costs $306, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,430 or more. 16-year-old drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,122

Premium estimates broken down by type of coverage:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Santa Fe trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Hyundai Santa Fe insurance rates for other coverage scenarios.

• The best full coverage rate is $665
• Drivers who choose higher $1,000 deductibles will pay approximately $112 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,122
• Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $216 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,430 or more
• An auto insurance policy to insure a teen driver with full coverage can cost as much as $4,458 a year

Insurance prices for a Hyundai Santa Fe also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $330 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,300 to $1,900 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Hyundai Santa Fe insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,600 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Every company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Hyundai Santa Fe Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the car insurance concepts touched on above.

• Higher risk drivers who tend to receive serious violations may have to pay on average $1,310 more annually for Santa Fe insurance
• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $325 each year
• Policyholders who want higher liability limits will pay around $520 per year to go from 30/60 bodily injury limits to a 250/500 level