Hyundai Santa Fe Insurance Rates

Average insurance rates for a Hyundai Santa Fe are $1,122 a year including full coverage. Comprehensive costs approximately $184, collision costs $306, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,430. Teens receive the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,122

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for all Santa Fe models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

These examples highlight why everyone should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $665
• Using higher $1,000 deductibles will save $112 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,122
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,338
• Drivers with serious driving violations could pay around $2,430 or more
• The cost that insures a teen driver for full coverage can cost $4,458 or more

Auto insurance rates for a Hyundai Santa Fe can also vary considerably based on the model of your Santa Fe, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,300 to $1,900 in extra premium per year, depending on your age. Hyundai Santa Fe insurance for high-risk drivers can be as much as 43% to 129% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Hyundai Santa Fe insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $330 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Hyundai Santa Fe Insurance

Saving money on car insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The list below is a recap of the ideas that were touched on in this article.

• Teenagers have the highest car insurance rates, as much as $372 per month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents will likely pay on average $1,310 more per year for car insurance
• Increasing deductibles can save approximately $325 each year
• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date