Hyundai Santa Fe Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe are $1,122 a year including full coverage. Comprehensive insurance costs an estimated $184 each year, collision insurance costs $306, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,430 or more. Teenage drivers pay the most at up to $4,458 a year.

Average premium for full coverage: $1,122

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Santa Fe models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why all drivers should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Hyundai Santa Fe insurance rates for other coverage scenarios.

• The best discount rate is $665
• Raising to $1,000 deductibles will save approximately $112 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,122
• Using low deductibles will cost an additional $216 annually
• Drivers who are prone to accidents and violations could pay up to $2,430
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,458

Insurance prices for a Hyundai Santa Fe also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,300 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Hyundai Santa Fe insurance prices. A middle-age driver might find prices as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,600 on average in Louisiana, New York, and Michigan.

Using high physical damage deductibles can reduce prices by up to $330 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Hyundai Santa Fe Insurance

Finding better rates on insurance for a Hyundai Santa Fe consists of being a good driver, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Compare prices every time your policy renews by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a review of the information covered in the above illustrations.

• You may be able to save approximately $130 per year just by quoting online in advance
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $372 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $325 each year
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,310 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay an extra $520 per year to raise from 30/60 bodily injury limits to the 250/500 level