Hyundai Palisade Insurance Rates

The average insurance rates for a Hyundai Palisade are $1,546 a year for full coverage insurance. Comprehensive costs on average $332 a year, collision insurance costs $640, and liability costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs around $3,360. Teenage drivers cost the most to insure at up to $5,718 a year.

Average premium for full coverage: $1,546

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Palisade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Hyundai Palisade insurance rates for different risk profiles and scenarios.

• The best discount rate is $877
• Drivers who choose higher $1,000 deductibles will pay around $1,324 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,546
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,976
• Drivers who are prone to accidents and violations could pay upwards of $3,360
• Policy cost that insures a 16-year-old driver may cost $5,718 a year

View Chart as Image

Insurance rates for a Hyundai Palisade also range considerably based on the trim level of your Palisade, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age

Your home state makes a big difference in Hyundai Palisade insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,090 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $660 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Hyundai Palisade Insurance

Finding cheaper rates on insurance for a Hyundai Palisade not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare prices at every policy renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below is a brief recap of the data illustrated above.

• Insureds who require higher levels of liability will pay an extra $460 annually to go from a 30/60 limit to the 250/500 level
• It is possible to save as much as $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• Teenage drivers pay higher rates, possibly costing $477 each month if comprehensive and collision insurance is included