Hyundai Palisade Insurance Rates
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UPDATED: May 26, 2024
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The average insurance prices for a Hyundai Palisade are $1,546 every 12 months with full coverage. Comprehensive costs approximately $332 a year, collision insurance costs $640, and liability insurance is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs around $3,360. Teens cost the most to insure at up to $5,718 a year.
Average premium for full coverage: $1,546
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Palisade trim levels.
Price Range Variability
For an average driver, Hyundai Palisade insurance rates range from the cheapest price of $474 for just liability insurance to a high of $3,360 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance prices.
The examples above demonstrate why it is important to get quotes using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Hyundai Palisade insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $877
- Choosing higher $1,000 deductibles can save $1,324 annually
- The average price for a good driver age 40 who chooses $500 deductibles is $1,546
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,976
- High-risk insureds with serious driving violations could pay around $3,360
- Policy cost to insure a teen driver can cost $5,718 each year
Insurance rates for a Hyundai Palisade also range considerably based on liability limits and deductibles, your driving record, and the model of your Palisade.
Choosing higher comprehensive and collision insurance deductibles can save as much as $660 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,090 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,762 | $216 | 14.0% |
| Colorado | $1,478 | -$68 | -4.4% |
| Connecticut | $1,592 | $46 | 3.0% |
| Delaware | $1,750 | $204 | 13.2% |
| Florida | $1,936 | $390 | 25.2% |
| Georgia | $1,428 | -$118 | -7.6% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,048 | -$498 | -32.2% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,164 | -$382 | -24.7% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,472 | -$74 | -4.8% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,288 | $742 | 48.0% |
| Maine | $954 | -$592 | -38.3% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,238 | -$308 | -19.9% |
| Michigan | $2,686 | $1,140 | 73.7% |
| Minnesota | $1,294 | -$252 | -16.3% |
| Mississippi | $1,852 | $306 | 19.8% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,664 | $118 | 7.6% |
| Nebraska | $1,220 | -$326 | -21.1% |
| Nevada | $1,852 | $306 | 19.8% |
| New Hampshire | $1,114 | -$432 | -27.9% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,368 | -$178 | -11.5% |
| New York | $1,630 | $84 | 5.4% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,266 | -$280 | -18.1% |
| Ohio | $1,070 | -$476 | -30.8% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,416 | -$130 | -8.4% |
| Pennsylvania | $1,476 | -$70 | -4.5% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,306 | -$240 | -15.5% |
| Tennessee | $1,356 | -$190 | -12.3% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,146 | -$400 | -25.9% |
| Vermont | $1,060 | -$486 | -31.4% |
| Virginia | $928 | -$618 | -40.0% |
| Washington | $1,196 | -$350 | -22.6% |
| West Virginia | $1,416 | -$130 | -8.4% |
| Wisconsin | $1,070 | -$476 | -30.8% |
| Wyoming | $1,378 | -$168 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Hyundai Palisade Insurance
Finding cheaper rates on Hyundai Palisade insurance takes being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.
Below you'll find a recap of the data covered in the above illustrations.
- Drivers who purchase more liability protection will pay approximately $460 every year to raise limits from a 30/60 limit to a 250/500 level
- You may be able to save around $190 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $650 each year
- Youthful drivers are the costliest to insure, as much as $477 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,718 |
| 20 | $3,584 |
| 30 | $1,620 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,976 |
| $250 | $1,778 |
| $500 | $1,546 |
| $1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,629 |
| 100/300 | $1,733 |
| 250/500 | $2,004 |
| 100 CSL | $1,671 |
| 300 CSL | $1,900 |
| 500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,710 |
| 30 | $3,440 |
| 40 | $3,360 |
| 50 | $3,206 |
| 60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $74 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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