Hyundai Palisade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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U.S. average insurance rates for a Hyundai Palisade are $1,520 a year including full coverage. Comprehensive costs on average $320 each year, collision costs $612, and liability costs $430. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing around $3,304. 16-year-old drivers pay the highest rates at $5,658 a year or more.
Average premium for full coverage: $1,520
Price estimates by individual coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Palisade models.
Price Range from Low to High
For the average driver, Hyundai Palisade insurance prices go from as low as $486 for basic liability insurance to a high rate of $3,304 for a high-risk insurance policy.
Geographic Price Range
Your location can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities.
The graphic below illustrates how location impacts car insurance rates.
The ranges above highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $865
- Drivers who choose higher $1,000 deductibles will pay around $210 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,520
- Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,936
- Drivers with multiple tickets or accidents could pay upwards of $3,304 or more
- The price for full coverage for a 16-year-old driver may cost $5,658 a year
Auto insurance prices for a Hyundai Palisade are also quite variable based on your driving record, the model of your Palisade, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $5,600 a year. View Rates by Age
The state you live in makes a big difference in Hyundai Palisade insurance prices. A 40-year-old driver could pay as low as $1,170 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,170 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,376 | -$144 | -9.5% |
| Alaska | $1,168 | -$352 | -23.2% |
| Arizona | $1,262 | -$258 | -17.0% |
| Arkansas | $1,520 | -$0 | 0.0% |
| California | $1,734 | $214 | 14.1% |
| Colorado | $1,454 | -$66 | -4.3% |
| Connecticut | $1,566 | $46 | 3.0% |
| Delaware | $1,724 | $204 | 13.4% |
| Florida | $1,904 | $384 | 25.3% |
| Georgia | $1,404 | -$116 | -7.6% |
| Hawaii | $1,092 | -$428 | -28.2% |
| Idaho | $1,030 | -$490 | -32.2% |
| Illinois | $1,134 | -$386 | -25.4% |
| Indiana | $1,146 | -$374 | -24.6% |
| Iowa | $1,026 | -$494 | -32.5% |
| Kansas | $1,446 | -$74 | -4.9% |
| Kentucky | $2,076 | $556 | 36.6% |
| Louisiana | $2,254 | $734 | 48.3% |
| Maine | $938 | -$582 | -38.3% |
| Maryland | $1,254 | -$266 | -17.5% |
| Massachusetts | $1,218 | -$302 | -19.9% |
| Michigan | $2,644 | $1,124 | 73.9% |
| Minnesota | $1,274 | -$246 | -16.2% |
| Mississippi | $1,822 | $302 | 19.9% |
| Missouri | $1,350 | -$170 | -11.2% |
| Montana | $1,634 | $114 | 7.5% |
| Nebraska | $1,198 | -$322 | -21.2% |
| Nevada | $1,822 | $302 | 19.9% |
| New Hampshire | $1,098 | -$422 | -27.8% |
| New Jersey | $1,700 | $180 | 11.8% |
| New Mexico | $1,346 | -$174 | -11.4% |
| New York | $1,604 | $84 | 5.5% |
| North Carolina | $876 | -$644 | -42.4% |
| North Dakota | $1,246 | -$274 | -18.0% |
| Ohio | $1,050 | -$470 | -30.9% |
| Oklahoma | $1,562 | $42 | 2.8% |
| Oregon | $1,394 | -$126 | -8.3% |
| Pennsylvania | $1,452 | -$68 | -4.5% |
| Rhode Island | $2,030 | $510 | 33.6% |
| South Carolina | $1,378 | -$142 | -9.3% |
| South Dakota | $1,284 | -$236 | -15.5% |
| Tennessee | $1,332 | -$188 | -12.4% |
| Texas | $1,834 | $314 | 20.7% |
| Utah | $1,128 | -$392 | -25.8% |
| Vermont | $1,042 | -$478 | -31.4% |
| Virginia | $912 | -$608 | -40.0% |
| Washington | $1,178 | -$342 | -22.5% |
| West Virginia | $1,394 | -$126 | -8.3% |
| Wisconsin | $1,054 | -$466 | -30.7% |
| Wyoming | $1,356 | -$164 | -10.8% |
Opting for high physical damage deductibles could save up to $630 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 132% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2023 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2022 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2021 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
| 2020 Hyundai Palisade | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Hyundai Palisade Insurance
Getting lower rates on insurance for a Hyundai Palisade not only requires avoiding accidents and violations, but also having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around at least every other year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The list below is a brief summary of the car insurance concepts touched on above.
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,780 more each year for car insurance
- You may be able to save as much as $190 per year simply by quoting online in advance
- Increasing physical damage deductibles can save around $625 each year
- Insureds who require higher liability limits will pay around $470 per year to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,658 |
| 20 | $3,526 |
| 30 | $1,588 |
| 40 | $1,520 |
| 50 | $1,390 |
| 60 | $1,362 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,936 |
| $250 | $1,742 |
| $500 | $1,520 |
| $1,000 | $1,310 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,520 |
| 50/100 | $1,606 |
| 100/300 | $1,714 |
| 250/500 | $1,993 |
| 100 CSL | $1,649 |
| 300 CSL | $1,886 |
| 500 CSL | $2,058 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,092 |
| 20 | $5,618 |
| 30 | $3,382 |
| 40 | $3,304 |
| 50 | $3,156 |
| 60 | $3,128 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $82 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $99 |
| Paid in Full/EFT | $71 |
| Advance Quote | $77 |
| Online Quote | $109 |
| Total Discounts | $655 |
Discounts are estimated and may not be available from every company or in every state.
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