Hyundai Palisade Insurance Rates

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View 2021 Hyundai Palisade Insurance Quotes in 2025

Cutting costs on Driversinsurance is challenging for drivers new to online comparison shopping. With so many agents and insurers to choose from, it can easily turn into a burden to find cheaper prices. If you currently have car insurance, you will be able to save some money using these tips. The purpose of this post is to help you learn how car insurance quotes work and some tips to save money. Bu...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 26, 2024

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The average auto insurance rates for a Hyundai Palisade are $1,546 annually with full coverage. Comprehensive insurance costs around $332 each year, collision insurance costs $640, and liability is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs $3,360 or more. Teenage drivers cost the most to insure at up to $5,718 a year.

Average premium for full coverage: $1,546

Policy rates for type of insurance:

Comprehensive $332
Collision $640
Liability $416

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Palisade models.

Price Range Variability

For the normal driver, Hyundai Palisade insurance rates range from as cheap as $474 for basic liability insurance to a high rate of $3,360 for high-risk insurance.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Hyundai Palisade insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $877
  • Raising to $1,000 deductibles will save about $222 annually
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,546
  • Using low deductibles costs an additional $430 annually
  • Drivers who are prone to accidents and violations could pay at least $3,360
  • Policy cost with full coverage for a 16-year-old driver can be $5,718

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance prices range from $877 to $5,718 for full coverage

Auto insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,800 to $2,500 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $660 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Hyundai Palisade insurance prices. A middle-age driver might find rates as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,090 on average in Florida, Michigan, and New York.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city
Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $358 $660 $390 $1,566
2023 Hyundai Palisade $344 $656 $398 $1,556
2022 Hyundai Palisade $332 $640 $416 $1,546
2021 Hyundai Palisade $320 $612 $430 $1,520
2020 Hyundai Palisade $304 $592 $442 $1,496

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Hyundai Palisade Insurance

Finding cheaper rates on insurance for a Hyundai Palisade consists of being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the material that was presented in the illustrations above.

  • Insureds who may need more liability coverage will pay an extra $460 every year to raise from a 30/60 limit to higher 250/500 limits
  • Teen drivers are expensive to insure, as much as $477 each month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,810 more every year to insure their Palisade
  • Increasing comprehensive and collision deductibles could save up to $650 each year

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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