Hyundai Palisade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Hyundai Palisade are $1,556 every 12 months for full coverage. Comprehensive insurance costs around $344 each year, collision costs $656, and liability coverage is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing $3,376 or more. Teen drivers cost the most to insure at $5,716 a year or more.
Average premium for full coverage: $1,556
Policy rates for type of insurance:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Palisade models.
Price Range Variability
For a driver around age 40, Hyundai Palisade insurance rates go from the cheapest price of $460 for liability-only coverage to a high rate of $3,376 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above show why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Hyundai Palisade insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $882
- Raising to $1,000 deductibles will save about $226 a year
- The average price for a good driver age 40 using $500 deductibles is $1,556
- Choosing low deductibles costs an extra $442 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,376 or more
- Policy cost to insure a teenage driver can be $5,716
Auto insurance rates for a Hyundai Palisade also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Choosing high deductibles can reduce rates by up to $670 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $5,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,800 to $2,500 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 129% more than average. View High Risk Driver Rates
Your home state also has a big influence on Hyundai Palisade insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Idaho, Maine, and Iowa, or as much as $2,220 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,292 | -$264 | -17.0% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,486 | -$70 | -4.5% |
| Connecticut | $1,602 | $46 | 3.0% |
| Delaware | $1,762 | $206 | 13.2% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,438 | -$118 | -7.6% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,054 | -$502 | -32.3% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,304 | $748 | 48.1% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,282 | -$274 | -17.6% |
| Massachusetts | $1,246 | -$310 | -19.9% |
| Michigan | $2,704 | $1,148 | 73.8% |
| Minnesota | $1,302 | -$254 | -16.3% |
| Mississippi | $1,866 | $310 | 19.9% |
| Missouri | $1,382 | -$174 | -11.2% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,228 | -$328 | -21.1% |
| Nevada | $1,866 | $310 | 19.9% |
| New Hampshire | $1,122 | -$434 | -27.9% |
| New Jersey | $1,740 | $184 | 11.8% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,640 | $84 | 5.4% |
| North Carolina | $898 | -$658 | -42.3% |
| North Dakota | $1,274 | -$282 | -18.1% |
| Ohio | $1,076 | -$480 | -30.8% |
| Oklahoma | $1,600 | $44 | 2.8% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,486 | -$70 | -4.5% |
| Rhode Island | $2,078 | $522 | 33.5% |
| South Carolina | $1,412 | -$144 | -9.3% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,364 | -$192 | -12.3% |
| Texas | $1,876 | $320 | 20.6% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,428 | -$128 | -8.2% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $376 | $688 | $372 | $1,594 |
| 2023 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2022 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2021 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2020 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Hyundai Palisade Insurance
Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.
Below you'll find a brief recap of the data that was covered above.
- Drivers can save up to $190 per year simply by quoting online in advance
- Consumers who may need more liability protection will pay about $440 each year to raise from a 30/60 limit to a 250/500 level
- Youthful drivers are expensive to insure, costing up to $476 each month if comprehensive and collision insurance is included
- Drivers who tend to receive serious violations may pay on average $1,820 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,716 |
| 20 | $3,604 |
| 30 | $1,632 |
| 40 | $1,556 |
| 50 | $1,422 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,792 |
| $500 | $1,556 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,636 |
| 100/300 | $1,735 |
| 250/500 | $1,994 |
| 100 CSL | $1,675 |
| 300 CSL | $1,894 |
| 500 CSL | $2,054 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,736 |
| 30 | $3,462 |
| 40 | $3,376 |
| 50 | $3,220 |
| 60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
