Hyundai Palisade Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 26, 2024
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The average insurance rates for a Hyundai Palisade are $1,546 a year for full coverage insurance. Comprehensive costs approximately $332 a year, collision costs $640, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing around $3,360. Teen drivers cost the most to insure at $5,718 a year or more.
Average premium for full coverage: $1,546
Policy rates by type of insurance:
Includes $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Palisade trim levels.
Price Range Variability
For the average 40-year-old driver, Hyundai Palisade insurance rates go from the low end price of $474 for a discount liability-only rate to a high of $3,360 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why it is important to compare prices using their specific location, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Hyundai Palisade insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $877
- Using higher $1,000 deductibles will save $1,324 each year
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,546
- Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,976
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,360 or more
- Policy cost that insures a teenage driver can cost $5,718 or more
Insurance rates for a Hyundai Palisade also range considerably based on the trim level of your Palisade, your age and driving record, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than average. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,700 a year. View Rates by Age
Your home state has a huge impact on Hyundai Palisade insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,090 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,762 | $216 | 14.0% |
| Colorado | $1,478 | -$68 | -4.4% |
| Connecticut | $1,592 | $46 | 3.0% |
| Delaware | $1,750 | $204 | 13.2% |
| Florida | $1,936 | $390 | 25.2% |
| Georgia | $1,428 | -$118 | -7.6% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,048 | -$498 | -32.2% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,164 | -$382 | -24.7% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,472 | -$74 | -4.8% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,288 | $742 | 48.0% |
| Maine | $954 | -$592 | -38.3% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,238 | -$308 | -19.9% |
| Michigan | $2,686 | $1,140 | 73.7% |
| Minnesota | $1,294 | -$252 | -16.3% |
| Mississippi | $1,852 | $306 | 19.8% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,664 | $118 | 7.6% |
| Nebraska | $1,220 | -$326 | -21.1% |
| Nevada | $1,852 | $306 | 19.8% |
| New Hampshire | $1,114 | -$432 | -27.9% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,368 | -$178 | -11.5% |
| New York | $1,630 | $84 | 5.4% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,266 | -$280 | -18.1% |
| Ohio | $1,070 | -$476 | -30.8% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,416 | -$130 | -8.4% |
| Pennsylvania | $1,476 | -$70 | -4.5% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,306 | -$240 | -15.5% |
| Tennessee | $1,356 | -$190 | -12.3% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,146 | -$400 | -25.9% |
| Vermont | $1,060 | -$486 | -31.4% |
| Virginia | $928 | -$618 | -40.0% |
| Washington | $1,196 | -$350 | -22.6% |
| West Virginia | $1,416 | -$130 | -8.4% |
| Wisconsin | $1,070 | -$476 | -30.8% |
| Wyoming | $1,378 | -$168 | -10.9% |
Choosing high deductibles could cut rates by as much as $660 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
| 2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Hyundai Palisade Insurance
Finding cheaper rates on auto insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and maximizing policy discounts. Shop around at least once a year by requesting rates from direct insurance companies, and also from your local car insurance providers.
Below is a recap of the primary concepts that were touched on in this article.
- It is possible to save around $190 per year simply by quoting early and online
- Drivers that have major violations or accidents could be charged and average of $1,810 more per year for auto insurance
- Increasing comprehensive and collision deductibles can save approximately $650 each year
- Teenage drivers are expensive to insure, possibly costing $477 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,718 |
| 20 | $3,584 |
| 30 | $1,620 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,976 |
| $250 | $1,778 |
| $500 | $1,546 |
| $1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,629 |
| 100/300 | $1,733 |
| 250/500 | $2,004 |
| 100 CSL | $1,671 |
| 300 CSL | $1,900 |
| 500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,710 |
| 30 | $3,440 |
| 40 | $3,360 |
| 50 | $3,206 |
| 60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $74 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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