Hyundai Kona Insurance Rates

Estimated insurance rates for a Hyundai Kona are $1,168 a year for full coverage. Comprehensive insurance costs around $226 each year, collision insurance costs $430, and liability coverage costs $376. Liability-only insurance costs as little as $426 a year, and high-risk driver insurance costs $2,538 or more. Teen drivers pay the most at up to $4,438 a year.

Average premium for full coverage: $1,168

Premium estimates for type of coverage:

These estimates include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Kona models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Hyundai Kona insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $672
• Drivers who choose higher $1,000 deductibles will pay about $148 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,168
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $292 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,538
• An auto insurance policy for full coverage for a teenage driver can be $4,438 a year

View Chart as Image

Insurance prices for a Hyundai Kona also have a wide range based on your driving characteristics, the trim level of your Kona, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Kona insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $440 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find Cheap Hyundai Kona Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief summary of the data that was presented in the illustrations above.

• Drivers can save up to $140 per year just by quoting online in advance
• Consumers who may need higher liability limits will pay about $410 each year to go from 30/60 bodily injury limits to 250/500 limits
• Teens are charged the highest prices, as much as $370 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,370 more every year for Kona insurance