Hyundai Kona Insurance Rates

Average insurance prices for a Hyundai Kona are $1,168 every 12 months for full coverage insurance. Comprehensive costs approximately $226 each year, collision insurance costs $430, and liability coverage is $376. A policy with just liability insurance costs around $426 a year, and coverage for high-risk drivers costs around $2,538. Teenage drivers receive the highest rates at up to $4,438 a year.

Average premium for full coverage: $1,168

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Kona models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Hyundai Kona insurance rates for additional coverage and risk scenarios.

• The best discount rate is $672
• Raising to $1,000 deductibles will save $148 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,168
• Using low deductibles increases the price to $1,460
• Unlucky drivers who are prone to accidents and violations could pay around $2,538
• The cost to insure a teenage driver can cost $4,438

View Chart as Image

Insurance rates for a Hyundai Kona can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Kona.

Using high physical damage deductibles can reduce rates by up to $440 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Hyundai Kona insurance rates. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,580 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Hyundai Kona Insurance

Saving money on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following list is a recap of the data raised in the charts and tables above.

• Consumers who purchase an increased level of liability coverage will pay an extra $410 annually to raise from a minimum limit to a 250/500 level
• It is possible to save around $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $450 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $370 per month if full coverage is included