Hyundai Kona Insurance Rates

U.S. average insurance prices for a Hyundai Kona are $1,186 every 12 months with full coverage. Comprehensive insurance costs an estimated $240 a year, collision insurance costs $446, and liability insurance costs around $364. A policy with just liability insurance costs as low as $416 a year, and coverage for high-risk drivers costs $2,572 or more. Teen drivers pay the highest rates at up to $4,466 a year.

Average premium for full coverage: $1,186

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Kona trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Hyundai Kona insurance rates for other coverage scenarios.

• The lowest rate with discounts is $681
• Using higher $1,000 deductibles will save approximately $1,030 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,186
• Choosing low $100 deductibles for physical damage coverage costs an extra $302 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,572
• The price to insure a teen driver can cost as much as $4,466 or more

View Chart as Image

Insurance prices for a Hyundai Kona are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $460 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 131% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Hyundai Kona insurance rates. A driver around age 40 might see prices as low as $850 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Low Cost Hyundai Kona Insurance

Getting lower rates on Hyundai Kona insurance requires avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the primary concepts that were raised in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting early and online
• High-risk drivers who have several accidents or serious violations may pay on average $1,390 more annually to insure a Hyundai Kona
• Increasing physical damage deductibles could save as much as $450 each year
• Drivers under the age of 20 are charged the highest prices, costing up to $372 a month if they have full coverage