Hyundai Kona Insurance Rates

U.S. average insurance rates for a Hyundai Kona are $1,168 a year for full coverage insurance. Comprehensive costs an estimated $226 a year, collision insurance costs $430, and liability coverage costs around $376. Buying just liability costs as low as $426 a year, and insurance for high-risk drivers costs around $2,538. 16-year-old drivers pay the highest rates at up to $4,438 a year.

Average premium for full coverage: $1,168

Price estimates broken down by individual coverage:

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Kona trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how where you live affects insurance prices.

The ranges above illustrate why it is important to compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Hyundai Kona insurance rates for other coverage scenarios.

• The best full coverage rate is $672
• Using higher $1,000 deductibles will save approximately $1,020 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,168
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,460
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,538
• The price for full coverage for a teenage driver can cost as much as $4,438 or more

View Chart as Image

Insurance prices for a Hyundai Kona are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Kona insurance rates. A driver around age 40 might see prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,580 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $440 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Hyundai Kona Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a condensed summary of the ideas that were touched on in the above illustrations.

• Teens are expensive to insure, as much as $370 a month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents pay on average $1,370 more annually for Kona insurance
• Increasing physical damage deductibles can save around $450 each year
• It is possible to save approximately $140 per year just by quoting early and online