Hyundai Ioniq Hybrid Insurance Rates

U.S. average auto insurance rates for a Hyundai Ioniq Hybrid are $1,370 annually for full coverage. Comprehensive costs around $272 each year, collision insurance costs $524, and liability is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs around $2,976. Teenage drivers pay the highest rates at up to $5,174 a year.

Average premium for full coverage: $1,370

Price estimates for individual coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Ioniq Hybrid models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

The ranges above show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Hyundai Ioniq Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $786
• Raising to $1,000 deductibles will save about $182 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,370
• Using low deductibles will cost $1,720
• At-risk drivers who are prone to accidents and violations could pay at least $2,976
• The price with full coverage for a teen driver can be $5,174

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Car insurance prices for a Hyundai Ioniq Hybrid are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $540 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Hyundai Ioniq Hybrid insurance prices. A middle-age driver might find prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

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How to Buy Cheap Hyundai Ioniq Hybrid Insurance

Getting lower rates on car insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a brief summary of the data touched on in the above illustrations.

• Policyholders who may need increased levels of liability coverage will pay an extra $460 each year to raise from a low limit to higher 250/500 limits
• Drivers can save up to $170 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $525 each year
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $431 a month if comprehensive and collision insurance is included