Hyundai Ioniq 6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage insurance. Comprehensive insurance costs approximately $418, collision costs $750, and liability coverage costs around $246. Liability-only insurance costs as low as $298 a year, with high-risk driver insurance costing $3,280 or more. 16-year-old drivers pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,524

Price estimates by individual coverage:

Comprehensive $418
Collision $750
Liability $246

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Ioniq 6 trim levels.

Price Range from Low to High

For the average driver, Hyundai Ioniq 6 insurance prices go from the low end price of $298 for a discount liability-only rate to a much higher rate of $3,280 for a driver that may need high-risk insurance.

Liability Only $298
Full Coverage $1,524
High Risk $3,280

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities.

The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

The ranges above illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Hyundai Ioniq 6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $844
  • Using higher $1,000 deductibles will save $266 each year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,524
  • Buying more expensive low deductibles for physical damage coverage will cost an additional $514 each year
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,280 or more
  • The price that insures a teenage driver with full coverage can cost $5,214 or more

View Chart as Image

Hyundai Ioniq 6 insurance cost comparison chart
Column chart showing full coverage Hyundai Ioniq 6 insurance prices range from $844 to $5,214

Car insurance prices for a Hyundai Ioniq 6 are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 extra each year, depending on your age. High-risk driver insurance can be around 46% to 133% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Ioniq 6 insurance rates. A driver around age 40 might see prices as low as $990 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,060 on average in Florida, New York, and Michigan.

Hyundai Ioniq 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$146 -9.6%
Alaska $1,166 -$358 -23.5%
Arizona $1,264 -$260 -17.1%
Arkansas $1,524 -$0 0.0%
California $1,734 $210 13.8%
Colorado $1,452 -$72 -4.7%
Connecticut $1,562 $38 2.5%
Delaware $1,722 $198 13.0%
Florida $1,904 $380 24.9%
Georgia $1,406 -$118 -7.7%
Hawaii $1,094 -$430 -28.2%
Idaho $1,030 -$494 -32.4%
Illinois $1,136 -$388 -25.5%
Indiana $1,148 -$376 -24.7%
Iowa $1,028 -$496 -32.5%
Kansas $1,446 -$78 -5.1%
Kentucky $2,076 $552 36.2%
Louisiana $2,254 $730 47.9%
Maine $938 -$586 -38.5%
Maryland $1,254 -$270 -17.7%
Massachusetts $1,216 -$308 -20.2%
Michigan $2,644 $1,120 73.5%
Minnesota $1,276 -$248 -16.3%
Mississippi $1,824 $300 19.7%
Missouri $1,350 -$174 -11.4%
Montana $1,636 $112 7.3%
Nebraska $1,198 -$326 -21.4%
Nevada $1,826 $302 19.8%
New Hampshire $1,098 -$426 -28.0%
New Jersey $1,700 $176 11.5%
New Mexico $1,348 -$176 -11.5%
New York $1,604 $80 5.2%
North Carolina $876 -$648 -42.5%
North Dakota $1,248 -$276 -18.1%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,562 $38 2.5%
Oregon $1,398 -$126 -8.3%
Pennsylvania $1,450 -$74 -4.9%
Rhode Island $2,030 $506 33.2%
South Carolina $1,380 -$144 -9.4%
South Dakota $1,284 -$240 -15.7%
Tennessee $1,334 -$190 -12.5%
Texas $1,834 $310 20.3%
Utah $1,126 -$398 -26.1%
Vermont $1,040 -$484 -31.8%
Virginia $914 -$610 -40.0%
Washington $1,174 -$350 -23.0%
West Virginia $1,398 -$126 -8.3%
Wisconsin $1,052 -$472 -31.0%
Wyoming $1,354 -$170 -11.2%

View Chart as Image

Hyundai Ioniq 6 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $780 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes may be quite different.

Hyundai Ioniq 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Ioniq 6 $418 $750 $246 $1,524

Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Hyundai Ioniq 6 Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a positive credit history, not filing small claims, and avoiding coverage lapses. Comparison shop once a year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a recap of the data that was touched on above.

  • It is possible to save around $190 per year simply by shopping early and online
  • Consumers who purchase higher liability limits will pay around $270 annually to increase from a low limit to the 250/500 level
  • Teenagers pay the highest auto insurance prices, as much as $435 a month if full coverage is purchased
  • Drivers that have major violations or accidents could be charged and average of $1,760 more per year for car insurance

Rates by Driver Age

Hyundai Ioniq 6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,478
30 $1,620
40 $1,524
50 $1,384
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Ioniq 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,038
$250 $1,800
$500 $1,524
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Ioniq 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,573
100/300 $1,635
250/500 $1,795
100 CSL $1,598
300 CSL $1,733
500 CSL $1,832

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Ioniq 6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,536
20 $5,528
30 $3,388
40 $3,280
50 $3,120
60 $3,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $76
Homeowner $19
5-yr Accident Free $125
5-yr Claim Free $101
Paid in Full/EFT $80
Advance Quote $81
Online Quote $113
Total Discounts $680
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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