Hyundai Ioniq 6 Insurance Rates

The average insurance prices for a Hyundai Ioniq 6 are $1,524 every 12 months with full coverage. Comprehensive insurance costs around $418 a year, collision insurance costs $750, and liability costs around $246. A liability-only policy costs as low as $298 a year, and high-risk insurance costs $3,280 or more. Teens cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,524

Policy rates for type of insurance:

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Ioniq 6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $844
• Using higher $1,000 deductibles will save about $1,258 annually
• The average price for a good driver age 40 using $500 deductibles is $1,524
• Selecting low $100 deductibles for physical damage coverage costs an extra $514 every year
• Drivers with serious driving violations could pay at least $3,280
• Policy cost to insure a teen driver can be $5,214 or more

View Chart as Image

Car insurance rates for a Hyundai Ioniq 6 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $780 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 46% to 133% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Hyundai Ioniq 6 insurance prices. A driver around age 40 might see rates as low as $1,100 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,060 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Hyundai Ioniq 6 Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Make time to compare rates every couple of years by getting quotes from direct companies, and also from several local insurance agents.

The items below are a quick rundown of the material that was touched on in this article.

• Policyholders who may need more liability coverage will pay approximately $270 every year to increase from a 30/60 limit to a 250/500 level
• Teen drivers are the costliest to insure, as much as $435 each month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,760 more every year to insure their Ioniq 6
• Increasing comprehensive and collision deductibles could save as much as $775 each year