Hyundai Ioniq 6 Insurance Rates

U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage. Comprehensive costs on average $418 a year, collision insurance costs $750, and liability coverage costs around $246. Liability-only coverage costs as low as $298 a year, and high-risk coverage costs around $3,280. Teenage drivers pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Ioniq 6 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above show why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $844
• Using higher $1,000 deductibles will save around $1,258 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,524
• Using low $100 deductibles for physical damage coverage will increase the cost to $2,038
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,280
• The price for full coverage for a teenage driver may cost $5,214 or more

View Chart as Image

Auto insurance prices for a Hyundai Ioniq 6 are also quite variable based on your driving record, the trim level of your Ioniq 6, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Ioniq 6 insurance rates. A driver around age 40 might see prices as low as $1,000 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $780 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 46% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Hyundai Ioniq 6 Insurance

Getting lower rates on auto insurance requires being a good driver, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a condensed summary of the information covered in the above illustrations.

• Drivers can save as much as $190 per year just by quoting early and online
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $435 a month if they have full coverage
• Increasing physical damage deductibles can save around $775 each year
• Drivers with multiple at-fault accidents will pay on average $1,760 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay an extra $270 each year to increase from a low limit to 250/500 limits