Hyundai Ioniq 6 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage insurance. Comprehensive insurance costs an estimated $418, collision costs $750, and liability coverage is $246. Buying just liability costs around $298 a year, with insurance for high-risk drivers costing $3,280 or more. Teen drivers pay the highest rates at $5,214 a year or more.
Average premium for full coverage: $1,524
Price estimates broken down by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Ioniq 6 models.
Price Range from Low to High
For the average 40-year-old driver, Hyundai Ioniq 6 insurance prices go from as cheap as $298 for basic liability insurance to the much higher price of $3,280 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas.
The example below illustrates the difference location can make on insurance prices.
The ranges above illustrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Hyundai Ioniq 6 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $844
- Raising to $1,000 deductibles will save approximately $266 each year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,524
- Choosing pricier low deductibles costs an additional $514 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,280 or more
- The price with full coverage for a teenage driver for full coverage can cost as much as $5,214
Insurance prices for a Hyundai Ioniq 6 are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying $1,800 to $2,400 additional each year, depending on your age. Hyundai Ioniq 6 insurance for high-risk drivers is expensive and can cost around 46% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $780 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $222 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find prices as low as $990 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,060 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,378 | -$146 | -9.6% |
| Alaska | $1,166 | -$358 | -23.5% |
| Arizona | $1,264 | -$260 | -17.1% |
| Arkansas | $1,524 | -$0 | 0.0% |
| California | $1,734 | $210 | 13.8% |
| Colorado | $1,452 | -$72 | -4.7% |
| Connecticut | $1,562 | $38 | 2.5% |
| Delaware | $1,722 | $198 | 13.0% |
| Florida | $1,904 | $380 | 24.9% |
| Georgia | $1,406 | -$118 | -7.7% |
| Hawaii | $1,094 | -$430 | -28.2% |
| Idaho | $1,030 | -$494 | -32.4% |
| Illinois | $1,136 | -$388 | -25.5% |
| Indiana | $1,148 | -$376 | -24.7% |
| Iowa | $1,028 | -$496 | -32.5% |
| Kansas | $1,446 | -$78 | -5.1% |
| Kentucky | $2,076 | $552 | 36.2% |
| Louisiana | $2,254 | $730 | 47.9% |
| Maine | $938 | -$586 | -38.5% |
| Maryland | $1,254 | -$270 | -17.7% |
| Massachusetts | $1,216 | -$308 | -20.2% |
| Michigan | $2,644 | $1,120 | 73.5% |
| Minnesota | $1,276 | -$248 | -16.3% |
| Mississippi | $1,824 | $300 | 19.7% |
| Missouri | $1,350 | -$174 | -11.4% |
| Montana | $1,636 | $112 | 7.3% |
| Nebraska | $1,198 | -$326 | -21.4% |
| Nevada | $1,826 | $302 | 19.8% |
| New Hampshire | $1,098 | -$426 | -28.0% |
| New Jersey | $1,700 | $176 | 11.5% |
| New Mexico | $1,348 | -$176 | -11.5% |
| New York | $1,604 | $80 | 5.2% |
| North Carolina | $876 | -$648 | -42.5% |
| North Dakota | $1,248 | -$276 | -18.1% |
| Ohio | $1,052 | -$472 | -31.0% |
| Oklahoma | $1,562 | $38 | 2.5% |
| Oregon | $1,398 | -$126 | -8.3% |
| Pennsylvania | $1,450 | -$74 | -4.9% |
| Rhode Island | $2,030 | $506 | 33.2% |
| South Carolina | $1,380 | -$144 | -9.4% |
| South Dakota | $1,284 | -$240 | -15.7% |
| Tennessee | $1,334 | -$190 | -12.5% |
| Texas | $1,834 | $310 | 20.3% |
| Utah | $1,126 | -$398 | -26.1% |
| Vermont | $1,040 | -$484 | -31.8% |
| Virginia | $914 | -$610 | -40.0% |
| Washington | $1,174 | -$350 | -23.0% |
| West Virginia | $1,398 | -$126 | -8.3% |
| Wisconsin | $1,052 | -$472 | -31.0% |
| Wyoming | $1,354 | -$170 | -11.2% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Ioniq 6 | $382 | $714 | $264 | $1,470 |
Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Hyundai Ioniq 6 Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick review of the primary concepts that were touched on in this article.
- It is possible to save approximately $190 per year simply by quoting online well ahead of the renewal date
- Drivers with a DUI or reckless driving violation may pay on average $1,760 more annually than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $775 each year
- 16 to 18-year-old drivers are expensive to insure, as much as $435 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,214 |
| 20 | $3,478 |
| 30 | $1,620 |
| 40 | $1,524 |
| 50 | $1,384 |
| 60 | $1,358 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,038 |
| $250 | $1,800 |
| $500 | $1,524 |
| $1,000 | $1,258 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,524 |
| 50/100 | $1,573 |
| 100/300 | $1,635 |
| 250/500 | $1,795 |
| 100 CSL | $1,598 |
| 300 CSL | $1,733 |
| 500 CSL | $1,832 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,536 |
| 20 | $5,528 |
| 30 | $3,388 |
| 40 | $3,280 |
| 50 | $3,120 |
| 60 | $3,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $76 |
| Homeowner | $19 |
| 5-yr Accident Free | $125 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $80 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $680 |
Discounts are estimated and may not be available from every company or in every state.
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