Hyundai Ioniq 6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage. Comprehensive insurance costs an estimated $418 a year, collision insurance costs $750, and liability coverage is $246. Buying just liability costs around $298 a year, and insurance for high-risk drivers costs $3,280 or more. Teen drivers pay the highest rates at up to $5,214 a year.
Average premium for full coverage: $1,524
Price estimates broken down by individual coverage:
These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Ioniq 6 trim levels.
Price Range from Low to High
For a driver around age 40, Hyundai Ioniq 6 insurance prices range from as cheap as $298 for minimum levels of liability insurance to a high of $3,280 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on insurance rates. More rural locations have fewer accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.
The ranges above show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Hyundai Ioniq 6 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $844
- Raising to $1,000 deductibles will save approximately $1,258 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,524
- Choosing low $100 deductibles costs an additional $514 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,280
- The price with full coverage for a teenage driver can cost as much as $5,214
Insurance prices for a Hyundai Ioniq 6 are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,800 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $780 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $222 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like Iowa, Maine, and Idaho, or as much as $2,170 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,378 | -$146 | -9.6% |
| Alaska | $1,166 | -$358 | -23.5% |
| Arizona | $1,264 | -$260 | -17.1% |
| Arkansas | $1,524 | -$0 | 0.0% |
| California | $1,734 | $210 | 13.8% |
| Colorado | $1,452 | -$72 | -4.7% |
| Connecticut | $1,562 | $38 | 2.5% |
| Delaware | $1,722 | $198 | 13.0% |
| Florida | $1,904 | $380 | 24.9% |
| Georgia | $1,406 | -$118 | -7.7% |
| Hawaii | $1,094 | -$430 | -28.2% |
| Idaho | $1,030 | -$494 | -32.4% |
| Illinois | $1,136 | -$388 | -25.5% |
| Indiana | $1,148 | -$376 | -24.7% |
| Iowa | $1,028 | -$496 | -32.5% |
| Kansas | $1,446 | -$78 | -5.1% |
| Kentucky | $2,076 | $552 | 36.2% |
| Louisiana | $2,254 | $730 | 47.9% |
| Maine | $938 | -$586 | -38.5% |
| Maryland | $1,254 | -$270 | -17.7% |
| Massachusetts | $1,216 | -$308 | -20.2% |
| Michigan | $2,644 | $1,120 | 73.5% |
| Minnesota | $1,276 | -$248 | -16.3% |
| Mississippi | $1,824 | $300 | 19.7% |
| Missouri | $1,350 | -$174 | -11.4% |
| Montana | $1,636 | $112 | 7.3% |
| Nebraska | $1,198 | -$326 | -21.4% |
| Nevada | $1,826 | $302 | 19.8% |
| New Hampshire | $1,098 | -$426 | -28.0% |
| New Jersey | $1,700 | $176 | 11.5% |
| New Mexico | $1,348 | -$176 | -11.5% |
| New York | $1,604 | $80 | 5.2% |
| North Carolina | $876 | -$648 | -42.5% |
| North Dakota | $1,248 | -$276 | -18.1% |
| Ohio | $1,052 | -$472 | -31.0% |
| Oklahoma | $1,562 | $38 | 2.5% |
| Oregon | $1,398 | -$126 | -8.3% |
| Pennsylvania | $1,450 | -$74 | -4.9% |
| Rhode Island | $2,030 | $506 | 33.2% |
| South Carolina | $1,380 | -$144 | -9.4% |
| South Dakota | $1,284 | -$240 | -15.7% |
| Tennessee | $1,334 | -$190 | -12.5% |
| Texas | $1,834 | $310 | 20.3% |
| Utah | $1,126 | -$398 | -26.1% |
| Vermont | $1,040 | -$484 | -31.8% |
| Virginia | $914 | -$610 | -40.0% |
| Washington | $1,174 | -$350 | -23.0% |
| West Virginia | $1,398 | -$126 | -8.3% |
| Wisconsin | $1,052 | -$472 | -31.0% |
| Wyoming | $1,354 | -$170 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Ioniq 6 | $382 | $714 | $264 | $1,470 |
Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Hyundai Ioniq 6 Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a brief summary of the information covered above.
- Drivers can save approximately $190 per year just by quoting early and online
- Youthful drivers are expensive to insure, with premiums as much as $435 a month if they have full coverage
- Increasing physical damage deductibles could save up to $775 each year
- Drivers that tend to have accidents or serious violations may pay on average $1,760 more annually than a low-risk driver
- Consumers who want more liability protection will pay about $270 each year to raise from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,214 |
| 20 | $3,478 |
| 30 | $1,620 |
| 40 | $1,524 |
| 50 | $1,384 |
| 60 | $1,358 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,038 |
| $250 | $1,800 |
| $500 | $1,524 |
| $1,000 | $1,258 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,524 |
| 50/100 | $1,573 |
| 100/300 | $1,635 |
| 250/500 | $1,795 |
| 100 CSL | $1,598 |
| 300 CSL | $1,733 |
| 500 CSL | $1,832 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,536 |
| 20 | $5,528 |
| 30 | $3,388 |
| 40 | $3,280 |
| 50 | $3,120 |
| 60 | $3,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $76 |
| Homeowner | $19 |
| 5-yr Accident Free | $125 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $80 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $680 |
Discounts are estimated and may not be available from every company or in every state.
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