Hyundai Ioniq 6 Insurance Rates

Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage insurance. Comprehensive costs around $418 each year, collision insurance costs $750, and liability is $246. Buying just liability costs around $298 a year, and insurance for high-risk drivers costs around $3,280. Teenage drivers receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Ioniq 6 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $844
• Raising to $1,000 deductibles will save about $266 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,524
• Using low deductibles will cost $2,038
• Drivers who are prone to accidents and violations could pay at least $3,280
• The cost with full coverage for a 16-year-old driver can be $5,214

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Auto insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 46% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $780 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Hyundai Ioniq 6 insurance prices. A middle-age driver might find rates as low as $990 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,060 on average in Michigan, New York, and Florida.

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How to Buy Low Cost Hyundai Ioniq 6 Insurance

Saving money on insurance for a Hyundai Ioniq 6 consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a review of the primary concepts that were covered above.

• It is possible to save up to $190 per year just by quoting online in advance
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,760 more every year to insure a Hyundai Ioniq 6
• Increasing deductibles could save up to $775 each year
• Drivers under the age of 20 are expensive to insure, costing up to $435 per month if full coverage is included