Hyundai Ioniq 6 Insurance Rates

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2024 Hyundai Ioniq 6 Insurance Quotes – 9 Tips for Cheaper Rates

Trying to find better car insurance rates for your Hyundai Ioniq 6? Paying for high-priced Hyundai Ioniq 6 insurance can bleed your savings account and make it hard to pay other bills. Performing a rate comparison can be a smart way to ensure you are getting the best deal. Multiple insurance companies compete for your business, and it can be difficult to compare rates to discover the definitive c...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage insurance. Comprehensive insurance costs approximately $418, collision costs $750, and liability is estimated at $246. A liability-only policy costs approximately $298 a year, with high-risk insurance costing $3,280 or more. 16-year-old drivers receive the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,524

Rate estimates by individual coverage type:

Comprehensive $418
Collision $750
Liability $246

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all Ioniq 6 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as cheap as $298 for just liability coverage to the much higher price of $3,280 for a high-risk driver policy.

Liability Only $298
Full Coverage $1,524
High Risk $3,280

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

These examples illustrate why everyone should get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Hyundai Ioniq 6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $844
  • Choosing higher $1,000 deductibles can save $266 each year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,524
  • Buying pricier low deductibles for comp and collision coverage costs an additional $514 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $3,280 or more
  • The cost with full coverage for a teen driver for full coverage can cost $5,214 each year

View Chart as Image

Hyundai Ioniq 6 insurance cost comparison chart
Column chart showing full coverage Hyundai Ioniq 6 insurance prices range from $844 to $5,214

Insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. Hyundai Ioniq 6 insurance for high-risk drivers ranges as much as 46% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $780 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Ioniq 6 insurance prices. A good driver about age 40 could pay as low as $990 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,060 on average in Florida, New York, and Michigan.

Hyundai Ioniq 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$146 -9.6%
Alaska $1,166 -$358 -23.5%
Arizona $1,264 -$260 -17.1%
Arkansas $1,524 -$0 0.0%
California $1,734 $210 13.8%
Colorado $1,452 -$72 -4.7%
Connecticut $1,562 $38 2.5%
Delaware $1,722 $198 13.0%
Florida $1,904 $380 24.9%
Georgia $1,406 -$118 -7.7%
Hawaii $1,094 -$430 -28.2%
Idaho $1,030 -$494 -32.4%
Illinois $1,136 -$388 -25.5%
Indiana $1,148 -$376 -24.7%
Iowa $1,028 -$496 -32.5%
Kansas $1,446 -$78 -5.1%
Kentucky $2,076 $552 36.2%
Louisiana $2,254 $730 47.9%
Maine $938 -$586 -38.5%
Maryland $1,254 -$270 -17.7%
Massachusetts $1,216 -$308 -20.2%
Michigan $2,644 $1,120 73.5%
Minnesota $1,276 -$248 -16.3%
Mississippi $1,824 $300 19.7%
Missouri $1,350 -$174 -11.4%
Montana $1,636 $112 7.3%
Nebraska $1,198 -$326 -21.4%
Nevada $1,826 $302 19.8%
New Hampshire $1,098 -$426 -28.0%
New Jersey $1,700 $176 11.5%
New Mexico $1,348 -$176 -11.5%
New York $1,604 $80 5.2%
North Carolina $876 -$648 -42.5%
North Dakota $1,248 -$276 -18.1%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,562 $38 2.5%
Oregon $1,398 -$126 -8.3%
Pennsylvania $1,450 -$74 -4.9%
Rhode Island $2,030 $506 33.2%
South Carolina $1,380 -$144 -9.4%
South Dakota $1,284 -$240 -15.7%
Tennessee $1,334 -$190 -12.5%
Texas $1,834 $310 20.3%
Utah $1,126 -$398 -26.1%
Vermont $1,040 -$484 -31.8%
Virginia $914 -$610 -40.0%
Washington $1,174 -$350 -23.0%
West Virginia $1,398 -$126 -8.3%
Wisconsin $1,052 -$472 -31.0%
Wyoming $1,354 -$170 -11.2%

View Chart as Image

Hyundai Ioniq 6 insurance rates by U.S. city

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, so the rates can be significantly different between companies.

Hyundai Ioniq 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Ioniq 6 $398 $720 $258 $1,486

Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Hyundai Ioniq 6 Insurance

Saving money on car insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a condensed summary of the information covered above.

  • It is possible to save around $190 per year simply by quoting online well ahead of the renewal date
  • Teenage drivers are expensive to insure, costing up to $435 per month including comprehensive and collision insurance
  • Increasing deductibles could save up to $775 each year
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,760 more per year for auto insurance
  • Policyholders who purchase higher levels of liability will pay around $270 annually to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Hyundai Ioniq 6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,478
30 $1,620
40 $1,524
50 $1,384
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Ioniq 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,038
$250 $1,800
$500 $1,524
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Ioniq 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,573
100/300 $1,635
250/500 $1,795
100 CSL $1,598
300 CSL $1,733
500 CSL $1,832

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Ioniq 6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,536
20 $5,528
30 $3,388
40 $3,280
50 $3,120
60 $3,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $76
Homeowner $19
5-yr Accident Free $125
5-yr Claim Free $101
Paid in Full/EFT $80
Advance Quote $81
Online Quote $113
Total Discounts $680
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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