Hyundai Ioniq 6 Insurance Rates

Average insurance prices for a Hyundai Ioniq 6 are $1,524 every 12 months with full coverage. Comprehensive insurance costs an estimated $418 a year, collision insurance costs $750, and liability costs around $246. A policy with just liability insurance costs as low as $298 a year, and coverage for high-risk drivers costs $3,280 or more. Teens receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Ioniq 6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Hyundai Ioniq 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $844
• Using higher $1,000 deductibles will save approximately $1,258 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,524
• Selecting low $100 deductibles for physical damage coverage costs an extra $514 annually
• High-risk insureds with serious driving violations could pay up to $3,280
• The cost to insure a 16-year-old driver can cost as much as $5,214 or more

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Insurance rates for a Hyundai Ioniq 6 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $780 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can be from 46% to 133% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Hyundai Ioniq 6 insurance prices. A driver around age 40 might see rates as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,060 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Hyundai Ioniq 6 Insurance

Saving money on insurance for a Hyundai Ioniq 6 requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the data presented in the illustrations above.

• Insureds who want higher liability limits will pay approximately $270 every year to increase from a minimum limit to a 250/500 level
• You may be able to save approximately $190 per year just by quoting early and online
• Increasing deductibles could save as much as $775 each year
• Teens are expensive to insure, with premiums as much as $435 per month if full coverage is included