Hyundai Ioniq 6 Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage insurance. Comprehensive costs approximately $418 each year, collision costs $750, and liability is estimated at $246. Liability-only coverage costs approximately $298 a year, with high-risk coverage costing around $3,280. Teens receive the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,524

Rate estimates by individual coverage type:

Comprehensive $418
Collision $750
Liability $246

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Ioniq 6 models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as cheap as $298 for just the minimum liability insurance to a high rate of $3,280 for a policy for a high-risk driver.

Liability Only $298
Full Coverage $1,524
High Risk $3,280

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

These examples illustrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Hyundai Ioniq 6 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $844
  • Choosing higher $1,000 deductibles can save $266 each year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,524
  • Selecting low deductibles for comp and collision coverage will cost $2,038
  • Unlucky drivers with serious driving violations could pay around $3,280 or more
  • The cost with full coverage for a teen driver can cost $5,214 each year

View Chart as Image

Hyundai Ioniq 6 insurance cost comparison chart
Column chart showing full coverage Hyundai Ioniq 6 insurance rates range from $844 to $5,214

Car insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 46% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $780 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Ioniq 6 insurance prices. A good driver about age 40 could pay as low as $990 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,060 on average in Florida, New York, and Michigan.

Hyundai Ioniq 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$146 -9.6%
Alaska $1,166 -$358 -23.5%
Arizona $1,264 -$260 -17.1%
Arkansas $1,524 -$0 0.0%
California $1,734 $210 13.8%
Colorado $1,452 -$72 -4.7%
Connecticut $1,562 $38 2.5%
Delaware $1,722 $198 13.0%
Florida $1,904 $380 24.9%
Georgia $1,406 -$118 -7.7%
Hawaii $1,094 -$430 -28.2%
Idaho $1,030 -$494 -32.4%
Illinois $1,136 -$388 -25.5%
Indiana $1,148 -$376 -24.7%
Iowa $1,028 -$496 -32.5%
Kansas $1,446 -$78 -5.1%
Kentucky $2,076 $552 36.2%
Louisiana $2,254 $730 47.9%
Maine $938 -$586 -38.5%
Maryland $1,254 -$270 -17.7%
Massachusetts $1,216 -$308 -20.2%
Michigan $2,644 $1,120 73.5%
Minnesota $1,276 -$248 -16.3%
Mississippi $1,824 $300 19.7%
Missouri $1,350 -$174 -11.4%
Montana $1,636 $112 7.3%
Nebraska $1,198 -$326 -21.4%
Nevada $1,826 $302 19.8%
New Hampshire $1,098 -$426 -28.0%
New Jersey $1,700 $176 11.5%
New Mexico $1,348 -$176 -11.5%
New York $1,604 $80 5.2%
North Carolina $876 -$648 -42.5%
North Dakota $1,248 -$276 -18.1%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,562 $38 2.5%
Oregon $1,398 -$126 -8.3%
Pennsylvania $1,450 -$74 -4.9%
Rhode Island $2,030 $506 33.2%
South Carolina $1,380 -$144 -9.4%
South Dakota $1,284 -$240 -15.7%
Tennessee $1,334 -$190 -12.5%
Texas $1,834 $310 20.3%
Utah $1,126 -$398 -26.1%
Vermont $1,040 -$484 -31.8%
Virginia $914 -$610 -40.0%
Washington $1,174 -$350 -23.0%
West Virginia $1,398 -$126 -8.3%
Wisconsin $1,052 -$472 -31.0%
Wyoming $1,354 -$170 -11.2%

View Chart as Image

Hyundai Ioniq 6 insurance rates by U.S. city

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes can be significantly different between companies.

Hyundai Ioniq 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Ioniq 6 $382 $714 $264 $1,470

Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Hyundai Ioniq 6 Insurance

Saving money on car insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around every year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a condensed summary of the coverage data raised in the charts and tables above.

  • It is possible to save around $190 per year simply by quoting online in advance
  • Increasing deductibles could save up to $775 each year
  • Drivers age 16 to 20 pay the highest auto insurance rates, costing up to $435 per month if comprehensive and collision insurance is included
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,760 more per year than a safer driver

Rates by Driver Age

Hyundai Ioniq 6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,478
30 $1,620
40 $1,524
50 $1,384
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Ioniq 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,038
$250 $1,800
$500 $1,524
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Ioniq 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,573
100/300 $1,635
250/500 $1,795
100 CSL $1,598
300 CSL $1,733
500 CSL $1,832

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Ioniq 6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,536
20 $5,528
30 $3,388
40 $3,280
50 $3,120
60 $3,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $76
Homeowner $19
5-yr Accident Free $125
5-yr Claim Free $101
Paid in Full/EFT $80
Advance Quote $81
Online Quote $113
Total Discounts $680
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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