Hyundai Ioniq 6 Insurance Rates

The average insurance prices for a Hyundai Ioniq 6 are $1,524 every 12 months with full coverage. Comprehensive costs on average $418 each year, collision insurance costs $750, and liability is $246. Buying just liability costs around $298 a year, and insurance for high-risk drivers costs around $3,280. Teenage drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,524

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Ioniq 6 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The examples above demonstrate why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $844
• Raising to $1,000 deductibles will save around $266 annually
• The average price for a good driver age 40 with $500 deductibles is $1,524
• Using low deductibles increases the price to $2,038
• Drivers who are prone to accidents and violations could pay upwards of $3,280
• Policy cost to insure a 16-year-old driver may cost $5,214

View Chart as Image

Insurance rates for a Hyundai Ioniq 6 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Ioniq 6.

Using high physical damage deductibles can reduce rates by up to $780 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $222 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 46% to 133% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Hyundai Ioniq 6 insurance prices. A middle-age driver might find rates as low as $1,100 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,060 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Hyundai Ioniq 6 Insurance

Finding cheaper rates on insurance for a Hyundai Ioniq 6 consists of being a low-risk driver, having good credit, not filing small claims, and determing if full coverage is necessary. Spend time shopping around every year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The items below are a quick rundown of the coverage data touched on above.

• You may be able to save as much as $190 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $775 each year
• Teen drivers pay the highest rates, as much as $435 each month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,760 more each year to insure their Ioniq 6