Hyundai Ioniq 6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage. Comprehensive costs around $418, collision insurance costs $750, and liability coverage is estimated at $246. Buying just liability costs approximately $298 a year, and insurance for high-risk drivers costs around $3,280. Teens pay the highest rates at up to $5,214 a year.
Average premium for full coverage: $1,524
Price estimates for individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Ioniq 6 models.
Price Range from Low to High
For the average driver, Hyundai Ioniq 6 insurance prices range from the low end price of $298 for just liability coverage to the much higher price of $3,280 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance rates.
The ranges above show why everyone should get quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $844
- Choosing higher $1,000 deductibles can save about $266 a year
- The estimated price for the average middle-age driver using $500 deductibles is $1,524
- Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $2,038
- Drivers with serious driving violations could pay at least $3,280
- The price that insures a teenage driver for full coverage can be $5,214 each year
Insurance prices for a Hyundai Ioniq 6 are also quite variable based on the model of your Ioniq 6, how you drive, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you could be paying at least $1,800 to $2,400 additional each year, depending on your age. Hyundai Ioniq 6 insurance for high-risk drivers ranges around 46% to 133% more than the average policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Hyundai Ioniq 6 insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,170 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,378 | -$146 | -9.6% |
| Alaska | $1,166 | -$358 | -23.5% |
| Arizona | $1,264 | -$260 | -17.1% |
| Arkansas | $1,524 | -$0 | 0.0% |
| California | $1,734 | $210 | 13.8% |
| Colorado | $1,452 | -$72 | -4.7% |
| Connecticut | $1,562 | $38 | 2.5% |
| Delaware | $1,722 | $198 | 13.0% |
| Florida | $1,904 | $380 | 24.9% |
| Georgia | $1,406 | -$118 | -7.7% |
| Hawaii | $1,094 | -$430 | -28.2% |
| Idaho | $1,030 | -$494 | -32.4% |
| Illinois | $1,136 | -$388 | -25.5% |
| Indiana | $1,148 | -$376 | -24.7% |
| Iowa | $1,028 | -$496 | -32.5% |
| Kansas | $1,446 | -$78 | -5.1% |
| Kentucky | $2,076 | $552 | 36.2% |
| Louisiana | $2,254 | $730 | 47.9% |
| Maine | $938 | -$586 | -38.5% |
| Maryland | $1,254 | -$270 | -17.7% |
| Massachusetts | $1,216 | -$308 | -20.2% |
| Michigan | $2,644 | $1,120 | 73.5% |
| Minnesota | $1,276 | -$248 | -16.3% |
| Mississippi | $1,824 | $300 | 19.7% |
| Missouri | $1,350 | -$174 | -11.4% |
| Montana | $1,636 | $112 | 7.3% |
| Nebraska | $1,198 | -$326 | -21.4% |
| Nevada | $1,826 | $302 | 19.8% |
| New Hampshire | $1,098 | -$426 | -28.0% |
| New Jersey | $1,700 | $176 | 11.5% |
| New Mexico | $1,348 | -$176 | -11.5% |
| New York | $1,604 | $80 | 5.2% |
| North Carolina | $876 | -$648 | -42.5% |
| North Dakota | $1,248 | -$276 | -18.1% |
| Ohio | $1,052 | -$472 | -31.0% |
| Oklahoma | $1,562 | $38 | 2.5% |
| Oregon | $1,398 | -$126 | -8.3% |
| Pennsylvania | $1,450 | -$74 | -4.9% |
| Rhode Island | $2,030 | $506 | 33.2% |
| South Carolina | $1,380 | -$144 | -9.4% |
| South Dakota | $1,284 | -$240 | -15.7% |
| Tennessee | $1,334 | -$190 | -12.5% |
| Texas | $1,834 | $310 | 20.3% |
| Utah | $1,126 | -$398 | -26.1% |
| Vermont | $1,040 | -$484 | -31.8% |
| Virginia | $914 | -$610 | -40.0% |
| Washington | $1,174 | -$350 | -23.0% |
| West Virginia | $1,398 | -$126 | -8.3% |
| Wisconsin | $1,052 | -$472 | -31.0% |
| Wyoming | $1,354 | -$170 | -11.2% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $780 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $222 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Ioniq 6 | $382 | $714 | $264 | $1,470 |
Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Hyundai Ioniq 6 Insurance
Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every other renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.
The list below is a brief review of the concepts that were touched on above.
- Drivers with DUI or reckless driving convictions pay on average $1,760 more every year for car insurance
- Teenagers are charged the highest prices, with premiums as much as $435 a month if comprehensive and collision insurance is included
- Drivers can save up to $190 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $775 each year
- Drivers can save up to $190 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,214 |
| 20 | $3,478 |
| 30 | $1,620 |
| 40 | $1,524 |
| 50 | $1,384 |
| 60 | $1,358 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,038 |
| $250 | $1,800 |
| $500 | $1,524 |
| $1,000 | $1,258 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,524 |
| 50/100 | $1,573 |
| 100/300 | $1,635 |
| 250/500 | $1,795 |
| 100 CSL | $1,598 |
| 300 CSL | $1,733 |
| 500 CSL | $1,832 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,536 |
| 20 | $5,528 |
| 30 | $3,388 |
| 40 | $3,280 |
| 50 | $3,120 |
| 60 | $3,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $76 |
| Homeowner | $19 |
| 5-yr Accident Free | $125 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $80 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $680 |
Discounts are estimated and may not be available from every company or in every state.
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