Hyundai Ioniq 6 Insurance Rates

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2024 Hyundai Ioniq 6 Insurance Quotes – 9 Tips for Cheaper Rates

Trying to find better car insurance rates for your Hyundai Ioniq 6? Paying for high-priced Hyundai Ioniq 6 insurance can bleed your savings account and make it hard to pay other bills. Performing a rate comparison can be a smart way to ensure you are getting the best deal. Multiple insurance companies compete for your business, and it can be difficult to compare rates to discover the definitive c...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Hyundai Ioniq 6 are $1,524 a year with full coverage. Comprehensive insurance costs approximately $418, collision costs $750, and liability costs around $246. Liability-only coverage costs as low as $298 a year, with high-risk coverage costing $3,280 or more. 16-year-old drivers pay the most at $5,214 a year or more.

Average premium for full coverage: $1,524

Premium estimates by type of coverage:

Comprehensive $418
Collision $750
Liability $246

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different Ioniq 6 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Hyundai Ioniq 6 go from the low end price of $298 for your basic liability-only policy to a much higher rate of $3,280 for a policy for a high-risk driver.

Liability Only $298
Full Coverage $1,524
High Risk $3,280

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,143
Small Cities $1,600
Large Cities $2,057

These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Hyundai Ioniq 6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $844
  • Using higher $1,000 deductibles will save $266 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,524
  • Buying more expensive low deductibles for physical damage coverage will cost an additional $514 every year
  • Drivers with multiple tickets or accidents could pay around $3,280 or more
  • An auto insurance policy that insures a teen driver with full coverage can cost $5,214 or more

View Chart as Image

Hyundai Ioniq 6 insurance cost comparison chart
Column chart showing full coverage Hyundai Ioniq 6 insurance prices range from $844 to $5,214

Insurance prices for a Hyundai Ioniq 6 also have a wide range based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,800 to $2,400 extra annually, depending on your age. High-risk driver insurance can be as much as 46% to 133% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Hyundai Ioniq 6 insurance prices. A driver around age 40 might see prices as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or at least $2,060 on average in New York, Michigan, and Florida.

Hyundai Ioniq 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$146 -9.6%
Alaska $1,166 -$358 -23.5%
Arizona $1,264 -$260 -17.1%
Arkansas $1,524 -$0 0.0%
California $1,734 $210 13.8%
Colorado $1,452 -$72 -4.7%
Connecticut $1,562 $38 2.5%
Delaware $1,722 $198 13.0%
Florida $1,904 $380 24.9%
Georgia $1,406 -$118 -7.7%
Hawaii $1,094 -$430 -28.2%
Idaho $1,030 -$494 -32.4%
Illinois $1,136 -$388 -25.5%
Indiana $1,148 -$376 -24.7%
Iowa $1,028 -$496 -32.5%
Kansas $1,446 -$78 -5.1%
Kentucky $2,076 $552 36.2%
Louisiana $2,254 $730 47.9%
Maine $938 -$586 -38.5%
Maryland $1,254 -$270 -17.7%
Massachusetts $1,216 -$308 -20.2%
Michigan $2,644 $1,120 73.5%
Minnesota $1,276 -$248 -16.3%
Mississippi $1,824 $300 19.7%
Missouri $1,350 -$174 -11.4%
Montana $1,636 $112 7.3%
Nebraska $1,198 -$326 -21.4%
Nevada $1,826 $302 19.8%
New Hampshire $1,098 -$426 -28.0%
New Jersey $1,700 $176 11.5%
New Mexico $1,348 -$176 -11.5%
New York $1,604 $80 5.2%
North Carolina $876 -$648 -42.5%
North Dakota $1,248 -$276 -18.1%
Ohio $1,052 -$472 -31.0%
Oklahoma $1,562 $38 2.5%
Oregon $1,398 -$126 -8.3%
Pennsylvania $1,450 -$74 -4.9%
Rhode Island $2,030 $506 33.2%
South Carolina $1,380 -$144 -9.4%
South Dakota $1,284 -$240 -15.7%
Tennessee $1,334 -$190 -12.5%
Texas $1,834 $310 20.3%
Utah $1,126 -$398 -26.1%
Vermont $1,040 -$484 -31.8%
Virginia $914 -$610 -40.0%
Washington $1,174 -$350 -23.0%
West Virginia $1,398 -$126 -8.3%
Wisconsin $1,052 -$472 -31.0%
Wyoming $1,354 -$170 -11.2%

View Chart as Image

Hyundai Ioniq 6 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $780 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $222 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, so the prices will be substantially different.

Hyundai Ioniq 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Ioniq 6 $398 $720 $258 $1,486

Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Hyundai Ioniq 6 Insurance

Finding better rates on car insurance requires being a good driver, having above-average credit, being claim-free, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct companies, and also from local insurance agencies.

The following list is a condensed summary of the coverage data presented in the illustrations above.

  • You may be able to save around $190 per year simply by shopping early and online
  • Increasing policy deductibles can save approximately $775 each year
  • Drivers age 16 to 20 are expensive to insure, possibly costing $435 per month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,760 more per year than a safer driver

Rates by Driver Age

Hyundai Ioniq 6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,478
30 $1,620
40 $1,524
50 $1,384
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Ioniq 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,038
$250 $1,800
$500 $1,524
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Ioniq 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,524
50/100 $1,573
100/300 $1,635
250/500 $1,795
100 CSL $1,598
300 CSL $1,733
500 CSL $1,832

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Ioniq 6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,536
20 $5,528
30 $3,388
40 $3,280
50 $3,120
60 $3,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $76
Homeowner $19
5-yr Accident Free $125
5-yr Claim Free $101
Paid in Full/EFT $80
Advance Quote $81
Online Quote $113
Total Discounts $680
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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