Hyundai Ioniq 6 Insurance Rates

U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year including full coverage. Comprehensive costs an estimated $418 a year, collision insurance costs $750, and liability coverage is $246. Liability-only insurance costs around $298 a year, and high-risk driver insurance costs around $3,280. Teenage drivers pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Ioniq 6 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Hyundai Ioniq 6 insurance rates for other coverage scenarios.

• The best discount rate is $844
• Raising to $1,000 deductibles will save approximately $1,258 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,524
• Using low $100 deductibles bumps up the cost to $2,038
• Unlucky drivers who are prone to accidents and violations could pay up to $3,280
• The price that insures a teenage driver can cost as much as $5,214

View Chart as Image

Car insurance prices for a Hyundai Ioniq 6 are also quite variable based on the trim level of your Ioniq 6, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find prices as low as $1,170 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,170 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $780 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Hyundai Ioniq 6 Insurance

Getting lower rates on auto insurance consists of being a good driver, having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices at least once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a summary of the primary concepts that were covered above.

• You may be able to save approximately $190 per year just by quoting early and online
• Drivers who have multiple accidents or major violations could be charged and average of $1,760 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $775 each year
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $435 a month if full coverage is purchased