Hyundai Ioniq 6 Insurance Rates

Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually with full coverage. Comprehensive costs on average $418, collision insurance costs $750, and liability coverage is $246. A policy with just liability insurance costs around $298 a year, and coverage for high-risk drivers costs around $3,280. Teen drivers receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Ioniq 6 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

These examples demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $844
• Raising to $1,000 deductibles will save around $266 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,524
• Choosing pricier low deductibles will cost $2,038
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,280
• The cost with full coverage for a teenage driver for full coverage may cost $5,214

View Chart as Image

Insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,400 additional per year, depending on your age. Hyundai Ioniq 6 insurance for high-risk drivers is expensive and can cost around 46% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $780 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find rates as low as $1,100 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,060 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Hyundai Ioniq 6 Insurance

Saving money on auto insurance consists of having a good driving record, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a brief recap of the material that was touched on above.

• Consumers who require increased levels of liability coverage will pay about $270 every year to raise from a minimum limit to higher 250/500 limits
• Drivers age 20 and younger pay higher rates, with premiums as much as $435 per month if they have full coverage
• Drivers who tend to receive serious violations pay an average of $1,760 more each year to buy Hyundai Ioniq 6 insurance
• Increasing deductibles could save up to $775 each year