Insurance for Hummer Vehicles
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UPDATED: Jun 4, 2023
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The table below shows estimated insurance rates for some models of Hummer vehicles. Some additional models are listed at the bottom of the page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Hummer H3 | $1,472 | $123 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The chart above utilizes the average rating data for all Hummer vehicles in the above table to show how different scenarios can influence car insurance prices.
Insurance rates for a Hummer can vary considerably based on the trim level of your H3, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 129% more than average.
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,300 a year.
Where you live also has a big influence on Hummer insurance prices. A middle-age driver might find rates as low as $960 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and California.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,332 | -$140 | -9.5% |
| Alaska | $1,132 | -$340 | -23.1% |
| Arizona | $1,222 | -$250 | -17.0% |
| Arkansas | $1,472 | -$0 | 0.0% |
| California | $1,680 | $208 | 14.1% |
| Colorado | $1,410 | -$62 | -4.2% |
| Connecticut | $1,514 | $42 | 2.9% |
| Delaware | $1,668 | $196 | 13.3% |
| Florida | $1,844 | $372 | 25.3% |
| Georgia | $1,360 | -$112 | -7.6% |
| Hawaii | $1,058 | -$414 | -28.1% |
| Idaho | $996 | -$476 | -32.3% |
| Illinois | $1,098 | -$374 | -25.4% |
| Indiana | $1,110 | -$362 | -24.6% |
| Iowa | $996 | -$476 | -32.3% |
| Kansas | $1,402 | -$70 | -4.8% |
| Kentucky | $2,010 | $538 | 36.5% |
| Louisiana | $2,182 | $710 | 48.2% |
| Maine | $910 | -$562 | -38.2% |
| Maryland | $1,216 | -$256 | -17.4% |
| Massachusetts | $1,178 | -$294 | -20.0% |
| Michigan | $2,560 | $1,088 | 73.9% |
| Minnesota | $1,234 | -$238 | -16.2% |
| Mississippi | $1,766 | $294 | 20.0% |
| Missouri | $1,308 | -$164 | -11.1% |
| Montana | $1,584 | $112 | 7.6% |
| Nebraska | $1,162 | -$310 | -21.1% |
| Nevada | $1,766 | $294 | 20.0% |
| New Hampshire | $1,062 | -$410 | -27.9% |
| New Jersey | $1,648 | $176 | 12.0% |
| New Mexico | $1,306 | -$166 | -11.3% |
| New York | $1,554 | $82 | 5.6% |
| North Carolina | $848 | -$624 | -42.4% |
| North Dakota | $1,206 | -$266 | -18.1% |
| Ohio | $1,016 | -$456 | -31.0% |
| Oklahoma | $1,514 | $42 | 2.9% |
| Oregon | $1,350 | -$122 | -8.3% |
| Pennsylvania | $1,406 | -$66 | -4.5% |
| Rhode Island | $1,966 | $494 | 33.6% |
| South Carolina | $1,336 | -$136 | -9.2% |
| South Dakota | $1,244 | -$228 | -15.5% |
| Tennessee | $1,292 | -$180 | -12.2% |
| Texas | $1,776 | $304 | 20.7% |
| Utah | $1,092 | -$380 | -25.8% |
| Vermont | $1,008 | -$464 | -31.5% |
| Virginia | $884 | -$588 | -39.9% |
| Washington | $1,140 | -$332 | -22.6% |
| West Virginia | $1,350 | -$122 | -8.3% |
| Wisconsin | $1,022 | -$450 | -30.6% |
| Wyoming | $1,312 | -$160 | -10.9% |
Choosing high deductibles can reduce rates by up to $630 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.
Additional Hummer Vehicles
U.S. averages for full coverage Hummer vehicle insurance
National average data is compiled from all 50 U.S. states for the Hummer models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,358 |
| 20 | $3,378 |
| 30 | $1,546 |
| 40 | $1,472 |
| 50 | $1,344 |
| 60 | $1,316 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,888 |
| $250 | $1,696 |
| $500 | $1,472 |
| $1,000 | $1,260 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,658 |
| 20 | $5,366 |
| 30 | $3,250 |
| 40 | $3,172 |
| 50 | $3,024 |
| 60 | $2,994 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $110 |
| 5-yr Claim Free | $95 |
| Paid in Full/EFT | $69 |
| Advance Quote | $73 |
| Online Quote | $105 |
| Total Discounts | $627 |
Discounts are estimated and may not be available from every company or in every state.
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