Honda Passport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Average insurance rates for a Honda Passport are $850 a year including full coverage. Comprehensive insurance costs on average $150, collision costs $188, and liability is $376. A policy with just liability insurance costs around $426 a year, with coverage for high-risk drivers costing $1,816 or more. Teenage drivers receive the highest rates at $3,376 a year or more.

Average premium for full coverage: $850

Rate estimates by individual coverage type:

Comprehensive $150
Collision $188
Liability $376

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all Passport models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the low end price of $426 for the bare minimum liability coverage to the much higher price of $1,816 for a driver required to buy high-risk insurance.

Liability Only $426
Full Coverage $850
High Risk $1,816

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $638
Small Cities $893
Large Cities $1,148

These examples highlight why everyone should compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Honda Passport insurance rates for different risk profiles and scenarios.

  • The best discount rate is $517
  • Raising to $1,000 deductibles will save around $78 every year
  • The estimated price for a 40-year-old driver with $500 deductibles is $850
  • Using pricier low deductibles will cost an additional $144 annually
  • Drivers who are prone to accidents and violations could pay upwards of $1,816 or more
  • The cost that insures a 16-year-old driver for full coverage may cost $3,376

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing full coverage Honda Passport insurance prices range from $517 to $3,376

Insurance rates for a Honda Passport can also vary considerably based on the model of your Passport, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,000 to $1,400 additional per year, depending on your age. Honda Passport insurance for high-risk drivers is expensive and can cost from 41% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $3,300 a year. View Rates by Age

Where you live also has a big influence on Honda Passport insurance prices. A middle-age driver might find rates as low as $650 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,210 on average in Michigan, New York, and Louisiana.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Honda Passport insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $230 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Honda Passport Insurance

Saving money on insurance for a Honda Passport consists of being a low-risk driver, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a quick review of the data raised in the charts and tables above.

  • Insureds who require more liability coverage will pay an extra $410 per year to raise from a minimum limit to the 250/500 level
  • You may be able to save as much as $90 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $225 each year
  • Teen drivers pay higher rates, as much as $281 per month if comprehensive and collision insurance is included

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $925
100/300 $1,019
250/500 $1,264
100 CSL $963
300 CSL $1,170
500 CSL $1,320

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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