Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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Average auto insurance rates for a Honda Passport are $1,326 annually for full coverage. Comprehensive costs on average $282, collision costs $524, and liability costs $384. Buying just liability costs as little as $432 a year, with insurance for high-risk drivers costing around $2,876. 16-year-old drivers receive the highest rates at $4,920 a year or more.

Average premium for full coverage: $1,326

Rate estimates by individual coverage type:

Comprehensive $282
Collision $524
Liability $384

Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different Passport trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $432 for your basic liability-only policy to a much higher rate of $2,876 for a driver who requires high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

These examples show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Honda Passport insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $754
  • Drivers who choose higher $1,000 deductibles will pay around $184 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,326
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,682
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,876 or more
  • The cost with full coverage for a teen driver with full coverage may cost $4,920 a year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing full coverage Honda Passport insurance rates range from $754 to $4,920

Auto insurance rates for a Honda Passport can also vary considerably based on the trim level of your Passport, your driver profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $540 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda Passport insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or at least $1,890 on average in Michigan, Louisiana, and New York.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates can be significantly different between companies.

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Honda Passport Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a quick review of the concepts that were covered in the above illustrations.

  • Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,550 more each year to insure their Passport
  • Teen drivers are charged the highest rates, costing as high as $410 per month if full coverage is included
  • Drivers can save as much as $160 per year simply by shopping early and online
  • Increasing deductibles could save up to $550 each year
  • Drivers can save as much as $160 per year simply by shopping early and online

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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