Honda Passport Insurance Rates

The average insurance rates for a Honda Passport are $1,288 a year for full coverage insurance. Comprehensive costs around $270 a year, collision insurance costs $494, and liability coverage is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs around $2,792. Teen drivers cost the most to insure at up to $4,802 a year.

Average premium for full coverage: $1,288

Policy rates for type of insurance:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Passport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Honda Passport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $737
• Choosing higher $1,000 deductibles can save about $1,114 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,288
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,624
• Drivers with multiple violations and an at-fault accident could pay at least $2,792
• Policy cost for full coverage for a teenage driver can be $4,802 each year

View Chart as Image

Insurance rates for a Honda Passport also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,740 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $510 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than average. View High Risk Driver Rates

How to Find More Affordable Honda Passport Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having a good credit history, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save up to $160 per year just by quoting early and online
• Drivers who have multiple accidents or major violations may pay on average $1,500 more every year for Passport insurance
• Increasing comprehensive and collision deductibles can save around $500 each year
• Teens are charged the highest rates, possibly costing $400 each month including comprehensive and collision insurance