Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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The average insurance rates for a Honda Passport are $1,326 a year with full coverage. Comprehensive costs around $282 each year, collision insurance costs $524, and liability is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs around $2,876. Teen drivers cost the most to insure at up to $4,920 a year.

Average premium for full coverage: $1,326

Policy rates for type of insurance:

Comprehensive $282
Collision $524
Liability $384

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Passport models.

Price Range Variability

For a driver around age 40, Honda Passport insurance rates range from as low as $432 for minimum levels of liability insurance to a high rate of $2,876 for a driver that may need high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

The examples above demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Honda Passport insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $754
  • Choosing higher $1,000 deductibles can save about $184 annually
  • The average rate for a good driver age 40 using $500 deductibles is $1,326
  • Choosing low deductibles for comp and collision coverage will increase the cost to $1,682
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,876
  • Policy cost for full coverage for a 16-year-old driver can be $4,920 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance rates range from $754 to $4,920 for full coverage

Auto insurance rates for a Honda Passport also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Passport insurance prices. A good driver about age 40 could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,790 on average in Florida, Michigan, and New York.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

Choosing high deductibles can save as much as $540 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $345 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 45% to 135% more than average. View High Risk Driver Rates

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Honda Passport Insurance

Finding cheaper rates on insurance for a Honda Passport takes being a low-risk driver, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a quick review of the data that was covered above.

  • You may be able to save up to $160 per year just by quoting online in advance
  • Insureds who may need more liability coverage will pay about $420 every year to raise limits from a 30/60 limit to 250/500 limits
  • Teen drivers are expensive to insure, as much as $410 each month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,550 more every year to insure their Passport

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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