Honda Passport Insurance Rates

Average insurance rates for a Honda Passport are $1,288 a year with full coverage. Comprehensive costs around $270 a year, collision insurance costs $494, and liability coverage is estimated at $388. A policy with just liability insurance costs approximately $434 a year, and coverage for high-risk drivers costs around $2,792. Teenage drivers receive the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Rate estimates for individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Passport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Honda Passport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $737
• Choosing higher $1,000 deductibles can save about $1,114 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,288
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,624
• Drivers who are prone to accidents and violations could pay at least $2,792
• The cost that insures a teenage driver can be $4,802 each year

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Insurance rates for a Honda Passport can also vary considerably based on the trim level of your Passport, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,740 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles can save as much as $510 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Honda Passport Insurance

Saving money on auto insurance takes being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the car insurance concepts illustrated above.

• Drivers who have several accidents or serious violations may pay on average $1,500 more every year to insure their Passport
• You may be able to save up to $160 per year just by quoting early and online
• Increasing deductibles can save approximately $500 each year
• Consumers who may need more liability coverage will pay an extra $430 every year to raise limits from a minimum limit to the 250/500 level