Honda Passport Insurance Rates

Average auto insurance rates for a Honda Passport are $1,326 annually including full coverage. Comprehensive costs on average $282 a year, collision insurance costs $524, and liability coverage is $384. A policy with just liability insurance costs around $432 a year, and coverage for high-risk drivers costs around $2,876. Teens receive the highest rates at up to $4,920 a year.

Average premium for full coverage: $1,326

Rate estimates by individual coverage type:

These estimates include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Passport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

These examples highlight why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Honda Passport insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $754
• Raising to $1,000 deductibles will save around $1,142 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,326
• Selecting low $100 deductibles will cost $1,682
• Unlucky drivers with serious driving violations could pay upwards of $2,876
• The cost with full coverage for a teenage driver may cost $4,920

View Chart as Image

Insurance rates for a Honda Passport can also vary considerably based on the trim level of your Passport, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Honda Passport insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,890 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Cheap Honda Passport Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief summary of the material that was touched on in this article.

• Consumers who require higher liability limits will pay approximately $420 per year to raise from a minimum limit to higher 250/500 limits
• Teens pay higher rates, as much as $410 per month if they have full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,550 more each year for Passport insurance
• Increasing deductibles could save up to $550 each year