Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $1,026 a year including full coverage. Comprehensive insurance costs approximately $184, collision insurance costs $210, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,194 or more. Teenage drivers receive the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $627
• Using higher $1,000 deductibles will save $90 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,026
• Using more expensive low deductibles for physical damage coverage will cost an extra $168 every year
• Drivers who are prone to accidents and violations could pay around $2,194
• The cost for full coverage for a teen driver with full coverage can cost $4,084 or more

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the model of your CR-Z, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

Where you live has a huge impact on Honda CR-Z insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,460 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can be as much as 42% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Honda CR-Z Insurance

Saving money on car insurance requires being a low-risk driver, having above-average credit, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The items below are a recap of the ideas that were covered above.

• Teen drivers pay the highest auto insurance rates, as much as $340 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,170 more per year to insure their CR-Z
• Increasing deductibles can save around $250 each year
• You may be able to save around $110 per year just by shopping early and online