Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $1,026 every 12 months for full coverage insurance. Comprehensive costs an estimated $184 a year, collision insurance costs $210, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,194. Teenage drivers receive the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $627
• Using higher $1,000 deductibles will save approximately $936 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,026
• Using low $100 deductibles for physical damage coverage increases the price to $1,194
• High-risk insureds who are prone to accidents and violations could pay up to $2,194
• The cost to insure a 16-year-old driver can cost as much as $4,084 or more

View Chart as Image

Auto insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $260 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 42% to 130% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Honda CR-Z insurance prices. A driver around age 40 might see rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,390 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Honda CR-Z Insurance

Saving money on insurance for a Honda CR-Z requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the data touched on in the above illustrations.

• Insureds who want more liability protection will pay an extra $520 annually to increase from a minimum limit to a 250/500 level
• It is possible to save approximately $110 per year just by quoting early and online
• Increasing deductibles could save as much as $250 each year
• Youthful drivers are the costliest to insure, costing up to $340 per month if comprehensive and collision insurance is included