Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year including full coverage. Comprehensive costs approximately $174 a year, collision insurance costs $190, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,128. Teens receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $611
• Raising to $1,000 deductibles will save $912 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $996
• Selecting low $100 deductibles bumps up the cost to $1,152
• At-risk drivers with serious driving violations could pay around $2,128
• The cost that insures a teen driver can cost $3,994

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

Where you live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find rates as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,420 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $240 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Honda CR-Z Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following is a brief recap of the primary concepts that were touched on in this article.

• You may be able to save around $110 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations will likely pay on average $1,130 more per year for CR-Z insurance
• Increasing deductibles can save approximately $250 each year
• Teens are the costliest to insure, as much as $333 per month if comprehensive and collision insurance is included