Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year including full coverage. Comprehensive insurance costs on average $174 a year, collision insurance costs $190, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,128 or more. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples highlight why it is important to compare rates quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $611
• Raising to $1,000 deductibles will save around $912 every year
• The average rate for a 40-year-old driver with $500 deductibles is $996
• Choosing low $100 deductibles will cost an extra $156 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,128
• The cost for full coverage for a teenage driver may cost $3,994

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the model of your CR-Z, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Where you live also has a big influence on Honda CR-Z insurance rates. A middle-age driver might find rates as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,420 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $240 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 135% more than average. View High Risk Driver Rates

How to Find the Best Honda CR-Z Insurance

Saving money on auto insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at least once a year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The items below are a brief recap of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $110 per year just by quoting early and online
• Drivers who tend to receive serious violations may pay on average $1,130 more each year to insure their CR-Z
• Increasing deductibles can save around $250 each year
• Teen drivers are expensive to insure, as much as $333 per month if full coverage is included