Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $996 every 12 months for full coverage. Comprehensive costs around $174 each year, collision insurance costs $190, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,128. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates for individual coverage type:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $611
• Choosing higher $1,000 deductibles can save about $84 a year
• The average price for a 40-year-old driver using $500 deductibles is $996
• Choosing low deductibles for comp and collision coverage increases the price to $1,152
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,128
• The cost to insure a 16-year-old driver can be $3,994 each year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $240 annually, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $900 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 135% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Honda CR-Z insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Idaho, Maine, and Iowa, or as much as $1,420 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Honda CR-Z Insurance

Saving money on insurance for a Honda CR-Z takes being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,130 more every year for auto insurance
• Drivers can save up to $110 per year just by quoting online in advance
• Increasing deductibles could save as much as $250 each year
• Insureds who may need higher levels of liability will pay about $520 each year to raise limits from a minimum limit to a 250/500 level