Honda CR-Z Insurance Rates

U.S. average insurance prices for a Honda CR-Z are $1,026 every 12 months for full coverage. Comprehensive costs around $184 each year, collision insurance costs $210, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,194. Teenage drivers pay the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Price estimates for individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and CR-Z models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The best discount rate is $627
• Drivers who choose higher $1,000 deductibles will pay about $90 a year
• The average price for the average middle-age driver using $500 deductibles is $1,026
• Using low deductibles for comprehensive and collision insurance increases the price to $1,194
• Drivers who are prone to accidents and violations could pay at least $2,194
• The price to insure a 16-year-old driver can be $4,084 a year

View Chart as Image

Insurance prices for a Honda CR-Z are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost from 42% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Honda CR-Z Insurance

Getting lower rates on insurance for a Honda CR-Z not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the ideas that were presented in the illustrations above.

• Youthful drivers pay higher prices, with premiums as much as $340 a month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,170 more every year than a low-risk driver
• Increasing physical damage deductibles could save as much as $250 each year
• Drivers can save up to $110 per year just by quoting online in advance