Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $1,026 a year for full coverage insurance. Comprehensive costs approximately $184 each year, collision insurance costs $210, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,194. Teenage drivers receive the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $627
• Choosing higher $1,000 deductibles can save $90 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,026
• Using low deductibles for comp and collision coverage will increase the cost to $1,194
• Unlucky drivers who are prone to accidents and violations could pay around $2,194
• The cost for full coverage for a teen driver can cost $4,084 each year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Honda CR-Z insurance prices. A good driver about age 40 could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,390 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $260 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Honda CR-Z Insurance

Saving money on car insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a brief review of the primary concepts that were presented in the illustrations above.

• It is possible to save around $110 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,170 more per year for auto insurance
• Increasing deductibles can save around $250 each year
• Teenage drivers pay the highest auto insurance rates, costing up to $340 per month if full coverage is included