Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $996 every 12 months for full coverage. Comprehensive costs an estimated $174, collision insurance costs $190, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,128. Teenage drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $611
• Drivers who choose higher $1,000 deductibles will pay approximately $84 a year
• The average price for a 40-year-old driver who has $500 deductibles is $996
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,152
• High risk drivers who are prone to accidents and violations could pay up to $2,128
• The cost to insure a teen driver with full coverage can cost as much as $3,994 a year

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $240 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Honda CR-Z insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,420 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Honda CR-Z Insurance

Saving money on Honda CR-Z insurance not only requires being a low-risk driver, but also having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the ideas that were covered above.

• Teen drivers are charged the highest rates, costing as high as $333 per month if they have full coverage
• High-risk drivers who tend to receive serious violations pay on average $1,130 more annually to insure their CR-Z
• Increasing deductibles could save as much as $250 each year
• Drivers can save approximately $110 per year just by shopping early and online