Honda CR-Z Insurance Rates

U.S. average insurance prices for a Honda CR-Z are $996 every 12 months including full coverage. Comprehensive insurance costs an estimated $174 a year, collision insurance costs $190, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,128 or more. Teens pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates broken down by individual coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and CR-Z trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Honda CR-Z insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $611
• Raising to $1,000 deductibles will save approximately $912 every year
• The average price for the average middle-age driver who has $500 deductibles is $996
• Selecting low $100 deductibles costs an extra $156 each year
• Unlucky drivers with serious driving violations could pay up to $2,128
• The price to insure a teenage driver can cost as much as $3,994

View Chart as Image

Insurance prices for a Honda CR-Z are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Honda CR-Z insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,420 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Honda CR-Z Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief summary of the car insurance concepts covered in the above illustrations.

• Drivers that tend to have accidents or serious violations may have to pay on average $1,130 more annually for CR-Z insurance
• You may be able to save approximately $110 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $250 each year
• Consumers who want higher liability limits will pay approximately $520 per year to raise from a low limit to a 250/500 level