Honda CR-Z Insurance Rates

Estimated insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive costs on average $174 a year, collision insurance costs $190, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,128. Teens pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and CR-Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $611
• Using higher $1,000 deductibles will save around $912 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $996
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,152
• Higher-risk drivers with serious driving violations could pay upwards of $2,128
• An auto insurance policy for full coverage for a teenage driver may cost $3,994 or more

View Chart as Image

Insurance prices for a Honda CR-Z also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see prices as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $240 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Honda CR-Z Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a quick review of the data illustrated above.

• Consumers who require an increased level of liability coverage will pay approximately $520 every year to increase from 30/60 bodily injury limits to 250/500 limits
• You may be able to save as much as $110 per year just by quoting early and online
• Increasing policy deductibles can save around $250 each year
• Drivers age 16 to 20 pay higher prices, possibly costing $333 per month including comprehensive and collision insurance