Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $1,026 every 12 months with full coverage. Comprehensive costs an estimated $184 each year, collision insurance costs $210, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,194. Teenage drivers receive the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Honda CR-Z insurance rates for other coverage scenarios.

• The best discount rate is $627
• Drivers who choose higher $1,000 deductibles will pay approximately $90 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,026
• Using low deductibles for comprehensive and collision insurance increases the price to $1,194
• Drivers who are prone to accidents and violations could pay up to $2,194
• The cost to insure a 16-year-old driver can cost as much as $4,084 a year

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can cost from 42% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,390 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for More Affordable Honda CR-Z Insurance

Saving money on insurance for a Honda CR-Z not only requires being a low-risk driver, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every other policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the ideas that were raised in the charts and tables above.

• Teen drivers have the highest car insurance rates, with premiums as much as $340 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,170 more annually to insure their CR-Z
• Increasing deductibles could save as much as $250 each year
• You may be able to save approximately $110 per year just by quoting online in advance