Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $996 a year for full coverage insurance. Comprehensive insurance costs approximately $174 a year, collision insurance costs $190, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,128 or more. Teen drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $611
• Raising to $1,000 deductibles will save $912 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $996
• Choosing low $100 deductibles will cost an extra $156 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,128
• The cost for full coverage for a teen driver can cost $3,994

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $3,900 a year. View Rates by Age

Where you live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find rates as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,350 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $240 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 135% more than average. View High Risk Driver Rates

How to Find Affordable Honda CR-Z Insurance

Saving money on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a brief review of the data that was covered above.

• It is possible to save around $110 per year just by quoting early and online
• Policyholders who purchase higher liability limits will pay about $520 annually to raise from a minimum limit to 250/500 limits
• Teenagers pay the highest auto insurance rates, costing up to $333 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,130 more per year for car insurance