Honda CR-Z Insurance Rates

The average insurance prices for a Honda CR-Z are $996 every 12 months with full coverage. Comprehensive insurance costs on average $174 each year, collision insurance costs $190, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,128 or more. Teens cost the most to insure at up to $3,994 a year.

Average premium for full coverage: $996

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and CR-Z models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $611
• Drivers who choose higher $1,000 deductibles will pay around $84 annually
• The average price for a good driver age 40 with $500 deductibles is $996
• Selecting low deductibles for comprehensive and collision insurance costs an extra $156 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,128
• Policy cost to insure a teen driver may cost $3,994 a year

View Chart as Image

Insurance rates for a Honda CR-Z also range considerably based on liability limits and deductibles, your driving record, and the trim level of your CR-Z.

Choosing higher comprehensive and collision insurance deductibles could save up to $240 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Honda CR-Z insurance prices. A 40-year-old driver could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Cheap Honda CR-Z Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates every year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following list is a quick review of the coverage data presented in the illustrations above.

• You may be able to save as much as $110 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers age 16 to 20 pay the highest rates, as much as $333 each month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,130 more each year than a safer driver