Honda CR-Z Insurance Rates

Average auto insurance rates for a Honda CR-Z are $1,026 annually including full coverage. Comprehensive costs approximately $184 a year, collision insurance costs $210, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,194. Teenage drivers receive the highest rates at up to $4,084 a year.

Average premium for full coverage: $1,026

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CR-Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $627
• Raising to $1,000 deductibles will save $936 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,026
• Using low $100 deductibles will cost $1,194
• At-risk drivers who are prone to accidents and violations could pay around $2,194
• The cost with full coverage for a teen driver can cost $4,084

View Chart as Image

Insurance rates for a Honda CR-Z can also vary considerably based on the trim level of your CR-Z, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $260 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find rates as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,460 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Honda CR-Z Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following is a brief review of the data that was presented in the illustrations above.

• You may be able to save around $110 per year just by quoting early and online
• Policyholders who purchase higher liability limits will pay an extra $520 per year to raise from a minimum limit to higher 250/500 limits
• Teens are expensive to insure, as much as $340 per month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,170 more per year for CR-Z insurance