Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive insurance costs around $174 each year, collision insurance costs $190, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,128 or more. Teenage drivers pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates for individual coverage:

Estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and CR-Z models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above demonstrate why all drivers should get quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The best discount rate is $611
• Choosing higher $1,000 deductibles can save about $84 annually
• The average rate for the average middle-age driver using $500 deductibles is $996
• Using low deductibles for comp and collision coverage will cost an extra $156 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,128
• The price for full coverage for a teen driver can be $3,994 each year

View Chart as Image

Insurance prices for a Honda CR-Z are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $240 each year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Honda CR-Z Insurance

Getting lower rates on Honda CR-Z insurance takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a review of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $110 per year just by quoting online in advance
• High-risk drivers who have several accidents or serious violations pay an average of $1,130 more every year to insure their CR-Z
• Increasing physical damage deductibles can save around $250 each year
• Teen drivers are charged the highest prices, costing up to $333 a month including comprehensive and collision insurance