Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year for full coverage insurance. Comprehensive costs around $174 a year, collision insurance costs $190, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,128. 16-year-old drivers pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates for individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and CR-Z trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why it is important to get quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $611
• Choosing higher $1,000 deductibles can save about $912 each year
• The average rate for the average middle-age driver using $500 deductibles is $996
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,152
• Drivers with multiple tickets or accidents could pay at least $2,128
• The price for full coverage for a teenage driver can be $3,994 each year

View Chart as Image

Insurance prices for a Honda CR-Z are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,350 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $240 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Honda CR-Z Insurance

Getting lower rates on auto insurance takes being a low-risk driver, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a recap of the ideas that were touched on in the above illustrations.

• Teen drivers pay higher prices, as much as $333 a month for full coverage
• Drivers that have major violations or accidents may pay on average $1,130 more every year to insure their CR-Z
• Increasing physical damage deductibles can save around $250 each year
• It is possible to save up to $110 per year just by quoting early and online