Honda CR-Z Insurance Rates

Estimated insurance rates for a Honda CR-Z are $996 a year for full coverage insurance. Comprehensive insurance costs on average $174 each year, collision insurance costs $190, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs $2,128 or more. Teen drivers pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and CR-Z models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how location impacts car insurance rates.

These rate differences illustrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $611
• Raising to $1,000 deductibles will save around $84 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $996
• Choosing low deductibles will cost an extra $156 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,128
• An auto insurance policy for full coverage for a teenage driver may cost $3,994

View Chart as Image

Car insurance prices for a Honda CR-Z also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Where you choose to live also has a big influence on Honda CR-Z insurance rates. A middle-age driver might find prices as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,350 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $240 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 135% more than average. View High Risk Driver Rates

How to Find the Cheapest Honda CR-Z Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a recap of the data touched on above.

• Consumers who require higher liability limits will pay about $520 annually to raise from 30/60 bodily injury limits to 250/500 limits
• It is possible to save as much as $110 per year just by quoting online in advance
• Increasing policy deductibles can save around $250 each year
• Teenagers are expensive to insure, with premiums being up to $333 per month if full coverage is included