Honda CR-Z Insurance Rates

Average insurance prices for a Honda CR-Z are $996 every 12 months with full coverage. Comprehensive costs approximately $174 each year, collision insurance costs $190, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,128. 16-year-old drivers receive the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $611
• Using higher $1,000 deductibles will save $84 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $996
• Buying low deductibles for physical damage coverage increases the price to $1,152
• Higher-risk drivers with multiple tickets or accidents could pay around $2,128
• The cost to insure a teenage driver can cost $3,994 or more

View Chart as Image

Car insurance rates for a Honda CR-Z can also vary considerably based on policy deductibles and limits, your driving record, and the model of your CR-Z.

Opting for high physical damage deductibles could cut rates by as much as $240 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $900 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can be around 43% to 135% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Honda CR-Z insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or at least $1,350 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Affordable Honda CR-Z Insurance

Saving money on auto insurance requires being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Make time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the material that was touched on in this article.

• Consumers who purchase an increased level of liability coverage will pay around $520 every year to increase from a minimum limit to a 250/500 level
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums as much as $333 per month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,130 more per year than a safer driver
• Increasing deductibles could save as much as $250 each year