Honda CR-Z Insurance Rates

The average insurance rates for a Honda CR-Z are $996 a year with full coverage. Comprehensive costs around $174 a year, collision insurance costs $190, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,128. Teenage drivers cost the most to insure at up to $3,994 a year.

Average premium for full coverage: $996

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and CR-Z trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda CR-Z insurance rates for additional coverage choices and driver risks.

• The best discount rate is $611
• Choosing higher $1,000 deductibles can save about $912 annually
• The estimated price for a good driver age 40 using $500 deductibles is $996
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,152
• Drivers who are prone to accidents and violations could pay at least $2,128
• Policy cost that insures a teenage driver can be $3,994 each year

View Chart as Image

Insurance rates for a Honda CR-Z also range considerably based on the trim level of your CR-Z, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda CR-Z insurance rates. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $240 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Honda CR-Z Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The list below is a brief recap of the data presented in the illustrations above.

• Consumers who may need higher liability limits will pay an extra $520 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save up to $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teenagers are charged the highest rates, as much as $333 each month if comprehensive and collision insurance is included