Honda Clarity Insurance Rates

The average insurance rates for a Honda Clarity are $1,270 a year including full coverage. Comprehensive costs an estimated $230 a year, collision insurance costs $422, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,756. 16-year-old drivers cost the most to insure at up to $4,918 a year.

Average premium for full coverage: $1,270

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Clarity trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Honda Clarity insurance rates for other coverage scenarios.

• The best full coverage rate is $739
• Using higher $1,000 deductibles will save approximately $1,120 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,270
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,556
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,756
• Policy cost that insures a teenage driver can cost as much as $4,918 or more

View Chart as Image

Car insurance rates for a Honda Clarity also range considerably based on the trim level of your Clarity, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,900 a year. View Rates by Age

Your home state has a huge impact on Honda Clarity insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,810 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $440 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Honda Clarity Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Comparison shop once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief recap of the data that was touched on in this article.

• You may be able to save approximately $150 per year just by quoting early and online
• Consumers who want higher liability limits will pay around $510 per year to increase from a 30/60 limit to the 250/500 level
• Teens have the highest car insurance rates, with premiums being up to $410 each month if full coverage is purchased
• Drivers who tend to receive serious violations could be charged and average of $1,490 more annually for Clarity insurance