Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,270 a year for full coverage. Comprehensive costs around $230 a year, collision insurance costs $422, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,756. Teen drivers pay the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Clarity trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Honda Clarity insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $739
• Using higher $1,000 deductibles will save about $1,120 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,270
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,556
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,756
• The price for full coverage for a teenage driver can be $4,918 or more

View Chart as Image

Insurance prices for a Honda Clarity are also quite variable based on your driving record, the trim level of your Clarity, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

The state you live in has a huge impact on Honda Clarity insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,810 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $440 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

How to Find Cheaper Honda Clarity Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below you'll find a condensed summary of the primary concepts that were presented in the illustrations above.

• Drivers can save up to $150 per year just by quoting early and online
• Drivers with multiple at-fault accidents may be required to pay an average of $1,490 more every year than a low-risk driver
• Increasing physical damage deductibles can save around $425 each year
• Youthful drivers are charged the highest prices, with premiums as much as $410 a month including comprehensive and collision insurance