Honda Clarity Insurance Rates

Average insurance rates for a Honda Clarity are $1,270 a year with full coverage. Comprehensive costs on average $230 a year, collision insurance costs $422, and liability coverage is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $2,756. Teenage drivers receive the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Clarity trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why it is important to compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Honda Clarity insurance rates for different risk profiles and scenarios.

• The best discount rate is $739
• Raising to $1,000 deductibles will save around $1,120 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,270
• Using low $100 deductibles bumps up the cost to $1,556
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,756
• The cost that insures a teenage driver may cost $4,918

View Chart as Image

Insurance rates for a Honda Clarity can also vary considerably based on the trim level of your Clarity, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,900 a year. View Rates by Age

Where you live also has a big influence on Honda Clarity insurance rates. A middle-age driver might find rates as low as $920 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,710 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $440 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Honda Clarity Insurance

Saving money on auto insurance consists of having a good driving record, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare prices every time your policy renews by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief summary of the information covered above.

• You may be able to save as much as $150 per year just by quoting early and online
• Drivers age 20 and younger pay the highest rates, with premiums as much as $410 per month if full coverage is included
• Increasing deductibles can save approximately $425 each year
• Drivers that tend to have accidents or serious violations pay on average $1,490 more each year to buy Honda Clarity insurance
• Consumers who require increased levels of liability coverage will pay an extra $510 every year to raise from a minimum limit to the 250/500 level