Honda Accord Hybrid Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Honda Accord Hybrid are $1,214 a year for full coverage insurance. Comprehensive costs on average $242 a year, collision insurance costs $446, and liability coverage is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $2,636. Teens pay the most at up to $4,592 a year.

Average premium for full coverage: $1,214

Premium estimates by type of coverage:

Comprehensive $242
Collision $446
Liability $390

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Accord Hybrid trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Honda Accord Hybrid range from as low as $438 for just liability insurance to a high of $2,636 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,214
High Risk $2,636

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These rate differences illustrate why it is important to get quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Honda Accord Hybrid insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $696
  • Choosing higher $1,000 deductibles can save around $1,058 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,214
  • Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,518
  • Drivers with serious driving violations could pay upwards of $2,636
  • An auto insurance policy for full coverage for a teenage driver may cost $4,592 each year

View Chart as Image

Honda Accord Hybrid insurance cost comparison chart
Column chart showing Honda Accord Hybrid insurance rates range from $696 to $4,592 for full coverage

Insurance prices for a Honda Accord Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Honda Accord Hybrid insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,640 on average in Michigan, New York, and Florida.

Honda Accord Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $932 -$282 -23.2%
Arizona $1,006 -$208 -17.1%
Arkansas $1,214 -$0 0.0%
California $1,384 $170 14.0%
Colorado $1,158 -$56 -4.6%
Connecticut $1,246 $32 2.6%
Delaware $1,372 $158 13.0%
Florida $1,514 $300 24.7%
Georgia $1,124 -$90 -7.4%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $904 -$310 -25.5%
Indiana $914 -$300 -24.7%
Iowa $820 -$394 -32.5%
Kansas $1,154 -$60 -4.9%
Kentucky $1,656 $442 36.4%
Louisiana $1,796 $582 47.9%
Maine $750 -$464 -38.2%
Maryland $1,002 -$212 -17.5%
Massachusetts $968 -$246 -20.3%
Michigan $2,106 $892 73.5%
Minnesota $1,018 -$196 -16.1%
Mississippi $1,454 $240 19.8%
Missouri $1,078 -$136 -11.2%
Montana $1,302 $88 7.2%
Nebraska $956 -$258 -21.3%
Nevada $1,454 $240 19.8%
New Hampshire $876 -$338 -27.8%
New Jersey $1,356 $142 11.7%
New Mexico $1,072 -$142 -11.7%
New York $1,278 $64 5.3%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,246 $32 2.6%
Oregon $1,112 -$102 -8.4%
Pennsylvania $1,154 -$60 -4.9%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $830 -$384 -31.6%
Virginia $726 -$488 -40.2%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

View Chart as Image

Honda Accord Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 138% more than the average policy. View High Risk Driver Rates

Honda Accord Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Accord Hybrid $332 $686 $338 $1,492
2023 Honda Accord Hybrid $320 $668 $354 $1,478
2022 Honda Accord Hybrid $310 $640 $364 $1,450
2021 Honda Accord Hybrid $292 $618 $376 $1,422
2020 Honda Accord Hybrid $282 $574 $384 $1,376
2019 Honda Accord Hybrid $270 $540 $388 $1,334
2018 Honda Accord Hybrid $258 $484 $390 $1,268
2017 Honda Accord Hybrid $242 $446 $390 $1,214
2016 Honda Accord Hybrid $234 $418 $394 $1,182

Rates are averaged for all Honda Accord Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Honda Accord Hybrid Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Make time to compare rates at every other renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the concepts that were touched on in this article.

  • Drivers who have several accidents or serious violations pay an average of $1,420 more each year to insure a Honda Accord Hybrid
  • Drivers under the age of 20 pay the highest prices, with premiums being up to $383 per month for full coverage
  • It is possible to save as much as $150 per year just by quoting early and online
  • Increasing policy deductibles can save around $450 each year
  • It is possible to save as much as $150 per year just by quoting early and online

Rates by Driver Age

Honda Accord Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,592
20 $2,808
30 $1,262
40 $1,214
50 $1,112
60 $1,090

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,518
$250 $1,376
$500 $1,214
$1,000 $1,058

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,292
100/300 $1,390
250/500 $1,643
100 CSL $1,331
300 CSL $1,546
500 CSL $1,702

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,550
20 $4,476
30 $2,690
40 $2,636
50 $2,516
60 $2,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $79
Paid in Full/EFT $55
Advance Quote $60
Online Quote $86
Total Discounts $518
Rate after discounts $696

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles