Honda Accord Hybrid Insurance Rates

Average insurance rates for a Honda Accord Hybrid are $1,214 a year including full coverage. Comprehensive costs approximately $242 each year, collision insurance costs $446, and liability is estimated at $390. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs around $2,636. Teenage drivers receive the highest rates at up to $4,592 a year.

Average premium for full coverage: $1,214

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Accord Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Honda Accord Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Choosing higher $1,000 deductibles can save $156 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,214
• Using low deductibles for comp and collision coverage bumps up the cost to $1,518
• Unlucky drivers who are prone to accidents and violations could pay around $2,636
• The cost that insures a teen driver can cost $4,592 each year

View Chart as Image

Insurance rates for a Honda Accord Hybrid can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 138% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Honda Accord Hybrid insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $460 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Honda Accord Hybrid Insurance

Saving money on car insurance takes being a good driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following list is a review of the material that was raised in the charts and tables above.

• Policyholders who purchase an increased level of liability coverage will pay an extra $430 per year to raise limits from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $383 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations will likely pay on average $1,420 more per year than a safer driver
• Increasing deductibles can save approximately $450 each year