GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on insurance prices.

The examples above show why everyone should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save approximately $132 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
• Selecting pricier low deductibles for comp and collision coverage will cost $1,448
• Unlucky drivers with serious driving violations could pay up to $2,586 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,658 each year

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Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the data covered in the above illustrations.

• Policyholders who want an increased level of liability coverage will pay approximately $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $388 each month if comprehensive and collision insurance is included