GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive insurance costs around $220, collision insurance costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save about $132 a year
• The average price for a good driver age 40 using $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage costs an extra $252 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,586
• Policy cost to insure a teen driver for full coverage can be $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $390 every year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on car insurance takes having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at least every other year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a brief summary of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,390 more every year than a driver with a clean driving record
• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Policyholders who may need additional liability coverage will pay an extra $510 each year to raise limits from a 30/60 limit to a 250/500 level