GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $122 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,154
• Using low deductibles costs an additional $234 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,524

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $360 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of being a low-risk driver, having a good credit history, refrain from filing small claims, and bundling your home and auto policies. Set aside time to shop around at least every other year by getting rate quotes from direct car insurance companies, and also from several local insurance agents.

The items below are a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,340 more each year to insure their Savana
• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $350 each year
• Insureds who require more liability coverage will pay an extra $510 per year to raise from 30/60 bodily injury limits to higher 250/500 limits