GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive insurance costs around $206 each year, collision costs $330, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance costs an additional $234 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,492 or more
• Policy cost with full coverage for a teen driver can be $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the coverage data illustrated above.

• You may be able to save up to $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $377 each month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,340 more every year than a safer driver