GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $206 each year, collision costs $330, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,492 or more. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Buying low deductibles for comp and collision coverage will cost an extra $234 each year
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• The cost for full coverage for a teenage driver can cost as much as $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Saving money on auto insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following items are a condensed summary of the data covered in the charts and tables above.

• Consumers who want additional liability coverage will pay around $510 annually to raise limits from a minimum limit to 250/500 limits
• It is possible to save approximately $130 per year simply by quoting online in advance
• Increasing deductibles can save around $350 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $377 per month including comprehensive and collision insurance