GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs on average $206, collision costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have fewer comprehensive and collision claims than congested cities.

The example below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,388
• Drivers with multiple tickets or accidents could pay upwards of $2,492 or more
• The price with full coverage for a 16-year-old driver for full coverage may cost $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 additional each year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $360 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires being a safe and courteous driver, but also having good credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief review of the ideas that were covered in the above illustrations.

• Teenage drivers pay higher prices, possibly costing $377 a month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more each year for auto insurance
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date