GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs approximately $220 each year, collision costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save $132 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,196
• Choosing low deductibles for physical damage coverage costs an additional $252 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,586 or more
• The cost with full coverage for a 16-year-old driver can cost $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $390 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a brief review of the primary concepts that were touched on above.

• It is possible to save around $140 per year simply by quoting online in advance
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,390 more per year for auto insurance
• Increasing deductibles could save up to $375 each year
• Teenage drivers are the costliest to insure, costing up to $388 per month if they have full coverage