GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive costs on average $220 each year, collision costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,586. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why all drivers should compare prices based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save around $132 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,196
• Buying low deductibles for physical damage coverage will cost $1,448
• Drivers with multiple tickets or accidents could pay upwards of $2,586 or more
• The cost with full coverage for a teen driver may cost $4,658 or more

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $390 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief review of the data that was covered above.

• It is possible to save as much as $140 per year simply by quoting online in advance
• Policyholders who require more liability coverage will pay around $510 annually to increase from a minimum limit to higher 250/500 limits
• Teen drivers pay higher rates, costing up to $388 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,390 more each year to insure their Savana