GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs an estimated $220, collision costs $358, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing $2,586 or more. Teenage drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,196
• Using more expensive low deductibles will cost an additional $252 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,586 or more
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $4,658

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $390 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of having a decent driving record, having a positive credit history, refrain from filing small claims, and not having any coverage lapses. Compare prices once a year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief summary of the data that was covered in the charts and tables above.

• You may be able to save approximately $140 per year simply by shopping early and online
• Drivers who want additional liability coverage will pay an extra $510 per year to raise from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers have the highest car insurance prices, with the cost nearing $388 per month if full coverage is purchased
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,390 more annually than a driver with a clean driving record