GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,244 a year with full coverage. Comprehensive costs approximately $230, collision costs $400, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing around $2,692. Teens receive the highest rates at $4,812 a year or more.

Average premium for full coverage: $1,244

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance prices.

These examples demonstrate why everyone should get quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $727
• Choosing higher $1,000 deductibles can save $144 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,244
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,520
• Unlucky drivers with serious driving violations could pay around $2,692 or more
• The cost that insures a teen driver for full coverage can cost $4,812 each year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Saving money on car insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Compare rates once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a review of the data that was touched on in the above illustrations.

• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase higher levels of liability will pay approximately $500 every year to raise limits from a minimum limit to the 250/500 level
• Teenage drivers have the highest car insurance rates, with premiums as much as $401 per month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,450 more per year for auto insurance