GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs approximately $220 a year, collision costs $358, and liability insurance costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $2,586. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Comprehensive $220
Collision $358
Liability $460

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a GMC Savana go from as cheap as $510 for a discount liability-only rate to a high of $2,586 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

These rate differences highlight why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $705
  • Using higher $1,000 deductibles will save $1,064 every year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,196
  • Buying low $100 deductibles for physical damage coverage will cost $1,448
  • Drivers with multiple tickets or accidents could pay around $2,586 or more
  • An auto insurance policy with full coverage for a teen driver can cost $4,658 or more

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance rates range from $705 to $4,658

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $390 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,124 $94
GMC Savana 2500 2WD $1,134 $95
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 AWD $1,186 $99
GMC Savana 2500 2WD $1,166 $97
GMC Savana 3500 2WD $1,144 $95
GMC Savana 3500 2WD $1,144 $95
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 AWD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 3500 2WD $1,176 $98
GMC Savana 3500 2WD $1,176 $98
GMC Savana 1500 AWD $1,248 $104
GMC Savana 1500 AWD $1,248 $104
GMC Savana 3500 2WD $1,228 $102
GMC Savana 3500 2WD $1,228 $102
GMC Savana 1500 AWD $1,280 $107
GMC Savana 2500 2WD $1,258 $105
GMC Savana 2500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $294 $512 $390 $1,354
2023 GMC Savana $282 $506 $398 $1,344
2022 GMC Savana $272 $494 $416 $1,340
2021 GMC Savana $262 $474 $430 $1,324
2020 GMC Savana $248 $458 $442 $1,306
2019 GMC Savana $238 $424 $452 $1,272
2018 GMC Savana $230 $400 $456 $1,244
2017 GMC Savana $220 $358 $460 $1,196
2016 GMC Savana $206 $330 $460 $1,154
2008 GMC Savana $146 $178 $460 $942

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost GMC Savana Insurance

Finding better rates on GMC Savana insurance requires avoiding accidents and violations, having a good credit score, refrain from filing small claims, and avoiding coverage lapses. Invest the time to compare rates at every other renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a review of the concepts that were presented in the illustrations above.

  • High-risk drivers who have several accidents or serious violations may have to pay on average $1,390 more per year for car insurance
  • Teenagers pay the highest auto insurance prices, with the cost nearing $388 per month if comprehensive and collision insurance is included
  • You may be able to save around $140 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $375 each year
  • You may be able to save around $140 per year simply by quoting early and online

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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