GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs approximately $206, collision insurance costs $330, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,492. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The price range example below illustrates how geographic area affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay around $2,492
• The price that insures a 16-year-old driver with full coverage can cost $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop at every other renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The items below are a brief review of the concepts that were presented in the illustrations above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,340 more per year to insure their Savana
• Teen drivers are expensive to insure, with premiums as much as $377 a month if full coverage is included
• Drivers can save around $130 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers can save around $130 per year just by shopping early and online