GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220 a year, collision insurance costs $358, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,586. Teenage drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay about $1,064 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,196
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• High risk drivers who are prone to accidents and violations could pay at least $2,586
• The cost that insures a teen driver can be $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $390 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Saving money on GMC Savana insurance not only requires being a good driver, but also having a positive credit history, not filing small claims, and consideration of higher deductibles. Compare prices every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief recap of the material that was presented in the illustrations above.

• Drivers who may need an increased level of liability coverage will pay an extra $510 per year to go from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $388 per month if full coverage is purchased
• High-risk drivers who tend to receive serious violations may have to pay on average $1,390 more every year than a safer driver
• Increasing deductibles can save approximately $375 each year