GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,492 or more. Teen drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save about $1,032 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for physical damage coverage costs an additional $234 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,492
• The price with full coverage for a 16-year-old driver can be $4,524 or more

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $360 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana requires not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the primary concepts that were touched on above.

• It is possible to save up to $130 per year just by quoting early and online
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,340 more every year for Savana insurance
• Increasing physical damage deductibles could save up to $350 each year
• Teens are expensive to insure, as much as $377 a month if full coverage is included