GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs around $206 each year, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance rates.

The ranges above highlight why all drivers should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $122 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Choosing low deductibles for comp and collision coverage will cost an extra $234 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• The price for full coverage for a teen driver can be $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

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Choosing high deductibles can save as much as $360 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a condensed summary of the concepts that were illustrated above.

• Higher risk drivers with multiple at-fault accidents pay on average $1,340 more every year for car insurance
• Teenagers are the costliest to insure, possibly costing $377 a month if full coverage is included
• You may be able to save up to $130 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $350 each year
• You may be able to save up to $130 per year simply by quoting online in advance