GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs an estimated $206, collision costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Using more expensive low deductibles for comp and collision coverage will cost $1,388
• Unlucky drivers who are prone to accidents and violations could pay up to $2,492 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a summary of the concepts that were touched on in the above illustrations.

• Higher risk drivers who have multiple accidents or major violations may pay on average $1,340 more annually than a low-risk driver
• Youthful drivers are expensive to insure, possibly costing $377 each month if they have full coverage
• It is possible to save approximately $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• It is possible to save approximately $130 per year simply by shopping early and online