GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save approximately $1,032 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Buying low $100 deductibles will cost $1,388
• At-risk drivers with multiple tickets or accidents could pay up to $2,492 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,524

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $360 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a recap of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,340 more annually for auto insurance
• You may be able to save approximately $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Policyholders who want higher levels of liability will pay around $510 per year to raise from a 30/60 limit to higher 250/500 limits