GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs on average $220 each year, collision costs $358, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• High-risk insureds with serious driving violations could pay upwards of $2,586 or more
• An auto insurance policy that insures a teenage driver may cost $4,658 a year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Compare rates every couple of years by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the material that was raised in the charts and tables above.

• Consumers who require an increased level of liability coverage will pay approximately $510 annually to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 pay the highest prices, with premiums being up to $388 per month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,390 more each year than a safer driver
• Increasing policy deductibles can save approximately $375 each year