GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a GMC Hummer EV Pickup are $2,110 a year for full coverage insurance. Comprehensive costs around $482 each year, collision costs $1,072, and liability coverage costs around $398. A liability-only policy costs as low as $460 a year, with high-risk insurance costing around $4,624. Teens receive the highest rates at $7,546 a year or more.

Average premium for full coverage: $2,110

Rate estimates for individual coverage type:

Comprehensive $482
Collision $1072
Liability $398

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Hummer EV Pickup models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $460 for just the minimum liability insurance to a high rate of $4,624 for a high-risk insurance policy.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

These examples illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,151
  • Using higher $1,000 deductibles will save about $352 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $2,110
  • Selecting low deductibles for physical damage coverage will increase the cost to $2,802
  • Higher-risk drivers with serious driving violations could pay at least $4,624 or more
  • The cost for full coverage for a teenage driver can be $7,546 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,151 to $7,546

Insurance rates for a GMC Hummer EV Pickup can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $7,500 a year. View Rates by Age

Where you live has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see rates as low as $1,380 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,850 on average in Michigan, New York, and Florida.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $1,050 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $2,500 to $3,400 extra per year, depending on your age. Insurance for high-risk drivers can be around 45% to 132% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, so the rates can be significantly different from one company to the next.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Hummer EV Pickup Insurance

Saving money on auto insurance requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to shop around at least every other year by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the car insurance concepts illustrated above.

  • Drivers with multiple at-fault accidents may pay on average $2,510 more every year than a low-risk driver
  • It is possible to save up to $270 per year simply by quoting online in advance
  • Increasing deductibles can save around $1,050 each year
  • Consumers who may need more liability protection will pay approximately $440 annually to increase from a minimum limit to 250/500 limits

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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