GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a GMC Hummer EV Pickup are $2,110 a year with full coverage. Comprehensive insurance costs around $482, collision costs $1,072, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing $4,624 or more. Teens pay the highest rates at $7,546 a year or more.

Average premium for full coverage: $2,110

Price estimates for individual coverage:

Comprehensive $482
Collision $1072
Liability $398

These estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Hummer EV Pickup models.

Price Range from Low to High

For an average driver, GMC Hummer EV Pickup insurance prices go from as low as $460 for just liability insurance to the much higher price of $4,624 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

The ranges above demonstrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,151
  • Using higher $1,000 deductibles will save about $352 annually
  • The average rate for the average middle-age driver using $500 deductibles is $2,110
  • Selecting pricier low deductibles for physical damage coverage will cost an extra $692 annually
  • High-risk insureds with serious driving violations could pay at least $4,624 or more
  • The price for full coverage for a 16-year-old driver for full coverage can be $7,546 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance prices range from $1,151 to $7,546

Auto insurance prices for a GMC Hummer EV Pickup are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,900 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $7,500 a year. View Rates by Age

The state you live in has a huge impact on GMC Hummer EV Pickup insurance prices. A driver around age 40 might see prices as low as $1,520 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,850 on average in Florida, Michigan, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $1,050 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $2,500 to $3,400 in extra premium each year, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can be from 45% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Hummer EV Pickup Insurance

Getting lower rates on insurance for a GMC Hummer EV Pickup requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at least once a year by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a brief summary of the primary concepts that were covered in the above illustrations.

  • You may be able to save up to $270 per year simply by quoting online well ahead of the renewal date
  • Drivers considered higher risk that tend to have accidents or serious violations pay an average of $2,510 more every year for Hummer EV Pickup insurance
  • Increasing physical damage deductibles can save around $1,050 each year
  • Teens are expensive to insure, costing up to $629 a month if they have full coverage

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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