GMC Hummer EV Pickup Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,130 annually including full coverage. Comprehensive costs an estimated $502 a year, collision insurance costs $1,080, and liability coverage is $390. Liability-only coverage costs around $452 a year, and high-risk coverage costs around $4,660. Teens pay the most at up to $7,568 a year.

Average premium for full coverage: $2,130

Premium estimates broken down by type of coverage:

Comprehensive $502
Collision $1080
Liability $390

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Hummer EV Pickup trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a GMC Hummer EV Pickup range from as cheap as $452 for just liability insurance to a high of $4,660 for a high-risk driver policy.

Liability Only $452
Full Coverage $2,130
High Risk $4,660

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

Rural Areas $1,598
Small Cities $2,237
Large Cities $2,876

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average GMC Hummer EV Pickup insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,163
  • Raising to $1,000 deductibles will save approximately $1,772 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $2,130
  • Selecting low $100 deductibles will cost $2,834
  • Unlucky drivers with serious driving violations could pay up to $4,660
  • An auto insurance policy with full coverage for a teenage driver can cost as much as $7,568

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance rates range from $1,163 to $7,568 for full coverage

Insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $2,000 every 12 months on average, or $167 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $7,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $2,600 to $3,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $1,070 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find prices as low as $1,630 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $3,040 on average in Louisiana, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,926 -$204 -9.6%
Alaska $1,634 -$496 -23.3%
Arizona $1,768 -$362 -17.0%
Arkansas $2,130 -$0 0.0%
California $2,428 $298 14.0%
Colorado $2,036 -$94 -4.4%
Connecticut $2,190 $60 2.8%
Delaware $2,412 $282 13.2%
Florida $2,666 $536 25.2%
Georgia $1,968 -$162 -7.6%
Hawaii $1,530 -$600 -28.2%
Idaho $1,442 -$688 -32.3%
Illinois $1,588 -$542 -25.4%
Indiana $1,604 -$526 -24.7%
Iowa $1,440 -$690 -32.4%
Kansas $2,026 -$104 -4.9%
Kentucky $2,908 $778 36.5%
Louisiana $3,156 $1,026 48.2%
Maine $1,314 -$816 -38.3%
Maryland $1,758 -$372 -17.5%
Massachusetts $1,706 -$424 -19.9%
Michigan $3,702 $1,572 73.8%
Minnesota $1,782 -$348 -16.3%
Mississippi $2,552 $422 19.8%
Missouri $1,890 -$240 -11.3%
Montana $2,288 $158 7.4%
Nebraska $1,682 -$448 -21.0%
Nevada $2,556 $426 20.0%
New Hampshire $1,534 -$596 -28.0%
New Jersey $2,382 $252 11.8%
New Mexico $1,888 -$242 -11.4%
New York $2,244 $114 5.4%
North Carolina $1,228 -$902 -42.3%
North Dakota $1,746 -$384 -18.0%
Ohio $1,472 -$658 -30.9%
Oklahoma $2,188 $58 2.7%
Oregon $1,952 -$178 -8.4%
Pennsylvania $2,034 -$96 -4.5%
Rhode Island $2,842 $712 33.4%
South Carolina $1,932 -$198 -9.3%
South Dakota $1,798 -$332 -15.6%
Tennessee $1,868 -$262 -12.3%
Texas $2,568 $438 20.6%
Utah $1,578 -$552 -25.9%
Vermont $1,458 -$672 -31.5%
Virginia $1,278 -$852 -40.0%
Washington $1,646 -$484 -22.7%
West Virginia $1,952 -$178 -8.4%
Wisconsin $1,476 -$654 -30.7%
Wyoming $1,900 -$230 -10.8%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $528 $1,124 $372 $2,182
2023 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2022 GMC Hummer EV Pickup $482 $1,072 $398 $2,110

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper GMC Hummer EV Pickup Insurance

Finding better rates on auto insurance consists of being a good driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the information illustrated above.

  • You may be able to save approximately $270 per year just by quoting early and online
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $631 per month including comprehensive and collision insurance
  • Increasing policy deductibles could save up to $1,050 each year
  • Drivers with multiple at-fault accidents could be forced to pay on average $2,530 more annually than a safer driver
  • Consumers who want an increased level of liability coverage will pay approximately $430 per year to raise from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,568
20 $4,978
30 $2,258
40 $2,130
50 $1,940
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,506
$500 $2,130
$1,000 $1,772

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,130
50/100 $2,208
100/300 $2,306
250/500 $2,559
100 CSL $2,247
300 CSL $2,462
500 CSL $2,618

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,926
20 $7,932
30 $4,802
40 $4,660
50 $4,442
60 $4,408

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $312

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $112
Homeowner $28
5-yr Accident Free $179
5-yr Claim Free $143
Paid in Full/EFT $113
Advance Quote $116
Online Quote $158
Total Discounts $967
Rate after discounts $1,163

Discounts are estimated and may not be available from every company or in every state.

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