GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a GMC Hummer EV Pickup are $2,086 a year for full coverage. Comprehensive costs around $466 a year, collision costs $1,046, and liability is $416. Buying just liability costs around $474 a year, with insurance for high-risk drivers costing around $4,576. 16-year-old drivers receive the highest rates at $7,502 a year or more.

Average premium for full coverage: $2,086

Rate estimates for individual coverage type:

Comprehensive $466
Collision $1046
Liability $416

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Hummer EV Pickup trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $474 for a discount liability-only rate to a high of $4,576 for high-risk insurance.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

These examples show why it is important to compare rates quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,138
  • Raising to $1,000 deductibles will save about $1,744 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $2,086
  • Buying low $100 deductibles will increase the cost to $2,760
  • At-risk drivers with multiple tickets or accidents could pay at least $4,576 or more
  • The cost for full coverage for a teen driver can be $7,502

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,138 to $7,502

Auto insurance rates for a GMC Hummer EV Pickup can also vary considerably based on your driver profile, the trim level of your Hummer EV Pickup, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $7,500 a year. View Rates by Age

Where you live also has a big influence on GMC Hummer EV Pickup insurance prices. A middle-age driver might find rates as low as $1,370 a year in states like Idaho, Maine, and Iowa, or at least $2,970 on average in Michigan, Louisiana, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $1,020 every year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $2,500 to $3,400 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 134% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best GMC Hummer EV Pickup Insurance

Saving money on car insurance consists of being safe and accident-free, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Take the time to compare rates every couple of years by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

Below you'll find a brief recap of the material that was covered in the above illustrations.

  • Policyholders who may need more liability protection will pay around $460 each year to raise from a minimum limit to 250/500 limits
  • Youthful drivers are expensive to insure, costing as high as $625 per month if they have full coverage
  • Higher risk drivers who tend to receive serious violations may be required to pay an average of $2,490 more every year than a low-risk driver
  • Increasing deductibles can save around $1,025 each year

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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