GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a GMC Hummer EV Pickup are $2,110 a year including full coverage. Comprehensive insurance costs around $482 each year, collision costs $1,072, and liability coverage is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing $4,624 or more. 16-year-old drivers receive the highest rates at $7,546 a year or more.
Average premium for full coverage: $2,110
Rate estimates for individual coverage type:
Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Hummer EV Pickup models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $460 for just liability insurance to a high rate of $4,624 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities.
The graphic below illustrates the difference location can make on auto insurance rates.
These examples highlight why all drivers should compare rates quotes for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,151
- Raising to $1,000 deductibles will save about $352 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $2,110
- Buying low deductibles will cost an additional $692 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $4,624 or more
- The cost that insures a teenage driver can be $7,546
Insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $2,500 to $3,400 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $7,500 a year. View Rates by Age
Where you live also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find rates as low as $1,620 a year in states like Missouri, New Hampshire, and Vermont, or at least $3,010 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,908 | -$202 | -9.6% |
| Alaska | $1,620 | -$490 | -23.2% |
| Arizona | $1,752 | -$358 | -17.0% |
| Arkansas | $2,110 | -$0 | 0.0% |
| California | $2,406 | $296 | 14.0% |
| Colorado | $2,016 | -$94 | -4.5% |
| Connecticut | $2,170 | $60 | 2.8% |
| Delaware | $2,388 | $278 | 13.2% |
| Florida | $2,638 | $528 | 25.0% |
| Georgia | $1,950 | -$160 | -7.6% |
| Hawaii | $1,516 | -$594 | -28.2% |
| Idaho | $1,428 | -$682 | -32.3% |
| Illinois | $1,574 | -$536 | -25.4% |
| Indiana | $1,590 | -$520 | -24.6% |
| Iowa | $1,426 | -$684 | -32.4% |
| Kansas | $2,006 | -$104 | -4.9% |
| Kentucky | $2,880 | $770 | 36.5% |
| Louisiana | $3,124 | $1,014 | 48.1% |
| Maine | $1,302 | -$808 | -38.3% |
| Maryland | $1,740 | -$370 | -17.5% |
| Massachusetts | $1,688 | -$422 | -20.0% |
| Michigan | $3,666 | $1,556 | 73.7% |
| Minnesota | $1,766 | -$344 | -16.3% |
| Mississippi | $2,530 | $420 | 19.9% |
| Missouri | $1,874 | -$236 | -11.2% |
| Montana | $2,268 | $158 | 7.5% |
| Nebraska | $1,664 | -$446 | -21.1% |
| Nevada | $2,530 | $420 | 19.9% |
| New Hampshire | $1,522 | -$588 | -27.9% |
| New Jersey | $2,360 | $250 | 11.8% |
| New Mexico | $1,868 | -$242 | -11.5% |
| New York | $2,224 | $114 | 5.4% |
| North Carolina | $1,216 | -$894 | -42.4% |
| North Dakota | $1,726 | -$384 | -18.2% |
| Ohio | $1,458 | -$652 | -30.9% |
| Oklahoma | $2,168 | $58 | 2.7% |
| Oregon | $1,934 | -$176 | -8.3% |
| Pennsylvania | $2,014 | -$96 | -4.5% |
| Rhode Island | $2,814 | $704 | 33.4% |
| South Carolina | $1,912 | -$198 | -9.4% |
| South Dakota | $1,780 | -$330 | -15.6% |
| Tennessee | $1,848 | -$262 | -12.4% |
| Texas | $2,542 | $432 | 20.5% |
| Utah | $1,560 | -$550 | -26.1% |
| Vermont | $1,444 | -$666 | -31.6% |
| Virginia | $1,264 | -$846 | -40.1% |
| Washington | $1,632 | -$478 | -22.7% |
| West Virginia | $1,934 | -$176 | -8.3% |
| Wisconsin | $1,462 | -$648 | -30.7% |
| Wyoming | $1,880 | -$230 | -10.9% |
Opting for high physical damage deductibles can reduce rates by up to $1,050 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2023 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2022 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Hummer EV Pickup Insurance
Saving money on auto insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Comparison shop at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
Below is a summary of the car insurance concepts touched on in this article.
- Drivers who have multiple accidents or major violations may have to pay on average $2,510 more every year for auto insurance
- You may be able to save up to $270 per year simply by quoting online in advance
- Increasing deductibles can save approximately $1,050 each year
- Consumers who may need higher levels of liability will pay around $440 per year to raise from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,546 |
| 20 | $4,948 |
| 30 | $2,236 |
| 40 | $2,110 |
| 50 | $1,924 |
| 60 | $1,890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,802 |
| $250 | $2,476 |
| $500 | $2,110 |
| $1,000 | $1,758 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,110 |
| 50/100 | $2,190 |
| 100/300 | $2,289 |
| 250/500 | $2,548 |
| 100 CSL | $2,229 |
| 300 CSL | $2,448 |
| 500 CSL | $2,608 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,892 |
| 20 | $7,884 |
| 30 | $4,766 |
| 40 | $4,624 |
| 50 | $4,410 |
| 60 | $4,376 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $112 |
| Homeowner | $27 |
| 5-yr Accident Free | $178 |
| 5-yr Claim Free | $142 |
| Paid in Full/EFT | $112 |
| Advance Quote | $115 |
| Online Quote | $156 |
| Total Discounts | $959 |
Discounts are estimated and may not be available from every company or in every state.
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