GMC Hummer EV Pickup Insurance Rates

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View 2022 GMC Hummer EV Pickup Insurance Quotes in 2025

High-priced auto insurance can bottom out your bank account and possibly require you to analyze your spending habits. Online insurance companies like State Farm, Allstate, GEICO and Progressive promote their brand names with ad campaigns and it can be hard to avoid their marketing magic and do the work needed to find the best deal. If you have a current insurance policy or are just looking to swi...

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a GMC Hummer EV Pickup are $2,110 every 12 months for full coverage. Comprehensive costs an estimated $482, collision costs $1,072, and liability costs around $398. A policy with only liability insurance costs as low as $460 a year, with a high-risk policy costing around $4,624. Teen drivers pay the most at $7,546 a year or more.

Average premium for full coverage: $2,110

Premium estimates broken down by type of coverage:

Comprehensive $482
Collision $1072
Liability $398

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Hummer EV Pickup models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Hummer EV Pickup go from the cheapest price of $460 for minimum levels of liability insurance to the much higher price of $4,624 for a high-risk driver policy.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

These rate differences show why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated GMC Hummer EV Pickup insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,151
  • Using higher $1,000 deductibles will save approximately $352 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $2,110
  • Choosing pricier low deductibles for physical damage coverage increases the price to $2,802
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $4,624 or more
  • An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $7,546 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,151 to $7,546

Car insurance prices for a GMC Hummer EV Pickup also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $1,050 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,900 a year, or $158 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $7,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $2,500 to $3,400 extra annually, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can be from 45% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Hummer EV Pickup insurance prices. A driver around age 40 might see prices as low as $1,390 a year in states like Iowa, Maine, and Idaho, or as much as $3,010 on average in New York, Louisiana, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest GMC Hummer EV Pickup Insurance

Finding better rates on insurance for a GMC Hummer EV Pickup requires being a low-risk driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Take the time to compare rates every time your policy renews by getting rate quotes from direct carriers, and also from several local insurance agents.

The items below are a recap of the information covered in the above illustrations.

  • Drivers can save approximately $270 per year simply by quoting online well ahead of the renewal date
  • Teen drivers have the highest car insurance prices, as much as $629 per month if the policy includes full coverage
  • Increasing policy deductibles could save as much as $1,050 each year
  • Drivers considered higher risk that have major violations or accidents pay on average $2,510 more annually to insure their Hummer EV Pickup
  • Insureds who want more liability coverage will pay about $440 each year to increase from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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