GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a GMC Hummer EV Pickup are $2,110 a year including full coverage. Comprehensive costs an estimated $482 each year, collision insurance costs $1,072, and liability insurance costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $4,624. Teens receive the highest rates at up to $7,546 a year.

Average premium for full coverage: $2,110

Rate estimates broken down by individual coverage type:

Comprehensive $482
Collision $1072
Liability $398

Prices are based on $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Hummer EV Pickup models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the low end price of $460 for basic liability insurance to a high rate of $4,624 for a high-risk insurance policy.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

These examples highlight why all drivers should compare rates for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average GMC Hummer EV Pickup insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,151
  • Drivers who choose higher $1,000 deductibles will pay approximately $352 every year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $2,110
  • Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $2,802
  • High risk drivers with serious driving violations could pay up to $4,624
  • The cost that insures a teen driver can cost as much as $7,546 a year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance rates range from $1,151 to $7,546 for full coverage

Car insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $2,500 to $3,400 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $7,500 a year. View Rates by Age

Where you live makes a big difference in GMC Hummer EV Pickup insurance rates. A 40-year-old driver could pay as low as $1,620 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $3,010 on average in Louisiana, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $1,050 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable GMC Hummer EV Pickup Insurance

Saving money on GMC Hummer EV Pickup insurance not only requires not taking risks behind the wheel, but also having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following is a brief review of the car insurance concepts raised in the charts and tables above.

  • High-risk drivers with DUI or reckless driving convictions could be charged and average of $2,510 more annually for Hummer EV Pickup insurance
  • You may be able to save approximately $270 per year just by quoting online in advance
  • Increasing deductibles can save approximately $1,050 each year
  • Drivers who want higher liability limits will pay approximately $440 per year to go from a minimum limit to the 250/500 level

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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