GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a GMC Hummer EV Pickup are $2,110 annually for full coverage insurance. Comprehensive costs an estimated $482 a year, collision costs $1,072, and liability insurance costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $4,624. Teenage drivers pay the most at $7,546 a year or more.
Average premium for full coverage: $2,110
Premium estimates broken down by type of coverage:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Hummer EV Pickup trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a GMC Hummer EV Pickup go from as cheap as $460 for just liability coverage to a high of $4,624 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than densely populated cities.
The diagram below illustrates how location impacts insurance prices.
These rate differences illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for other coverage scenarios.
- The best discount rate is $1,151
- Drivers who choose higher $1,000 deductibles will pay approximately $1,758 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $2,110
- Using low $100 deductibles for comprehensive and collision insurance will cost $2,802
- High risk drivers who are prone to accidents and violations could pay up to $4,624 or more
- An auto insurance policy with full coverage for a teen driver can cost as much as $7,546 a year
Insurance prices for a GMC Hummer EV Pickup also have a wide range based on the model of your Hummer EV Pickup, your risk profile, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $7,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $2,500 to $3,400 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $1,050 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in GMC Hummer EV Pickup insurance rates. A 40-year-old driver could pay as low as $1,380 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,850 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,908 | -$202 | -9.6% |
| Alaska | $1,620 | -$490 | -23.2% |
| Arizona | $1,752 | -$358 | -17.0% |
| Arkansas | $2,110 | -$0 | 0.0% |
| California | $2,406 | $296 | 14.0% |
| Colorado | $2,016 | -$94 | -4.5% |
| Connecticut | $2,170 | $60 | 2.8% |
| Delaware | $2,388 | $278 | 13.2% |
| Florida | $2,638 | $528 | 25.0% |
| Georgia | $1,950 | -$160 | -7.6% |
| Hawaii | $1,516 | -$594 | -28.2% |
| Idaho | $1,428 | -$682 | -32.3% |
| Illinois | $1,574 | -$536 | -25.4% |
| Indiana | $1,590 | -$520 | -24.6% |
| Iowa | $1,426 | -$684 | -32.4% |
| Kansas | $2,006 | -$104 | -4.9% |
| Kentucky | $2,880 | $770 | 36.5% |
| Louisiana | $3,124 | $1,014 | 48.1% |
| Maine | $1,302 | -$808 | -38.3% |
| Maryland | $1,740 | -$370 | -17.5% |
| Massachusetts | $1,688 | -$422 | -20.0% |
| Michigan | $3,666 | $1,556 | 73.7% |
| Minnesota | $1,766 | -$344 | -16.3% |
| Mississippi | $2,530 | $420 | 19.9% |
| Missouri | $1,874 | -$236 | -11.2% |
| Montana | $2,268 | $158 | 7.5% |
| Nebraska | $1,664 | -$446 | -21.1% |
| Nevada | $2,530 | $420 | 19.9% |
| New Hampshire | $1,522 | -$588 | -27.9% |
| New Jersey | $2,360 | $250 | 11.8% |
| New Mexico | $1,868 | -$242 | -11.5% |
| New York | $2,224 | $114 | 5.4% |
| North Carolina | $1,216 | -$894 | -42.4% |
| North Dakota | $1,726 | -$384 | -18.2% |
| Ohio | $1,458 | -$652 | -30.9% |
| Oklahoma | $2,168 | $58 | 2.7% |
| Oregon | $1,934 | -$176 | -8.3% |
| Pennsylvania | $2,014 | -$96 | -4.5% |
| Rhode Island | $2,814 | $704 | 33.4% |
| South Carolina | $1,912 | -$198 | -9.4% |
| South Dakota | $1,780 | -$330 | -15.6% |
| Tennessee | $1,848 | -$262 | -12.4% |
| Texas | $2,542 | $432 | 20.5% |
| Utah | $1,560 | -$550 | -26.1% |
| Vermont | $1,444 | -$666 | -31.6% |
| Virginia | $1,264 | -$846 | -40.1% |
| Washington | $1,632 | -$478 | -22.7% |
| West Virginia | $1,934 | -$176 | -8.3% |
| Wisconsin | $1,462 | -$648 | -30.7% |
| Wyoming | $1,880 | -$230 | -10.9% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2023 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2022 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap GMC Hummer EV Pickup Insurance
Finding better rates on GMC Hummer EV Pickup insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around at every other renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below you'll find a quick review of the concepts that were touched on above.
- High-risk drivers with a DUI or reckless driving violation may pay on average $2,510 more annually than a low-risk driver
- Youthful drivers are expensive to insure, with premiums being up to $629 per month if they have full coverage
- It is possible to save approximately $270 per year simply by quoting early and online
- Increasing policy deductibles could save up to $1,050 each year
- It is possible to save approximately $270 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,546 |
| 20 | $4,948 |
| 30 | $2,236 |
| 40 | $2,110 |
| 50 | $1,924 |
| 60 | $1,890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,802 |
| $250 | $2,476 |
| $500 | $2,110 |
| $1,000 | $1,758 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,110 |
| 50/100 | $2,190 |
| 100/300 | $2,289 |
| 250/500 | $2,548 |
| 100 CSL | $2,229 |
| 300 CSL | $2,448 |
| 500 CSL | $2,608 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,892 |
| 20 | $7,884 |
| 30 | $4,766 |
| 40 | $4,624 |
| 50 | $4,410 |
| 60 | $4,376 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $112 |
| Homeowner | $27 |
| 5-yr Accident Free | $178 |
| 5-yr Claim Free | $142 |
| Paid in Full/EFT | $112 |
| Advance Quote | $115 |
| Online Quote | $156 |
| Total Discounts | $959 |
Discounts are estimated and may not be available from every company or in every state.
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