GMC Hummer EV Pickup Insurance Rates

The average insurance rates for a GMC Hummer EV Pickup are $2,086 a year for full coverage. Comprehensive costs on average $466, collision insurance costs $1,046, and liability coverage is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs around $4,576. 16-year-old drivers cost the most to insure at up to $7,502 a year.

Average premium for full coverage: $2,086

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Hummer EV Pickup trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $1,138
• Raising to $1,000 deductibles will save around $342 a year
• The average rate for a good driver age 40 with $500 deductibles is $2,086
• Buying more expensive low deductibles will increase the cost to $2,760
• Unlucky drivers with multiple tickets or accidents could pay upwards of $4,576
• Policy cost for full coverage for a teenage driver with full coverage may cost $7,502

View Chart as Image

Auto insurance rates for a GMC Hummer EV Pickup also range considerably based on your risk profile, the trim level of your Hummer EV Pickup, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may only pay around $1,900 every 12 months on average, or $158 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $7,500 a year. View Rates by Age

Your home state also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find rates as low as $1,370 a year in states like Idaho, Maine, and Iowa, or at least $2,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $1,020 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $2,500 to $3,400 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 134% more than the average rate. View High Risk Driver Rates

How to Find Affordable GMC Hummer EV Pickup Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a brief review of the coverage data covered in the above illustrations.

• Drivers can save as much as $270 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $1,025 each year
• Drivers under the age of 20 are charged the highest rates, costing up to $625 each month if they have full coverage
• Drivers with DUI or reckless driving convictions will pay on average $2,490 more each year to insure a GMC Hummer EV Pickup