GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a GMC Hummer EV Pickup are $2,110 a year including full coverage. Comprehensive insurance costs on average $482, collision insurance costs $1,072, and liability insurance is $398. Buying just liability costs around $460 a year, and insurance for high-risk drivers costs $4,624 or more. Teens pay the highest rates at up to $7,546 a year.

Average premium for full coverage: $2,110

Price estimates by individual coverage:

Comprehensive $482
Collision $1072
Liability $398

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Hummer EV Pickup trim levels.

Price Range from Low to High

For the average driver, GMC Hummer EV Pickup insurance prices range from as low as $460 for the bare minimum liability coverage to a much higher rate of $4,624 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,151
  • Raising to $1,000 deductibles will save around $352 every year
  • The average rate for the average middle-age driver with $500 deductibles is $2,110
  • Selecting more expensive low deductibles will cost an extra $692 a year
  • Higher-risk drivers with serious driving violations could pay upwards of $4,624
  • The price for full coverage for a teen driver with full coverage may cost $7,546

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance prices range from $1,151 to $7,546 for full coverage

Insurance prices for a GMC Hummer EV Pickup are also quite variable based on your driving record, the model of your Hummer EV Pickup, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $7,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find prices as low as $1,620 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $3,010 on average in Michigan, New York, and Louisiana.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $1,050 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,500 to $3,400 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost GMC Hummer EV Pickup Insurance

Getting lower rates on GMC Hummer EV Pickup insurance consists of being a good driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a review of the data touched on above.

  • Drivers who require an increased level of liability coverage will pay approximately $440 per year to raise from a low limit to 250/500 limits
  • You may be able to save as much as $270 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $1,050 each year
  • Drivers age 16 to 20 pay higher prices, possibly costing $629 a month including comprehensive and collision insurance

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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