GMC Canyon Insurance Rates

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View 2010 GMC Canyon Insurance Rates in 2025

Want lower insurance coverage rates for your GMC Canyon? Feel like you're a prisoner to overpriced insurance coverage? Don't sweat it because many consumers are in the same pinch. Vehicle owners have so many insurers to choose from, and although it's a good thing to have a choice, it can be more challenging to compare rates. It's a great practice to do rate comparisons periodically since insuranc...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 17, 2024

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U.S. average insurance rates for a GMC Canyon are $998 a year with full coverage. Comprehensive insurance costs on average $156, collision costs $210, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,148 or more. 16-year-old drivers pay the highest rates at $4,040 a year or more.

Average premium for full coverage: $998

Price estimates by individual coverage:

Comprehensive $156
Collision $210
Liability $474

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Canyon models.

Price Range from Low to High

For the average 40-year-old driver, GMC Canyon insurance prices go from the low end price of $522 for basic liability insurance to the much higher price of $2,148 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $998
High Risk $2,148

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than congested cities.

The example below illustrates the difference location can make on car insurance rates.

Rural Areas $749
Small Cities $1,048
Large Cities $1,347

The ranges above demonstrate why everyone should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated GMC Canyon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $606
  • Choosing higher $1,000 deductibles can save around $84 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $998
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $156 annually
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,148 or more
  • The price that insures a 16-year-old driver for full coverage may cost $4,040 each year

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing full coverage GMC Canyon insurance prices range from $606 to $4,040

Insurance prices for a GMC Canyon are also quite variable based on the model of your Canyon, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 extra each year, depending on your age. GMC Canyon insurance for high-risk drivers ranges from 42% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Canyon insurance prices. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or at least $1,350 on average in Florida, Michigan, and New York.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $902 -$96 -9.6%
Alaska $762 -$236 -23.6%
Arizona $826 -$172 -17.2%
Arkansas $998 -$0 0.0%
California $1,134 $136 13.6%
Colorado $952 -$46 -4.6%
Connecticut $1,026 $28 2.8%
Delaware $1,130 $132 13.2%
Florida $1,248 $250 25.1%
Georgia $920 -$78 -7.8%
Hawaii $716 -$282 -28.3%
Idaho $674 -$324 -32.5%
Illinois $742 -$256 -25.7%
Indiana $748 -$250 -25.1%
Iowa $672 -$326 -32.7%
Kansas $948 -$50 -5.0%
Kentucky $1,360 $362 36.3%
Louisiana $1,474 $476 47.7%
Maine $616 -$382 -38.3%
Maryland $820 -$178 -17.8%
Massachusetts $798 -$200 -20.0%
Michigan $1,732 $734 73.5%
Minnesota $834 -$164 -16.4%
Mississippi $1,192 $194 19.4%
Missouri $884 -$114 -11.4%
Montana $1,070 $72 7.2%
Nebraska $786 -$212 -21.2%
Nevada $1,196 $198 19.8%
New Hampshire $716 -$282 -28.3%
New Jersey $1,114 $116 11.6%
New Mexico $884 -$114 -11.4%
New York $1,050 $52 5.2%
North Carolina $574 -$424 -42.5%
North Dakota $816 -$182 -18.2%
Ohio $688 -$310 -31.1%
Oklahoma $1,024 $26 2.6%
Oregon $912 -$86 -8.6%
Pennsylvania $952 -$46 -4.6%
Rhode Island $1,328 $330 33.1%
South Carolina $902 -$96 -9.6%
South Dakota $840 -$158 -15.8%
Tennessee $874 -$124 -12.4%
Texas $1,200 $202 20.2%
Utah $738 -$260 -26.1%
Vermont $684 -$314 -31.5%
Virginia $596 -$402 -40.3%
Washington $772 -$226 -22.6%
West Virginia $912 -$86 -8.6%
Wisconsin $690 -$308 -30.9%
Wyoming $888 -$110 -11.0%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $240 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $280 $482 $390 $1,310
2023 GMC Canyon $270 $478 $398 $1,304
2022 GMC Canyon $260 $466 $416 $1,300
2021 GMC Canyon $250 $446 $430 $1,284
2020 GMC Canyon $238 $430 $442 $1,268
2019 GMC Canyon $228 $400 $452 $1,238
2018 GMC Canyon $218 $376 $456 $1,208
2017 GMC Canyon $210 $338 $460 $1,166
2016 GMC Canyon $196 $310 $460 $1,124
2015 GMC Canyon $190 $292 $464 $1,104
2012 GMC Canyon $166 $228 $478 $1,030
2011 GMC Canyon $156 $210 $474 $998
2010 GMC Canyon $146 $190 $474 $968
2006 GMC Canyon $126 $152 $446 $882
2005 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable GMC Canyon Insurance

Getting lower rates on insurance for a GMC Canyon takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Comparison shop at least once a year by requesting rates from direct companies, and also from several local insurance agents.

The following is a summary of the primary concepts that were touched on in this article.

  • You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,150 more each year for Canyon insurance
  • Increasing physical damage deductibles can save approximately $250 each year
  • Teens pay the highest prices, costing up to $337 a month if full coverage is included

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,040
20 $2,282
30 $1,012
40 $998
50 $914
60 $896

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,082
$500 $998
$1,000 $914

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $998
50/100 $1,125
100/300 $1,243
250/500 $1,551
100 CSL $1,172
300 CSL $1,433
500 CSL $1,623

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,688
20 $3,640
30 $2,162
40 $2,148
50 $2,054
60 $2,032

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $392
Rate after discounts $606

Discounts are estimated and may not be available from every company or in every state.

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