GMC Canyon Insurance Rates

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View 2010 GMC Canyon Insurance Rates in 2025

Want lower insurance coverage rates for your GMC Canyon? Feel like you're a prisoner to overpriced insurance coverage? Don't sweat it because many consumers are in the same pinch. Vehicle owners have so many insurers to choose from, and although it's a good thing to have a choice, it can be more challenging to compare rates. It's a great practice to do rate comparisons periodically since insuranc...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 17, 2024

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The average auto insurance rates for a GMC Canyon are $998 annually for full coverage insurance. Comprehensive insurance costs around $156 each year, collision insurance costs $210, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,148 or more. Teenage drivers cost the most to insure at up to $4,040 a year.

Average premium for full coverage: $998

Policy rates for type of insurance:

Comprehensive $156
Collision $210
Liability $474

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Canyon models.

Price Range Variability

For the normal driver, GMC Canyon insurance rates range from as cheap as $522 for just the minimum liability insurance to a high rate of $2,148 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $998
High Risk $2,148

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $749
Small Cities $1,048
Large Cities $1,347

The examples above illustrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average GMC Canyon insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $606
  • Using higher $1,000 deductibles will save about $84 each year
  • The estimated rate for a good driver age 40 using $500 deductibles is $998
  • Using low deductibles for physical damage coverage costs an additional $156 every year
  • Drivers who are prone to accidents and violations could pay at least $2,148
  • Policy cost with full coverage for a teen driver can be $4,040 or more

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing GMC Canyon insurance prices range from $606 to $4,040 for full coverage

Car insurance rates for a GMC Canyon also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $240 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see rates as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,350 on average in Michigan, New York, and Florida.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $902 -$96 -9.6%
Alaska $762 -$236 -23.6%
Arizona $826 -$172 -17.2%
Arkansas $998 -$0 0.0%
California $1,134 $136 13.6%
Colorado $952 -$46 -4.6%
Connecticut $1,026 $28 2.8%
Delaware $1,130 $132 13.2%
Florida $1,248 $250 25.1%
Georgia $920 -$78 -7.8%
Hawaii $716 -$282 -28.3%
Idaho $674 -$324 -32.5%
Illinois $742 -$256 -25.7%
Indiana $748 -$250 -25.1%
Iowa $672 -$326 -32.7%
Kansas $948 -$50 -5.0%
Kentucky $1,360 $362 36.3%
Louisiana $1,474 $476 47.7%
Maine $616 -$382 -38.3%
Maryland $820 -$178 -17.8%
Massachusetts $798 -$200 -20.0%
Michigan $1,732 $734 73.5%
Minnesota $834 -$164 -16.4%
Mississippi $1,192 $194 19.4%
Missouri $884 -$114 -11.4%
Montana $1,070 $72 7.2%
Nebraska $786 -$212 -21.2%
Nevada $1,196 $198 19.8%
New Hampshire $716 -$282 -28.3%
New Jersey $1,114 $116 11.6%
New Mexico $884 -$114 -11.4%
New York $1,050 $52 5.2%
North Carolina $574 -$424 -42.5%
North Dakota $816 -$182 -18.2%
Ohio $688 -$310 -31.1%
Oklahoma $1,024 $26 2.6%
Oregon $912 -$86 -8.6%
Pennsylvania $952 -$46 -4.6%
Rhode Island $1,328 $330 33.1%
South Carolina $902 -$96 -9.6%
South Dakota $840 -$158 -15.8%
Tennessee $874 -$124 -12.4%
Texas $1,200 $202 20.2%
Utah $738 -$260 -26.1%
Vermont $684 -$314 -31.5%
Virginia $596 -$402 -40.3%
Washington $772 -$226 -22.6%
West Virginia $912 -$86 -8.6%
Wisconsin $690 -$308 -30.9%
Wyoming $888 -$110 -11.0%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $280 $482 $390 $1,310
2023 GMC Canyon $270 $478 $398 $1,304
2022 GMC Canyon $260 $466 $416 $1,300
2021 GMC Canyon $250 $446 $430 $1,284
2020 GMC Canyon $238 $430 $442 $1,268
2019 GMC Canyon $228 $400 $452 $1,238
2018 GMC Canyon $218 $376 $456 $1,208
2017 GMC Canyon $210 $338 $460 $1,166
2016 GMC Canyon $196 $310 $460 $1,124
2015 GMC Canyon $190 $292 $464 $1,104
2012 GMC Canyon $166 $228 $478 $1,030
2011 GMC Canyon $156 $210 $474 $998
2010 GMC Canyon $146 $190 $474 $968
2006 GMC Canyon $126 $152 $446 $882
2005 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable GMC Canyon Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to compare rates every year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a summary of the coverage data presented in the illustrations above.

  • It is possible to save up to $110 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $250 each year
  • Youthful drivers are the costliest to insure, possibly costing $337 each month if comprehensive and collision insurance is included
  • Higher risk drivers who have multiple accidents or major violations pay on average $1,150 more every year than a low-risk driver

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,040
20 $2,282
30 $1,012
40 $998
50 $914
60 $896

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,082
$500 $998
$1,000 $914

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $998
50/100 $1,125
100/300 $1,243
250/500 $1,551
100 CSL $1,172
300 CSL $1,433
500 CSL $1,623

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,688
20 $3,640
30 $2,162
40 $2,148
50 $2,054
60 $2,032

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $392
Rate after discounts $606

Discounts are estimated and may not be available from every company or in every state.

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