GMC Canyon Insurance Rates

U.S. average insurance prices for a GMC Canyon are $998 every 12 months including full coverage. Comprehensive insurance costs approximately $156, collision costs $210, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,148 or more. Teenage drivers pay the highest rates at $4,040 a year or more.

Average premium for full coverage: $998

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different Canyon trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Canyon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $606
• Using higher $1,000 deductibles will save $84 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $998
• Using more expensive low deductibles for physical damage coverage costs an extra $156 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,148 or more
• The price to insure a teenage driver with full coverage can cost $4,040 or more

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Car insurance prices for a GMC Canyon are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Canyon.

Using high physical damage deductibles could cut prices by as much as $240 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Canyon insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,420 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Canyon Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Invest the time to shop around at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief recap of the car insurance concepts illustrated above.

• Drivers who tend to receive serious violations could be charged and average of $1,150 more per year to insure a GMC Canyon
• You may be able to save around $110 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $250 each year
• Consumers who purchase increased liability limits will pay an extra $520 per year to increase from a low limit to a 250/500 level