Ford Mustang Mach-E Insurance Rates

The average insurance rates for a Ford Mustang Mach-E are $1,638 a year for full coverage. Comprehensive costs around $420 each year, collision insurance costs $744, and liability coverage is estimated at $338. A liability-only policy costs approximately $394 a year, and high-risk insurance costs around $3,538. Teen drivers cost the most to insure at up to $5,780 a year.

Average premium for full coverage: $1,638

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Mustang Mach-E models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Ford Mustang Mach-E insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $918
• Choosing higher $1,000 deductibles can save about $266 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,638
• Choosing low deductibles for comp and collision coverage bumps up the cost to $2,150
• Drivers with multiple violations and an at-fault accident could pay at least $3,538
• Policy cost that insures a teenage driver can be $5,780 each year

View Chart as Image

Car insurance rates for a Ford Mustang Mach-E also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers ranges around 45% to 130% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Mustang Mach-E insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or as much as $2,340 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $780 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Ford Mustang Mach-E Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following list is a brief recap of the data that was presented in the illustrations above.

• Drivers can save up to $210 per year just by quoting online in advance
• Consumers who may need an increased level of liability coverage will pay about $370 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, costing up to $482 each month if full coverage is purchased
• Drivers who tend to receive serious violations pay on average $1,900 more every year than a safer driver