Ford Mustang Mach-E Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2021 Ford Mustang Mach-E Insurance Rates in 2025 – 8 Ways to Save

Want the cheapest insurance rates for your Ford Mustang Mach-E? Have you had enough of wondering where the money will come from to pay your insurance bill each month? Your situation is no different than many other consumers. Numerous auto insurance companies battle for your hard-earned dollar, and because of this it can be hard to compare auto insurance companies and get the best coverage at the l...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Ford Mustang Mach-E are $1,622 annually with full coverage. Comprehensive costs on average $406 a year, collision insurance costs $726, and liability is $354. Liability-only coverage costs around $406 a year, and high-risk coverage costs around $3,506. Teenage drivers pay the most at up to $5,758 a year.

Average premium for full coverage: $1,622

Premium estimates by type of coverage:

Comprehensive $406
Collision $726
Liability $354

Includes $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Mustang Mach-E trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Ford Mustang Mach-E range from as cheap as $406 for basic liability insurance to a high of $3,506 for high-risk insurance.

Liability Only $406
Full Coverage $1,622
High Risk $3,506

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,217
Small Cities $1,703
Large Cities $2,190

These rate differences demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Ford Mustang Mach-E insurance rates for different risk profiles and scenarios.

  • The best discount rate is $909
  • Raising to $1,000 deductibles will save around $1,364 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,622
  • Using low $100 deductibles will cost $2,122
  • Drivers who are prone to accidents and violations could pay upwards of $3,506
  • An auto insurance policy with full coverage for a 16-year-old driver may cost $5,758

View Chart as Image

Ford Mustang Mach-E insurance cost comparison chart
Column chart showing Ford Mustang Mach-E insurance rates range from $909 to $5,758 for full coverage

Insurance prices for a Ford Mustang Mach-E also have a wide range based on the model of your Mustang Mach-E, your driving record, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $760 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Ford Mustang Mach-E insurance prices. A middle-age driver might find prices as low as $1,170 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,190 on average in Florida, Michigan, and New York.

Ford Mustang Mach-E Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,464 -$158 -9.7%
Alaska $1,242 -$380 -23.4%
Arizona $1,344 -$278 -17.1%
Arkansas $1,622 -$0 0.0%
California $1,848 $226 13.9%
Colorado $1,546 -$76 -4.7%
Connecticut $1,664 $42 2.6%
Delaware $1,832 $210 12.9%
Florida $2,024 $402 24.8%
Georgia $1,496 -$126 -7.8%
Hawaii $1,164 -$458 -28.2%
Idaho $1,098 -$524 -32.3%
Illinois $1,208 -$414 -25.5%
Indiana $1,222 -$400 -24.7%
Iowa $1,092 -$530 -32.7%
Kansas $1,538 -$84 -5.2%
Kentucky $2,208 $586 36.1%
Louisiana $2,400 $778 48.0%
Maine $1,000 -$622 -38.3%
Maryland $1,338 -$284 -17.5%
Massachusetts $1,292 -$330 -20.3%
Michigan $2,814 $1,192 73.5%
Minnesota $1,358 -$264 -16.3%
Mississippi $1,942 $320 19.7%
Missouri $1,438 -$184 -11.3%
Montana $1,740 $118 7.3%
Nebraska $1,276 -$346 -21.3%
Nevada $1,944 $322 19.9%
New Hampshire $1,168 -$454 -28.0%
New Jersey $1,812 $190 11.7%
New Mexico $1,434 -$188 -11.6%
New York $1,704 $82 5.1%
North Carolina $934 -$688 -42.4%
North Dakota $1,328 -$294 -18.1%
Ohio $1,118 -$504 -31.1%
Oklahoma $1,662 $40 2.5%
Oregon $1,486 -$136 -8.4%
Pennsylvania $1,544 -$78 -4.8%
Rhode Island $2,160 $538 33.2%
South Carolina $1,468 -$154 -9.5%
South Dakota $1,366 -$256 -15.8%
Tennessee $1,418 -$204 -12.6%
Texas $1,952 $330 20.3%
Utah $1,200 -$422 -26.0%
Vermont $1,106 -$516 -31.8%
Virginia $970 -$652 -40.2%
Washington $1,250 -$372 -22.9%
West Virginia $1,486 -$136 -8.4%
Wisconsin $1,118 -$504 -31.1%
Wyoming $1,440 -$182 -11.2%

View Chart as Image

Ford Mustang Mach-E insurance rates by U.S. city
Ford Mustang Mach-E Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Mustang Mach-E $438 $750 $332 $1,656
2023 Ford Mustang Mach-E $420 $744 $338 $1,638
2022 Ford Mustang Mach-E $406 $726 $354 $1,622
2021 Ford Mustang Mach-E $392 $696 $364 $1,588

Rates are averaged for all Ford Mustang Mach-E models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Ford Mustang Mach-E Insurance

Finding better rates on insurance for a Ford Mustang Mach-E consists of not taking risks behind the wheel, having a good credit history, being claim-free, and determing if full coverage is necessary. Set aside time to compare rates every couple of years by getting price quotes from direct companies, and also from local independent and exclusive agents.

The following is a recap of the material that was covered above.

  • Insureds who require higher liability limits will pay an extra $390 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Teens pay the highest prices, possibly costing $480 per month including comprehensive and collision insurance
  • Drivers considered higher risk that have major violations or accidents pay an average of $1,880 more each year for Mustang Mach-E insurance
  • Increasing policy deductibles could save up to $750 each year

Rates by Driver Age

Ford Mustang Mach-E Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,722
30 $1,712
40 $1,622
50 $1,478
60 $1,450

Full coverage, $500 deductibles

Rates by Deductible

Ford Mustang Mach-E Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,122
$250 $1,888
$500 $1,622
$1,000 $1,364

Full coverage, driver age 40

Rates by Liability Limit

Ford Mustang Mach-E Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,622
50/100 $1,693
100/300 $1,781
250/500 $2,011
100 CSL $1,728
300 CSL $1,923
500 CSL $2,065

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Mustang Mach-E Insurance Rates for High Risk Drivers
Age Premium
16 $8,282
20 $5,922
30 $3,606
40 $3,506
50 $3,336
60 $3,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $228

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $83
Homeowner $22
5-yr Accident Free $128
5-yr Claim Free $107
Paid in Full/EFT $81
Advance Quote $84
Online Quote $119
Total Discounts $713
Rate after discounts $909

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles