Ford Maverick Insurance Rates

The average insurance rates for a Ford Maverick are $1,386 a year for full coverage. Comprehensive costs approximately $294 each year, collision insurance costs $536, and liability coverage is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs around $3,002. Teens cost the most to insure at up to $5,176 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Maverick models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.

The examples above show why all drivers should get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Ford Maverick insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $798
• Choosing higher $1,000 deductibles can save $188 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,386
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,754
• Drivers with serious driving violations could pay around $3,002
• Policy cost that insures a teenage driver can cost $5,176 each year

View Chart as Image

Insurance rates for a Ford Maverick also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Maverick insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,980 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Ford Maverick Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

The next list is a review of the data illustrated above.

• Consumers who purchase increased levels of liability coverage will pay approximately $440 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers age 20 and younger are expensive to insure, costing up to $431 each month if full coverage is included