Ford Maverick Insurance Rates

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2022 Ford Maverick Insurance Cost in 2025 – 10 Tricks for Cheaper Prices

Trying to find lower insurance rates for your Ford Maverick? Pretty sure you bought overpriced insurance? You're in good company because you are not the only one feeling buyer's remorse. Numerous car insurance companies battle to insure your vehicles, so it can be very hard to choose a insurance company and uncover the absolute best rates possible. If you currently have car insurance, you should b...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Ford Maverick are $1,386 a year with full coverage. Comprehensive costs around $294, collision costs $536, and liability coverage is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing around $3,002. Teens pay the most at $5,176 a year or more.

Average premium for full coverage: $1,386

Premium estimates for type of coverage:

Comprehensive $294
Collision $536
Liability $398

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Maverick trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Ford Maverick go from the low end price of $460 for just liability coverage to a much higher rate of $3,002 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,386
High Risk $3,002

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Ford Maverick insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $798
  • Choosing higher $1,000 deductibles can save about $188 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,386
  • Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,754
  • Drivers with serious driving violations could pay at least $3,002 or more
  • An auto insurance policy that insures a teenage driver with full coverage can be $5,176 each year

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing full coverage Ford Maverick insurance rates range from $798 to $5,176

Car insurance prices for a Ford Maverick also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges around 44% to 129% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Ford Maverick insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,066 -$320 -23.1%
Arizona $1,152 -$234 -16.9%
Arkansas $1,386 -$0 0.0%
California $1,582 $196 14.1%
Colorado $1,324 -$62 -4.5%
Connecticut $1,428 $42 3.0%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,282 -$104 -7.5%
Hawaii $998 -$388 -28.0%
Idaho $940 -$446 -32.2%
Illinois $1,036 -$350 -25.3%
Indiana $1,044 -$342 -24.7%
Iowa $936 -$450 -32.5%
Kansas $1,320 -$66 -4.8%
Kentucky $1,894 $508 36.7%
Louisiana $2,054 $668 48.2%
Maine $858 -$528 -38.1%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,410 $1,024 73.9%
Minnesota $1,162 -$224 -16.2%
Mississippi $1,662 $276 19.9%
Missouri $1,232 -$154 -11.1%
Montana $1,490 $104 7.5%
Nebraska $1,094 -$292 -21.1%
Nevada $1,664 $278 20.1%
New Hampshire $1,000 -$386 -27.8%
New Jersey $1,552 $166 12.0%
New Mexico $1,230 -$156 -11.3%
New York $1,462 $76 5.5%
North Carolina $800 -$586 -42.3%
North Dakota $1,136 -$250 -18.0%
Ohio $958 -$428 -30.9%
Oklahoma $1,426 $40 2.9%
Oregon $1,272 -$114 -8.2%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,852 $466 33.6%
South Carolina $1,258 -$128 -9.2%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,672 $286 20.6%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,074 -$312 -22.5%
West Virginia $1,272 -$114 -8.2%
Wisconsin $962 -$424 -30.6%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices and see how they stack up. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $306 $542 $390 $1,396
2023 Ford Maverick $294 $536 $398 $1,386
2022 Ford Maverick $284 $524 $416 $1,382

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Ford Maverick Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having a positive credit history, being claim-free, and qualifying for all possible discounts. Compare rates every year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a recap of the coverage data touched on in the above illustrations.

  • You may be able to save up to $170 per year simply by shopping early and online
  • Increasing policy deductibles can save approximately $550 each year
  • Drivers under the age of 20 are the costliest to insure, possibly costing $431 per month if full coverage is purchased
  • Drivers that have major violations or accidents may pay on average $1,620 more every year to insure a Ford Maverick

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,176
20 $3,208
30 $1,450
40 $1,386
50 $1,268
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,754
$250 $1,584
$500 $1,386
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,466
100/300 $1,565
250/500 $1,824
100 CSL $1,505
300 CSL $1,724
500 CSL $1,884

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,382
20 $5,098
30 $3,068
40 $3,002
50 $2,864
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $69
Online Quote $98
Total Discounts $588
Rate after discounts $798

Discounts are estimated and may not be available from every company or in every state.

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