Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Ford Maverick are $1,386 annually including full coverage. Comprehensive insurance costs approximately $294 each year, collision insurance costs $536, and liability is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs $3,002 or more. Teens cost the most to insure at up to $5,176 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Comprehensive $294
Collision $536
Liability $398

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Maverick models.

Price Range Variability

Using a middle-aged driver as an example, Ford Maverick insurance rates range from as cheap as $460 for minimum levels of liability insurance to a high rate of $3,002 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,386
High Risk $3,002

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The examples above highlight why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Ford Maverick insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $798
  • Raising to $1,000 deductibles will save $188 every year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,386
  • Selecting low deductibles costs an additional $368 every year
  • At-risk drivers with serious driving violations could pay around $3,002
  • Policy cost with full coverage for a teen driver can cost $5,176

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing Ford Maverick insurance prices range from $798 to $5,176 for full coverage

Insurance rates for a Ford Maverick also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $560 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Ford Maverick insurance prices. A middle-age driver might find rates as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,980 on average in Louisiana, New York, and Michigan.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,066 -$320 -23.1%
Arizona $1,152 -$234 -16.9%
Arkansas $1,386 -$0 0.0%
California $1,582 $196 14.1%
Colorado $1,324 -$62 -4.5%
Connecticut $1,428 $42 3.0%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,282 -$104 -7.5%
Hawaii $998 -$388 -28.0%
Idaho $940 -$446 -32.2%
Illinois $1,036 -$350 -25.3%
Indiana $1,044 -$342 -24.7%
Iowa $936 -$450 -32.5%
Kansas $1,320 -$66 -4.8%
Kentucky $1,894 $508 36.7%
Louisiana $2,054 $668 48.2%
Maine $858 -$528 -38.1%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,410 $1,024 73.9%
Minnesota $1,162 -$224 -16.2%
Mississippi $1,662 $276 19.9%
Missouri $1,232 -$154 -11.1%
Montana $1,490 $104 7.5%
Nebraska $1,094 -$292 -21.1%
Nevada $1,664 $278 20.1%
New Hampshire $1,000 -$386 -27.8%
New Jersey $1,552 $166 12.0%
New Mexico $1,230 -$156 -11.3%
New York $1,462 $76 5.5%
North Carolina $800 -$586 -42.3%
North Dakota $1,136 -$250 -18.0%
Ohio $958 -$428 -30.9%
Oklahoma $1,426 $40 2.9%
Oregon $1,272 -$114 -8.2%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,852 $466 33.6%
South Carolina $1,258 -$128 -9.2%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,672 $286 20.6%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,074 -$312 -22.5%
West Virginia $1,272 -$114 -8.2%
Wisconsin $962 -$424 -30.6%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Ford Maverick insurance rates by U.S. city
Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $306 $542 $390 $1,396
2023 Ford Maverick $294 $536 $398 $1,386
2022 Ford Maverick $284 $524 $416 $1,382

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Ford Maverick Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a quick rundown of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $431 each month if they have full coverage
  • Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,620 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles could save up to $550 each year
  • You may be able to save around $170 per year just by quoting online in advance

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,176
20 $3,208
30 $1,450
40 $1,386
50 $1,268
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,754
$250 $1,584
$500 $1,386
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,466
100/300 $1,565
250/500 $1,824
100 CSL $1,505
300 CSL $1,724
500 CSL $1,884

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,382
20 $5,098
30 $3,068
40 $3,002
50 $2,864
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $69
Online Quote $98
Total Discounts $588
Rate after discounts $798

Discounts are estimated and may not be available from every company or in every state.

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