Ford Maverick Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Ford Maverick are $1,382 every 12 months for full coverage. Comprehensive costs on average $284 a year, collision costs $524, and liability is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing around $2,996. 16-year-old drivers receive the highest rates at $5,192 a year or more.

Average premium for full coverage: $1,382

Rate estimates by individual coverage type:

Comprehensive $284
Collision $524
Liability $416

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Maverick trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from the cheapest price of $474 for the bare minimum liability coverage to a high of $2,996 for a driver who requires high-risk insurance.

Liability Only $474
Full Coverage $1,382
High Risk $2,996

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,037
Small Cities $1,451
Large Cities $1,866

These examples show why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Ford Maverick insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $795
  • Raising to $1,000 deductibles will save around $1,198 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,382
  • Buying low $100 deductibles increases the price to $1,738
  • Drivers with multiple tickets or accidents could pay upwards of $2,996 or more
  • The cost to insure a 16-year-old driver may cost $5,192

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing full coverage Ford Maverick insurance rates range from $795 to $5,192

Insurance rates for a Ford Maverick can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Maverick.

Opting for high physical damage deductibles can reduce rates by up to $540 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 129% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Ford Maverick insurance prices. A middle-age driver might find rates as low as $910 a year in states like Idaho, Maine, and Iowa, or at least $1,970 on average in Michigan, Louisiana, and New York.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$132 -9.6%
Alaska $1,062 -$320 -23.2%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,574 $192 13.9%
Colorado $1,322 -$60 -4.3%
Connecticut $1,422 $40 2.9%
Delaware $1,564 $182 13.2%
Florida $1,730 $348 25.2%
Georgia $1,276 -$106 -7.7%
Hawaii $992 -$390 -28.2%
Idaho $934 -$448 -32.4%
Illinois $1,030 -$352 -25.5%
Indiana $1,040 -$342 -24.7%
Iowa $934 -$448 -32.4%
Kansas $1,316 -$66 -4.8%
Kentucky $1,886 $504 36.5%
Louisiana $2,046 $664 48.0%
Maine $852 -$530 -38.4%
Maryland $1,140 -$242 -17.5%
Massachusetts $1,106 -$276 -20.0%
Michigan $2,402 $1,020 73.8%
Minnesota $1,156 -$226 -16.4%
Mississippi $1,656 $274 19.8%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,656 $274 19.8%
New Hampshire $996 -$386 -27.9%
New Jersey $1,544 $162 11.7%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $798 -$584 -42.3%
North Dakota $1,130 -$252 -18.2%
Ohio $956 -$426 -30.8%
Oklahoma $1,420 $38 2.7%
Oregon $1,266 -$116 -8.4%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,842 $460 33.3%
South Carolina $1,252 -$130 -9.4%
South Dakota $1,168 -$214 -15.5%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,024 -$358 -25.9%
Vermont $946 -$436 -31.5%
Virginia $828 -$554 -40.1%
Washington $1,070 -$312 -22.6%
West Virginia $1,266 -$116 -8.4%
Wisconsin $956 -$426 -30.8%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Ford Maverick insurance rates by U.S. city

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different.

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $294 $536 $398 $1,386
2023 Ford Maverick $284 $524 $416 $1,382
2022 Ford Maverick $274 $502 $430 $1,364

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Ford Maverick Insurance

Saving money on insurance for a Ford Maverick consists of having a good driving record, having good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to compare rates at every other renewal by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a condensed summary of the concepts that were covered in the above illustrations.

  • Drivers considered higher risk with multiple at-fault accidents pay an average of $1,610 more each year to buy Ford Maverick insurance
  • Drivers age 20 and younger pay the highest rates, costing as high as $433 per month if they have full coverage
  • Drivers can save as much as $170 per year simply by quoting early and online
  • Increasing deductibles could save as much as $550 each year
  • Drivers can save as much as $170 per year simply by quoting early and online

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,192
20 $3,198
30 $1,440
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,574
$500 $1,382
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,465
100/300 $1,569
250/500 $1,840
100 CSL $1,507
300 CSL $1,736
500 CSL $1,902

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,090
30 $3,060
40 $2,996
50 $2,860
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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