Ford Maverick Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Ford Maverick are $1,386 every 12 months with full coverage. Comprehensive costs an estimated $294, collision costs $536, and liability costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing around $3,002. Teens pay the highest rates at $5,176 a year or more.
Average premium for full coverage: $1,386
Price estimates broken down by individual coverage:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Maverick models.
Price Range from Low to High
For the normal driver, Ford Maverick insurance prices go from the cheapest price of $460 for just the minimum liability insurance to the much higher price of $3,002 for a high-risk driver policy.
Geographic Price Range
Your location can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates how geographic area affects insurance prices.
The ranges above demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Ford Maverick insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $798
- Drivers who choose higher $1,000 deductibles will pay approximately $188 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,386
- Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,754
- Higher-risk drivers with serious driving violations could pay up to $3,002 or more
- The price to insure a teen driver for full coverage can cost as much as $5,176 a year
Auto insurance prices for a Ford Maverick are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $560 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $5,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,600 to $2,300 in extra premium each year, depending on your age. Ford Maverick insurance for high-risk drivers can cost as much as 44% to 129% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Ford Maverick insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,870 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,254 | -$132 | -9.5% |
Alaska | $1,066 | -$320 | -23.1% |
Arizona | $1,152 | -$234 | -16.9% |
Arkansas | $1,386 | -$0 | 0.0% |
California | $1,582 | $196 | 14.1% |
Colorado | $1,324 | -$62 | -4.5% |
Connecticut | $1,428 | $42 | 3.0% |
Delaware | $1,570 | $184 | 13.3% |
Florida | $1,736 | $350 | 25.3% |
Georgia | $1,282 | -$104 | -7.5% |
Hawaii | $998 | -$388 | -28.0% |
Idaho | $940 | -$446 | -32.2% |
Illinois | $1,036 | -$350 | -25.3% |
Indiana | $1,044 | -$342 | -24.7% |
Iowa | $936 | -$450 | -32.5% |
Kansas | $1,320 | -$66 | -4.8% |
Kentucky | $1,894 | $508 | 36.7% |
Louisiana | $2,054 | $668 | 48.2% |
Maine | $858 | -$528 | -38.1% |
Maryland | $1,142 | -$244 | -17.6% |
Massachusetts | $1,110 | -$276 | -19.9% |
Michigan | $2,410 | $1,024 | 73.9% |
Minnesota | $1,162 | -$224 | -16.2% |
Mississippi | $1,662 | $276 | 19.9% |
Missouri | $1,232 | -$154 | -11.1% |
Montana | $1,490 | $104 | 7.5% |
Nebraska | $1,094 | -$292 | -21.1% |
Nevada | $1,664 | $278 | 20.1% |
New Hampshire | $1,000 | -$386 | -27.8% |
New Jersey | $1,552 | $166 | 12.0% |
New Mexico | $1,230 | -$156 | -11.3% |
New York | $1,462 | $76 | 5.5% |
North Carolina | $800 | -$586 | -42.3% |
North Dakota | $1,136 | -$250 | -18.0% |
Ohio | $958 | -$428 | -30.9% |
Oklahoma | $1,426 | $40 | 2.9% |
Oregon | $1,272 | -$114 | -8.2% |
Pennsylvania | $1,324 | -$62 | -4.5% |
Rhode Island | $1,852 | $466 | 33.6% |
South Carolina | $1,258 | -$128 | -9.2% |
South Dakota | $1,170 | -$216 | -15.6% |
Tennessee | $1,216 | -$170 | -12.3% |
Texas | $1,672 | $286 | 20.6% |
Utah | $1,028 | -$358 | -25.8% |
Vermont | $950 | -$436 | -31.5% |
Virginia | $830 | -$556 | -40.1% |
Washington | $1,074 | -$312 | -22.5% |
West Virginia | $1,272 | -$114 | -8.2% |
Wisconsin | $962 | -$424 | -30.6% |
Wyoming | $1,236 | -$150 | -10.8% |
Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and quoted prices may be quite different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Ford Maverick | $306 | $542 | $390 | $1,396 |
2023 Ford Maverick | $294 | $536 | $398 | $1,386 |
2022 Ford Maverick | $284 | $524 | $416 | $1,382 |
Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Ford Maverick Insurance
Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a review of the information presented in the illustrations above.
- You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
- Teen drivers are the costliest to insure, costing up to $431 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save as much as $550 each year
- Higher risk drivers who have several accidents or serious violations may pay on average $1,620 more annually to insure their Maverick
- Policyholders who want more liability coverage will pay approximately $440 every year to go from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,176 |
20 | $3,208 |
30 | $1,450 |
40 | $1,386 |
50 | $1,268 |
60 | $1,244 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,754 |
$250 | $1,584 |
$500 | $1,386 |
$1,000 | $1,198 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,386 |
50/100 | $1,466 |
100/300 | $1,565 |
250/500 | $1,824 |
100 CSL | $1,505 |
300 CSL | $1,724 |
500 CSL | $1,884 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,382 |
20 | $5,098 |
30 | $3,068 |
40 | $3,002 |
50 | $2,864 |
60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $74 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $102 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $64 |
Advance Quote | $69 |
Online Quote | $98 |
Total Discounts | $588 |
Discounts are estimated and may not be available from every company or in every state.
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