Ford Maverick Insurance Rates

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2022 Ford Maverick Insurance Cost in 2025 – 10 Tricks for Cheaper Prices

Trying to find lower insurance rates for your Ford Maverick? Pretty sure you bought overpriced insurance? You're in good company because you are not the only one feeling buyer's remorse. Numerous car insurance companies battle to insure your vehicles, so it can be very hard to choose a insurance company and uncover the absolute best rates possible. If you currently have car insurance, you should b...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Ford Maverick are $1,386 every 12 months for full coverage. Comprehensive costs an estimated $294, collision insurance costs $536, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs around $3,002. 16-year-old drivers pay the highest rates at up to $5,176 a year.

Average premium for full coverage: $1,386

Price estimates broken down by individual coverage:

Comprehensive $294
Collision $536
Liability $398

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all Maverick models.

Price Range from Low to High

For an average driver, Ford Maverick insurance prices range from the cheapest price of $460 for minimum levels of liability insurance to the much higher price of $3,002 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,386
High Risk $3,002

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations have more infrequent accident claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The ranges above show why everyone should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Ford Maverick insurance rates for other coverage scenarios.

  • The best full coverage rate is $798
  • Choosing higher $1,000 deductibles can save approximately $188 a year
  • The average price for the average middle-age driver who has $500 deductibles is $1,386
  • Buying pricier low deductibles for comp and collision coverage increases the price to $1,754
  • High-risk insureds with multiple tickets or accidents could pay up to $3,002
  • The price to insure a teen driver for full coverage can cost as much as $5,176 each year

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing Ford Maverick insurance rates range from $798 to $5,176 for full coverage

Car insurance prices for a Ford Maverick are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $560 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,600 to $2,300 extra each year, depending on your age. Ford Maverick insurance for high-risk drivers ranges anywhere from 44% to 129% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Ford Maverick insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $1,980 on average in New York, Louisiana, and Michigan.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,066 -$320 -23.1%
Arizona $1,152 -$234 -16.9%
Arkansas $1,386 -$0 0.0%
California $1,582 $196 14.1%
Colorado $1,324 -$62 -4.5%
Connecticut $1,428 $42 3.0%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,282 -$104 -7.5%
Hawaii $998 -$388 -28.0%
Idaho $940 -$446 -32.2%
Illinois $1,036 -$350 -25.3%
Indiana $1,044 -$342 -24.7%
Iowa $936 -$450 -32.5%
Kansas $1,320 -$66 -4.8%
Kentucky $1,894 $508 36.7%
Louisiana $2,054 $668 48.2%
Maine $858 -$528 -38.1%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,410 $1,024 73.9%
Minnesota $1,162 -$224 -16.2%
Mississippi $1,662 $276 19.9%
Missouri $1,232 -$154 -11.1%
Montana $1,490 $104 7.5%
Nebraska $1,094 -$292 -21.1%
Nevada $1,664 $278 20.1%
New Hampshire $1,000 -$386 -27.8%
New Jersey $1,552 $166 12.0%
New Mexico $1,230 -$156 -11.3%
New York $1,462 $76 5.5%
North Carolina $800 -$586 -42.3%
North Dakota $1,136 -$250 -18.0%
Ohio $958 -$428 -30.9%
Oklahoma $1,426 $40 2.9%
Oregon $1,272 -$114 -8.2%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,852 $466 33.6%
South Carolina $1,258 -$128 -9.2%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,672 $286 20.6%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,074 -$312 -22.5%
West Virginia $1,272 -$114 -8.2%
Wisconsin $962 -$424 -30.6%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Ford Maverick insurance rates by U.S. city
Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $306 $542 $390 $1,396
2023 Ford Maverick $294 $536 $398 $1,386
2022 Ford Maverick $284 $524 $416 $1,382

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Ford Maverick Insurance

Getting lower rates on Ford Maverick insurance takes being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the data covered in the above illustrations.

  • Drivers who want an increased level of liability coverage will pay around $440 each year to raise limits from a low limit to a 250/500 level
  • Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $550 each year
  • Drivers age 16 to 20 have the highest car insurance prices, with premiums as much as $431 a month if the policy includes full coverage

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,176
20 $3,208
30 $1,450
40 $1,386
50 $1,268
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,754
$250 $1,584
$500 $1,386
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,466
100/300 $1,565
250/500 $1,824
100 CSL $1,505
300 CSL $1,724
500 CSL $1,884

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,382
20 $5,098
30 $3,068
40 $3,002
50 $2,864
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $69
Online Quote $98
Total Discounts $588
Rate after discounts $798

Discounts are estimated and may not be available from every company or in every state.

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