Ford Fiesta Insurance Rates

You may be asking: what are the Ford Fiesta insurance rates? And are Ford Fiestas cheap to insure? Ford Fiesta insurance costs don’t need to ruin drivers’ budgets. This article will give you all you need to know before you buy Ford Fiesta auto insurance.

The Ford Fiesta average insurance cost is $1,212, or $101 a month. Read on to learn how to find cheap car insurance for your Ford Fiesta.

Enter your ZIP code into our FREE rate comparison tool above to get started on finding affordable Ford Fiesta car insurance rates from multiple insurance carriers.

U.S. average auto insurance rates for a Ford Fiesta are $1,156 annually for full coverage. Comprehensive insurance costs an estimated $196, collision costs $350, and liability coverage is estimated at $452. A policy with just liability insurance costs approximately $504 a year, with coverage for high-risk drivers costing $2,506 or more. Teenage drivers pay the highest rates at $4,546 a year or more.

Average premium for full coverage: $1,156

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all Fiesta models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have fewer accident claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

The ranges above show why everyone should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Ford Fiesta insurance rates for other coverage scenarios.

• The best discount rate is $679
• Choosing higher $1,000 deductibles can save approximately $124 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,156
• Using pricier low deductibles for comp and collision coverage costs an additional $240 each year
• Drivers who are prone to accidents and violations could pay up to $2,506 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $4,546 each year

View Chart as Image

Insurance prices for a Ford Fiesta are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,400 to $1,900 extra each year, depending on your age. Ford Fiesta insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $370 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Ford Fiesta insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different between companies.

How to Buy Cheaper Ford Fiesta Insurance

Getting lower rates on auto insurance takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a condensed summary of the car insurance concepts covered in the charts and tables above.

• Drivers with multiple at-fault accidents may pay on average $1,350 more annually than a driver with a clean driving record
• Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $375 each year
• Consumers who want additional liability coverage will pay an extra $500 each year to raise limits from a low limit to higher 250/500 limits

How much is insurance for a Ford Fiesta? The average annual cost of Fiesta car insurance is $1,212, or $101 a month.

What is the cheapest Fiesta to insure? The 2011 Ford Fiesta is the cheapest year to ensure.

But finding the best Ford Fiesta car insurance company takes more than just reviewing average rates. Your ultimate rate will be determined by a number of factors, such as age and driving history.

The Ford Fiesta ST insurance cost for an 18-year-old or 17-year-old will be expensive, even if you buy the cheapest new Fiesta. To lower your Ford Fiesta ST individual insurance cost (as well as costs for any build of the Ford Fiesta), shop for rates for a Ford Fiesta.

Getting Ford Fiesta car insurance providers quotes will help you determine everything from a 2011 Ford Fiesta price range to a 2018 Ford Fiesta price range from numerous insurance providers. Enter your ZIP code in our free tool below to find Fiesta insurance rates, as prices vary according to Fiesta insurance locations.

What are the Ford Fiesta safety ratings?

Safety features sometimes vary by model year, so the price of Fiesta auto insurance for a 2014 Fiesta may be slightly different than the 2013 Ford Fiesta auto insurance cost if the 2014 model has more safety features.

However, the standard safety features on most years of the Ford Fiesta include multiple airbags, brake assist, electronic stability control, traction control, and more.

The Insurance Institute for Highway Safety (IIHS) gave the 2019 Ford Fiesta sedan the following safety ratings:

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Watch the video below to see how the IIHS tests vehicles.

To see the Ford Fiesta crash test results from the National Highway Traffic Safety Administration, check out the table below.

Ford Fiesta Crash Test Ratings

A 5-star rating is the highest possible score given by the National Highway Traffic Safety Administration. Overall, the Ford Fiesta performed okay, with a few models receiving a few 2-star ratings.

However, there is a safety concern regarding the side barrier crash test results.

Unfortunately, the rear passenger dummy sustained damage to the torso during the side barrier crash test. This concern is applicable to every Ford Fiesta model.

How is the Ford Fiesta compared against other vehicles in the same class?

The Ford Fiesta is a minicar, which can have an effect on liability insurance rates. According to the Insurance Institute for Highway Safety, the Ford Fiesta’s liability losses are substantially worse than average in comparison to other minicars’ liability losses.

See more details about the Ford Fiesta insurance loss probability in the table below.

Ford Fiesta Insurance Loss Probability

The higher the number, the worse the insurance loss ratio. Unfortunately, the personal insurance services loss ratios for the Ford Fiesta are average or substantially worse than average in every category besides comprehensive.

If you wish to see how the Ford Fiesta’s insurance products rates compare to other minicars’ rates, take a look at the other minicars below.

• Chevrolet Spark
• Hyundai Accent
• Kia Rio

You are now an expert on securing affordable Ford Fiesta car insurance rates.

Remember, whether you are looking for the cost of a Ford Fiesta 2014 model or Fiesta auto insurance options in Houston TX, compare multiple quotes to reduce rates.

Ready to get started? Simply enter your five-digit ZIP code into our FREE online quote tool to find affordable auto insurance company savings for your Ford Fiesta. Compare quotes from more than one provider of insurance policies coverage on your Fiesta today.