Ford F-350 Super Duty Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty are $1,302 a year for full coverage insurance. Comprehensive insurance costs on average $220, collision costs $286, and liability costs $596. Liability-only coverage costs as little as $656 a year, with high-risk coverage costing $2,796 or more. Teens pay the most at $5,210 a year or more.

Average premium for full coverage: $1,302

Premium estimates by type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different F-350 Super Duty trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Ford F-350 Super Duty insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $789
• Drivers who choose higher $1,000 deductibles will pay around $114 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,302
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $220 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,796 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,210 a year

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Insurance prices for a Ford F-350 Super Duty also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-350 Super Duty insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,760 on average in Michigan, New York, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could save up to $340 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost as much as 42% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Ford F-350 Super Duty Insurance

Finding better rates on car insurance not only requires being a good driver, but also maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to shop around every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a quick rundown of the information illustrated above.

• It is possible to save as much as $150 per year simply by shopping early and online
• Drivers age 16 to 20 pay the highest prices, with premiums being up to $434 per month for full coverage
• Increasing policy deductibles can save around $325 each year
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,490 more each year than a safer driver
• Policyholders who require an increased level of liability coverage will pay approximately $660 annually to go from 30/60 bodily injury limits to 250/500 limits