Ford F-350 Super Duty Insurance Rates

Estimated auto insurance rates for a Ford F-350 Super Duty are $1,334 annually including full coverage. Comprehensive insurance costs approximately $226, collision costs $316, and liability is $592. A policy with only liability insurance costs around $652 a year, with a high-risk policy costing $2,866 or more. Teenage drivers pay the most at $5,306 a year or more.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all F-350 Super Duty models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Ford F-350 Super Duty insurance rates for additional coverage and risk scenarios.

• The best discount rate is $804
• Raising to $1,000 deductibles will save $124 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,334
• Using pricier low deductibles costs an additional $234 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,866 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $5,306

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Car insurance prices for a Ford F-350 Super Duty also have a wide range based on the model of your F-350 Super Duty, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Ford F-350 Super Duty insurance for high-risk drivers is expensive and can cost as much as 41% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Ford F-350 Super Duty insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Ford F-350 Super Duty Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having a good credit score, refrain from filing small claims, and avoiding coverage lapses. Set aside time to shop around at every policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

Below is a quick review of the data raised in the charts and tables above.

• Policyholders who purchase higher levels of liability will pay an extra $650 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $350 each year
• Teenage drivers pay the highest auto insurance prices, with the cost nearing $442 per month if comprehensive and collision insurance is included