Ford F-350 Super Duty Insurance Rates

Average insurance rates for a Ford F-350 Super Duty are $1,334 a year with full coverage. Comprehensive costs approximately $226, collision costs $316, and liability costs around $592. A policy with just liability insurance costs as low as $652 a year, with coverage for high-risk drivers costing around $2,866. Teens receive the highest rates at $5,306 a year or more.

Average premium for full coverage: $1,334

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all F-350 Super Duty models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance prices.

These examples demonstrate why everyone should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Ford F-350 Super Duty insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $804
• Using higher $1,000 deductibles will save $124 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,334
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,568
• Drivers with serious driving violations could pay around $2,866 or more
• The cost that insures a teen driver for full coverage can cost $5,306 or more

View Chart as Image

Insurance rates for a Ford F-350 Super Duty can also vary considerably based on the model of your F-350 Super Duty, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. Ford F-350 Super Duty insurance for high-risk drivers can be as much as 41% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live has a huge impact on Ford F-350 Super Duty insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Ford F-350 Super Duty Insurance

Saving money on car insurance requires having a decent driving record, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare rates every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief recap of the material that was illustrated above.

• Policyholders who purchase additional liability coverage will pay approximately $650 every year to increase from a minimum limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $442 per month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,530 more per year than a driver with a clean driving record
• Increasing deductibles can save approximately $350 each year