Ford F-350 Super Duty Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Ford F-350 Super Duty are $1,376 a year with full coverage. Comprehensive insurance costs approximately $244 a year, collision insurance costs $340, and liability is estimated at $592. A liability-only policy costs approximately $652 a year, and high-risk insurance costs $2,956 or more. Teens pay the most at up to $5,428 a year.
Average premium for full coverage: $1,376
Premium estimates by type of coverage:
Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and F-350 Super Duty trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Ford F-350 Super Duty range from the low end price of $652 for just the minimum liability insurance to a high of $2,956 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.
These rate differences demonstrate why it is important to get quotes using their specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Ford F-350 Super Duty insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $825
- Choosing higher $1,000 deductibles can save $1,242 annually
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,376
- Selecting low $100 deductibles for comp and collision coverage will cost an additional $254 annually
- Higher-risk drivers with serious driving violations could pay around $2,956
- An auto insurance policy that insures a 16-year-old driver can cost $5,428 each year
Auto insurance prices for a Ford F-350 Super Duty also have a wide range based on the trim level of your F-350 Super Duty, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 130% more than the average policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Ford F-350 Super Duty insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,860 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,242 | -$134 | -9.7% |
| Alaska | $1,054 | -$322 | -23.4% |
| Arizona | $1,140 | -$236 | -17.2% |
| Arkansas | $1,376 | -$0 | 0.0% |
| California | $1,566 | $190 | 13.8% |
| Colorado | $1,312 | -$64 | -4.7% |
| Connecticut | $1,412 | $36 | 2.6% |
| Delaware | $1,556 | $180 | 13.1% |
| Florida | $1,718 | $342 | 24.9% |
| Georgia | $1,268 | -$108 | -7.8% |
| Hawaii | $986 | -$390 | -28.3% |
| Idaho | $932 | -$444 | -32.3% |
| Illinois | $1,022 | -$354 | -25.7% |
| Indiana | $1,036 | -$340 | -24.7% |
| Iowa | $932 | -$444 | -32.3% |
| Kansas | $1,304 | -$72 | -5.2% |
| Kentucky | $1,872 | $496 | 36.0% |
| Louisiana | $2,034 | $658 | 47.8% |
| Maine | $850 | -$526 | -38.2% |
| Maryland | $1,134 | -$242 | -17.6% |
| Massachusetts | $1,098 | -$278 | -20.2% |
| Michigan | $2,388 | $1,012 | 73.5% |
| Minnesota | $1,152 | -$224 | -16.3% |
| Mississippi | $1,646 | $270 | 19.6% |
| Missouri | $1,220 | -$156 | -11.3% |
| Montana | $1,478 | $102 | 7.4% |
| Nebraska | $1,082 | -$294 | -21.4% |
| Nevada | $1,648 | $272 | 19.8% |
| New Hampshire | $988 | -$388 | -28.2% |
| New Jersey | $1,536 | $160 | 11.6% |
| New Mexico | $1,216 | -$160 | -11.6% |
| New York | $1,446 | $70 | 5.1% |
| North Carolina | $790 | -$586 | -42.6% |
| North Dakota | $1,126 | -$250 | -18.2% |
| Ohio | $950 | -$426 | -31.0% |
| Oklahoma | $1,410 | $34 | 2.5% |
| Oregon | $1,258 | -$118 | -8.6% |
| Pennsylvania | $1,312 | -$64 | -4.7% |
| Rhode Island | $1,832 | $456 | 33.1% |
| South Carolina | $1,246 | -$130 | -9.4% |
| South Dakota | $1,158 | -$218 | -15.8% |
| Tennessee | $1,202 | -$174 | -12.6% |
| Texas | $1,654 | $278 | 20.2% |
| Utah | $1,020 | -$356 | -25.9% |
| Vermont | $940 | -$436 | -31.7% |
| Virginia | $822 | -$554 | -40.3% |
| Washington | $1,062 | -$314 | -22.8% |
| West Virginia | $1,260 | -$116 | -8.4% |
| Wisconsin | $952 | -$424 | -30.8% |
| Wyoming | $1,224 | -$152 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $390 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford F-350 Super Duty | $390 | $626 | $466 | $1,682 |
| 2023 Ford F-350 Super Duty | $372 | $600 | $488 | $1,660 |
| 2022 Ford F-350 Super Duty | $356 | $596 | $498 | $1,650 |
| 2021 Ford F-350 Super Duty | $344 | $582 | $520 | $1,646 |
| 2020 Ford F-350 Super Duty | $332 | $558 | $536 | $1,626 |
| 2019 Ford F-350 Super Duty | $314 | $538 | $554 | $1,606 |
| 2018 Ford F-350 Super Duty | $302 | $500 | $564 | $1,566 |
| 2017 Ford F-350 Super Duty | $290 | $470 | $570 | $1,530 |
| 2016 Ford F-350 Super Duty | $278 | $422 | $574 | $1,474 |
| 2014 Ford F-350 Super Duty | $250 | $364 | $580 | $1,394 |
| 2013 Ford F-350 Super Duty | $244 | $340 | $592 | $1,376 |
| 2010 Ford F-350 Super Duty | $206 | $262 | $592 | $1,260 |
Rates are averaged for all Ford F-350 Super Duty models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Ford F-350 Super Duty Insurance
Finding better rates on insurance for a Ford F-350 Super Duty takes avoiding accidents and claims, maintaining a good credit score, being claim-free, and possibly higher deductibles. Compare rates at every other renewal by obtaining price quotes from direct companies, and also from local insurance agencies.
The points below are a quick rundown of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,580 more per year to insure a Ford F-350 Super Duty
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $452 per month if the policy includes full coverage
- You may be able to save around $160 per year just by quoting early and online
- Increasing policy deductibles can save approximately $400 each year
- You may be able to save around $160 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,428 |
| 20 | $3,138 |
| 30 | $1,404 |
| 40 | $1,376 |
| 50 | $1,260 |
| 60 | $1,234 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,630 |
| $250 | $1,514 |
| $500 | $1,376 |
| $1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,376 |
| 50/100 | $1,371 |
| 100/300 | $1,489 |
| 250/500 | $1,797 |
| 100 CSL | $1,418 |
| 300 CSL | $1,679 |
| 500 CSL | $1,869 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,670 |
| 20 | $5,002 |
| 30 | $2,990 |
| 40 | $2,956 |
| 50 | $2,826 |
| 60 | $2,794 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $74 |
| Homeowner | $24 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $52 |
| Advance Quote | $62 |
| Online Quote | $94 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
