Ford F-350 Super Duty Insurance Rates

U.S. average insurance rates for a Ford F-350 Super Duty are $1,334 a year including full coverage. Comprehensive insurance costs approximately $226, collision costs $316, and liability is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing $2,866 or more. Teenage drivers pay the highest rates at $5,306 a year or more.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all F-350 Super Duty models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

The ranges above highlight why everyone should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Ford F-350 Super Duty insurance rates for additional coverage and risk scenarios.

• The best discount rate is $804
• Raising to $1,000 deductibles will save $124 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,334
• Using pricier low deductibles will cost an additional $234 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,866 or more
• The price that insures a teen driver for full coverage can cost $5,306

View Chart as Image

Insurance prices for a Ford F-350 Super Duty are also quite variable based on the model of your F-350 Super Duty, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Ford F-350 Super Duty insurance for high-risk drivers is expensive and can cost as much as 41% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in also has a big influence on Ford F-350 Super Duty insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Ford F-350 Super Duty Insurance

Getting lower rates on car insurance consists of having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Compare prices every time your policy renews by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a brief summary of the information illustrated above.

• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are expensive to insure, possibly costing $442 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $350 each year
• Higher risk drivers that tend to have accidents or serious violations will likely pay on average $1,530 more per year than a driver with a clean driving record
• Policyholders who purchase additional liability coverage will pay an extra $650 per year to raise from a low limit to the 250/500 level