Ford Escape Hybrid Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Ford Escape Hybrid are $1,064 annually for full coverage insurance. Comprehensive insurance costs an estimated $170 a year, collision insurance costs $262, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,300 or more. Teen drivers receive the highest rates at up to $4,266 a year.
Average premium for full coverage: $1,064
Rate estimates broken down by individual coverage type:
Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Escape Hybrid trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $522 for liability-only coverage to a high of $2,300 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.
These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Ford Escape Hybrid insurance rates for other coverage scenarios.
- The lowest rate with discounts is $638
- Using higher $1,000 deductibles will save approximately $964 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,064
- Choosing low $100 deductibles for physical damage coverage costs an additional $188 a year
- Drivers with multiple violations and an at-fault accident could pay up to $2,300
- The cost with full coverage for a teen driver can cost as much as $4,266 or more
Car insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level of your Escape Hybrid, your risk profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $290 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Ford Escape Hybrid insurance rates. A driver around age 40 might see rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,440 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $962 | -$102 | -9.6% |
Alaska | $814 | -$250 | -23.5% |
Arizona | $882 | -$182 | -17.1% |
Arkansas | $1,064 | -$0 | 0.0% |
California | $1,212 | $148 | 13.9% |
Colorado | $1,016 | -$48 | -4.5% |
Connecticut | $1,092 | $28 | 2.6% |
Delaware | $1,204 | $140 | 13.2% |
Florida | $1,332 | $268 | 25.2% |
Georgia | $980 | -$84 | -7.9% |
Hawaii | $764 | -$300 | -28.2% |
Idaho | $718 | -$346 | -32.5% |
Illinois | $792 | -$272 | -25.6% |
Indiana | $800 | -$264 | -24.8% |
Iowa | $716 | -$348 | -32.7% |
Kansas | $1,010 | -$54 | -5.1% |
Kentucky | $1,450 | $386 | 36.3% |
Louisiana | $1,572 | $508 | 47.7% |
Maine | $656 | -$408 | -38.3% |
Maryland | $876 | -$188 | -17.7% |
Massachusetts | $852 | -$212 | -19.9% |
Michigan | $1,846 | $782 | 73.5% |
Minnesota | $890 | -$174 | -16.4% |
Mississippi | $1,274 | $210 | 19.7% |
Missouri | $942 | -$122 | -11.5% |
Montana | $1,142 | $78 | 7.3% |
Nebraska | $838 | -$226 | -21.2% |
Nevada | $1,276 | $212 | 19.9% |
New Hampshire | $764 | -$300 | -28.2% |
New Jersey | $1,188 | $124 | 11.7% |
New Mexico | $942 | -$122 | -11.5% |
New York | $1,120 | $56 | 5.3% |
North Carolina | $612 | -$452 | -42.5% |
North Dakota | $870 | -$194 | -18.2% |
Ohio | $732 | -$332 | -31.2% |
Oklahoma | $1,092 | $28 | 2.6% |
Oregon | $974 | -$90 | -8.5% |
Pennsylvania | $1,016 | -$48 | -4.5% |
Rhode Island | $1,416 | $352 | 33.1% |
South Carolina | $964 | -$100 | -9.4% |
South Dakota | $898 | -$166 | -15.6% |
Tennessee | $930 | -$134 | -12.6% |
Texas | $1,282 | $218 | 20.5% |
Utah | $788 | -$276 | -25.9% |
Vermont | $728 | -$336 | -31.6% |
Virginia | $636 | -$428 | -40.2% |
Washington | $822 | -$242 | -22.7% |
West Virginia | $974 | -$90 | -8.5% |
Wisconsin | $738 | -$326 | -30.6% |
Wyoming | $946 | -$118 | -11.1% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Ford Escape Hybrid 2WD | $1,042 | $87 |
Ford Escape Hybrid Limited 2WD | $1,064 | $89 |
Ford Escape Hybrid 4WD | $1,064 | $89 |
Ford Escape Hybrid Limited 4WD | $1,082 | $90 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Ford Escape Hybrid | $182 | $286 | $478 | $1,104 |
2011 Ford Escape Hybrid | $170 | $262 | $474 | $1,064 |
2010 Ford Escape Hybrid | $160 | $238 | $474 | $1,030 |
Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Ford Escape Hybrid Insurance
Saving money on Ford Escape Hybrid insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The next list is a brief review of the ideas that were touched on in the above illustrations.
- Drivers age 20 and younger have the highest car insurance rates, costing up to $356 per month if comprehensive and collision insurance is included
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,240 more annually to buy Ford Escape Hybrid insurance
- Increasing deductibles could save up to $300 each year
- It is possible to save approximately $120 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,266 |
20 | $2,446 |
30 | $1,084 |
40 | $1,064 |
50 | $976 |
60 | $956 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,252 |
$250 | $1,164 |
$500 | $1,064 |
$1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,064 |
50/100 | $1,177 |
100/300 | $1,295 |
250/500 | $1,603 |
100 CSL | $1,224 |
300 CSL | $1,485 |
500 CSL | $1,675 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,022 |
20 | $3,904 |
30 | $2,322 |
40 | $2,300 |
50 | $2,198 |
60 | $2,176 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $54 |
Multi-vehicle | $58 |
Homeowner | $19 |
5-yr Accident Free | $68 |
5-yr Claim Free | $67 |
Paid in Full/EFT | $40 |
Advance Quote | $48 |
Online Quote | $72 |
Total Discounts | $426 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area