Ford Escape Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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U.S. average auto insurance rates for a Ford Escape Hybrid are $1,104 annually including full coverage. Comprehensive insurance costs around $182, collision insurance costs $286, and liability coverage is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,388 or more. Teen drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,104

Price estimates for individual coverage:

Comprehensive $182
Collision $286
Liability $478

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Escape Hybrid trim levels.

Price Range from Low to High

For an average driver, Ford Escape Hybrid insurance prices range from as cheap as $526 for just the minimum liability insurance to a much higher rate of $2,388 for coverage for higher-risk drivers.

Liability Only $526
Full Coverage $1,104
High Risk $2,388

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $828
Small Cities $1,159
Large Cities $1,490

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Ford Escape Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $658
  • Raising to $1,000 deductibles will save about $106 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,104
  • Choosing more expensive low deductibles costs an additional $206 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,388
  • The price with full coverage for a teenage driver with full coverage can be $4,398

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing Ford Escape Hybrid insurance prices range from $658 to $4,398 for full coverage

Insurance prices for a Ford Escape Hybrid are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $320 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Ford Escape Hybrid insurance rates. A middle-age driver might find prices as low as $850 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,580 on average in Michigan, New York, and Louisiana.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $998 -$106 -9.6%
Alaska $848 -$256 -23.2%
Arizona $918 -$186 -16.8%
Arkansas $1,104 -$0 0.0%
California $1,258 $154 13.9%
Colorado $1,056 -$48 -4.3%
Connecticut $1,134 $30 2.7%
Delaware $1,250 $146 13.2%
Florida $1,382 $278 25.2%
Georgia $1,018 -$86 -7.8%
Hawaii $792 -$312 -28.3%
Idaho $748 -$356 -32.2%
Illinois $824 -$280 -25.4%
Indiana $832 -$272 -24.6%
Iowa $744 -$360 -32.6%
Kansas $1,050 -$54 -4.9%
Kentucky $1,506 $402 36.4%
Louisiana $1,634 $530 48.0%
Maine $680 -$424 -38.4%
Maryland $910 -$194 -17.6%
Massachusetts $884 -$220 -19.9%
Michigan $1,918 $814 73.7%
Minnesota $924 -$180 -16.3%
Mississippi $1,322 $218 19.7%
Missouri $980 -$124 -11.2%
Montana $1,188 $84 7.6%
Nebraska $872 -$232 -21.0%
Nevada $1,322 $218 19.7%
New Hampshire $796 -$308 -27.9%
New Jersey $1,236 $132 12.0%
New Mexico $978 -$126 -11.4%
New York $1,162 $58 5.3%
North Carolina $634 -$470 -42.6%
North Dakota $902 -$202 -18.3%
Ohio $764 -$340 -30.8%
Oklahoma $1,134 $30 2.7%
Oregon $1,010 -$94 -8.5%
Pennsylvania $1,054 -$50 -4.5%
Rhode Island $1,472 $368 33.3%
South Carolina $998 -$106 -9.6%
South Dakota $932 -$172 -15.6%
Tennessee $968 -$136 -12.3%
Texas $1,332 $228 20.7%
Utah $818 -$286 -25.9%
Vermont $756 -$348 -31.5%
Virginia $662 -$442 -40.0%
Washington $852 -$252 -22.8%
West Virginia $1,010 -$94 -8.5%
Wisconsin $764 -$340 -30.8%
Wyoming $984 -$120 -10.9%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,082 $90
Ford Escape Hybrid Limited 2WD $1,104 $92
Ford Escape Hybrid 4WD $1,104 $92
Ford Escape Hybrid Limited 4WD $1,126 $94

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $186 $316 $474 $1,134
2011 Ford Escape Hybrid $182 $286 $478 $1,104
2010 Ford Escape Hybrid $170 $262 $474 $1,064

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Ford Escape Hybrid Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a recap of the primary concepts that were covered in the above illustrations.

  • You may be able to save up to $130 per year just by shopping early and online
  • Drivers that have major violations or accidents may pay on average $1,280 more every year to insure a Ford Escape Hybrid
  • Increasing physical damage deductibles could save up to $300 each year
  • Drivers under the age of 20 are charged the highest prices, possibly costing $367 a month if they have full coverage

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,542
30 $1,128
40 $1,104
50 $1,014
60 $992

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,310
$250 $1,214
$500 $1,104
$1,000 $998

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,104
50/100 $1,222
100/300 $1,341
250/500 $1,652
100 CSL $1,269
300 CSL $1,532
500 CSL $1,724

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,220
20 $4,056
30 $2,416
40 $2,388
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $446
Rate after discounts $658

Discounts are estimated and may not be available from every company or in every state.

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