Ford Escape Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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Average auto insurance rates for a Ford Escape Hybrid are $1,064 annually for full coverage insurance. Comprehensive insurance costs an estimated $170 a year, collision insurance costs $262, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,300 or more. Teen drivers receive the highest rates at up to $4,266 a year.

Average premium for full coverage: $1,064

Rate estimates broken down by individual coverage type:

Comprehensive $170
Collision $262
Liability $474

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Escape Hybrid trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $522 for liability-only coverage to a high of $2,300 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Ford Escape Hybrid insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $638
  • Using higher $1,000 deductibles will save approximately $964 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,064
  • Choosing low $100 deductibles for physical damage coverage costs an additional $188 a year
  • Drivers with multiple violations and an at-fault accident could pay up to $2,300
  • The cost with full coverage for a teen driver can cost as much as $4,266 or more

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing Ford Escape Hybrid insurance prices range from $638 to $4,266 for full coverage

Car insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level of your Escape Hybrid, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $290 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Escape Hybrid insurance rates. A driver around age 40 might see rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,440 on average in Florida, New York, and Michigan.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,042 $87
Ford Escape Hybrid Limited 2WD $1,064 $89
Ford Escape Hybrid 4WD $1,064 $89
Ford Escape Hybrid Limited 4WD $1,082 $90

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $182 $286 $478 $1,104
2011 Ford Escape Hybrid $170 $262 $474 $1,064
2010 Ford Escape Hybrid $160 $238 $474 $1,030

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Ford Escape Hybrid Insurance

Saving money on Ford Escape Hybrid insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief review of the ideas that were touched on in the above illustrations.

  • Drivers age 20 and younger have the highest car insurance rates, costing up to $356 per month if comprehensive and collision insurance is included
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,240 more annually to buy Ford Escape Hybrid insurance
  • Increasing deductibles could save up to $300 each year
  • It is possible to save approximately $120 per year just by quoting early and online

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,177
100/300 $1,295
250/500 $1,603
100 CSL $1,224
300 CSL $1,485
500 CSL $1,675

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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