Ford Escape Hybrid Insurance Rates

The average insurance prices for a Ford Escape Hybrid are $1,064 every 12 months with full coverage. Comprehensive costs approximately $170, collision costs $262, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,300. Teenage drivers cost the most to insure at $4,266 a year or more.

Average premium for full coverage: $1,064

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Escape Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Ford Escape Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay $100 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,064
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,252
• High risk drivers who are prone to accidents and violations could pay around $2,300 or more
• Policy cost to insure a teen driver for full coverage can cost $4,266 a year

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Insurance rates for a Ford Escape Hybrid also range considerably based on liability limits and deductibles, your driving record, and the model of your Escape Hybrid.

Using high physical damage deductibles could save up to $290 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 extra every year, depending on your age. Ford Escape Hybrid insurance for high-risk drivers can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Escape Hybrid insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,440 on average in New York, Michigan, and Florida.

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Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Ford Escape Hybrid Insurance

Finding cheaper rates on Ford Escape Hybrid insurance not only requires having a decent driving record, but also having good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates every year by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $356 each month if they have full coverage
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,240 more per year than a driver with a clean driving record