Ford Escape Hybrid Insurance Rates

The average insurance prices for a Ford Escape Hybrid are $1,064 every 12 months including full coverage. Comprehensive costs an estimated $170 each year, collision insurance costs $262, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,300. Teenage drivers cost the most to insure at up to $4,266 a year.

Average premium for full coverage: $1,064

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Escape Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Ford Escape Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay approximately $100 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,064
• Using low deductibles for comprehensive and collision insurance increases the price to $1,252
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,300
• Policy cost to insure a teen driver can cost as much as $4,266 a year

View Chart as Image

Insurance rates for a Ford Escape Hybrid also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $290 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Escape Hybrid insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,520 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Ford Escape Hybrid Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a quick review of the concepts that were presented in the illustrations above.

• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,240 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $356 each month if full coverage is included
• You may be able to save approximately $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• You may be able to save approximately $120 per year just by quoting online in advance