Ford Escape Hybrid Insurance Rates

The average insurance prices for a Ford Escape Hybrid are $1,030 every 12 months with full coverage. Comprehensive insurance costs on average $160, collision insurance costs $238, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,222 or more. Teenage drivers cost the most to insure at up to $4,156 a year.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different Escape Hybrid trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $621
• Drivers who choose higher $1,000 deductibles will pay around $90 annually
• The average price for a good driver age 40 with $500 deductibles is $1,030
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $172 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,222
• Policy cost to insure a teenage driver with full coverage may cost $4,156 a year

View Chart as Image

Auto insurance rates for a Ford Escape Hybrid also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Escape Hybrid.

Using high physical damage deductibles could save up to $270 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Escape Hybrid insurance rates. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,390 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Ford Escape Hybrid Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every other renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The following items are a brief summary of the concepts that were covered in the above illustrations.

• Drivers that tend to have accidents or serious violations may pay on average $1,190 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, as much as $346 each month if comprehensive and collision insurance is included
• You may be able to save as much as $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• You may be able to save as much as $120 per year just by shopping early and online