Ford Escape Hybrid Insurance Rates

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Lower Your 2010 Ford Escape Hybrid Insurance Cost in 2025

Trying to find cheaper insurance rates? Buyers have lots of choices when searching for affordable Ford Escape Hybrid insurance. They can either waste time calling around trying to get quotes or save time using the internet to compare rates. There are both good and bad ways to find insurance online so we're going to tell you the proper way to quote coverages on a Ford and locate the best price poss...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 8, 2024

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The average insurance rates for a Ford Escape Hybrid are $1,064 a year with full coverage. Comprehensive costs on average $170 a year, collision costs $262, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,300. 16-year-old drivers cost the most to insure at $4,266 a year or more.

Average premium for full coverage: $1,064

Policy rates by type of insurance:

Comprehensive $170
Collision $262
Liability $474

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Escape Hybrid trim levels.

Price Range Variability

For a driver around age 40, Ford Escape Hybrid insurance rates go from as low as $522 for a discount liability-only rate to a high of $2,300 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $638
  • Drivers who choose higher $1,000 deductibles will pay around $964 annually
  • The average rate for a good driver age 40 with $500 deductibles is $1,064
  • Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,252
  • Drivers with multiple tickets or accidents could pay upwards of $2,300 or more
  • Policy cost for full coverage for a 16-year-old driver may cost $4,266 a year

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing full coverage Ford Escape Hybrid insurance rates range from $638 to $4,266

Car insurance rates for a Ford Escape Hybrid also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,200 a year. View Rates by Age

Your home state makes a big difference in Ford Escape Hybrid insurance prices. A 40-year-old driver could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or at least $1,440 on average in Florida, Michigan, and New York.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $290 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 136% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,042 $87
Ford Escape Hybrid Limited 2WD $1,064 $89
Ford Escape Hybrid 4WD $1,064 $89
Ford Escape Hybrid Limited 4WD $1,082 $90

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $182 $286 $478 $1,104
2011 Ford Escape Hybrid $170 $262 $474 $1,064
2010 Ford Escape Hybrid $160 $238 $474 $1,030

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Ford Escape Hybrid Insurance

Finding cheaper rates on insurance for a Ford Escape Hybrid not only requires being a good driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief summary of the ideas that were covered above.

  • Drivers age 16 to 20 are expensive to insure, as much as $356 each month if full coverage is included
  • Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year than a safer driver
  • Increasing comprehensive and collision deductibles can save around $300 each year
  • You may be able to save as much as $120 per year simply by quoting early and online

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,177
100/300 $1,295
250/500 $1,603
100 CSL $1,224
300 CSL $1,485
500 CSL $1,675

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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