Ford Escape Hybrid Insurance Rates

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Lower Your 2010 Ford Escape Hybrid Insurance Cost in 2025

Trying to find cheaper insurance rates? Buyers have lots of choices when searching for affordable Ford Escape Hybrid insurance. They can either waste time calling around trying to get quotes or save time using the internet to compare rates. There are both good and bad ways to find insurance online so we're going to tell you the proper way to quote coverages on a Ford and locate the best price poss...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 8, 2024

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Average insurance rates for a Ford Escape Hybrid are $1,064 a year with full coverage. Comprehensive costs on average $170 each year, collision insurance costs $262, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,300. Teens receive the highest rates at up to $4,266 a year.

Average premium for full coverage: $1,064

Rate estimates by individual coverage type:

Comprehensive $170
Collision $262
Liability $474

Estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Escape Hybrid models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $522 for just liability insurance to a high rate of $2,300 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

These examples demonstrate why all drivers should compare rates quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $638
  • Raising to $1,000 deductibles will save around $100 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,064
  • Selecting low deductibles bumps up the cost to $1,252
  • Unlucky drivers with serious driving violations could pay upwards of $2,300
  • The cost that insures a teenage driver may cost $4,266

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing Ford Escape Hybrid insurance rates range from $638 to $4,266 for full coverage

Auto insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

Where you live also has a big influence on Ford Escape Hybrid insurance rates. A middle-age driver might find rates as low as $770 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,440 on average in Florida, Michigan, and New York.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $290 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,042 $87
Ford Escape Hybrid Limited 2WD $1,064 $89
Ford Escape Hybrid 4WD $1,064 $89
Ford Escape Hybrid Limited 4WD $1,082 $90

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $182 $286 $478 $1,104
2011 Ford Escape Hybrid $170 $262 $474 $1,064
2010 Ford Escape Hybrid $160 $238 $474 $1,030

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Ford Escape Hybrid Insurance

Saving money on auto insurance consists of having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a review of the data that was touched on in this article.

  • You may be able to save as much as $120 per year just by quoting online in advance
  • Consumers who require increased levels of liability coverage will pay approximately $520 every year to raise from a minimum limit to the 250/500 level
  • Drivers age 20 and younger are charged the highest rates, with premiums as much as $356 per month if the policy includes full coverage
  • Drivers who have several accidents or serious violations pay on average $1,240 more each year to buy Ford Escape Hybrid insurance

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,177
100/300 $1,295
250/500 $1,603
100 CSL $1,224
300 CSL $1,485
500 CSL $1,675

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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