Ford Escape Hybrid Insurance Rates

Average insurance rates for a Ford Escape Hybrid are $1,030 a year for full coverage insurance. Comprehensive insurance costs around $160 each year, collision costs $238, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,222 or more. Teenage drivers receive the highest rates at $4,156 a year or more.

Average premium for full coverage: $1,030

Rate estimates for individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Escape Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Ford Escape Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $621
• Choosing higher $1,000 deductibles can save about $90 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,030
• Using low deductibles for comp and collision coverage will cost an additional $172 each year
• Drivers who are prone to accidents and violations could pay at least $2,222 or more
• The cost that insures a teenage driver can be $4,156 each year

View Chart as Image

Insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,200 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Ford Escape Hybrid insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,390 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $270 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Ford Escape Hybrid Insurance

Saving money on auto insurance takes having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a summary of the information covered in the above illustrations.

• It is possible to save up to $120 per year simply by quoting online in advance
• 16 to 18-year-old drivers pay higher rates, costing up to $346 per month if full coverage is included
• Increasing deductibles can save approximately $250 each year
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,190 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay an extra $520 annually to raise limits from a minimum limit to the 250/500 level