Ford Escape Hybrid Insurance Rates

Estimated insurance rates for a Ford Escape Hybrid are $1,064 a year for full coverage. Comprehensive insurance costs approximately $170, collision costs $262, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,300 or more. Teenage drivers pay the most at $4,266 a year or more.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different Escape Hybrid trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Ford Escape Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $638
• Using higher $1,000 deductibles will save $100 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,064
• Using more expensive low deductibles for physical damage coverage will cost an additional $188 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,300 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost $4,266 or more

View Chart as Image

Insurance prices for a Ford Escape Hybrid also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Escape Hybrid insurance rates. A driver around age 40 might see prices as low as $700 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,520 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $290 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Ford Escape Hybrid Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a recap of the data covered above.

• Consumers who purchase more liability protection will pay an extra $520 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers can save around $120 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $300 each year
• Youthful drivers are the costliest to insure, as much as $356 per month if comprehensive and collision insurance is included