Ford C-Max Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 10, 2024

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The average insurance rates for a Ford C-Max Hybrid are $1,290 a year for full coverage insurance. Comprehensive costs approximately $230 each year, collision costs $446, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing around $2,808. Teens cost the most to insure at $4,994 a year or more.

Average premium for full coverage: $1,290

Policy rates by type of insurance:

Comprehensive $230
Collision $446
Liability $456

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and C-Max Hybrid models.

Price Range Variability

For a 40-year-old driver, Ford C-Max Hybrid insurance rates go from as low as $508 for the bare minimum liability coverage to a high rate of $2,808 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,290
High Risk $2,808

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $968
Small Cities $1,355
Large Cities $1,742

The examples above illustrate why all drivers should get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $746
  • Choosing higher $1,000 deductibles can save $154 each year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,290
  • Selecting low deductibles for comp and collision coverage will increase the cost to $1,590
  • Unlucky drivers with serious driving violations could pay around $2,808 or more
  • Policy cost for full coverage for a teen driver can cost $4,994 each year

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing full coverage Ford C-Max Hybrid insurance rates range from $746 to $4,994

Insurance rates for a Ford C-Max Hybrid also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford C-Max Hybrid insurance prices. A good driver about age 40 could pay as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,740 on average in Florida, New York, and Michigan.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,168 -$122 -9.5%
Alaska $990 -$300 -23.3%
Arizona $1,070 -$220 -17.1%
Arkansas $1,290 -$0 0.0%
California $1,472 $182 14.1%
Colorado $1,232 -$58 -4.5%
Connecticut $1,326 $36 2.8%
Delaware $1,462 $172 13.3%
Florida $1,614 $324 25.1%
Georgia $1,190 -$100 -7.8%
Hawaii $926 -$364 -28.2%
Idaho $872 -$418 -32.4%
Illinois $960 -$330 -25.6%
Indiana $970 -$320 -24.8%
Iowa $870 -$420 -32.6%
Kansas $1,226 -$64 -5.0%
Kentucky $1,760 $470 36.4%
Louisiana $1,910 $620 48.1%
Maine $798 -$492 -38.1%
Maryland $1,064 -$226 -17.5%
Massachusetts $1,032 -$258 -20.0%
Michigan $2,242 $952 73.8%
Minnesota $1,080 -$210 -16.3%
Mississippi $1,544 $254 19.7%
Missouri $1,144 -$146 -11.3%
Montana $1,386 $96 7.4%
Nebraska $1,016 -$274 -21.2%
Nevada $1,546 $256 19.8%
New Hampshire $930 -$360 -27.9%
New Jersey $1,442 $152 11.8%
New Mexico $1,142 -$148 -11.5%
New York $1,360 $70 5.4%
North Carolina $744 -$546 -42.3%
North Dakota $1,056 -$234 -18.1%
Ohio $890 -$400 -31.0%
Oklahoma $1,326 $36 2.8%
Oregon $1,182 -$108 -8.4%
Pennsylvania $1,230 -$60 -4.7%
Rhode Island $1,722 $432 33.5%
South Carolina $1,168 -$122 -9.5%
South Dakota $1,088 -$202 -15.7%
Tennessee $1,128 -$162 -12.6%
Texas $1,554 $264 20.5%
Utah $956 -$334 -25.9%
Vermont $884 -$406 -31.5%
Virginia $774 -$516 -40.0%
Washington $996 -$294 -22.8%
West Virginia $1,182 -$108 -8.4%
Wisconsin $894 -$396 -30.7%
Wyoming $1,150 -$140 -10.9%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 138% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and rates will be varied from one company to the next.

Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $238 $474 $452 $1,322
2017 Ford C-Max Hybrid $230 $446 $456 $1,290
2016 Ford C-Max Hybrid $220 $400 $460 $1,238

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Ford C-Max Hybrid Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit history, being claim-free, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a recap of the concepts that were illustrated above.

  • Higher risk drivers that have major violations or accidents may pay on average $1,520 more per year for C-Max Hybrid insurance
  • Teens are the costliest to insure, possibly costing $416 each month including comprehensive and collision insurance
  • It is possible to save around $150 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $450 each year
  • It is possible to save around $150 per year simply by quoting online in advance

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,994
20 $3,002
30 $1,334
40 $1,290
50 $1,180
60 $1,158

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,590
$250 $1,450
$500 $1,290
$1,000 $1,136

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,290
50/100 $1,381
100/300 $1,495
250/500 $1,792
100 CSL $1,427
300 CSL $1,678
500 CSL $1,860

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,106
20 $4,788
30 $2,856
40 $2,808
50 $2,686
60 $2,664

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $92
5-yr Claim Free $84
Paid in Full/EFT $56
Advance Quote $63
Online Quote $91
Total Discounts $544
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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