Ford C-Max Hybrid Insurance Rates

The average insurance rates for a Ford C-Max Hybrid are $1,290 a year for full coverage. Comprehensive insurance costs on average $230 each year, collision insurance costs $446, and liability insurance costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs $2,808 or more. Teenage drivers cost the most to insure at up to $4,994 a year.

Average premium for full coverage: $1,290

Policy rates by type of insurance:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and C-Max Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

The examples above show why all drivers should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $746
• Drivers who choose higher $1,000 deductibles will pay around $154 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,290
• Using low deductibles for comprehensive and collision insurance will cost an extra $300 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,808
• Policy cost for full coverage for a teen driver may cost $4,994 a year

View Chart as Image

Auto insurance rates for a Ford C-Max Hybrid also range considerably based on your risk profile, the trim level of your C-Max Hybrid, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Your home state makes a big difference in Ford C-Max Hybrid insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,840 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $460 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 138% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Ford C-Max Hybrid Insurance

Finding cheaper rates on Ford C-Max Hybrid insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following is a condensed summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save as much as $150 per year just by quoting online in advance
• High-risk drivers with multiple at-fault accidents will pay on average $1,520 more each year for C-Max Hybrid insurance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Teens are charged the highest rates, costing up to $416 each month if they have full coverage