Ford C-Max Hybrid Insurance Rates

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UPDATED: May 10, 2024

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Average insurance rates for a Ford C-Max Hybrid are $1,238 a year for full coverage insurance. Comprehensive costs approximately $220 a year, collision costs $400, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,688. Teens receive the highest rates at $4,822 a year or more.

Average premium for full coverage: $1,238

Rate estimates by individual coverage type:

Comprehensive $220
Collision $400
Liability $460

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and C-Max Hybrid trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $510 for your basic liability-only policy to a high of $2,688 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,238
High Risk $2,688

Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $929
Small Cities $1,300
Large Cities $1,671

These examples illustrate why it is important to compare prices using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $723
  • Using higher $1,000 deductibles will save $1,096 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,238
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,510
  • Drivers with serious driving violations could pay around $2,688 or more
  • The cost for full coverage for a teen driver can cost $4,822 or more

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing full coverage Ford C-Max Hybrid insurance rates range from $723 to $4,822

Car insurance rates for a Ford C-Max Hybrid can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,800 a year. View Rates by Age

Where you live has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,670 on average in Florida, New York, and Michigan.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,120 -$118 -9.5%
Alaska $950 -$288 -23.3%
Arizona $1,028 -$210 -17.0%
Arkansas $1,238 -$0 0.0%
California $1,410 $172 13.9%
Colorado $1,184 -$54 -4.4%
Connecticut $1,274 $36 2.9%
Delaware $1,402 $164 13.2%
Florida $1,548 $310 25.0%
Georgia $1,142 -$96 -7.8%
Hawaii $890 -$348 -28.1%
Idaho $838 -$400 -32.3%
Illinois $922 -$316 -25.5%
Indiana $932 -$306 -24.7%
Iowa $834 -$404 -32.6%
Kansas $1,176 -$62 -5.0%
Kentucky $1,690 $452 36.5%
Louisiana $1,834 $596 48.1%
Maine $766 -$472 -38.1%
Maryland $1,022 -$216 -17.4%
Massachusetts $992 -$246 -19.9%
Michigan $2,152 $914 73.8%
Minnesota $1,038 -$200 -16.2%
Mississippi $1,484 $246 19.9%
Missouri $1,098 -$140 -11.3%
Montana $1,330 $92 7.4%
Nebraska $978 -$260 -21.0%
Nevada $1,486 $248 20.0%
New Hampshire $892 -$346 -27.9%
New Jersey $1,386 $148 12.0%
New Mexico $1,096 -$142 -11.5%
New York $1,306 $68 5.5%
North Carolina $712 -$526 -42.5%
North Dakota $1,014 -$224 -18.1%
Ohio $856 -$382 -30.9%
Oklahoma $1,274 $36 2.9%
Oregon $1,136 -$102 -8.2%
Pennsylvania $1,182 -$56 -4.5%
Rhode Island $1,652 $414 33.4%
South Carolina $1,120 -$118 -9.5%
South Dakota $1,046 -$192 -15.5%
Tennessee $1,084 -$154 -12.4%
Texas $1,492 $254 20.5%
Utah $916 -$322 -26.0%
Vermont $848 -$390 -31.5%
Virginia $742 -$496 -40.1%
Washington $960 -$278 -22.5%
West Virginia $1,136 -$102 -8.2%
Wisconsin $858 -$380 -30.7%
Wyoming $1,104 -$134 -10.8%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $230 $446 $456 $1,290
2017 Ford C-Max Hybrid $220 $400 $460 $1,238
2016 Ford C-Max Hybrid $206 $368 $460 $1,192

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Ford C-Max Hybrid Insurance

Saving money on Ford C-Max Hybrid insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop at every other renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a review of the concepts that were touched on in the above illustrations.

  • High-risk drivers who have several accidents or serious violations may pay on average $1,450 more per year than a low-risk driver
  • Youthful drivers pay the highest auto insurance rates, costing up to $402 per month if full coverage is included
  • It is possible to save around $150 per year simply by quoting early and online
  • Increasing deductibles can save around $425 each year
  • It is possible to save around $150 per year simply by quoting early and online

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,822
20 $2,870
30 $1,278
40 $1,238
50 $1,134
60 $1,112

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,384
$500 $1,238
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,238
50/100 $1,330
100/300 $1,445
250/500 $1,744
100 CSL $1,376
300 CSL $1,629
500 CSL $1,813

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,846
20 $4,578
30 $2,732
40 $2,688
50 $2,572
60 $2,550

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $86
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $86
Total Discounts $515
Rate after discounts $723

Discounts are estimated and may not be available from every company or in every state.

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