Ford C-Max Hybrid Insurance Rates

The average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage. Comprehensive costs on average $206 each year, collision insurance costs $368, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,588. Teenage drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and C-Max Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above show why all drivers should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $697
• Using higher $1,000 deductibles will save around $130 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,192
• Using low deductibles for physical damage coverage will increase the cost to $1,446
• Drivers who are prone to accidents and violations could pay upwards of $2,588
• Policy cost for full coverage for a teen driver may cost $4,674 or more

View Chart as Image

Insurance rates for a Ford C-Max Hybrid also range considerably based on your risk profile, the trim level of your C-Max Hybrid, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Ford C-Max Hybrid insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,700 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 every year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Ford C-Max Hybrid Insurance

Finding cheaper rates on car insurance requires having a good driving record, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The next list is a brief review of the primary concepts that were covered in the charts and tables above.

• Drivers can save as much as $140 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions will pay on average $1,400 more each year to buy Ford C-Max Hybrid insurance
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers age 20 and younger pay the highest rates, costing up to $390 each month for full coverage