Ford C-Max Hybrid Insurance Rates

U.S. average insurance prices for a Ford C-Max Hybrid are $1,192 every 12 months with full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $368, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,588. Teen drivers pay the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Price estimates broken down by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and C-Max Hybrid trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The ranges above demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Ford C-Max Hybrid insurance rates for other coverage scenarios.

• The lowest rate with discounts is $697
• Raising to $1,000 deductibles will save approximately $1,062 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,192
• Choosing low $100 deductibles increases the price to $1,446
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,588
• The price to insure a teenage driver can cost as much as $4,674

View Chart as Image

Auto insurance prices for a Ford C-Max Hybrid are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $390 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Ford C-Max Hybrid insurance rates. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,610 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Ford C-Max Hybrid Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief recap of the data covered in the charts and tables above.

• Consumers who want additional liability coverage will pay about $510 every year to raise from a low limit to a 250/500 level
• You may be able to save approximately $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $375 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $390 a month if comprehensive and collision insurance is included