Ford C-Max Hybrid Insurance Rates

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UPDATED: May 10, 2024

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Average insurance rates for a Ford C-Max Hybrid are $1,192 a year including full coverage. Comprehensive costs around $206 each year, collision costs $368, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,588. Teen drivers receive the highest rates at $4,674 a year or more.

Average premium for full coverage: $1,192

Rate estimates for individual coverage type:

Comprehensive $206
Collision $368
Liability $460

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and C-Max Hybrid models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as low as $510 for just liability insurance to a high rate of $2,588 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,192
High Risk $2,588

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

These examples highlight why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $697
  • Drivers who choose higher $1,000 deductibles will pay about $130 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,192
  • Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,446
  • Drivers with multiple violations and an at-fault accident could pay at least $2,588 or more
  • The cost for full coverage for a 16-year-old driver can be $4,674 a year

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing full coverage Ford C-Max Hybrid insurance rates range from $697 to $4,674

Auto insurance rates for a Ford C-Max Hybrid can also vary considerably based on your driver profile, the model of your C-Max Hybrid, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

Where you live makes a big difference in Ford C-Max Hybrid insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,700 on average in Michigan, New York, and Louisiana.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,078 -$114 -9.6%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,358 $166 13.9%
Colorado $1,140 -$52 -4.4%
Connecticut $1,224 $32 2.7%
Delaware $1,348 $156 13.1%
Florida $1,490 $298 25.0%
Georgia $1,100 -$92 -7.7%
Hawaii $856 -$336 -28.2%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $896 -$296 -24.8%
Iowa $802 -$390 -32.7%
Kansas $1,132 -$60 -5.0%
Kentucky $1,626 $434 36.4%
Louisiana $1,764 $572 48.0%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $954 -$238 -20.0%
Michigan $2,070 $878 73.7%
Minnesota $998 -$194 -16.3%
Mississippi $1,428 $236 19.8%
Missouri $1,056 -$136 -11.4%
Montana $1,280 $88 7.4%
Nebraska $940 -$252 -21.1%
Nevada $1,430 $238 20.0%
New Hampshire $860 -$332 -27.9%
New Jersey $1,334 $142 11.9%
New Mexico $1,056 -$136 -11.4%
New York $1,256 $64 5.4%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $824 -$368 -30.9%
Oklahoma $1,224 $32 2.7%
Oregon $1,092 -$100 -8.4%
Pennsylvania $1,138 -$54 -4.5%
Rhode Island $1,592 $400 33.6%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,044 -$148 -12.4%
Texas $1,438 $246 20.6%
Utah $882 -$310 -26.0%
Vermont $816 -$376 -31.5%
Virginia $714 -$478 -40.1%
Washington $922 -$270 -22.7%
West Virginia $1,092 -$100 -8.4%
Wisconsin $824 -$368 -30.9%
Wyoming $1,062 -$130 -10.9%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city

Choosing high deductibles could save up to $390 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $220 $400 $460 $1,238
2017 Ford C-Max Hybrid $206 $368 $460 $1,192
2016 Ford C-Max Hybrid $198 $346 $464 $1,166

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Ford C-Max Hybrid Insurance

Saving money on insurance for a Ford C-Max Hybrid not only requires being safe and accident-free, but also having good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a condensed summary of the coverage data raised in the charts and tables above.

  • You may be able to save up to $140 per year simply by quoting online in advance
  • Increasing deductibles can save around $375 each year
  • Youthful drivers are expensive to insure, as much as $390 per month if they have full coverage
  • Drivers considered higher risk with multiple at-fault accidents pay on average $1,400 more every year than a low-risk driver

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,674
20 $2,762
30 $1,226
40 $1,192
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,446
$250 $1,326
$500 $1,192
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,284
100/300 $1,399
250/500 $1,698
100 CSL $1,330
300 CSL $1,583
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,626
20 $4,404
30 $2,626
40 $2,588
50 $2,476
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $57
Online Quote $83
Total Discounts $495
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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