Ford C-Max Hybrid Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 10, 2024
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Average insurance prices for a Ford C-Max Hybrid are $1,238 every 12 months including full coverage. Comprehensive insurance costs on average $220, collision costs $400, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,688 or more. 16-year-old drivers receive the highest rates at $4,822 a year or more.
Average premium for full coverage: $1,238
Rate estimates by individual coverage type:
Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all C-Max Hybrid models.
Price Range by Coverage and Risk
For the normal driver, prices range go from the cheapest price of $510 for liability-only coverage to the much higher price of $2,688 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than congested cities.
The example below illustrates how geographic area affects car insurance rates.
These examples highlight why everyone should compare rates based on a specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $723
- Drivers who choose higher $1,000 deductibles will pay around $142 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,238
- Buying pricier low deductibles for comprehensive and collision insurance costs an extra $272 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,688 or more
- The cost to insure a 16-year-old driver for full coverage may cost $4,822 a year
Auto insurance rates for a Ford C-Max Hybrid can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your C-Max Hybrid.
Opting for high physical damage deductibles could save up to $420 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,800 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can cost from 44% to 135% more than the average rate. View High Risk Driver Rates
Where you live makes a big difference in Ford C-Max Hybrid insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,770 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $950 | -$288 | -23.3% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,184 | -$54 | -4.4% |
| Connecticut | $1,274 | $36 | 2.9% |
| Delaware | $1,402 | $164 | 13.2% |
| Florida | $1,548 | $310 | 25.0% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $890 | -$348 | -28.1% |
| Idaho | $838 | -$400 | -32.3% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,834 | $596 | 48.1% |
| Maine | $766 | -$472 | -38.1% |
| Maryland | $1,022 | -$216 | -17.4% |
| Massachusetts | $992 | -$246 | -19.9% |
| Michigan | $2,152 | $914 | 73.8% |
| Minnesota | $1,038 | -$200 | -16.2% |
| Mississippi | $1,484 | $246 | 19.9% |
| Missouri | $1,098 | -$140 | -11.3% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $978 | -$260 | -21.0% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,386 | $148 | 12.0% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,306 | $68 | 5.5% |
| North Carolina | $712 | -$526 | -42.5% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,274 | $36 | 2.9% |
| Oregon | $1,136 | -$102 | -8.2% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,652 | $414 | 33.4% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,046 | -$192 | -15.5% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $742 | -$496 | -40.1% |
| Washington | $960 | -$278 | -22.5% |
| West Virginia | $1,136 | -$102 | -8.2% |
| Wisconsin | $858 | -$380 | -30.7% |
| Wyoming | $1,104 | -$134 | -10.8% |
With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Every company utilizes a different rate formula, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2017 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2016 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Ford C-Max Hybrid Insurance
Saving money on insurance for a Ford C-Max Hybrid not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below is a review of the ideas that were presented in the illustrations above.
- Teenage drivers are charged the highest rates, as much as $402 per month if comprehensive and collision insurance is included
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,450 more each year for auto insurance
- Increasing deductibles could save as much as $425 each year
- You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,822 |
| 20 | $2,870 |
| 30 | $1,278 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,384 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,330 |
| 100/300 | $1,445 |
| 250/500 | $1,744 |
| 100 CSL | $1,376 |
| 300 CSL | $1,629 |
| 500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,846 |
| 20 | $4,578 |
| 30 | $2,732 |
| 40 | $2,688 |
| 50 | $2,572 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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