Ford C-Max Hybrid Insurance Rates

Average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage insurance. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $368, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,588 or more. Teenage drivers receive the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and C-Max Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Ford C-Max Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $697
• Raising to $1,000 deductibles will save approximately $1,062 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,192
• Using low $100 deductibles will cost an extra $254 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,588
• The cost for full coverage for a teen driver can cost as much as $4,674

View Chart as Image

Auto insurance rates for a Ford C-Max Hybrid can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,600 a year. View Rates by Age

Where you live also has a big influence on Ford C-Max Hybrid insurance rates. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,610 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $390 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Ford C-Max Hybrid Insurance

Saving money on Ford C-Max Hybrid insurance consists of avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at every other renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The list below is a condensed summary of the concepts that were touched on above.

• High-risk drivers with multiple at-fault accidents pay on average $1,400 more annually for car insurance
• Teenagers are the costliest to insure, costing up to $390 per month if they have full coverage
• It is possible to save approximately $140 per year just by quoting early and online
• Increasing deductibles can save around $375 each year
• It is possible to save approximately $140 per year just by quoting early and online