Ford C-Max Hybrid Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Ford C-Max Hybrid are $1,290 every 12 months with full coverage. Comprehensive insurance costs on average $230 a year, collision costs $446, and liability coverage costs around $456. A policy with only liability insurance costs as low as $508 a year, with a high-risk policy costing $2,808 or more. 16-year-old drivers pay the most at $4,994 a year or more.
Average premium for full coverage: $1,290
Premium estimates by type of coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and C-Max Hybrid trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Ford C-Max Hybrid go from the cheapest price of $508 for just liability coverage to a high of $2,808 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than congested cities.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences demonstrate why it is important to compare prices based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $746
- Using higher $1,000 deductibles will save around $1,136 annually
- The average price for a 40-year-old good driver with $500 deductibles is $1,290
- Buying low $100 deductibles for physical damage coverage costs an extra $300 each year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,808 or more
- An auto insurance policy to insure a teenage driver may cost $4,994 or more
Car insurance prices for a Ford C-Max Hybrid also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your C-Max Hybrid.
Opting for high physical damage deductibles could cut prices by as much as $460 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 138% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or at least $1,740 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,472 | $182 | 14.1% |
| Colorado | $1,232 | -$58 | -4.5% |
| Connecticut | $1,326 | $36 | 2.8% |
| Delaware | $1,462 | $172 | 13.3% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $872 | -$418 | -32.4% |
| Illinois | $960 | -$330 | -25.6% |
| Indiana | $970 | -$320 | -24.8% |
| Iowa | $870 | -$420 | -32.6% |
| Kansas | $1,226 | -$64 | -5.0% |
| Kentucky | $1,760 | $470 | 36.4% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $798 | -$492 | -38.1% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$258 | -20.0% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,544 | $254 | 19.7% |
| Missouri | $1,144 | -$146 | -11.3% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,016 | -$274 | -21.2% |
| Nevada | $1,546 | $256 | 19.8% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,442 | $152 | 11.8% |
| New Mexico | $1,142 | -$148 | -11.5% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $890 | -$400 | -31.0% |
| Oklahoma | $1,326 | $36 | 2.8% |
| Oregon | $1,182 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$60 | -4.7% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,168 | -$122 | -9.5% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,128 | -$162 | -12.6% |
| Texas | $1,554 | $264 | 20.5% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $774 | -$516 | -40.0% |
| Washington | $996 | -$294 | -22.8% |
| West Virginia | $1,182 | -$108 | -8.4% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,150 | -$140 | -10.9% |
With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2017 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2016 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Ford C-Max Hybrid Insurance
Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and maximizing policy discounts. Set aside time to compare rates every year by requesting rates from direct companies, and also from local exclusive and independent agents.
The points below are a quick rundown of the coverage data covered above.
- You may be able to save as much as $150 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $450 each year
- Drivers under the age of 20 are expensive to insure, possibly costing $416 per month if the policy includes full coverage
- Drivers with reckless driving or DUI convictions may pay on average $1,520 more each year to insure a Ford C-Max Hybrid
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,994 |
| 20 | $3,002 |
| 30 | $1,334 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,590 |
| $250 | $1,450 |
| $500 | $1,290 |
| $1,000 | $1,136 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,381 |
| 100/300 | $1,495 |
| 250/500 | $1,792 |
| 100 CSL | $1,427 |
| 300 CSL | $1,678 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,106 |
| 20 | $4,788 |
| 30 | $2,856 |
| 40 | $2,808 |
| 50 | $2,686 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $56 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
