Ford C-Max Hybrid Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 10, 2024
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The average auto insurance rates for a Ford C-Max Hybrid are $1,238 annually for full coverage. Comprehensive insurance costs approximately $220, collision costs $400, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,688 or more. 16-year-old drivers cost the most to insure at $4,822 a year or more.
Average premium for full coverage: $1,238
Policy rates by type of insurance:
Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all C-Max Hybrid models.
Price Range Variability
For the normal driver, Ford C-Max Hybrid insurance rates go from as cheap as $510 for basic liability insurance to the much higher price of $2,688 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than congested cities.
The example below illustrates how geographic area affects auto insurance prices.
The examples above show why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $723
- Drivers who choose higher $1,000 deductibles will pay $142 a year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,238
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $272 a year
- High risk drivers with multiple tickets or accidents could pay around $2,688 or more
- Policy cost with full coverage for a teen driver for full coverage can cost $4,822 a year
Car insurance rates for a Ford C-Max Hybrid also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can cost anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $420 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Ford C-Max Hybrid insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or at least $1,770 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $950 | -$288 | -23.3% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,184 | -$54 | -4.4% |
| Connecticut | $1,274 | $36 | 2.9% |
| Delaware | $1,402 | $164 | 13.2% |
| Florida | $1,548 | $310 | 25.0% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $890 | -$348 | -28.1% |
| Idaho | $838 | -$400 | -32.3% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,834 | $596 | 48.1% |
| Maine | $766 | -$472 | -38.1% |
| Maryland | $1,022 | -$216 | -17.4% |
| Massachusetts | $992 | -$246 | -19.9% |
| Michigan | $2,152 | $914 | 73.8% |
| Minnesota | $1,038 | -$200 | -16.2% |
| Mississippi | $1,484 | $246 | 19.9% |
| Missouri | $1,098 | -$140 | -11.3% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $978 | -$260 | -21.0% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,386 | $148 | 12.0% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,306 | $68 | 5.5% |
| North Carolina | $712 | -$526 | -42.5% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,274 | $36 | 2.9% |
| Oregon | $1,136 | -$102 | -8.2% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,652 | $414 | 33.4% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,046 | -$192 | -15.5% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $742 | -$496 | -40.1% |
| Washington | $960 | -$278 | -22.5% |
| West Virginia | $1,136 | -$102 | -8.2% |
| Wisconsin | $858 | -$380 | -30.7% |
| Wyoming | $1,104 | -$134 | -10.8% |
Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2017 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2016 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Ford C-Max Hybrid Insurance
Finding cheaper rates on Ford C-Max Hybrid insurance not only requires avoiding accidents and violations, but also having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a recap of the car insurance concepts presented in the illustrations above.
- High-risk drivers that have major violations or accidents pay on average $1,450 more per year for car insurance
- Drivers can save around $150 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $425 each year
- Drivers who purchase higher liability limits will pay around $510 each year to go from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,822 |
| 20 | $2,870 |
| 30 | $1,278 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,384 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,330 |
| 100/300 | $1,445 |
| 250/500 | $1,744 |
| 100 CSL | $1,376 |
| 300 CSL | $1,629 |
| 500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,846 |
| 20 | $4,578 |
| 30 | $2,732 |
| 40 | $2,688 |
| 50 | $2,572 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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