Ford C-Max Hybrid Insurance Rates

The average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage. Comprehensive costs around $206 each year, collision insurance costs $368, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,588. Teens cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Rate estimates include $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and C-Max Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $697
• Using higher $1,000 deductibles will save about $130 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,192
• Selecting low deductibles for physical damage coverage will increase the cost to $1,446
• Higher-risk drivers with serious driving violations could pay at least $2,588
• Policy cost for full coverage for a teenage driver can be $4,674 or more

View Chart as Image

Car insurance rates for a Ford C-Max Hybrid also range considerably based on your risk profile, the trim level of your C-Max Hybrid, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,700 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 a year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find the Best Ford C-Max Hybrid Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a brief recap of the data that was touched on in the above illustrations.

• Drivers can save up to $140 per year just by quoting online in advance
• Consumers who may need higher liability limits will pay approximately $510 each year to increase from a 30/60 limit to 250/500 limits
• Teens are the costliest to insure, costing up to $390 each month if full coverage is included
• Drivers who tend to receive serious violations may be required to pay an average of $1,400 more every year for C-Max Hybrid insurance