Ford C-Max Hybrid Insurance Rates

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UPDATED: May 10, 2024

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The average insurance rates for a Ford C-Max Hybrid are $1,192 a year with full coverage. Comprehensive insurance costs around $206, collision insurance costs $368, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,588 or more. Teenage drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Comprehensive $206
Collision $368
Liability $460

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all C-Max Hybrid models.

Price Range Variability

For a 40-year-old driver, Ford C-Max Hybrid insurance rates range from the low end price of $510 for your basic liability-only policy to the much higher price of $2,588 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,192
High Risk $2,588

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above demonstrate why everyone should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $697
  • Choosing higher $1,000 deductibles can save about $130 annually
  • The estimated price for a good driver age 40 using $500 deductibles is $1,192
  • Using pricier low deductibles for comp and collision coverage will cost an additional $254 each year
  • Drivers who are prone to accidents and violations could pay at least $2,588
  • Policy cost that insures a teenage driver for full coverage can be $4,674 each year

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing Ford C-Max Hybrid insurance prices range from $697 to $4,674 for full coverage

Insurance rates for a Ford C-Max Hybrid also range considerably based on the model of your C-Max Hybrid, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford C-Max Hybrid insurance rates. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,078 -$114 -9.6%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,358 $166 13.9%
Colorado $1,140 -$52 -4.4%
Connecticut $1,224 $32 2.7%
Delaware $1,348 $156 13.1%
Florida $1,490 $298 25.0%
Georgia $1,100 -$92 -7.7%
Hawaii $856 -$336 -28.2%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $896 -$296 -24.8%
Iowa $802 -$390 -32.7%
Kansas $1,132 -$60 -5.0%
Kentucky $1,626 $434 36.4%
Louisiana $1,764 $572 48.0%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $954 -$238 -20.0%
Michigan $2,070 $878 73.7%
Minnesota $998 -$194 -16.3%
Mississippi $1,428 $236 19.8%
Missouri $1,056 -$136 -11.4%
Montana $1,280 $88 7.4%
Nebraska $940 -$252 -21.1%
Nevada $1,430 $238 20.0%
New Hampshire $860 -$332 -27.9%
New Jersey $1,334 $142 11.9%
New Mexico $1,056 -$136 -11.4%
New York $1,256 $64 5.4%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $824 -$368 -30.9%
Oklahoma $1,224 $32 2.7%
Oregon $1,092 -$100 -8.4%
Pennsylvania $1,138 -$54 -4.5%
Rhode Island $1,592 $400 33.6%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,044 -$148 -12.4%
Texas $1,438 $246 20.6%
Utah $882 -$310 -26.0%
Vermont $816 -$376 -31.5%
Virginia $714 -$478 -40.1%
Washington $922 -$270 -22.7%
West Virginia $1,092 -$100 -8.4%
Wisconsin $824 -$368 -30.9%
Wyoming $1,062 -$130 -10.9%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city

Using high physical damage deductibles can save as much as $390 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $220 $400 $460 $1,238
2017 Ford C-Max Hybrid $206 $368 $460 $1,192
2016 Ford C-Max Hybrid $198 $346 $464 $1,166

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Ford C-Max Hybrid Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a review of the data illustrated above.

  • Consumers who may need more liability coverage will pay an extra $510 every year to raise limits from a 30/60 limit to the 250/500 level
  • You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $375 each year
  • Teen drivers pay higher rates, as much as $390 each month if full coverage is included

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,674
20 $2,762
30 $1,226
40 $1,192
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,446
$250 $1,326
$500 $1,192
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,284
100/300 $1,399
250/500 $1,698
100 CSL $1,330
300 CSL $1,583
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,626
20 $4,404
30 $2,626
40 $2,588
50 $2,476
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $57
Online Quote $83
Total Discounts $495
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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