Ford C-Max Hybrid Insurance Rates

The average insurance rates for a Ford C-Max Hybrid are $1,192 a year with full coverage. Comprehensive insurance costs around $206, collision insurance costs $368, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,588 or more. Teenage drivers cost the most to insure at up to $4,674 a year.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all C-Max Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $697
• Choosing higher $1,000 deductibles can save about $130 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,192
• Using pricier low deductibles for comp and collision coverage will cost an additional $254 each year
• Drivers who are prone to accidents and violations could pay at least $2,588
• Policy cost that insures a teenage driver for full coverage can be $4,674 each year

View Chart as Image

Insurance rates for a Ford C-Max Hybrid also range considerably based on the model of your C-Max Hybrid, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford C-Max Hybrid insurance rates. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles can save as much as $390 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Ford C-Max Hybrid Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a review of the data illustrated above.

• Consumers who may need more liability coverage will pay an extra $510 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teen drivers pay higher rates, as much as $390 each month if full coverage is included