Ford C-Max Hybrid Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a Ford C-Max Hybrid are $1,192 every 12 months for full coverage insurance. Comprehensive costs on average $206 each year, collision costs $368, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,588. Teenage drivers pay the highest rates at $4,674 a year or more.
Average premium for full coverage: $1,192
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and C-Max Hybrid models.
Price Range from Low to High
For the average 40-year-old driver, Ford C-Max Hybrid insurance prices go from the cheapest price of $510 for liability-only coverage to a high rate of $2,588 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities.
The graphic below illustrates the difference location can make on car insurance rates.
The ranges above illustrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.
- The best discount rate is $697
- Using higher $1,000 deductibles will save around $130 each year
- The average price for the average middle-age driver with $500 deductibles is $1,192
- Using low deductibles for physical damage coverage increases the price to $1,446
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,588 or more
- The price to insure a 16-year-old driver may cost $4,674 or more
Auto insurance prices for a Ford C-Max Hybrid are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your C-Max Hybrid.
Using high physical damage deductibles could cut prices by as much as $390 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Ford C-Max Hybrid insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,610 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,078 | -$114 | -9.6% |
| Alaska | $914 | -$278 | -23.3% |
| Arizona | $990 | -$202 | -16.9% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,358 | $166 | 13.9% |
| Colorado | $1,140 | -$52 | -4.4% |
| Connecticut | $1,224 | $32 | 2.7% |
| Delaware | $1,348 | $156 | 13.1% |
| Florida | $1,490 | $298 | 25.0% |
| Georgia | $1,100 | -$92 | -7.7% |
| Hawaii | $856 | -$336 | -28.2% |
| Idaho | $808 | -$384 | -32.2% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $802 | -$390 | -32.7% |
| Kansas | $1,132 | -$60 | -5.0% |
| Kentucky | $1,626 | $434 | 36.4% |
| Louisiana | $1,764 | $572 | 48.0% |
| Maine | $736 | -$456 | -38.3% |
| Maryland | $984 | -$208 | -17.4% |
| Massachusetts | $954 | -$238 | -20.0% |
| Michigan | $2,070 | $878 | 73.7% |
| Minnesota | $998 | -$194 | -16.3% |
| Mississippi | $1,428 | $236 | 19.8% |
| Missouri | $1,056 | -$136 | -11.4% |
| Montana | $1,280 | $88 | 7.4% |
| Nebraska | $940 | -$252 | -21.1% |
| Nevada | $1,430 | $238 | 20.0% |
| New Hampshire | $860 | -$332 | -27.9% |
| New Jersey | $1,334 | $142 | 11.9% |
| New Mexico | $1,056 | -$136 | -11.4% |
| New York | $1,256 | $64 | 5.4% |
| North Carolina | $686 | -$506 | -42.4% |
| North Dakota | $976 | -$216 | -18.1% |
| Ohio | $824 | -$368 | -30.9% |
| Oklahoma | $1,224 | $32 | 2.7% |
| Oregon | $1,092 | -$100 | -8.4% |
| Pennsylvania | $1,138 | -$54 | -4.5% |
| Rhode Island | $1,592 | $400 | 33.6% |
| South Carolina | $1,080 | -$112 | -9.4% |
| South Dakota | $1,006 | -$186 | -15.6% |
| Tennessee | $1,044 | -$148 | -12.4% |
| Texas | $1,438 | $246 | 20.6% |
| Utah | $882 | -$310 | -26.0% |
| Vermont | $816 | -$376 | -31.5% |
| Virginia | $714 | -$478 | -40.1% |
| Washington | $922 | -$270 | -22.7% |
| West Virginia | $1,092 | -$100 | -8.4% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,062 | -$130 | -10.9% |
Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2017 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
| 2016 Ford C-Max Hybrid | $198 | $346 | $464 | $1,166 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Ford C-Max Hybrid Insurance
Getting lower rates on insurance for a Ford C-Max Hybrid requires avoiding accidents and claims, having a good credit score, not filing small claims, and taking advantage of discounts. Make time to compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a summary of the information touched on in this article.
- It is possible to save as much as $140 per year simply by quoting online in advance
- Drivers under the age of 20 are charged the highest prices, as much as $390 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save as much as $375 each year
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,400 more each year to insure a Ford C-Max Hybrid
- Insureds who require increased liability limits will pay an extra $510 annually to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,762 |
| 30 | $1,226 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,446 |
| $250 | $1,326 |
| $500 | $1,192 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,284 |
| 100/300 | $1,399 |
| 250/500 | $1,698 |
| 100 CSL | $1,330 |
| 300 CSL | $1,583 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,626 |
| 20 | $4,404 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,476 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $495 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
