Ford C-Max Hybrid Insurance Rates

Estimated insurance prices for a Ford C-Max Hybrid are $1,192 every 12 months for full coverage. Comprehensive insurance costs around $206 each year, collision insurance costs $368, and liability insurance is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,588 or more. Teenage drivers pay the most at up to $4,674 a year.

Average premium for full coverage: $1,192

Premium estimates for type of coverage:

Estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and C-Max Hybrid models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $697
• Raising to $1,000 deductibles will save about $130 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,192
• Using low deductibles costs an extra $254 a year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,588
• An auto insurance policy to insure a teen driver can be $4,674

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Insurance prices for a Ford C-Max Hybrid also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $390 each year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Ford C-Max Hybrid insurance rates. A middle-age driver might find prices as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,700 on average in Michigan, Louisiana, and New York.

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How to Shop for Low Cost Ford C-Max Hybrid Insurance

Finding better rates on Ford C-Max Hybrid insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following is a review of the coverage data covered above.

• Drivers can save up to $140 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Teens are charged the highest prices, as much as $390 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,400 more every year for C-Max Hybrid insurance