Ford C-Max Hybrid Insurance Rates

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UPDATED: May 10, 2024

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Estimated auto insurance rates for a Ford C-Max Hybrid are $1,192 annually including full coverage. Comprehensive costs around $206, collision insurance costs $368, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,588. 16-year-old drivers pay the most at up to $4,674 a year.

Average premium for full coverage: $1,192

Premium estimates for type of coverage:

Comprehensive $206
Collision $368
Liability $460

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all C-Max Hybrid models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Ford C-Max Hybrid range from as cheap as $510 for basic liability insurance to the much higher price of $2,588 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,192
High Risk $2,588

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than congested cities. The example below illustrates how your location can change auto insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

These rate differences highlight why everyone should compare prices for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $697
  • Using higher $1,000 deductibles will save about $130 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,192
  • Buying pricier low deductibles for physical damage coverage will cost $1,446
  • Drivers with multiple tickets or accidents could pay at least $2,588
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $4,674 or more

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing Ford C-Max Hybrid insurance rates range from $697 to $4,674 for full coverage

Insurance prices for a Ford C-Max Hybrid also have a wide range based on the model of your C-Max Hybrid, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 additional annually, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $390 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,700 on average in Michigan, New York, and Louisiana.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,078 -$114 -9.6%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,358 $166 13.9%
Colorado $1,140 -$52 -4.4%
Connecticut $1,224 $32 2.7%
Delaware $1,348 $156 13.1%
Florida $1,490 $298 25.0%
Georgia $1,100 -$92 -7.7%
Hawaii $856 -$336 -28.2%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $896 -$296 -24.8%
Iowa $802 -$390 -32.7%
Kansas $1,132 -$60 -5.0%
Kentucky $1,626 $434 36.4%
Louisiana $1,764 $572 48.0%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $954 -$238 -20.0%
Michigan $2,070 $878 73.7%
Minnesota $998 -$194 -16.3%
Mississippi $1,428 $236 19.8%
Missouri $1,056 -$136 -11.4%
Montana $1,280 $88 7.4%
Nebraska $940 -$252 -21.1%
Nevada $1,430 $238 20.0%
New Hampshire $860 -$332 -27.9%
New Jersey $1,334 $142 11.9%
New Mexico $1,056 -$136 -11.4%
New York $1,256 $64 5.4%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $824 -$368 -30.9%
Oklahoma $1,224 $32 2.7%
Oregon $1,092 -$100 -8.4%
Pennsylvania $1,138 -$54 -4.5%
Rhode Island $1,592 $400 33.6%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,044 -$148 -12.4%
Texas $1,438 $246 20.6%
Utah $882 -$310 -26.0%
Vermont $816 -$376 -31.5%
Virginia $714 -$478 -40.1%
Washington $922 -$270 -22.7%
West Virginia $1,092 -$100 -8.4%
Wisconsin $824 -$368 -30.9%
Wyoming $1,062 -$130 -10.9%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city
Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $220 $400 $460 $1,238
2017 Ford C-Max Hybrid $206 $368 $460 $1,192
2016 Ford C-Max Hybrid $198 $346 $464 $1,166

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Ford C-Max Hybrid Insurance

Finding better rates on Ford C-Max Hybrid insurance requires having a good driving record, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a condensed summary of the coverage data illustrated above.

  • You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $375 each year
  • Drivers age 20 and younger are charged the highest prices, with the cost nearing $390 per month if they have full coverage
  • High-risk drivers with multiple at-fault accidents may pay on average $1,400 more every year to buy Ford C-Max Hybrid insurance

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,674
20 $2,762
30 $1,226
40 $1,192
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,446
$250 $1,326
$500 $1,192
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,284
100/300 $1,399
250/500 $1,698
100 CSL $1,330
300 CSL $1,583
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,626
20 $4,404
30 $2,626
40 $2,588
50 $2,476
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $57
Online Quote $83
Total Discounts $495
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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