Ford C-Max Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: May 10, 2024
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Estimated insurance prices for a Ford C-Max Hybrid are $1,192 every 12 months for full coverage insurance. Comprehensive costs on average $206 a year, collision costs $368, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,588. Teenage drivers pay the most at $4,674 a year or more.
Average premium for full coverage: $1,192
Premium estimates by type of coverage:
Includes $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and C-Max Hybrid trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Ford C-Max Hybrid go from the cheapest price of $510 for a discount liability-only rate to a high of $2,588 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.
The diagram below illustrates the difference location can make on car insurance rates.
These rate differences illustrate why it is important to compare prices based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.
- The best discount rate is $697
- Using higher $1,000 deductibles will save around $1,062 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,192
- Using low $100 deductibles for physical damage coverage increases the price to $1,446
- Drivers who are prone to accidents and violations could pay upwards of $2,588 or more
- An auto insurance policy to insure a teen driver may cost $4,674 or more
Insurance prices for a Ford C-Max Hybrid also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your C-Max Hybrid.
Using high physical damage deductibles could cut prices by as much as $390 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Ford C-Max Hybrid insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,610 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,078 | -$114 | -9.6% |
| Alaska | $914 | -$278 | -23.3% |
| Arizona | $990 | -$202 | -16.9% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,358 | $166 | 13.9% |
| Colorado | $1,140 | -$52 | -4.4% |
| Connecticut | $1,224 | $32 | 2.7% |
| Delaware | $1,348 | $156 | 13.1% |
| Florida | $1,490 | $298 | 25.0% |
| Georgia | $1,100 | -$92 | -7.7% |
| Hawaii | $856 | -$336 | -28.2% |
| Idaho | $808 | -$384 | -32.2% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $802 | -$390 | -32.7% |
| Kansas | $1,132 | -$60 | -5.0% |
| Kentucky | $1,626 | $434 | 36.4% |
| Louisiana | $1,764 | $572 | 48.0% |
| Maine | $736 | -$456 | -38.3% |
| Maryland | $984 | -$208 | -17.4% |
| Massachusetts | $954 | -$238 | -20.0% |
| Michigan | $2,070 | $878 | 73.7% |
| Minnesota | $998 | -$194 | -16.3% |
| Mississippi | $1,428 | $236 | 19.8% |
| Missouri | $1,056 | -$136 | -11.4% |
| Montana | $1,280 | $88 | 7.4% |
| Nebraska | $940 | -$252 | -21.1% |
| Nevada | $1,430 | $238 | 20.0% |
| New Hampshire | $860 | -$332 | -27.9% |
| New Jersey | $1,334 | $142 | 11.9% |
| New Mexico | $1,056 | -$136 | -11.4% |
| New York | $1,256 | $64 | 5.4% |
| North Carolina | $686 | -$506 | -42.4% |
| North Dakota | $976 | -$216 | -18.1% |
| Ohio | $824 | -$368 | -30.9% |
| Oklahoma | $1,224 | $32 | 2.7% |
| Oregon | $1,092 | -$100 | -8.4% |
| Pennsylvania | $1,138 | -$54 | -4.5% |
| Rhode Island | $1,592 | $400 | 33.6% |
| South Carolina | $1,080 | -$112 | -9.4% |
| South Dakota | $1,006 | -$186 | -15.6% |
| Tennessee | $1,044 | -$148 | -12.4% |
| Texas | $1,438 | $246 | 20.6% |
| Utah | $882 | -$310 | -26.0% |
| Vermont | $816 | -$376 | -31.5% |
| Virginia | $714 | -$478 | -40.1% |
| Washington | $922 | -$270 | -22.7% |
| West Virginia | $1,092 | -$100 | -8.4% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,062 | -$130 | -10.9% |
With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2017 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
| 2016 Ford C-Max Hybrid | $198 | $346 | $464 | $1,166 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Ford C-Max Hybrid Insurance
Finding better rates on Ford C-Max Hybrid insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates every year by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following is a recap of the coverage data touched on in this article.
- It is possible to save as much as $140 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $375 each year
- Teens pay higher prices, with premiums being up to $390 per month if full coverage is included
- High-risk drivers that have major violations or accidents pay on average $1,400 more each year for C-Max Hybrid insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,762 |
| 30 | $1,226 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,446 |
| $250 | $1,326 |
| $500 | $1,192 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,284 |
| 100/300 | $1,399 |
| 250/500 | $1,698 |
| 100 CSL | $1,330 |
| 300 CSL | $1,583 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,626 |
| 20 | $4,404 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,476 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $495 |
Discounts are estimated and may not be available from every company or in every state.
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