Ford C-Max Hybrid Insurance Rates

Average insurance prices for a Ford C-Max Hybrid are $1,238 every 12 months with full coverage. Comprehensive costs around $220 a year, collision insurance costs $400, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,688. Teen drivers receive the highest rates at up to $4,822 a year.

Average premium for full coverage: $1,238

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and C-Max Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $723
• Choosing higher $1,000 deductibles can save about $1,096 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,238
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,510
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,688
• The cost to insure a teen driver can be $4,822 each year

View Chart as Image

Car insurance rates for a Ford C-Max Hybrid can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $420 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 135% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Ford C-Max Hybrid insurance rates. A good driver about age 40 could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Cheap Ford C-Max Hybrid Insurance

Saving money on Ford C-Max Hybrid insurance takes being safe and accident-free, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at least every other year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief summary of the car insurance concepts covered above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,450 more every year than a low-risk driver
• You may be able to save up to $150 per year just by quoting early and online
• Increasing deductibles could save as much as $425 each year
• Drivers who may need more liability protection will pay about $510 every year to raise limits from a minimum limit to a 250/500 level