Ford C-Max Energi Insurance Rates
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UPDATED: Jun 7, 2024
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The average insurance prices for a Ford C-Max Energi are $1,270 every 12 months with full coverage. Comprehensive insurance costs on average $230 each year, collision insurance costs $422, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,756 or more. Teenage drivers cost the most to insure at up to $4,918 a year.
Average premium for full coverage: $1,270
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and C-Max Energi models.
Price Range Variability
For an average driver, Ford C-Max Energi insurance rates range from the cheapest price of $510 for just liability coverage to a high rate of $2,756 for a high-risk driver policy.
Urban vs. Rural Price Range
Your location has a significant impact on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.
The examples above demonstrate why all drivers should compare rates based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Ford C-Max Energi insurance rates for different risk profiles and scenarios.
- The best discount rate is $739
- Drivers who choose higher $1,000 deductibles will pay around $150 annually
- The average price for a good driver age 40 with $500 deductibles is $1,270
- Using low deductibles for comprehensive and collision insurance costs an extra $286 a year
- High risk drivers who are prone to accidents and violations could pay upwards of $2,756
- Policy cost to insure a teen driver may cost $4,918 a year
Auto insurance rates for a Ford C-Max Energi also range considerably based on liability limits and deductibles, your driving record, and the trim level of your C-Max Energi.
Using high physical damage deductibles could save up to $440 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Ford C-Max Energi insurance rates. A 40-year-old driver could pay as low as $920 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,710 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,148 | -$122 | -9.6% |
Alaska | $974 | -$296 | -23.3% |
Arizona | $1,054 | -$216 | -17.0% |
Arkansas | $1,270 | -$0 | 0.0% |
California | $1,446 | $176 | 13.9% |
Colorado | $1,214 | -$56 | -4.4% |
Connecticut | $1,306 | $36 | 2.8% |
Delaware | $1,436 | $166 | 13.1% |
Florida | $1,586 | $316 | 24.9% |
Georgia | $1,172 | -$98 | -7.7% |
Hawaii | $910 | -$360 | -28.3% |
Idaho | $860 | -$410 | -32.3% |
Illinois | $944 | -$326 | -25.7% |
Indiana | $954 | -$316 | -24.9% |
Iowa | $854 | -$416 | -32.8% |
Kansas | $1,206 | -$64 | -5.0% |
Kentucky | $1,732 | $462 | 36.4% |
Louisiana | $1,878 | $608 | 47.9% |
Maine | $784 | -$486 | -38.3% |
Maryland | $1,048 | -$222 | -17.5% |
Massachusetts | $1,016 | -$254 | -20.0% |
Michigan | $2,204 | $934 | 73.5% |
Minnesota | $1,062 | -$208 | -16.4% |
Mississippi | $1,520 | $250 | 19.7% |
Missouri | $1,126 | -$144 | -11.3% |
Montana | $1,364 | $94 | 7.4% |
Nebraska | $1,000 | -$270 | -21.3% |
Nevada | $1,524 | $254 | 20.0% |
New Hampshire | $916 | -$354 | -27.9% |
New Jersey | $1,420 | $150 | 11.8% |
New Mexico | $1,126 | -$144 | -11.3% |
New York | $1,338 | $68 | 5.4% |
North Carolina | $730 | -$540 | -42.5% |
North Dakota | $1,040 | -$230 | -18.1% |
Ohio | $876 | -$394 | -31.0% |
Oklahoma | $1,304 | $34 | 2.7% |
Oregon | $1,162 | -$108 | -8.5% |
Pennsylvania | $1,210 | -$60 | -4.7% |
Rhode Island | $1,694 | $424 | 33.4% |
South Carolina | $1,150 | -$120 | -9.4% |
South Dakota | $1,072 | -$198 | -15.6% |
Tennessee | $1,110 | -$160 | -12.6% |
Texas | $1,530 | $260 | 20.5% |
Utah | $940 | -$330 | -26.0% |
Vermont | $868 | -$402 | -31.7% |
Virginia | $760 | -$510 | -40.2% |
Washington | $984 | -$286 | -22.5% |
West Virginia | $1,162 | -$108 | -8.5% |
Wisconsin | $878 | -$392 | -30.9% |
Wyoming | $1,132 | -$138 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Ford C-Max Energi | $230 | $422 | $460 | $1,270 |
2016 Ford C-Max Energi | $214 | $388 | $460 | $1,220 |
Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Ford C-Max Energi Insurance
Finding cheaper rates on Ford C-Max Energi insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by requesting rates from direct companies, and also from local exclusive and independent agents.
Below you'll find a brief review of the information covered in the above illustrations.
- You may be able to save as much as $150 per year just by quoting online in advance
- Youthful drivers are charged the highest rates, as much as $410 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles could save as much as $425 each year
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,490 more each year than a low-risk driver
- Drivers who require more liability protection will pay an extra $510 every year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,918 |
20 | $2,942 |
30 | $1,310 |
40 | $1,270 |
50 | $1,162 |
60 | $1,140 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,556 |
$250 | $1,422 |
$500 | $1,270 |
$1,000 | $1,120 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,270 |
50/100 | $1,362 |
100/300 | $1,477 |
250/500 | $1,776 |
100 CSL | $1,408 |
300 CSL | $1,661 |
500 CSL | $1,845 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,988 |
20 | $4,692 |
30 | $2,804 |
40 | $2,756 |
50 | $2,636 |
60 | $2,614 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $67 |
Multi-vehicle | $69 |
Homeowner | $20 |
5-yr Accident Free | $89 |
5-yr Claim Free | $82 |
Paid in Full/EFT | $54 |
Advance Quote | $61 |
Online Quote | $89 |
Total Discounts | $531 |
Discounts are estimated and may not be available from every company or in every state.
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