Ford C-Max Energi Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 7, 2024

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U.S. average insurance rates for a Ford C-Max Energi are $1,324 a year with full coverage. Comprehensive costs approximately $240 each year, collision insurance costs $470, and liability coverage costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $2,884. Teenage drivers pay the highest rates at up to $5,102 a year.

Average premium for full coverage: $1,324

Price estimates by individual coverage:

Comprehensive $240
Collision $470
Liability $456

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and C-Max Energi models.

Price Range from Low to High

For the average 40-year-old driver, Ford C-Max Energi insurance prices range from as low as $508 for your basic liability-only policy to a high rate of $2,884 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,324
High Risk $2,884

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

The ranges above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Ford C-Max Energi insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $763
  • Drivers who choose higher $1,000 deductibles will pay $162 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,324
  • Using low deductibles for comprehensive and collision insurance will increase the cost to $1,638
  • High-risk insureds who are prone to accidents and violations could pay around $2,884
  • The price for full coverage for a teenage driver can cost $5,102 a year

View Chart as Image

Ford C-Max Energi insurance cost comparison chart
Column chart showing Ford C-Max Energi insurance rates range from $763 to $5,102 for full coverage

Insurance prices for a Ford C-Max Energi are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Ford C-Max Energi insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,790 on average in New York, Michigan, and Florida.

Ford C-Max Energi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,098 -$226 -17.1%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,264 -$60 -4.5%
Connecticut $1,360 $36 2.7%
Delaware $1,498 $174 13.1%
Florida $1,658 $334 25.2%
Georgia $1,222 -$102 -7.7%
Hawaii $952 -$372 -28.1%
Idaho $894 -$430 -32.5%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,958 $634 47.9%
Maine $818 -$506 -38.2%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,108 -$216 -16.3%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,424 $100 7.6%
Nebraska $1,042 -$282 -21.3%
Nevada $1,586 $262 19.8%
New Hampshire $952 -$372 -28.1%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,394 $70 5.3%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $914 -$410 -31.0%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,198 -$126 -9.5%
South Dakota $1,116 -$208 -15.7%
Tennessee $1,160 -$164 -12.4%
Texas $1,594 $270 20.4%
Utah $982 -$342 -25.8%
Vermont $908 -$416 -31.4%
Virginia $794 -$530 -40.0%
Washington $1,022 -$302 -22.8%
West Virginia $1,214 -$110 -8.3%
Wisconsin $918 -$406 -30.7%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Ford C-Max Energi insurance rates by U.S. city

Using high physical damage deductibles could save up to $480 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 135% more than a normal policy. View High Risk Driver Rates

Ford C-Max Energi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Ford C-Max Energi $240 $470 $456 $1,324
2016 Ford C-Max Energi $230 $422 $460 $1,270

Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Ford C-Max Energi Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every other renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a brief review of the concepts that were touched on in this article.

  • Drivers with DUI or reckless driving convictions pay on average $1,560 more per year than a driver with a clean driving record
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $425 a month including comprehensive and collision insurance
  • You may be able to save around $160 per year just by quoting online in advance
  • Increasing physical damage deductibles can save around $475 each year
  • You may be able to save around $160 per year just by quoting online in advance

Rates by Driver Age

Ford C-Max Energi Insurance Rates by Driver Age
Driver Age Premium
16 $5,102
20 $3,082
30 $1,368
40 $1,324
50 $1,212
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Energi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,638
$250 $1,490
$500 $1,324
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Energi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,415
100/300 $1,529
250/500 $1,826
100 CSL $1,461
300 CSL $1,712
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Energi Insurance Rates for High Risk Drivers
Age Premium
16 $7,264
20 $4,914
30 $2,934
40 $2,884
50 $2,756
60 $2,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $65
Online Quote $93
Total Discounts $561
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

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