Ford C-Max Energi Insurance Rates

The average auto insurance rates for a Ford C-Max Energi are $1,220 annually for full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $388, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,650. Teenage drivers cost the most to insure at up to $4,764 a year.

Average premium for full coverage: $1,220

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and C-Max Energi models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Ford C-Max Energi insurance rates for other coverage scenarios.

• The best discount rate is $713
• Using higher $1,000 deductibles will save approximately $138 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,220
• Using low deductibles for physical damage coverage will cost $1,486
• High-risk insureds who are prone to accidents and violations could pay up to $2,650
• Policy cost with full coverage for a 16-year-old driver can cost as much as $4,764 or more

View Chart as Image

Car insurance rates for a Ford C-Max Energi also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be from 42% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $410 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford C-Max Energi insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheap Ford C-Max Energi Insurance

Finding cheaper rates on insurance for a Ford C-Max Energi requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief summary of the coverage data covered above.

• Drivers can save approximately $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Teenagers have the highest car insurance rates, costing up to $397 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,430 more annually for car insurance