Ford C-Max Energi Insurance Rates

The average insurance prices for a Ford C-Max Energi are $1,220 every 12 months with full coverage. Comprehensive costs on average $214 a year, collision insurance costs $388, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,650. Teens cost the most to insure at up to $4,764 a year.

Average premium for full coverage: $1,220

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and C-Max Energi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Ford C-Max Energi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $713
• Choosing higher $1,000 deductibles can save around $1,082 annually
• The average price for a good driver age 40 with $500 deductibles is $1,220
• Selecting low $100 deductibles for comp and collision coverage increases the price to $1,486
• Unlucky drivers with serious driving violations could pay upwards of $2,650
• Policy cost to insure a teen driver may cost $4,764 each year

View Chart as Image

Car insurance rates for a Ford C-Max Energi also range considerably based on liability limits and deductibles, your driving record, and the trim level of your C-Max Energi.

Choosing higher comprehensive and collision insurance deductibles can save as much as $410 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 137% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Ford C-Max Energi insurance prices. A good driver about age 40 could pay as low as $880 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,650 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Ford C-Max Energi Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting rates from direct companies, and also from local exclusive and independent agents.

Below you'll find a brief review of the data touched on in the above illustrations.

• Policyholders who require more liability protection will pay approximately $510 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Youthful drivers are expensive to insure, as much as $397 each month if the policy includes full coverage