Ford C-Max Energi Insurance Rates

The average insurance rates for a Ford C-Max Energi are $1,220 a year with full coverage. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $388, and liability is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs $2,650 or more. Teenage drivers cost the most to insure at up to $4,764 a year.

Average premium for full coverage: $1,220

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and C-Max Energi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Ford C-Max Energi insurance rates for other coverage scenarios.

• The best discount rate is $713
• Raising to $1,000 deductibles will save approximately $1,082 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,220
• Using low $100 deductibles will cost an extra $266 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,650
• Policy cost for full coverage for a teen driver can cost as much as $4,764

View Chart as Image

Car insurance rates for a Ford C-Max Energi also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $4,700 a year. View Rates by Age

Your home state also has a big influence on Ford C-Max Energi insurance prices. A middle-age driver might find rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $410 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 137% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Ford C-Max Energi Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the primary concepts that were covered above.

• You may be able to save approximately $140 per year just by quoting early and online
• Higher risk drivers with multiple at-fault accidents may pay on average $1,430 more annually to insure a Ford C-Max Energi
• Increasing comprehensive and collision deductibles can save around $400 each year
• Drivers under the age of 20 have the highest car insurance rates, as much as $397 each month if full coverage is included