Ford C-Max Energi Insurance Rates

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2016 Ford C-Max Energi Insurance Cost in 2025

Locating the cheapest insurance for your Ford C-Max Energi can be difficult, but you can learn the following methods to save time. There are both good and bad ways to compare car insurance rates so you're going to learn the quickest way to price shop coverage on a Ford and find the cheapest rates either online or from local insurance agents. If you are insured now or need new coverage, you can us...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 7, 2024

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Average insurance prices for a Ford C-Max Energi are $1,270 every 12 months for full coverage. Comprehensive costs on average $230, collision costs $422, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,756. Teen drivers receive the highest rates at $4,918 a year or more.

Average premium for full coverage: $1,270

Rate estimates by individual coverage type:

Comprehensive $230
Collision $422
Liability $460

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different C-Max Energi trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $510 for just liability insurance to a much higher rate of $2,756 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,270
High Risk $2,756

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $953
Small Cities $1,334
Large Cities $1,715

These examples show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Ford C-Max Energi insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $739
  • Raising to $1,000 deductibles will save around $150 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,270
  • Choosing more expensive low deductibles increases the price to $1,556
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,756 or more
  • The cost to insure a teen driver with full coverage may cost $4,918

View Chart as Image

Ford C-Max Energi insurance cost comparison chart
Column chart showing full coverage Ford C-Max Energi insurance rates range from $739 to $4,918

Auto insurance rates for a Ford C-Max Energi can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your C-Max Energi.

Choosing high deductibles can reduce rates by up to $440 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Where you live also has a big influence on Ford C-Max Energi insurance prices. A middle-age driver might find rates as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,810 on average in Michigan, Louisiana, and New York.

Ford C-Max Energi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,148 -$122 -9.6%
Alaska $974 -$296 -23.3%
Arizona $1,054 -$216 -17.0%
Arkansas $1,270 -$0 0.0%
California $1,446 $176 13.9%
Colorado $1,214 -$56 -4.4%
Connecticut $1,306 $36 2.8%
Delaware $1,436 $166 13.1%
Florida $1,586 $316 24.9%
Georgia $1,172 -$98 -7.7%
Hawaii $910 -$360 -28.3%
Idaho $860 -$410 -32.3%
Illinois $944 -$326 -25.7%
Indiana $954 -$316 -24.9%
Iowa $854 -$416 -32.8%
Kansas $1,206 -$64 -5.0%
Kentucky $1,732 $462 36.4%
Louisiana $1,878 $608 47.9%
Maine $784 -$486 -38.3%
Maryland $1,048 -$222 -17.5%
Massachusetts $1,016 -$254 -20.0%
Michigan $2,204 $934 73.5%
Minnesota $1,062 -$208 -16.4%
Mississippi $1,520 $250 19.7%
Missouri $1,126 -$144 -11.3%
Montana $1,364 $94 7.4%
Nebraska $1,000 -$270 -21.3%
Nevada $1,524 $254 20.0%
New Hampshire $916 -$354 -27.9%
New Jersey $1,420 $150 11.8%
New Mexico $1,126 -$144 -11.3%
New York $1,338 $68 5.4%
North Carolina $730 -$540 -42.5%
North Dakota $1,040 -$230 -18.1%
Ohio $876 -$394 -31.0%
Oklahoma $1,304 $34 2.7%
Oregon $1,162 -$108 -8.5%
Pennsylvania $1,210 -$60 -4.7%
Rhode Island $1,694 $424 33.4%
South Carolina $1,150 -$120 -9.4%
South Dakota $1,072 -$198 -15.6%
Tennessee $1,110 -$160 -12.6%
Texas $1,530 $260 20.5%
Utah $940 -$330 -26.0%
Vermont $868 -$402 -31.7%
Virginia $760 -$510 -40.2%
Washington $984 -$286 -22.5%
West Virginia $1,162 -$108 -8.5%
Wisconsin $878 -$392 -30.9%
Wyoming $1,132 -$138 -10.9%

View Chart as Image

Ford C-Max Energi insurance rates by U.S. city

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.

Ford C-Max Energi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Ford C-Max Energi $230 $422 $460 $1,270
2016 Ford C-Max Energi $214 $388 $460 $1,220

Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Ford C-Max Energi Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Invest time comparing rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a recap of the ideas that were covered in the charts and tables above.

  • Teenage drivers are charged the highest rates, costing as high as $410 per month if comprehensive and collision insurance is included
  • Higher risk drivers that have major violations or accidents pay an average of $1,490 more each year for auto insurance
  • Increasing deductibles could save as much as $425 each year
  • Drivers can save as much as $150 per year simply by shopping early and online

Rates by Driver Age

Ford C-Max Energi Insurance Rates by Driver Age
Driver Age Premium
16 $4,918
20 $2,942
30 $1,310
40 $1,270
50 $1,162
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Energi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,422
$500 $1,270
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Energi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,270
50/100 $1,362
100/300 $1,477
250/500 $1,776
100 CSL $1,408
300 CSL $1,661
500 CSL $1,845

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Energi Insurance Rates for High Risk Drivers
Age Premium
16 $6,988
20 $4,692
30 $2,804
40 $2,756
50 $2,636
60 $2,614

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $89
5-yr Claim Free $82
Paid in Full/EFT $54
Advance Quote $61
Online Quote $89
Total Discounts $531
Rate after discounts $739

Discounts are estimated and may not be available from every company or in every state.

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