Ford C-Max Energi Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2016 Ford C-Max Energi Insurance Cost in 2025

Locating the cheapest insurance for your Ford C-Max Energi can be difficult, but you can learn the following methods to save time. There are both good and bad ways to compare car insurance rates so you're going to learn the quickest way to price shop coverage on a Ford and find the cheapest rates either online or from local insurance agents. If you are insured now or need new coverage, you can us...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Jun 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Ford C-Max Energi are $1,270 a year including full coverage. Comprehensive insurance costs an estimated $230, collision costs $422, and liability insurance costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,756 or more. 16-year-old drivers cost the most to insure at $4,918 a year or more.

Average premium for full coverage: $1,270

Policy rates broken down by type of insurance:

Comprehensive $230
Collision $422
Liability $460

Prices include $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different C-Max Energi trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Ford C-Max Energi insurance rates go from as low as $510 for just liability coverage to a much higher rate of $2,756 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,270
High Risk $2,756

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $953
Small Cities $1,334
Large Cities $1,715

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Ford C-Max Energi insurance rates for other coverage scenarios.

  • The best full coverage rate is $739
  • Drivers who choose higher $1,000 deductibles will pay approximately $150 every year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,270
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $286 a year
  • High risk drivers with multiple tickets or accidents could pay up to $2,756 or more
  • Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,918 a year

View Chart as Image

Ford C-Max Energi insurance cost comparison chart
Column chart showing full coverage Ford C-Max Energi insurance prices range from $739 to $4,918

Insurance rates for a Ford C-Max Energi also range considerably based on your risk profile, the model of your C-Max Energi, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Your home state makes a big difference in Ford C-Max Energi insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,810 on average in Louisiana, New York, and Michigan.

Ford C-Max Energi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,148 -$122 -9.6%
Alaska $974 -$296 -23.3%
Arizona $1,054 -$216 -17.0%
Arkansas $1,270 -$0 0.0%
California $1,446 $176 13.9%
Colorado $1,214 -$56 -4.4%
Connecticut $1,306 $36 2.8%
Delaware $1,436 $166 13.1%
Florida $1,586 $316 24.9%
Georgia $1,172 -$98 -7.7%
Hawaii $910 -$360 -28.3%
Idaho $860 -$410 -32.3%
Illinois $944 -$326 -25.7%
Indiana $954 -$316 -24.9%
Iowa $854 -$416 -32.8%
Kansas $1,206 -$64 -5.0%
Kentucky $1,732 $462 36.4%
Louisiana $1,878 $608 47.9%
Maine $784 -$486 -38.3%
Maryland $1,048 -$222 -17.5%
Massachusetts $1,016 -$254 -20.0%
Michigan $2,204 $934 73.5%
Minnesota $1,062 -$208 -16.4%
Mississippi $1,520 $250 19.7%
Missouri $1,126 -$144 -11.3%
Montana $1,364 $94 7.4%
Nebraska $1,000 -$270 -21.3%
Nevada $1,524 $254 20.0%
New Hampshire $916 -$354 -27.9%
New Jersey $1,420 $150 11.8%
New Mexico $1,126 -$144 -11.3%
New York $1,338 $68 5.4%
North Carolina $730 -$540 -42.5%
North Dakota $1,040 -$230 -18.1%
Ohio $876 -$394 -31.0%
Oklahoma $1,304 $34 2.7%
Oregon $1,162 -$108 -8.5%
Pennsylvania $1,210 -$60 -4.7%
Rhode Island $1,694 $424 33.4%
South Carolina $1,150 -$120 -9.4%
South Dakota $1,072 -$198 -15.6%
Tennessee $1,110 -$160 -12.6%
Texas $1,530 $260 20.5%
Utah $940 -$330 -26.0%
Vermont $868 -$402 -31.7%
Virginia $760 -$510 -40.2%
Washington $984 -$286 -22.5%
West Virginia $1,162 -$108 -8.5%
Wisconsin $878 -$392 -30.9%
Wyoming $1,132 -$138 -10.9%

View Chart as Image

Ford C-Max Energi insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $440 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Ford C-Max Energi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Ford C-Max Energi $230 $422 $460 $1,270
2016 Ford C-Max Energi $214 $388 $460 $1,220

Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Ford C-Max Energi Insurance

Finding cheaper rates on Ford C-Max Energi insurance not only requires not taking risks behind the wheel, but also maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a quick rundown of the primary concepts that were raised in the charts and tables above.

  • You may be able to save approximately $150 per year simply by shopping early and online
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,490 more annually for C-Max Energi insurance
  • Increasing comprehensive and collision deductibles can save around $425 each year
  • Teens are charged the highest rates, with premiums being up to $410 each month for full coverage

Rates by Driver Age

Ford C-Max Energi Insurance Rates by Driver Age
Driver Age Premium
16 $4,918
20 $2,942
30 $1,310
40 $1,270
50 $1,162
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Energi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,422
$500 $1,270
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Energi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,270
50/100 $1,362
100/300 $1,477
250/500 $1,776
100 CSL $1,408
300 CSL $1,661
500 CSL $1,845

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Energi Insurance Rates for High Risk Drivers
Age Premium
16 $6,988
20 $4,692
30 $2,804
40 $2,756
50 $2,636
60 $2,614

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $89
5-yr Claim Free $82
Paid in Full/EFT $54
Advance Quote $61
Online Quote $89
Total Discounts $531
Rate after discounts $739

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles