Ford C-Max Energi Insurance Rates

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UPDATED: Jun 7, 2024

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Average insurance prices for a Ford C-Max Energi are $1,270 every 12 months including full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $422, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,756 or more. Teens receive the highest rates at $4,918 a year or more.

Average premium for full coverage: $1,270

Rate estimates by individual coverage type:

Comprehensive $230
Collision $422
Liability $460

Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and C-Max Energi trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the cheapest price of $510 for liability-only coverage to a high of $2,756 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,270
High Risk $2,756

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $953
Small Cities $1,334
Large Cities $1,715

These examples highlight why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Ford C-Max Energi insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $739
  • Drivers who choose higher $1,000 deductibles will pay $1,120 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,270
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $286 annually
  • Drivers with serious driving violations could pay around $2,756 or more
  • The cost to insure a 16-year-old driver can cost $4,918 a year

View Chart as Image

Ford C-Max Energi insurance cost comparison chart
Column chart showing full coverage Ford C-Max Energi insurance prices range from $739 to $4,918

Car insurance rates for a Ford C-Max Energi can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your C-Max Energi.

Choosing higher comprehensive and collision insurance deductibles could save up to $440 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Ford C-Max Energi insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,810 on average in Louisiana, New York, and Michigan.

Ford C-Max Energi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,148 -$122 -9.6%
Alaska $974 -$296 -23.3%
Arizona $1,054 -$216 -17.0%
Arkansas $1,270 -$0 0.0%
California $1,446 $176 13.9%
Colorado $1,214 -$56 -4.4%
Connecticut $1,306 $36 2.8%
Delaware $1,436 $166 13.1%
Florida $1,586 $316 24.9%
Georgia $1,172 -$98 -7.7%
Hawaii $910 -$360 -28.3%
Idaho $860 -$410 -32.3%
Illinois $944 -$326 -25.7%
Indiana $954 -$316 -24.9%
Iowa $854 -$416 -32.8%
Kansas $1,206 -$64 -5.0%
Kentucky $1,732 $462 36.4%
Louisiana $1,878 $608 47.9%
Maine $784 -$486 -38.3%
Maryland $1,048 -$222 -17.5%
Massachusetts $1,016 -$254 -20.0%
Michigan $2,204 $934 73.5%
Minnesota $1,062 -$208 -16.4%
Mississippi $1,520 $250 19.7%
Missouri $1,126 -$144 -11.3%
Montana $1,364 $94 7.4%
Nebraska $1,000 -$270 -21.3%
Nevada $1,524 $254 20.0%
New Hampshire $916 -$354 -27.9%
New Jersey $1,420 $150 11.8%
New Mexico $1,126 -$144 -11.3%
New York $1,338 $68 5.4%
North Carolina $730 -$540 -42.5%
North Dakota $1,040 -$230 -18.1%
Ohio $876 -$394 -31.0%
Oklahoma $1,304 $34 2.7%
Oregon $1,162 -$108 -8.5%
Pennsylvania $1,210 -$60 -4.7%
Rhode Island $1,694 $424 33.4%
South Carolina $1,150 -$120 -9.4%
South Dakota $1,072 -$198 -15.6%
Tennessee $1,110 -$160 -12.6%
Texas $1,530 $260 20.5%
Utah $940 -$330 -26.0%
Vermont $868 -$402 -31.7%
Virginia $760 -$510 -40.2%
Washington $984 -$286 -22.5%
West Virginia $1,162 -$108 -8.5%
Wisconsin $878 -$392 -30.9%
Wyoming $1,132 -$138 -10.9%

View Chart as Image

Ford C-Max Energi insurance rates by U.S. city

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Every company calculates rates differently, so rate quotes can be significantly different.

Ford C-Max Energi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Ford C-Max Energi $230 $422 $460 $1,270
2016 Ford C-Max Energi $214 $388 $460 $1,220

Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Ford C-Max Energi Insurance

Saving money on insurance for a Ford C-Max Energi not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to shop around at least once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The items below are a brief review of the primary concepts that were illustrated above.

  • You may be able to save around $150 per year simply by quoting early and online
  • Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,490 more per year to insure their C-Max Energi
  • Increasing deductibles could save as much as $425 each year
  • Teen drivers pay the highest auto insurance rates, as much as $410 per month if the policy includes full coverage

Rates by Driver Age

Ford C-Max Energi Insurance Rates by Driver Age
Driver Age Premium
16 $4,918
20 $2,942
30 $1,310
40 $1,270
50 $1,162
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Energi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,422
$500 $1,270
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Energi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,270
50/100 $1,362
100/300 $1,477
250/500 $1,776
100 CSL $1,408
300 CSL $1,661
500 CSL $1,845

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Energi Insurance Rates for High Risk Drivers
Age Premium
16 $6,988
20 $4,692
30 $2,804
40 $2,756
50 $2,636
60 $2,614

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $89
5-yr Claim Free $82
Paid in Full/EFT $54
Advance Quote $61
Online Quote $89
Total Discounts $531
Rate after discounts $739

Discounts are estimated and may not be available from every company or in every state.

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