Ford Bronco Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Ford Bronco are $1,398 every 12 months including full coverage. Comprehensive insurance costs around $286, collision costs $612, and liability is estimated at $364. Buying just liability costs approximately $416 a year, with insurance for high-risk drivers costing $3,058 or more. Teen drivers pay the highest rates at $5,184 a year or more.
Average premium for full coverage: $1,398
Price estimates for individual coverage:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Bronco trim levels.
Price Range from Low to High
For the normal driver, Ford Bronco insurance prices go from the cheapest price of $416 for just liability insurance to a much higher rate of $3,058 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas.
The price range example below illustrates how geographic area affects auto insurance rates.
The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Ford Bronco insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $783
- Choosing higher $1,000 deductibles can save about $202 every year
- The average price for the average middle-age driver using $500 deductibles is $1,398
- Choosing more expensive low deductibles for comp and collision coverage costs an extra $402 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,058 or more
- The price to insure a teen driver with full coverage can be $5,184 each year
Insurance prices for a Ford Bronco are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles can save as much as $610 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $327 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance ranges as much as 44% to 135% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Ford Bronco insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,000 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,264 | -$134 | -9.6% |
Alaska | $1,074 | -$324 | -23.2% |
Arizona | $1,160 | -$238 | -17.0% |
Arkansas | $1,398 | -$0 | 0.0% |
California | $1,594 | $196 | 14.0% |
Colorado | $1,336 | -$62 | -4.4% |
Connecticut | $1,436 | $38 | 2.7% |
Delaware | $1,582 | $184 | 13.2% |
Florida | $1,748 | $350 | 25.0% |
Georgia | $1,294 | -$104 | -7.4% |
Hawaii | $1,006 | -$392 | -28.0% |
Idaho | $950 | -$448 | -32.0% |
Illinois | $1,042 | -$356 | -25.5% |
Indiana | $1,056 | -$342 | -24.5% |
Iowa | $944 | -$454 | -32.5% |
Kansas | $1,328 | -$70 | -5.0% |
Kentucky | $1,908 | $510 | 36.5% |
Louisiana | $2,072 | $674 | 48.2% |
Maine | $864 | -$534 | -38.2% |
Maryland | $1,156 | -$242 | -17.3% |
Massachusetts | $1,116 | -$282 | -20.2% |
Michigan | $2,428 | $1,030 | 73.7% |
Minnesota | $1,174 | -$224 | -16.0% |
Mississippi | $1,676 | $278 | 19.9% |
Missouri | $1,242 | -$156 | -11.2% |
Montana | $1,502 | $104 | 7.4% |
Nebraska | $1,102 | -$296 | -21.2% |
Nevada | $1,676 | $278 | 19.9% |
New Hampshire | $1,008 | -$390 | -27.9% |
New Jersey | $1,564 | $166 | 11.9% |
New Mexico | $1,238 | -$160 | -11.4% |
New York | $1,472 | $74 | 5.3% |
North Carolina | $804 | -$594 | -42.5% |
North Dakota | $1,146 | -$252 | -18.0% |
Ohio | $964 | -$434 | -31.0% |
Oklahoma | $1,434 | $36 | 2.6% |
Oregon | $1,282 | -$116 | -8.3% |
Pennsylvania | $1,332 | -$66 | -4.7% |
Rhode Island | $1,866 | $468 | 33.5% |
South Carolina | $1,268 | -$130 | -9.3% |
South Dakota | $1,182 | -$216 | -15.5% |
Tennessee | $1,224 | -$174 | -12.4% |
Texas | $1,686 | $288 | 20.6% |
Utah | $1,036 | -$362 | -25.9% |
Vermont | $956 | -$442 | -31.6% |
Virginia | $838 | -$560 | -40.1% |
Washington | $1,080 | -$318 | -22.7% |
West Virginia | $1,282 | -$116 | -8.3% |
Wisconsin | $966 | -$432 | -30.9% |
Wyoming | $1,244 | -$154 | -11.0% |
Since prices can be so different, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and prices may be quite different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Ford Bronco | $320 | $660 | $332 | $1,448 |
2023 Ford Bronco | $306 | $656 | $338 | $1,436 |
2022 Ford Bronco | $296 | $640 | $354 | $1,426 |
2021 Ford Bronco | $286 | $612 | $364 | $1,398 |
2020 Ford Bronco | $270 | $592 | $376 | $1,374 |
Rates are averaged for all Ford Bronco models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Ford Bronco Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and taking advantage of discounts. Invest the time to compare rates at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a review of the concepts that were presented in the illustrations above.
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,660 more every year to insure a Ford Bronco
- Drivers under the age of 20 are charged the highest prices, possibly costing $432 a month if full coverage is included
- You may be able to save up to $170 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $600 each year
- You may be able to save up to $170 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,184 |
20 | $3,270 |
30 | $1,466 |
40 | $1,398 |
50 | $1,280 |
60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,800 |
$250 | $1,612 |
$500 | $1,398 |
$1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,398 |
50/100 | $1,471 |
100/300 | $1,562 |
250/500 | $1,798 |
100 CSL | $1,507 |
300 CSL | $1,707 |
500 CSL | $1,853 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,438 |
20 | $5,212 |
30 | $3,132 |
40 | $3,058 |
50 | $2,918 |
60 | $2,894 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $110 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $68 |
Advance Quote | $73 |
Online Quote | $101 |
Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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