Ford Bronco Sport Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Ford Bronco Sport are $1,346 a year including full coverage. Comprehensive costs around $248 each year, collision costs $524, and liability is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $2,938. Teenage drivers pay the most at $5,136 a year or more.
Average premium for full coverage: $1,346
Premium estimates for type of coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Bronco Sport models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Ford Bronco Sport go from the low end price of $474 for the bare minimum liability coverage to a high rate of $2,938 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.
The graphic below illustrates how your location can change auto insurance rates.
These rate differences highlight why all drivers should compare rates quotes for a specific zip code, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Ford Bronco Sport insurance rates for additional coverage choices and driver risks.
- The best discount rate is $769
- Raising to $1,000 deductibles will save about $176 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,346
- Using low deductibles bumps up the cost to $1,688
- At-risk drivers who are prone to accidents and violations could pay at least $2,938 or more
- An auto insurance policy that insures a teen driver can be $5,136
Insurance prices for a Ford Bronco Sport also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,100 a year. View Rates by Age
Where you choose to live also has a big influence on Ford Bronco Sport insurance prices. A middle-age driver might find prices as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,218 | -$128 | -9.5% |
| Alaska | $1,034 | -$312 | -23.2% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,286 | -$60 | -4.5% |
| Connecticut | $1,384 | $38 | 2.8% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,684 | $338 | 25.1% |
| Georgia | $1,242 | -$104 | -7.7% |
| Hawaii | $966 | -$380 | -28.2% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,012 | -$334 | -24.8% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,282 | -$64 | -4.8% |
| Kentucky | $1,836 | $490 | 36.4% |
| Louisiana | $1,994 | $648 | 48.1% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,110 | -$236 | -17.5% |
| Massachusetts | $1,076 | -$270 | -20.1% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,194 | -$152 | -11.3% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,062 | -$284 | -21.1% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,192 | -$154 | -11.4% |
| New York | $1,418 | $72 | 5.3% |
| North Carolina | $776 | -$570 | -42.3% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $932 | -$414 | -30.8% |
| Oklahoma | $1,382 | $36 | 2.7% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$62 | -4.6% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,138 | -$208 | -15.5% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,622 | $276 | 20.5% |
| Utah | $998 | -$348 | -25.9% |
| Vermont | $922 | -$424 | -31.5% |
| Virginia | $806 | -$540 | -40.1% |
| Washington | $1,042 | -$304 | -22.6% |
| West Virginia | $1,234 | -$112 | -8.3% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,198 | -$148 | -11.0% |
Using high physical damage deductibles can reduce prices by up to $520 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2023 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2022 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2021 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Ford Bronco Sport Insurance
Finding better rates on car insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and insuring your home and auto with the same company. Compare prices every year by quoting rates from direct car insurance companies, and also from local insurance agencies.
The following items are a brief review of the coverage data illustrated above.
- You may be able to save up to $160 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $525 each year
- 16 to 18-year-old drivers pay higher prices, with the cost nearing $428 per month if full coverage is included
- Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,590 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,136 |
| 20 | $3,148 |
| 30 | $1,400 |
| 40 | $1,346 |
| 50 | $1,232 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,346 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,429 |
| 100/300 | $1,533 |
| 250/500 | $1,804 |
| 100 CSL | $1,471 |
| 300 CSL | $1,700 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,322 |
| 20 | $5,016 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $577 |
Discounts are estimated and may not be available from every company or in every state.
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