Ford Bronco Sport Insurance Rates

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2021 Ford Bronco Sport Insurance Cost in 2025 – 9 Tips for Cheaper Prices

Do you get exhausted from scraping nickels together to insure your Ford every month? You are in the same boat as many other people. Online insurance companies like GEICO and Progressive all promote huge savings with ad campaigns and consumers find it hard to see past the geckos and flying pigs and find the best price available. Cut your auto insurance rates with these nine discounts Insuring your ...

Dani Best

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Ford Bronco Sport are $1,346 a year including full coverage. Comprehensive costs approximately $248, collision insurance costs $524, and liability coverage costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $2,938. Teenage drivers pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

Comprehensive $248
Collision $524
Liability $416

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Bronco Sport models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Ford Bronco Sport range from the low end price of $474 for just liability coverage to the much higher price of $2,938 for a high-risk driver policy.

Liability Only $474
Full Coverage $1,346
High Risk $2,938

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These rate differences highlight why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Ford Bronco Sport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $769
  • Using higher $1,000 deductibles will save $176 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,346
  • Using pricier low deductibles for physical damage coverage bumps up the cost to $1,688
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,938
  • An auto insurance policy that insures a teenage driver for full coverage can cost $5,136 or more

View Chart as Image

Ford Bronco Sport insurance cost comparison chart
Column chart showing Ford Bronco Sport insurance rates range from $769 to $5,136 for full coverage

Auto insurance prices for a Ford Bronco Sport also have a wide range based on the model of your Bronco Sport, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Ford Bronco Sport insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Bronco Sport insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.

Ford Bronco Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,034 -$312 -23.2%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,286 -$60 -4.5%
Connecticut $1,384 $38 2.8%
Delaware $1,522 $176 13.1%
Florida $1,684 $338 25.1%
Georgia $1,242 -$104 -7.7%
Hawaii $966 -$380 -28.2%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,012 -$334 -24.8%
Iowa $910 -$436 -32.4%
Kansas $1,282 -$64 -4.8%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $828 -$518 -38.5%
Maryland $1,110 -$236 -17.5%
Massachusetts $1,076 -$270 -20.1%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,100 -$246 -18.3%
Ohio $932 -$414 -30.8%
Oklahoma $1,382 $36 2.7%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,138 -$208 -15.5%
Tennessee $1,178 -$168 -12.5%
Texas $1,622 $276 20.5%
Utah $998 -$348 -25.9%
Vermont $922 -$424 -31.5%
Virginia $806 -$540 -40.1%
Washington $1,042 -$304 -22.6%
West Virginia $1,234 -$112 -8.3%
Wisconsin $932 -$414 -30.8%
Wyoming $1,198 -$148 -11.0%

View Chart as Image

Ford Bronco Sport insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $520 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Ford Bronco Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco Sport $268 $542 $390 $1,358
2023 Ford Bronco Sport $256 $536 $398 $1,348
2022 Ford Bronco Sport $248 $524 $416 $1,346
2021 Ford Bronco Sport $240 $502 $430 $1,330

Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Ford Bronco Sport Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and possibly higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a quick review of the information illustrated above.

  • You may be able to save around $160 per year just by quoting online well ahead of the renewal date
  • Drivers under the age of 20 have the highest car insurance prices, with the cost nearing $428 per month if the policy includes full coverage
  • Increasing policy deductibles can save approximately $525 each year
  • Drivers with a DUI or reckless driving violation will likely pay on average $1,590 more per year to insure a Ford Bronco Sport
  • Consumers who purchase increased liability limits will pay an extra $460 per year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Ford Bronco Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,136
20 $3,148
30 $1,400
40 $1,346
50 $1,232
60 $1,210

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,346
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,429
100/300 $1,533
250/500 $1,804
100 CSL $1,471
300 CSL $1,700
500 CSL $1,866

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,322
20 $5,016
30 $2,996
40 $2,938
50 $2,806
60 $2,782

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $68
Online Quote $95
Total Discounts $577
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

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