Ford Bronco Sport Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance prices for a Ford Bronco Sport are $1,348 every 12 months for full coverage. Comprehensive costs an estimated $256 each year, collision costs $536, and liability coverage costs around $398. Buying just liability costs as low as $460 a year, with insurance for high-risk drivers costing around $2,942. Teens receive the highest rates at $5,118 a year or more.
Average premium for full coverage: $1,348
Rate estimates broken down by individual coverage type:
These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Bronco Sport models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the cheapest price of $460 for basic liability insurance to a high rate of $2,942 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion.
The graphic below illustrates how your location can change insurance prices.
These examples show why all drivers should compare prices for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Ford Bronco Sport insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $770
- Using higher $1,000 deductibles will save approximately $178 a year
- The average price for a 40-year-old driver who has $500 deductibles is $1,348
- Selecting low deductibles for physical damage coverage increases the price to $1,702
- Higher-risk drivers with serious driving violations could pay up to $2,942 or more
- The cost to insure a teenage driver can cost as much as $5,118 or more
Auto insurance rates for a Ford Bronco Sport can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $540 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $5,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than the average policy. View High Risk Driver Rates
Where you live has a huge impact on Ford Bronco Sport insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,930 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,220 | -$128 | -9.5% |
| Alaska | $1,036 | -$312 | -23.1% |
| Arizona | $1,120 | -$228 | -16.9% |
| Arkansas | $1,348 | -$0 | 0.0% |
| California | $1,538 | $190 | 14.1% |
| Colorado | $1,290 | -$58 | -4.3% |
| Connecticut | $1,390 | $42 | 3.1% |
| Delaware | $1,528 | $180 | 13.4% |
| Florida | $1,688 | $340 | 25.2% |
| Georgia | $1,246 | -$102 | -7.6% |
| Hawaii | $970 | -$378 | -28.0% |
| Idaho | $914 | -$434 | -32.2% |
| Illinois | $1,008 | -$340 | -25.2% |
| Indiana | $1,016 | -$332 | -24.6% |
| Iowa | $912 | -$436 | -32.3% |
| Kansas | $1,284 | -$64 | -4.7% |
| Kentucky | $1,842 | $494 | 36.6% |
| Louisiana | $1,998 | $650 | 48.2% |
| Maine | $834 | -$514 | -38.1% |
| Maryland | $1,112 | -$236 | -17.5% |
| Massachusetts | $1,080 | -$268 | -19.9% |
| Michigan | $2,346 | $998 | 74.0% |
| Minnesota | $1,130 | -$218 | -16.2% |
| Mississippi | $1,618 | $270 | 20.0% |
| Missouri | $1,198 | -$150 | -11.1% |
| Montana | $1,450 | $102 | 7.6% |
| Nebraska | $1,064 | -$284 | -21.1% |
| Nevada | $1,620 | $272 | 20.2% |
| New Hampshire | $972 | -$376 | -27.9% |
| New Jersey | $1,510 | $162 | 12.0% |
| New Mexico | $1,198 | -$150 | -11.1% |
| New York | $1,422 | $74 | 5.5% |
| North Carolina | $778 | -$570 | -42.3% |
| North Dakota | $1,106 | -$242 | -18.0% |
| Ohio | $934 | -$414 | -30.7% |
| Oklahoma | $1,388 | $40 | 3.0% |
| Oregon | $1,238 | -$110 | -8.2% |
| Pennsylvania | $1,288 | -$60 | -4.5% |
| Rhode Island | $1,802 | $454 | 33.7% |
| South Carolina | $1,224 | -$124 | -9.2% |
| South Dakota | $1,138 | -$210 | -15.6% |
| Tennessee | $1,182 | -$166 | -12.3% |
| Texas | $1,628 | $280 | 20.8% |
| Utah | $1,000 | -$348 | -25.8% |
| Vermont | $924 | -$424 | -31.5% |
| Virginia | $808 | -$540 | -40.1% |
| Washington | $1,044 | -$304 | -22.6% |
| West Virginia | $1,238 | -$110 | -8.2% |
| Wisconsin | $936 | -$412 | -30.6% |
| Wyoming | $1,202 | -$146 | -10.8% |
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $280 | $562 | $372 | $1,372 |
| 2023 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2022 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2021 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Ford Bronco Sport Insurance
Saving money on auto insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a brief summary of the data illustrated above.
- Consumers who want higher levels of liability will pay approximately $440 each year to increase from a minimum limit to a 250/500 level
- Drivers can save approximately $160 per year simply by quoting online in advance
- Increasing deductibles could save as much as $525 each year
- Teenage drivers are the costliest to insure, costing as high as $427 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,156 |
| 30 | $1,408 |
| 40 | $1,348 |
| 50 | $1,236 |
| 60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,538 |
| $500 | $1,348 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,348 |
| 50/100 | $1,428 |
| 100/300 | $1,527 |
| 250/500 | $1,786 |
| 100 CSL | $1,467 |
| 300 CSL | $1,686 |
| 500 CSL | $1,846 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,300 |
| 20 | $5,022 |
| 30 | $3,004 |
| 40 | $2,942 |
| 50 | $2,810 |
| 60 | $2,786 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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