Ford Bronco Sport Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Ford Bronco Sport are $1,346 annually for full coverage. Comprehensive costs an estimated $248, collision costs $524, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing around $2,938. Teen drivers pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates broken down by individual coverage:

Comprehensive $248
Collision $524
Liability $416

Includes $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Bronco Sport trim levels.

Price Range from Low to High

For an average driver, Ford Bronco Sport insurance prices go from as cheap as $474 for just liability coverage to a much higher rate of $2,938 for coverage for higher-risk drivers.

Liability Only $474
Full Coverage $1,346
High Risk $2,938

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have fewer accident claims than larger metro areas.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Ford Bronco Sport insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $769
  • Drivers who choose higher $1,000 deductibles will pay approximately $176 a year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,346
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,688
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,938 or more
  • The price with full coverage for a teenage driver with full coverage can cost as much as $5,136 a year

View Chart as Image

Ford Bronco Sport insurance cost comparison chart
Column chart showing full coverage Ford Bronco Sport insurance rates range from $769 to $5,136

Car insurance prices for a Ford Bronco Sport are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $520 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Ford Bronco Sport insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,920 on average in New York, Louisiana, and Michigan.

Ford Bronco Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,034 -$312 -23.2%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,286 -$60 -4.5%
Connecticut $1,384 $38 2.8%
Delaware $1,522 $176 13.1%
Florida $1,684 $338 25.1%
Georgia $1,242 -$104 -7.7%
Hawaii $966 -$380 -28.2%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,012 -$334 -24.8%
Iowa $910 -$436 -32.4%
Kansas $1,282 -$64 -4.8%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $828 -$518 -38.5%
Maryland $1,110 -$236 -17.5%
Massachusetts $1,076 -$270 -20.1%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,100 -$246 -18.3%
Ohio $932 -$414 -30.8%
Oklahoma $1,382 $36 2.7%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,138 -$208 -15.5%
Tennessee $1,178 -$168 -12.5%
Texas $1,622 $276 20.5%
Utah $998 -$348 -25.9%
Vermont $922 -$424 -31.5%
Virginia $806 -$540 -40.1%
Washington $1,042 -$304 -22.6%
West Virginia $1,234 -$112 -8.3%
Wisconsin $932 -$414 -30.8%
Wyoming $1,198 -$148 -11.0%

View Chart as Image

Ford Bronco Sport insurance rates by U.S. city

Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes may be quite different between companies.

Ford Bronco Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco Sport $268 $542 $390 $1,358
2023 Ford Bronco Sport $256 $536 $398 $1,348
2022 Ford Bronco Sport $248 $524 $416 $1,346
2021 Ford Bronco Sport $240 $502 $430 $1,330

Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Ford Bronco Sport Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a recap of the primary concepts that were covered in the above illustrations.

  • Drivers can save approximately $160 per year simply by shopping early and online
  • Drivers that have major violations or accidents may pay on average $1,590 more annually for Bronco Sport insurance
  • Increasing physical damage deductibles could save up to $525 each year
  • Teens have the highest car insurance prices, with premiums as much as $428 a month if comprehensive and collision insurance is included

Rates by Driver Age

Ford Bronco Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,136
20 $3,148
30 $1,400
40 $1,346
50 $1,232
60 $1,210

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,346
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,429
100/300 $1,533
250/500 $1,804
100 CSL $1,471
300 CSL $1,700
500 CSL $1,866

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,322
20 $5,016
30 $2,996
40 $2,938
50 $2,806
60 $2,782

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $68
Online Quote $95
Total Discounts $577
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

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