Ford Bronco Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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The average insurance prices for a Ford Bronco Sport are $1,346 every 12 months including full coverage. Comprehensive insurance costs approximately $248, collision costs $524, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing $2,938 or more. Teenage drivers cost the most to insure at $5,136 a year or more.
Average premium for full coverage: $1,346
Policy rates by type of insurance:
These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Bronco Sport trim levels.
Price Range Variability
For the average 40-year-old driver, Ford Bronco Sport insurance rates go from the cheapest price of $474 for a discount liability-only rate to a much higher rate of $2,938 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates the difference location can make on auto insurance prices.
The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.
- The best discount rate is $769
- Drivers who choose higher $1,000 deductibles will pay $176 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,346
- Using more expensive low deductibles for comprehensive and collision insurance costs an extra $342 every year
- Higher-risk drivers who are prone to accidents and violations could pay around $2,938 or more
- Policy cost to insure a teen driver with full coverage can cost $5,136 a year
Insurance rates for a Ford Bronco Sport also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Bronco Sport.
Using high physical damage deductibles could save up to $520 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Ford Bronco Sport insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,218 | -$128 | -9.5% |
| Alaska | $1,034 | -$312 | -23.2% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,286 | -$60 | -4.5% |
| Connecticut | $1,384 | $38 | 2.8% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,684 | $338 | 25.1% |
| Georgia | $1,242 | -$104 | -7.7% |
| Hawaii | $966 | -$380 | -28.2% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,012 | -$334 | -24.8% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,282 | -$64 | -4.8% |
| Kentucky | $1,836 | $490 | 36.4% |
| Louisiana | $1,994 | $648 | 48.1% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,110 | -$236 | -17.5% |
| Massachusetts | $1,076 | -$270 | -20.1% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,194 | -$152 | -11.3% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,062 | -$284 | -21.1% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,192 | -$154 | -11.4% |
| New York | $1,418 | $72 | 5.3% |
| North Carolina | $776 | -$570 | -42.3% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $932 | -$414 | -30.8% |
| Oklahoma | $1,382 | $36 | 2.7% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$62 | -4.6% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,138 | -$208 | -15.5% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,622 | $276 | 20.5% |
| Utah | $998 | -$348 | -25.9% |
| Vermont | $922 | -$424 | -31.5% |
| Virginia | $806 | -$540 | -40.1% |
| Washington | $1,042 | -$304 | -22.6% |
| West Virginia | $1,234 | -$112 | -8.3% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,198 | -$148 | -11.0% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2023 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2022 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2021 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Ford Bronco Sport Insurance
Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates at least every other year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a brief summary of the car insurance concepts touched on in this article.
- Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,590 more per year to insure their Bronco Sport
- You may be able to save around $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $525 each year
- Policyholders who purchase more liability coverage will pay an extra $460 per year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,136 |
| 20 | $3,148 |
| 30 | $1,400 |
| 40 | $1,346 |
| 50 | $1,232 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,346 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,429 |
| 100/300 | $1,533 |
| 250/500 | $1,804 |
| 100 CSL | $1,471 |
| 300 CSL | $1,700 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,322 |
| 20 | $5,016 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $577 |
Discounts are estimated and may not be available from every company or in every state.
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