Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive costs approximately $270 each year, collision insurance costs $592, and liability coverage is estimated at $376. Buying just liability costs approximately $426 a year, and insurance for high-risk drivers costs around $3,006. Teens cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $769
• Choosing higher $1,000 deductibles can save $194 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,374
• Selecting low deductibles for comp and collision coverage will increase the cost to $1,758
• Drivers with serious driving violations could pay around $3,006
• Policy cost for full coverage for a teenage driver can cost $5,134 each year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Bronco insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges around 45% to 138% more than the average policy. View High Risk Driver Rates

How to Find Cheap Ford Bronco Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the data that was touched on in the above illustrations.

• You may be able to save around $170 per year just by quoting online in advance
• Consumers who purchase additional liability coverage will pay approximately $410 every year to raise limits from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $428 each month for full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,630 more per year than a driver with a clean driving record