Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,398 a year for full coverage. Comprehensive costs an estimated $286 a year, collision insurance costs $612, and liability is estimated at $364. Liability-only coverage costs approximately $416 a year, and high-risk coverage costs around $3,058. Teen drivers cost the most to insure at up to $5,184 a year.

Average premium for full coverage: $1,398

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above show why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Ford Bronco insurance rates for other coverage scenarios.

• The lowest rate with discounts is $783
• Choosing higher $1,000 deductibles can save approximately $1,196 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,398
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,800
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,058
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,184 each year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on your risk profile, the trim level of your Bronco, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Bronco insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $610 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than average. View High Risk Driver Rates

How to Find Cheap Ford Bronco Insurance

Finding cheaper rates on insurance for a Ford Bronco takes avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the ideas that were covered in the above illustrations.

• Teenagers are expensive to insure, costing up to $432 each month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,660 more annually for car insurance
• Increasing comprehensive and collision deductibles can save around $600 each year
• Drivers can save approximately $170 per year just by quoting early and online