Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year for full coverage. Comprehensive insurance costs approximately $270 a year, collision insurance costs $592, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs $3,006 or more. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The best discount rate is $769
• Drivers who choose higher $1,000 deductibles will pay $1,180 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,374
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $384 annually
• Drivers who are prone to accidents and violations could pay around $3,006
• Policy cost for full coverage for a 16-year-old driver can cost $5,134 a year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on your risk profile, the trim level of your Bronco, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $580 annually, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost from 45% to 138% more than a normal policy. View High Risk Driver Rates

How to Find the Right Ford Bronco Insurance

Finding cheaper rates on insurance for a Ford Bronco not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the data that was covered in the charts and tables above.

• Drivers can save around $170 per year just by quoting early and online
• Insureds who purchase increased liability limits will pay an extra $410 each year to go from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, costing up to $428 each month including comprehensive and collision insurance
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,630 more per year to insure a Ford Bronco