Fiat 500X Insurance Rates
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UPDATED: Apr 7, 2024
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U.S. average auto insurance rates for a Fiat 500X are $1,332 annually for full coverage insurance. Comprehensive costs approximately $218, collision costs $424, and liability costs $510. A policy with just liability insurance costs as little as $568 a year, with coverage for high-risk drivers costing around $2,898. Teenage drivers pay the highest rates at $5,242 a year or more.
Average premium for full coverage: $1,332
Price estimates by individual coverage:
Prices include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different 500X trim levels.
Price Range from Low to High
For a 40-year-old driver, Fiat 500X insurance prices go from as cheap as $568 for your basic liability-only policy to a much higher rate of $2,898 for coverage for higher-risk drivers.
Geographic Price Range
Your location can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.
The price range example below illustrates how your location can change auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Fiat 500X insurance rates for additional coverage and risk scenarios.
- The best discount rate is $778
- Drivers who choose higher $1,000 deductibles will pay $144 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,332
- Using more expensive low deductibles for comprehensive and collision insurance will cost $1,616
- Higher-risk drivers who are prone to accidents and violations could pay around $2,898 or more
- The price with full coverage for a teen driver with full coverage can cost $5,242 a year
Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $430 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $459 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$130 | -9.8% |
| Alaska | $1,020 | -$312 | -23.4% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,270 | -$62 | -4.7% |
| Connecticut | $1,368 | $36 | 2.7% |
| Delaware | $1,506 | $174 | 13.1% |
| Florida | $1,666 | $334 | 25.1% |
| Georgia | $1,228 | -$104 | -7.8% |
| Hawaii | $954 | -$378 | -28.4% |
| Idaho | $904 | -$428 | -32.1% |
| Illinois | $990 | -$342 | -25.7% |
| Indiana | $1,004 | -$328 | -24.6% |
| Iowa | $896 | -$436 | -32.7% |
| Kansas | $1,264 | -$68 | -5.1% |
| Kentucky | $1,816 | $484 | 36.3% |
| Louisiana | $1,970 | $638 | 47.9% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$268 | -20.1% |
| Michigan | $2,312 | $980 | 73.6% |
| Minnesota | $1,114 | -$218 | -16.4% |
| Mississippi | $1,594 | $262 | 19.7% |
| Missouri | $1,180 | -$152 | -11.4% |
| Montana | $1,430 | $98 | 7.4% |
| Nebraska | $1,050 | -$282 | -21.2% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $960 | -$372 | -27.9% |
| New Jersey | $1,488 | $156 | 11.7% |
| New Mexico | $1,178 | -$154 | -11.6% |
| New York | $1,400 | $68 | 5.1% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,092 | -$240 | -18.0% |
| Ohio | $918 | -$414 | -31.1% |
| Oklahoma | $1,368 | $36 | 2.7% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$64 | -4.8% |
| Rhode Island | $1,776 | $444 | 33.3% |
| South Carolina | $1,206 | -$126 | -9.5% |
| South Dakota | $1,124 | -$208 | -15.6% |
| Tennessee | $1,164 | -$168 | -12.6% |
| Texas | $1,604 | $272 | 20.4% |
| Utah | $984 | -$348 | -26.1% |
| Vermont | $910 | -$422 | -31.7% |
| Virginia | $796 | -$536 | -40.2% |
| Washington | $1,028 | -$304 | -22.8% |
| West Virginia | $1,222 | -$110 | -8.3% |
| Wisconsin | $920 | -$412 | -30.9% |
| Wyoming | $1,186 | -$146 | -11.0% |
Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Fiat 500X | $268 | $512 | $440 | $1,400 |
| 2022 Fiat 500X | $256 | $506 | $450 | $1,392 |
| 2021 Fiat 500X | $248 | $494 | $470 | $1,392 |
| 2020 Fiat 500X | $240 | $474 | $486 | $1,380 |
| 2019 Fiat 500X | $226 | $458 | $500 | $1,364 |
| 2018 Fiat 500X | $218 | $424 | $510 | $1,332 |
| 2017 Fiat 500X | $208 | $400 | $514 | $1,302 |
| 2016 Fiat 500X | $200 | $358 | $520 | $1,258 |
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Fiat 500X Insurance
Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The next list is a quick rundown of the primary concepts that were illustrated above.
- It is possible to save around $160 per year simply by shopping early and online
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,570 more per year to buy Fiat 500X insurance
- Increasing physical damage deductibles could save up to $425 each year
- Drivers age 20 and younger are expensive to insure, as much as $437 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,242 |
| 20 | $3,098 |
| 30 | $1,370 |
| 40 | $1,332 |
| 50 | $1,222 |
| 60 | $1,198 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,616 |
| $250 | $1,484 |
| $500 | $1,332 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,434 |
| 100/300 | $1,562 |
| 250/500 | $1,893 |
| 100 CSL | $1,485 |
| 300 CSL | $1,766 |
| 500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,440 |
| 20 | $4,942 |
| 30 | $2,938 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,746 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $73 |
| Homeowner | $22 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $56 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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