Fiat 500X Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated insurance rates for a Fiat 500X are $1,332 a year with full coverage. Comprehensive insurance costs around $218, collision costs $424, and liability is $510. Liability-only insurance costs around $568 a year, with high-risk driver insurance costing $2,898 or more. Teens pay the most at $5,242 a year or more.
Average premium for full coverage: $1,332
Premium estimates for type of coverage:
Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different 500X trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Fiat 500X go from the low end price of $568 for your basic liability-only policy to a much higher rate of $2,898 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Fiat 500X insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $778
- Raising to $1,000 deductibles will save about $144 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,332
- Selecting more expensive low deductibles will cost an additional $284 every year
- At-risk drivers with serious driving violations could pay at least $2,898 or more
- An auto insurance policy that insures a teen driver with full coverage can be $5,242
Insurance prices for a Fiat 500X also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age
Where you choose to live also has a big influence on Fiat 500X insurance prices. A middle-age driver might find prices as low as $960 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,800 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$130 | -9.8% |
| Alaska | $1,020 | -$312 | -23.4% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,270 | -$62 | -4.7% |
| Connecticut | $1,368 | $36 | 2.7% |
| Delaware | $1,506 | $174 | 13.1% |
| Florida | $1,666 | $334 | 25.1% |
| Georgia | $1,228 | -$104 | -7.8% |
| Hawaii | $954 | -$378 | -28.4% |
| Idaho | $904 | -$428 | -32.1% |
| Illinois | $990 | -$342 | -25.7% |
| Indiana | $1,004 | -$328 | -24.6% |
| Iowa | $896 | -$436 | -32.7% |
| Kansas | $1,264 | -$68 | -5.1% |
| Kentucky | $1,816 | $484 | 36.3% |
| Louisiana | $1,970 | $638 | 47.9% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$268 | -20.1% |
| Michigan | $2,312 | $980 | 73.6% |
| Minnesota | $1,114 | -$218 | -16.4% |
| Mississippi | $1,594 | $262 | 19.7% |
| Missouri | $1,180 | -$152 | -11.4% |
| Montana | $1,430 | $98 | 7.4% |
| Nebraska | $1,050 | -$282 | -21.2% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $960 | -$372 | -27.9% |
| New Jersey | $1,488 | $156 | 11.7% |
| New Mexico | $1,178 | -$154 | -11.6% |
| New York | $1,400 | $68 | 5.1% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,092 | -$240 | -18.0% |
| Ohio | $918 | -$414 | -31.1% |
| Oklahoma | $1,368 | $36 | 2.7% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$64 | -4.8% |
| Rhode Island | $1,776 | $444 | 33.3% |
| South Carolina | $1,206 | -$126 | -9.5% |
| South Dakota | $1,124 | -$208 | -15.6% |
| Tennessee | $1,164 | -$168 | -12.6% |
| Texas | $1,604 | $272 | 20.4% |
| Utah | $984 | -$348 | -26.1% |
| Vermont | $910 | -$422 | -31.7% |
| Virginia | $796 | -$536 | -40.2% |
| Washington | $1,028 | -$304 | -22.8% |
| West Virginia | $1,222 | -$110 | -8.3% |
| Wisconsin | $920 | -$412 | -30.9% |
| Wyoming | $1,186 | -$146 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $430 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $459 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out your exact price is to compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Fiat 500X | $268 | $512 | $440 | $1,400 |
| 2022 Fiat 500X | $256 | $506 | $450 | $1,392 |
| 2021 Fiat 500X | $248 | $494 | $470 | $1,392 |
| 2020 Fiat 500X | $240 | $474 | $486 | $1,380 |
| 2019 Fiat 500X | $226 | $458 | $500 | $1,364 |
| 2018 Fiat 500X | $218 | $424 | $510 | $1,332 |
| 2017 Fiat 500X | $208 | $400 | $514 | $1,302 |
| 2016 Fiat 500X | $200 | $358 | $520 | $1,258 |
Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Fiat 500X Insurance
Finding better rates on car insurance consists of being safe and accident-free, having a good credit score, being claim-free, and taking advantage of discounts. Compare rates every couple of years by getting quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a review of the material that was covered in the above illustrations.
- Policyholders who may need more liability protection will pay approximately $560 every year to raise from 30/60 bodily injury limits to the 250/500 level
- Youthful drivers are charged the highest prices, possibly costing $437 per month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations may pay on average $1,570 more every year than a low-risk driver
- Increasing policy deductibles can save approximately $425 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,242 |
| 20 | $3,098 |
| 30 | $1,370 |
| 40 | $1,332 |
| 50 | $1,222 |
| 60 | $1,198 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,616 |
| $250 | $1,484 |
| $500 | $1,332 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,434 |
| 100/300 | $1,562 |
| 250/500 | $1,893 |
| 100 CSL | $1,485 |
| 300 CSL | $1,766 |
| 500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,440 |
| 20 | $4,942 |
| 30 | $2,938 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,746 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $73 |
| Homeowner | $22 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $56 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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