Fiat 500X Insurance Rates

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Save on 2017 FIAT 500X Insurance Rates in 2025

Overpriced car insurance can bleed your accounts and require stricter spending habits. Shopping your coverage around can help to slash your bill and have more disposable income. With people having so many companies to choose from, it can be hard to find the most affordable company. It's smart to compare prices yearly due to the fact that insurance prices tend to go up over time. Just because you ...

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UPDATED: Apr 7, 2024

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U.S. average auto insurance rates for a Fiat 500X are $1,302 annually including full coverage. Comprehensive costs approximately $208 each year, collision costs $400, and liability costs $514. A policy with just liability insurance costs as little as $572 a year, with coverage for high-risk drivers costing around $2,834. Teenage drivers pay the highest rates at $5,158 a year or more.

Average premium for full coverage: $1,302

Price estimates by individual coverage:

Comprehensive $208
Collision $400
Liability $514

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and 500X models.

Price Range from Low to High

For the average 40-year-old driver, Fiat 500X insurance prices go from as cheap as $572 for a discount liability-only rate to a high rate of $2,834 for a high-risk driver policy.

Liability Only $572
Full Coverage $1,302
High Risk $2,834

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $977
Small Cities $1,367
Large Cities $1,758

The ranges above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Fiat 500X insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $763
  • Drivers who choose higher $1,000 deductibles will pay $138 every year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,302
  • Using low deductibles for comprehensive and collision insurance will cost $1,572
  • Drivers who are prone to accidents and violations could pay around $2,834 or more
  • The price with full coverage for a 16-year-old driver can cost $5,158 a year

View Chart as Image

Fiat 500X insurance cost comparison chart
Column chart showing full coverage Fiat 500X insurance rates range from $763 to $5,158

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $410 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $462 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,860 on average in Louisiana, New York, and Michigan.

Fiat 500X Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,178 -$124 -9.5%
Alaska $998 -$304 -23.3%
Arizona $1,084 -$218 -16.7%
Arkansas $1,302 -$0 0.0%
California $1,484 $182 14.0%
Colorado $1,244 -$58 -4.5%
Connecticut $1,336 $34 2.6%
Delaware $1,474 $172 13.2%
Florida $1,630 $328 25.2%
Georgia $1,204 -$98 -7.5%
Hawaii $936 -$366 -28.1%
Idaho $882 -$420 -32.3%
Illinois $970 -$332 -25.5%
Indiana $984 -$318 -24.4%
Iowa $878 -$424 -32.6%
Kansas $1,236 -$66 -5.1%
Kentucky $1,776 $474 36.4%
Louisiana $1,930 $628 48.2%
Maine $804 -$498 -38.2%
Maryland $1,074 -$228 -17.5%
Massachusetts $1,040 -$262 -20.1%
Michigan $2,260 $958 73.6%
Minnesota $1,088 -$214 -16.4%
Mississippi $1,560 $258 19.8%
Missouri $1,154 -$148 -11.4%
Montana $1,400 $98 7.5%
Nebraska $1,026 -$276 -21.2%
Nevada $1,564 $262 20.1%
New Hampshire $938 -$364 -28.0%
New Jersey $1,458 $156 12.0%
New Mexico $1,152 -$150 -11.5%
New York $1,372 $70 5.4%
North Carolina $750 -$552 -42.4%
North Dakota $1,068 -$234 -18.0%
Ohio $900 -$402 -30.9%
Oklahoma $1,336 $34 2.6%
Oregon $1,194 -$108 -8.3%
Pennsylvania $1,242 -$60 -4.6%
Rhode Island $1,738 $436 33.5%
South Carolina $1,182 -$120 -9.2%
South Dakota $1,100 -$202 -15.5%
Tennessee $1,138 -$164 -12.6%
Texas $1,570 $268 20.6%
Utah $962 -$340 -26.1%
Vermont $892 -$410 -31.5%
Virginia $780 -$522 -40.1%
Washington $1,006 -$296 -22.7%
West Virginia $1,194 -$108 -8.3%
Wisconsin $900 -$402 -30.9%
Wyoming $1,160 -$142 -10.9%

View Chart as Image

Fiat 500X insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Fiat 500X Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Fiat 500X $256 $506 $450 $1,392
2022 Fiat 500X $248 $494 $470 $1,392
2021 Fiat 500X $240 $474 $486 $1,380
2020 Fiat 500X $226 $458 $500 $1,364
2019 Fiat 500X $218 $424 $510 $1,332
2018 Fiat 500X $208 $400 $514 $1,302
2017 Fiat 500X $200 $358 $520 $1,258
2016 Fiat 500X $188 $330 $520 $1,218

Rates are averaged for all Fiat 500X models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Fiat 500X Insurance

Getting lower rates on insurance for a Fiat 500X not only requires avoiding accidents and claims, but also having a good credit history, being claim-free, and maximizing policy discounts. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the information touched on in this article.

  • You may be able to save around $150 per year simply by quoting online in advance
  • Drivers under the age of 20 are expensive to insure, possibly costing $430 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles could save up to $400 each year
  • Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,530 more per year to insure a Fiat 500X
  • Insureds who purchase increased liability limits will pay an extra $570 per year to go from a low limit to higher 250/500 limits

Rates by Driver Age

Fiat 500X Insurance Rates by Driver Age
Driver Age Premium
16 $5,158
20 $3,028
30 $1,338
40 $1,302
50 $1,196
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Fiat 500X Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,572
$250 $1,446
$500 $1,302
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Fiat 500X Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,302
50/100 $1,405
100/300 $1,533
250/500 $1,867
100 CSL $1,456
300 CSL $1,739
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Fiat 500X Insurance Rates for High Risk Drivers
Age Premium
16 $7,310
20 $4,834
30 $2,872
40 $2,834
50 $2,710
60 $2,686

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $71
Homeowner $22
5-yr Accident Free $89
5-yr Claim Free $84
Paid in Full/EFT $54
Advance Quote $62
Online Quote $90
Total Discounts $539
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

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