Fiat 500X Insurance Rates

The average auto insurance rates for a Fiat 500X are $1,258 annually for full coverage. Comprehensive costs an estimated $200 each year, collision insurance costs $358, and liability costs $520. A liability-only policy costs as little as $576 a year, and high-risk insurance costs around $2,730. Teens cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and 500X models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

The examples above show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Fiat 500X insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $744
• Drivers who choose higher $1,000 deductibles will pay approximately $126 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,258
• Selecting low deductibles for comprehensive and collision insurance will cost $1,504
• Drivers with serious driving violations could pay up to $2,730
• Policy cost with full coverage for a 16-year-old driver can cost as much as $5,006 a year

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $380 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Low Cost Fiat 500X Insurance

Finding cheaper rates on insurance for a Fiat 500X not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the coverage data touched on in the above illustrations.

• Drivers can save approximately $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Youthful drivers have the highest car insurance rates, costing up to $417 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,470 more annually than a low-risk driver