Fiat 500X Insurance Rates

U.S. average auto insurance rates for a Fiat 500X are $1,302 annually including full coverage. Comprehensive costs approximately $208 each year, collision costs $400, and liability costs $514. A policy with just liability insurance costs as little as $572 a year, with coverage for high-risk drivers costing around $2,834. Teenage drivers pay the highest rates at $5,158 a year or more.

Average premium for full coverage: $1,302

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Fiat 500X insurance rates for additional coverage and risk scenarios.

• The best discount rate is $763
• Drivers who choose higher $1,000 deductibles will pay $138 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,302
• Using low deductibles for comprehensive and collision insurance will cost $1,572
• Drivers who are prone to accidents and violations could pay around $2,834 or more
• The price with full coverage for a 16-year-old driver can cost $5,158 a year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $410 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $462 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,860 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

How to Buy Cheap Fiat 500X Insurance

Getting lower rates on insurance for a Fiat 500X not only requires avoiding accidents and claims, but also having a good credit history, being claim-free, and maximizing policy discounts. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the information touched on in this article.

• You may be able to save around $150 per year simply by quoting online in advance
• Drivers under the age of 20 are expensive to insure, possibly costing $430 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $400 each year
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,530 more per year to insure a Fiat 500X
• Insureds who purchase increased liability limits will pay an extra $570 per year to go from a low limit to higher 250/500 limits