Fiat 500X Insurance Rates

Average insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage insurance. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability is $520. A liability-only policy costs around $576 a year, and high-risk insurance costs $2,730 or more. Teen drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates for individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $744
• Raising to $1,000 deductibles will save about $1,132 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,258
• Choosing low $100 deductibles costs an extra $246 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,730
• The cost to insure a 16-year-old driver can be $5,006

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles can reduce rates by up to $380 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than average. View High Risk Driver Rates

Where you live also has a big influence on Fiat 500X insurance prices. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Fiat 500X Insurance

Saving money on insurance for a Fiat 500X consists of being a good driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at least every other year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a recap of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,470 more every year than a safer driver
• It is possible to save up to $150 per year just by quoting early and online
• Increasing deductibles could save as much as $375 each year
• Insureds who may need an increased level of liability coverage will pay about $570 annually to raise from a minimum limit to a 250/500 level