Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,302 a year including full coverage. Comprehensive costs on average $208 a year, collision insurance costs $400, and liability coverage is estimated at $514. A liability-only policy costs approximately $572 a year, and high-risk insurance costs around $2,834. Teenage drivers cost the most to insure at up to $5,158 a year.

Average premium for full coverage: $1,302

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save around $1,164 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,302
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,572
• Drivers who are prone to accidents and violations could pay upwards of $2,834
• Policy cost for full coverage for a teenage driver may cost $5,158 each year

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on your risk profile, the model of your 500X, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $410 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $462 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 136% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Fiat 500X Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the car insurance concepts illustrated above.

• Drivers that tend to have accidents or serious violations may pay on average $1,530 more each year to insure a Fiat 500X
• You may be able to save as much as $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $400 each year
• Consumers who require increased liability limits will pay an extra $570 per year to raise limits from a 30/60 limit to 250/500 limits