Fiat 500L Insurance Rates

Average insurance prices for a Fiat 500L are $1,198 every 12 months including full coverage. Comprehensive insurance costs an estimated $188, collision insurance costs $310, and liability coverage is estimated at $520. Liability-only coverage costs approximately $576 a year, and high-risk coverage costs $2,592 or more. Teenage drivers receive the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,198

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different 500L trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects insurance prices.

These examples highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Fiat 500L insurance rates for other coverage scenarios.

• The best discount rate is $716
• Choosing higher $1,000 deductibles can save approximately $114 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,198
• Using more expensive low deductibles for comp and collision coverage costs an extra $218 each year
• Drivers who are prone to accidents and violations could pay up to $2,592
• The cost to insure a teenage driver with full coverage can cost as much as $4,798 each year

View Chart as Image

Car insurance rates for a Fiat 500L can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $340 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges around 42% to 130% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Fiat 500L insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Right Fiat 500L Insurance

Saving money on auto insurance takes being a safe and courteous driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Invest the time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below is a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $140 per year just by shopping early and online
• Drivers with reckless driving or DUI convictions may have to pay on average $1,390 more annually for auto insurance
• Increasing deductibles could save as much as $325 each year
• Teenage drivers have the highest car insurance rates, as much as $400 per month if the policy includes full coverage