Fiat 500L Insurance Rates

Average auto insurance rates for a Fiat 500L are $1,176 annually for full coverage insurance. Comprehensive insurance costs an estimated $180, collision insurance costs $292, and liability coverage costs $524. A liability-only policy costs as little as $580 a year, and high-risk insurance costs $2,544 or more. Teen drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all 500L models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The example below illustrates how where you live affects insurance prices.

These examples illustrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Fiat 500L insurance rates for other coverage scenarios.

• The lowest rate with discounts is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $108 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,176
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $206 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,544
• The cost with full coverage for a teenage driver for full coverage can cost as much as $4,736 a year

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Insurance rates for a Fiat 500L can also vary considerably based on the trim level of your 500L, your risk profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. Fiat 500L insurance for high-risk drivers can cost around 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $320 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $471 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Fiat 500L insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Fiat 500L Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief recap of the coverage data touched on in the above illustrations.

• It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $325 each year
• Drivers age 16 to 20 are charged the highest rates, costing up to $395 per month including comprehensive and collision insurance
• Drivers who tend to receive serious violations may pay on average $1,370 more annually than a safer driver