Fiat 500L Insurance Rates

U.S. average insurance prices for a Fiat 500L are $1,176 every 12 months for full coverage insurance. Comprehensive costs approximately $180, collision insurance costs $292, and liability coverage is estimated at $524. A policy with just liability insurance costs approximately $580 a year, and coverage for high-risk drivers costs around $2,544. Teen drivers pay the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different 500L trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Fiat 500L insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $706
• Choosing higher $1,000 deductibles can save $108 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,176
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,382
• Drivers with multiple violations and an at-fault accident could pay around $2,544
• The price to insure a teenage driver with full coverage can cost $4,736 each year

View Chart as Image

Insurance prices for a Fiat 500L are also quite variable based on deductibles and policy limits, your risk profile, and the model of your 500L.

Choosing high deductibles can save as much as $320 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $471 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges around 42% to 133% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Fiat 500L insurance rates. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Fiat 500L Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief summary of the data raised in the charts and tables above.

• Consumers who purchase more liability protection will pay about $580 annually to raise limits from a low limit to a 250/500 level
• It is possible to save around $130 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $325 each year
• Youthful drivers are expensive to insure, as much as $395 a month if they have full coverage