Fiat 500L Insurance Rates

Estimated insurance rates for a Fiat 500L are $1,176 a year for full coverage insurance. Comprehensive insurance costs an estimated $180 each year, collision insurance costs $292, and liability coverage costs around $524. A liability-only policy costs as low as $580 a year, and high-risk insurance costs $2,544 or more. Teens pay the most at up to $4,736 a year.

Average premium for full coverage: $1,176

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and 500L models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Fiat 500L insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $706
• Using higher $1,000 deductibles will save approximately $108 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,176
• Selecting low deductibles for physical damage coverage will cost an additional $206 each year
• Higher-risk drivers with serious driving violations could pay up to $2,544
• An auto insurance policy that insures a teenage driver can cost as much as $4,736 or more

View Chart as Image

Auto insurance prices for a Fiat 500L also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 42% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Fiat 500L insurance rates. A driver around age 40 might see prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $471 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500L Insurance

Finding better rates on auto insurance requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare rates every year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a brief summary of the coverage data touched on in this article.

• It is possible to save approximately $130 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $325 each year
• Youthful drivers are the costliest to insure, with premiums being up to $395 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations may have to pay on average $1,370 more annually than a low-risk driver