Fiat 500L Insurance Rates

U.S. average auto insurance rates for a Fiat 500L are $1,176 annually with full coverage. Comprehensive costs on average $180 a year, collision insurance costs $292, and liability is $524. Liability-only coverage costs around $580 a year, and high-risk coverage costs around $2,544. Teenage drivers pay the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and 500L trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Fiat 500L insurance rates for different risk profiles and scenarios.

• The best discount rate is $706
• Raising to $1,000 deductibles will save around $1,068 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,176
• Using low $100 deductibles will cost $1,382
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,544
• The price with full coverage for a teen driver may cost $4,736

View Chart as Image

Auto insurance prices for a Fiat 500L are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $320 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $471 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Fiat 500L insurance prices. A middle-age driver might find prices as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.

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How to Buy Low Cost Fiat 500L Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the ideas that were covered above.

• Drivers under the age of 20 are charged the highest prices, costing up to $395 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,370 more each year to insure a Fiat 500L
• Increasing physical damage deductibles could save up to $325 each year
• You may be able to save as much as $130 per year just by quoting early and online