Fiat 500L Insurance Rates

Average insurance rates for a Fiat 500L are $1,176 a year with full coverage. Comprehensive insurance costs around $180 a year, collision insurance costs $292, and liability is estimated at $524. A liability-only policy costs approximately $580 a year, and high-risk insurance costs $2,544 or more. Teens receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Rate estimates for individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and 500L trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Fiat 500L insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $706
• Choosing higher $1,000 deductibles can save about $1,068 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,176
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $206 annually
• Higher-risk drivers with serious driving violations could pay at least $2,544
• The cost for full coverage for a 16-year-old driver can be $4,736 each year

View Chart as Image

Insurance rates for a Fiat 500L can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Fiat 500L insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $320 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $471 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Fiat 500L Insurance

Saving money on insurance for a Fiat 500L takes having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every year by getting rate quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a recap of the coverage data illustrated above.

• You may be able to save up to $130 per year just by quoting early and online
• Increasing deductibles can save around $325 each year
• 16 to 18-year-old drivers pay higher rates, with premiums as much as $395 per month for full coverage
• Drivers considered higher risk that have major violations or accidents pay an average of $1,370 more every year than a driver with a clean driving record