Fiat 500L Insurance Rates

U.S. average insurance rates for a Fiat 500L are $1,176 a year including full coverage. Comprehensive costs approximately $180, collision insurance costs $292, and liability insurance costs around $524. Liability-only coverage costs as low as $580 a year, and high-risk coverage costs around $2,544. Teenage drivers pay the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all 500L models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Fiat 500L insurance rates for additional coverage and risk scenarios.

• The best discount rate is $706
• Using higher $1,000 deductibles will save $108 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,176
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,382
• Drivers who are prone to accidents and violations could pay around $2,544
• The price that insures a teen driver for full coverage can cost $4,736 or more

View Chart as Image

Auto insurance prices for a Fiat 500L are also quite variable based on the model of your 500L, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. Fiat 500L insurance for high-risk drivers can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in has a huge impact on Fiat 500L insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,680 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $320 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $471 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Fiat 500L Insurance

Getting lower rates on Fiat 500L insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and possibly higher deductibles. Compare prices once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a review of the data that was touched on above.

• You may be able to save around $130 per year just by quoting online well ahead of the renewal date
• Drivers who purchase higher liability limits will pay an extra $580 per year to increase from a low limit to the 250/500 level
• Teenagers have the highest car insurance prices, possibly costing $395 a month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations will likely pay on average $1,370 more per year for car insurance