Fiat 500L Insurance Rates

U.S. average insurance rates for a Fiat 500L are $1,176 a year with full coverage. Comprehensive costs around $180 each year, collision insurance costs $292, and liability costs $524. A policy with just liability insurance costs as little as $580 a year, and coverage for high-risk drivers costs around $2,544. 16-year-old drivers pay the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,176

Price estimates for individual coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and 500L models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why all drivers should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Fiat 500L insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $706
• Drivers who choose higher $1,000 deductibles will pay about $108 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,176
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,382
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,544
• The price that insures a teen driver can be $4,736 a year

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Insurance prices for a Fiat 500L are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Fiat 500L insurance prices. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or at least $1,590 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles could save up to $320 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $471 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500L Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The points below are a brief summary of the data raised in the charts and tables above.

• Policyholders who may need increased liability limits will pay around $580 every year to go from a low limit to the 250/500 level
• You may be able to save up to $130 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $325 each year
• Drivers under the age of 20 pay higher prices, costing up to $395 a month if full coverage is included