Dodge Viper Insurance Rates

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2010 Dodge Viper Insurance Cost in 2025 – 5 Ways to Save

Searching for cheaper insurance rates for your Dodge Viper? No normal person looks forward to buying insurance, especially when they know the price is too high. Many car insurance companies vie for your insurance dollar, and because of this it can be hard to compare auto insurance companies and get the definite best rate If you currently have car insurance, you will most likely be able to save som...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 1, 2024

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Average insurance prices for a Dodge Viper are $1,624 every 12 months for full coverage insurance. Comprehensive insurance costs on average $348, collision costs $654, and liability insurance is $464. Buying just liability costs around $514 a year, with insurance for high-risk drivers costing $3,532 or more. Teens receive the highest rates at $6,022 a year or more.

Average premium for full coverage: $1,624

Rate estimates by individual coverage type:

Comprehensive $348
Collision $654
Liability $464

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Viper models.

Price Range by Coverage and Risk

For the normal driver, prices range go from the cheapest price of $514 for minimum levels of liability insurance to the much higher price of $3,532 for coverage for higher-risk drivers.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These examples illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Dodge Viper insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $920
  • Raising to $1,000 deductibles will save around $228 each year
  • The average price for a 40-year-old driver with $500 deductibles is $1,624
  • Selecting pricier low deductibles costs an extra $440 a year
  • Higher-risk drivers with serious driving violations could pay upwards of $3,532 or more
  • The cost to insure a teen driver for full coverage may cost $6,022

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance prices range from $920 to $6,022

Auto insurance rates for a Dodge Viper can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Viper.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $670 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,600 in extra premium per year, depending on your age. Dodge Viper insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Dodge Viper insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,190 on average in Michigan, New York, and Florida.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Dodge Viper Insurance

Saving money on Dodge Viper insurance consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a quick review of the primary concepts that were presented in the illustrations above.

  • It is possible to save as much as $200 per year simply by quoting online well ahead of the renewal date
  • High-risk drivers with a DUI or reckless driving violation pay on average $1,910 more each year than a driver with a clean driving record
  • Increasing deductibles could save as much as $675 each year
  • 16 to 18-year-old drivers are charged the highest rates, costing up to $502 per month if comprehensive and collision insurance is included

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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