Dodge Viper Insurance Rates
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UPDATED: Jun 1, 2024
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Estimated insurance rates for a Dodge Viper are $1,624 a year for full coverage insurance. Comprehensive insurance costs on average $348, collision insurance costs $654, and liability is estimated at $464. A liability-only policy costs approximately $514 a year, and high-risk insurance costs $3,532 or more. Teenage drivers pay the most at up to $6,022 a year.
Average premium for full coverage: $1,624
Premium estimates by type of coverage:
Prices include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Viper trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Dodge Viper range from as low as $514 for just the minimum liability insurance to a much higher rate of $3,532 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Dodge Viper insurance rates for different risk profiles and scenarios.
- The best discount rate is $920
- Choosing higher $1,000 deductibles can save around $228 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,624
- Using more expensive low deductibles for comp and collision coverage will cost an extra $440 annually
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,532
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $6,022 each year
Auto insurance prices for a Dodge Viper also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with a good driving record and high deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $6,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Dodge Viper insurance prices. A good driver about age 40 could pay as low as $1,060 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,190 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,468 | -$156 | -9.6% |
| Alaska | $1,244 | -$380 | -23.4% |
| Arizona | $1,348 | -$276 | -17.0% |
| Arkansas | $1,624 | -$0 | 0.0% |
| California | $1,850 | $226 | 13.9% |
| Colorado | $1,552 | -$72 | -4.4% |
| Connecticut | $1,672 | $48 | 3.0% |
| Delaware | $1,840 | $216 | 13.3% |
| Florida | $2,030 | $406 | 25.0% |
| Georgia | $1,500 | -$124 | -7.6% |
| Hawaii | $1,168 | -$456 | -28.1% |
| Idaho | $1,098 | -$526 | -32.4% |
| Illinois | $1,210 | -$414 | -25.5% |
| Indiana | $1,222 | -$402 | -24.8% |
| Iowa | $1,096 | -$528 | -32.5% |
| Kansas | $1,542 | -$82 | -5.0% |
| Kentucky | $2,216 | $592 | 36.5% |
| Louisiana | $2,406 | $782 | 48.2% |
| Maine | $1,000 | -$624 | -38.4% |
| Maryland | $1,342 | -$282 | -17.4% |
| Massachusetts | $1,300 | -$324 | -20.0% |
| Michigan | $2,820 | $1,196 | 73.6% |
| Minnesota | $1,358 | -$266 | -16.4% |
| Mississippi | $1,944 | $320 | 19.7% |
| Missouri | $1,440 | -$184 | -11.3% |
| Montana | $1,744 | $120 | 7.4% |
| Nebraska | $1,280 | -$344 | -21.2% |
| Nevada | $1,948 | $324 | 20.0% |
| New Hampshire | $1,168 | -$456 | -28.1% |
| New Jersey | $1,814 | $190 | 11.7% |
| New Mexico | $1,438 | -$186 | -11.5% |
| New York | $1,710 | $86 | 5.3% |
| North Carolina | $936 | -$688 | -42.4% |
| North Dakota | $1,328 | -$296 | -18.2% |
| Ohio | $1,120 | -$504 | -31.0% |
| Oklahoma | $1,666 | $42 | 2.6% |
| Oregon | $1,486 | -$138 | -8.5% |
| Pennsylvania | $1,548 | -$76 | -4.7% |
| Rhode Island | $2,168 | $544 | 33.5% |
| South Carolina | $1,472 | -$152 | -9.4% |
| South Dakota | $1,372 | -$252 | -15.5% |
| Tennessee | $1,422 | -$202 | -12.4% |
| Texas | $1,958 | $334 | 20.6% |
| Utah | $1,204 | -$420 | -25.9% |
| Vermont | $1,112 | -$512 | -31.5% |
| Virginia | $972 | -$652 | -40.1% |
| Washington | $1,254 | -$370 | -22.8% |
| West Virginia | $1,490 | -$134 | -8.3% |
| Wisconsin | $1,124 | -$500 | -30.8% |
| Wyoming | $1,448 | -$176 | -10.8% |
Using high physical damage deductibles can save as much as $670 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,600 in extra premium annually, depending on your age. High-risk driver insurance ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,624 | $135 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,624 | $135 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2016 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2015 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2010 Dodge Viper | $268 | $426 | $474 | $1,326 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Viper Insurance
Finding better rates on insurance for a Dodge Viper takes having a good driving record, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The next list is a quick rundown of the primary concepts that were covered in the above illustrations.
- It is possible to save as much as $200 per year just by shopping early and online
- Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,910 more each year to buy Dodge Viper insurance
- Increasing policy deductibles can save around $675 each year
- Drivers age 20 and younger are charged the highest prices, with premiums being up to $502 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,758 |
| 30 | $1,696 |
| 40 | $1,624 |
| 50 | $1,482 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,860 |
| $500 | $1,624 |
| $1,000 | $1,396 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,624 |
| 50/100 | $1,717 |
| 100/300 | $1,833 |
| 250/500 | $2,134 |
| 100 CSL | $1,763 |
| 300 CSL | $2,018 |
| 500 CSL | $2,204 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,622 |
| 20 | $5,994 |
| 30 | $3,614 |
| 40 | $3,532 |
| 50 | $3,372 |
| 60 | $3,344 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $77 |
| Advance Quote | $82 |
| Online Quote | $117 |
| Total Discounts | $704 |
Discounts are estimated and may not be available from every company or in every state.
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