Dodge Viper Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Dodge Viper are $1,624 a year for full coverage. Comprehensive insurance costs on average $348 each year, collision insurance costs $654, and liability insurance costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs $3,532 or more. 16-year-old drivers pay the highest rates at up to $6,022 a year.

Average premium for full coverage: $1,624

Price estimates by individual coverage:

Comprehensive $348
Collision $654
Liability $464

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Viper models.

Price Range from Low to High

Using a middle-aged driver as an example, Dodge Viper insurance prices range from as low as $514 for your basic liability-only policy to a high rate of $3,532 for a driver that may need high-risk insurance.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

The ranges above show why all drivers should compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Dodge Viper insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $920
  • Using higher $1,000 deductibles will save around $228 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,624
  • Buying low deductibles for physical damage coverage will cost an extra $440 a year
  • Drivers with multiple tickets or accidents could pay upwards of $3,532
  • The price for full coverage for a teen driver may cost $6,022 or more

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing Dodge Viper insurance prices range from $920 to $6,022 for full coverage

Car insurance prices for a Dodge Viper are also quite variable based on your driving record, the trim level of your Viper, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,500 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $6,000 a year. View Rates by Age

The state you live in has a huge impact on Dodge Viper insurance rates. A driver around age 40 might see prices as low as $1,070 a year in states like Idaho, Maine, and Iowa, or at least $2,320 on average in Michigan, Louisiana, and New York.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $670 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Dodge Viper Insurance

Getting lower rates on Dodge Viper insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop once a year by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The items below are a brief summary of the data that was touched on in the above illustrations.

  • Drivers can save as much as $200 per year just by quoting online in advance
  • Drivers who require more liability coverage will pay around $510 each year to increase from a low limit to 250/500 limits
  • Teen drivers are expensive to insure, with premiums as much as $502 a month if full coverage is included
  • High-risk drivers that tend to have accidents or serious violations will pay on average $1,910 more each year to insure their Viper

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles