Dodge Viper Insurance Rates
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UPDATED: Jun 1, 2024
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The average insurance prices for a Dodge Viper are $1,624 every 12 months for full coverage. Comprehensive insurance costs on average $348, collision insurance costs $654, and liability insurance is estimated at $464. Buying just liability costs approximately $514 a year, and insurance for high-risk drivers costs $3,532 or more. Teenage drivers cost the most to insure at up to $6,022 a year.
Average premium for full coverage: $1,624
Policy rates by type of insurance:
Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Viper models.
Price Range Variability
For an average driver, Dodge Viper insurance rates range from the cheapest price of $514 for just liability coverage to the much higher price of $3,532 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.
The examples above show why everyone should get quotes based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Dodge Viper insurance rates for different risk profiles and scenarios.
- The best discount rate is $920
- Choosing higher $1,000 deductibles can save around $228 a year
- The average price for a good driver age 40 with $500 deductibles is $1,624
- Using pricier low deductibles for comp and collision coverage costs an extra $440 a year
- High-risk insureds who are prone to accidents and violations could pay upwards of $3,532
- Policy cost to insure a teen driver for full coverage may cost $6,022 each year
Insurance rates for a Dodge Viper also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Viper.
Using high physical damage deductibles can save as much as $670 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $6,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,900 to $2,600 extra every year, depending on your age. Dodge Viper insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Dodge Viper insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,320 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,468 | -$156 | -9.6% |
| Alaska | $1,244 | -$380 | -23.4% |
| Arizona | $1,348 | -$276 | -17.0% |
| Arkansas | $1,624 | -$0 | 0.0% |
| California | $1,850 | $226 | 13.9% |
| Colorado | $1,552 | -$72 | -4.4% |
| Connecticut | $1,672 | $48 | 3.0% |
| Delaware | $1,840 | $216 | 13.3% |
| Florida | $2,030 | $406 | 25.0% |
| Georgia | $1,500 | -$124 | -7.6% |
| Hawaii | $1,168 | -$456 | -28.1% |
| Idaho | $1,098 | -$526 | -32.4% |
| Illinois | $1,210 | -$414 | -25.5% |
| Indiana | $1,222 | -$402 | -24.8% |
| Iowa | $1,096 | -$528 | -32.5% |
| Kansas | $1,542 | -$82 | -5.0% |
| Kentucky | $2,216 | $592 | 36.5% |
| Louisiana | $2,406 | $782 | 48.2% |
| Maine | $1,000 | -$624 | -38.4% |
| Maryland | $1,342 | -$282 | -17.4% |
| Massachusetts | $1,300 | -$324 | -20.0% |
| Michigan | $2,820 | $1,196 | 73.6% |
| Minnesota | $1,358 | -$266 | -16.4% |
| Mississippi | $1,944 | $320 | 19.7% |
| Missouri | $1,440 | -$184 | -11.3% |
| Montana | $1,744 | $120 | 7.4% |
| Nebraska | $1,280 | -$344 | -21.2% |
| Nevada | $1,948 | $324 | 20.0% |
| New Hampshire | $1,168 | -$456 | -28.1% |
| New Jersey | $1,814 | $190 | 11.7% |
| New Mexico | $1,438 | -$186 | -11.5% |
| New York | $1,710 | $86 | 5.3% |
| North Carolina | $936 | -$688 | -42.4% |
| North Dakota | $1,328 | -$296 | -18.2% |
| Ohio | $1,120 | -$504 | -31.0% |
| Oklahoma | $1,666 | $42 | 2.6% |
| Oregon | $1,486 | -$138 | -8.5% |
| Pennsylvania | $1,548 | -$76 | -4.7% |
| Rhode Island | $2,168 | $544 | 33.5% |
| South Carolina | $1,472 | -$152 | -9.4% |
| South Dakota | $1,372 | -$252 | -15.5% |
| Tennessee | $1,422 | -$202 | -12.4% |
| Texas | $1,958 | $334 | 20.6% |
| Utah | $1,204 | -$420 | -25.9% |
| Vermont | $1,112 | -$512 | -31.5% |
| Virginia | $972 | -$652 | -40.1% |
| Washington | $1,254 | -$370 | -22.8% |
| West Virginia | $1,490 | -$134 | -8.3% |
| Wisconsin | $1,124 | -$500 | -30.8% |
| Wyoming | $1,448 | -$176 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,624 | $135 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,624 | $135 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2016 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2015 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2010 Dodge Viper | $268 | $426 | $474 | $1,326 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Dodge Viper Insurance
Finding cheaper rates on Dodge Viper insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates at every policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.
The items below are a review of the data covered in the above illustrations.
- Drivers who require more liability coverage will pay an extra $510 each year to raise limits from a 30/60 limit to a 250/500 level
- Drivers can save as much as $200 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $675 each year
- Teen drivers pay the highest rates, costing up to $502 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,758 |
| 30 | $1,696 |
| 40 | $1,624 |
| 50 | $1,482 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,860 |
| $500 | $1,624 |
| $1,000 | $1,396 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,624 |
| 50/100 | $1,717 |
| 100/300 | $1,833 |
| 250/500 | $2,134 |
| 100 CSL | $1,763 |
| 300 CSL | $2,018 |
| 500 CSL | $2,204 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,622 |
| 20 | $5,994 |
| 30 | $3,614 |
| 40 | $3,532 |
| 50 | $3,372 |
| 60 | $3,344 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $77 |
| Advance Quote | $82 |
| Online Quote | $117 |
| Total Discounts | $704 |
Discounts are estimated and may not be available from every company or in every state.
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