Dodge Viper Insurance Rates
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UPDATED: Jun 1, 2024
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The average insurance prices for a Dodge Viper are $1,624 every 12 months including full coverage. Comprehensive insurance costs on average $348, collision insurance costs $654, and liability coverage costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs $3,532 or more. 16-year-old drivers cost the most to insure at up to $6,022 a year.
Average premium for full coverage: $1,624
Policy rates by type of insurance:
Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Viper trim levels.
Price Range Variability
For the average driver, Dodge Viper insurance rates range from the cheapest price of $514 for just the minimum liability insurance to a much higher rate of $3,532 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates how location impacts car insurance rates.
The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Dodge Viper insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $920
- Using higher $1,000 deductibles will save around $228 every year
- The average price for a good driver age 40 with $500 deductibles is $1,624
- Buying more expensive low deductibles for physical damage coverage costs an extra $440 each year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,532
- Policy cost to insure a teenage driver with full coverage may cost $6,022 or more
Auto insurance rates for a Dodge Viper also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Viper.
Opting for high physical damage deductibles could cut rates by as much as $670 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $6,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,600 in extra premium every year, depending on your age. High-risk driver insurance can be around 43% to 131% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Dodge Viper insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,320 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,468 | -$156 | -9.6% |
| Alaska | $1,244 | -$380 | -23.4% |
| Arizona | $1,348 | -$276 | -17.0% |
| Arkansas | $1,624 | -$0 | 0.0% |
| California | $1,850 | $226 | 13.9% |
| Colorado | $1,552 | -$72 | -4.4% |
| Connecticut | $1,672 | $48 | 3.0% |
| Delaware | $1,840 | $216 | 13.3% |
| Florida | $2,030 | $406 | 25.0% |
| Georgia | $1,500 | -$124 | -7.6% |
| Hawaii | $1,168 | -$456 | -28.1% |
| Idaho | $1,098 | -$526 | -32.4% |
| Illinois | $1,210 | -$414 | -25.5% |
| Indiana | $1,222 | -$402 | -24.8% |
| Iowa | $1,096 | -$528 | -32.5% |
| Kansas | $1,542 | -$82 | -5.0% |
| Kentucky | $2,216 | $592 | 36.5% |
| Louisiana | $2,406 | $782 | 48.2% |
| Maine | $1,000 | -$624 | -38.4% |
| Maryland | $1,342 | -$282 | -17.4% |
| Massachusetts | $1,300 | -$324 | -20.0% |
| Michigan | $2,820 | $1,196 | 73.6% |
| Minnesota | $1,358 | -$266 | -16.4% |
| Mississippi | $1,944 | $320 | 19.7% |
| Missouri | $1,440 | -$184 | -11.3% |
| Montana | $1,744 | $120 | 7.4% |
| Nebraska | $1,280 | -$344 | -21.2% |
| Nevada | $1,948 | $324 | 20.0% |
| New Hampshire | $1,168 | -$456 | -28.1% |
| New Jersey | $1,814 | $190 | 11.7% |
| New Mexico | $1,438 | -$186 | -11.5% |
| New York | $1,710 | $86 | 5.3% |
| North Carolina | $936 | -$688 | -42.4% |
| North Dakota | $1,328 | -$296 | -18.2% |
| Ohio | $1,120 | -$504 | -31.0% |
| Oklahoma | $1,666 | $42 | 2.6% |
| Oregon | $1,486 | -$138 | -8.5% |
| Pennsylvania | $1,548 | -$76 | -4.7% |
| Rhode Island | $2,168 | $544 | 33.5% |
| South Carolina | $1,472 | -$152 | -9.4% |
| South Dakota | $1,372 | -$252 | -15.5% |
| Tennessee | $1,422 | -$202 | -12.4% |
| Texas | $1,958 | $334 | 20.6% |
| Utah | $1,204 | -$420 | -25.9% |
| Vermont | $1,112 | -$512 | -31.5% |
| Virginia | $972 | -$652 | -40.1% |
| Washington | $1,254 | -$370 | -22.8% |
| West Virginia | $1,490 | -$134 | -8.3% |
| Wisconsin | $1,124 | -$500 | -30.8% |
| Wyoming | $1,448 | -$176 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,624 | $135 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,624 | $135 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2016 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2015 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2010 Dodge Viper | $268 | $426 | $474 | $1,326 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Dodge Viper Insurance
Finding cheaper rates on auto insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Spend time shopping around every other policy renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The items below are a summary of the ideas that were touched on above.
- Teen drivers are charged the highest rates, with premiums being up to $502 each month if comprehensive and collision insurance is included
- Drivers who have multiple accidents or major violations may pay on average $1,910 more each year to insure their Viper
- Increasing comprehensive and collision deductibles could save as much as $675 each year
- You may be able to save as much as $200 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,758 |
| 30 | $1,696 |
| 40 | $1,624 |
| 50 | $1,482 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,860 |
| $500 | $1,624 |
| $1,000 | $1,396 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,624 |
| 50/100 | $1,717 |
| 100/300 | $1,833 |
| 250/500 | $2,134 |
| 100 CSL | $1,763 |
| 300 CSL | $2,018 |
| 500 CSL | $2,204 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,622 |
| 20 | $5,994 |
| 30 | $3,614 |
| 40 | $3,532 |
| 50 | $3,372 |
| 60 | $3,344 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $77 |
| Advance Quote | $82 |
| Online Quote | $117 |
| Total Discounts | $704 |
Discounts are estimated and may not be available from every company or in every state.
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