Dodge Viper Insurance Rates

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UPDATED: Jun 1, 2024

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The average insurance rates for a Dodge Viper are $1,624 a year for full coverage. Comprehensive insurance costs approximately $348 each year, collision insurance costs $654, and liability insurance is $464. Buying just liability costs around $514 a year, and insurance for high-risk drivers costs $3,532 or more. Teens cost the most to insure at up to $6,022 a year.

Average premium for full coverage: $1,624

Policy rates by type of insurance:

Comprehensive $348
Collision $654
Liability $464

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Viper models.

Price Range Variability

Using a middle-aged driver as an example, Dodge Viper insurance rates range from the low end price of $514 for just the minimum liability insurance to a high rate of $3,532 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

The examples above show why all drivers should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Dodge Viper insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $920
  • Raising to $1,000 deductibles will save $228 a year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,624
  • Selecting low deductibles will cost an additional $440 a year
  • Higher-risk drivers with serious driving violations could pay around $3,532
  • Policy cost that insures a teen driver can cost $6,022

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing Dodge Viper insurance prices range from $920 to $6,022 for full coverage

Insurance rates for a Dodge Viper also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $6,000 a year. View Rates by Age

Your home state also has a big influence on Dodge Viper insurance rates. A middle-age driver might find rates as low as $1,070 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,320 on average in New York, Louisiana, and Michigan.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $670 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Dodge Viper Insurance

Finding cheaper rates on Dodge Viper insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

The following list is a summary of the data touched on in the above illustrations.

  • Drivers who purchase an increased level of liability coverage will pay approximately $510 each year to raise from a 30/60 limit to the 250/500 level
  • Drivers can save around $200 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save approximately $675 each year
  • Drivers age 16 to 20 are expensive to insure, costing up to $502 each month if full coverage is included

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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