Dodge Viper Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average insurance rates for a Dodge Viper are $1,624 a year with full coverage. Comprehensive costs an estimated $348, collision insurance costs $654, and liability insurance costs around $464. Liability-only coverage costs as low as $514 a year, and high-risk coverage costs around $3,532. 16-year-old drivers receive the highest rates at up to $6,022 a year.
Average premium for full coverage: $1,624
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Viper models.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $514 for the bare minimum liability coverage to the much higher price of $3,532 for a high-risk insurance policy.
Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities. The example below illustrates how location impacts insurance prices.
These examples demonstrate why everyone should compare prices for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Dodge Viper insurance rates for other coverage scenarios.
- The best full coverage rate is $920
- Using higher $1,000 deductibles will save approximately $228 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,624
- Buying pricier low deductibles for physical damage coverage will increase the cost to $2,064
- Drivers with multiple tickets or accidents could pay up to $3,532
- The cost for full coverage for a teen driver for full coverage can cost as much as $6,022 or more
Car insurance rates for a Dodge Viper can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles could pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $6,000 a year. View Rates by Age
Where you live has a huge impact on Dodge Viper insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like Utah, Ohio, and New Hampshire, or at least $2,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,468 | -$156 | -9.6% |
| Alaska | $1,244 | -$380 | -23.4% |
| Arizona | $1,348 | -$276 | -17.0% |
| Arkansas | $1,624 | -$0 | 0.0% |
| California | $1,850 | $226 | 13.9% |
| Colorado | $1,552 | -$72 | -4.4% |
| Connecticut | $1,672 | $48 | 3.0% |
| Delaware | $1,840 | $216 | 13.3% |
| Florida | $2,030 | $406 | 25.0% |
| Georgia | $1,500 | -$124 | -7.6% |
| Hawaii | $1,168 | -$456 | -28.1% |
| Idaho | $1,098 | -$526 | -32.4% |
| Illinois | $1,210 | -$414 | -25.5% |
| Indiana | $1,222 | -$402 | -24.8% |
| Iowa | $1,096 | -$528 | -32.5% |
| Kansas | $1,542 | -$82 | -5.0% |
| Kentucky | $2,216 | $592 | 36.5% |
| Louisiana | $2,406 | $782 | 48.2% |
| Maine | $1,000 | -$624 | -38.4% |
| Maryland | $1,342 | -$282 | -17.4% |
| Massachusetts | $1,300 | -$324 | -20.0% |
| Michigan | $2,820 | $1,196 | 73.6% |
| Minnesota | $1,358 | -$266 | -16.4% |
| Mississippi | $1,944 | $320 | 19.7% |
| Missouri | $1,440 | -$184 | -11.3% |
| Montana | $1,744 | $120 | 7.4% |
| Nebraska | $1,280 | -$344 | -21.2% |
| Nevada | $1,948 | $324 | 20.0% |
| New Hampshire | $1,168 | -$456 | -28.1% |
| New Jersey | $1,814 | $190 | 11.7% |
| New Mexico | $1,438 | -$186 | -11.5% |
| New York | $1,710 | $86 | 5.3% |
| North Carolina | $936 | -$688 | -42.4% |
| North Dakota | $1,328 | -$296 | -18.2% |
| Ohio | $1,120 | -$504 | -31.0% |
| Oklahoma | $1,666 | $42 | 2.6% |
| Oregon | $1,486 | -$138 | -8.5% |
| Pennsylvania | $1,548 | -$76 | -4.7% |
| Rhode Island | $2,168 | $544 | 33.5% |
| South Carolina | $1,472 | -$152 | -9.4% |
| South Dakota | $1,372 | -$252 | -15.5% |
| Tennessee | $1,422 | -$202 | -12.4% |
| Texas | $1,958 | $334 | 20.6% |
| Utah | $1,204 | -$420 | -25.9% |
| Vermont | $1,112 | -$512 | -31.5% |
| Virginia | $972 | -$652 | -40.1% |
| Washington | $1,254 | -$370 | -22.8% |
| West Virginia | $1,490 | -$134 | -8.3% |
| Wisconsin | $1,124 | -$500 | -30.8% |
| Wyoming | $1,448 | -$176 | -10.8% |
Opting for high physical damage deductibles could cut rates by as much as $670 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,900 to $2,600 extra per year, depending on your age. Dodge Viper insurance for high-risk drivers can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,624 | $135 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,624 | $135 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2016 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2015 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2010 Dodge Viper | $268 | $426 | $474 | $1,326 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Dodge Viper Insurance
Saving money on Dodge Viper insurance requires being a good driver, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around at least every other year by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following list is a recap of the car insurance concepts touched on above.
- High-risk drivers that have major violations or accidents may pay on average $1,910 more annually than a safer driver
- You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save around $675 each year
- Drivers who want an increased level of liability coverage will pay around $510 every year to increase from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,758 |
| 30 | $1,696 |
| 40 | $1,624 |
| 50 | $1,482 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,860 |
| $500 | $1,624 |
| $1,000 | $1,396 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,624 |
| 50/100 | $1,717 |
| 100/300 | $1,833 |
| 250/500 | $2,134 |
| 100 CSL | $1,763 |
| 300 CSL | $2,018 |
| 500 CSL | $2,204 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,622 |
| 20 | $5,994 |
| 30 | $3,614 |
| 40 | $3,532 |
| 50 | $3,372 |
| 60 | $3,344 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $77 |
| Advance Quote | $82 |
| Online Quote | $117 |
| Total Discounts | $704 |
Discounts are estimated and may not be available from every company or in every state.
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