Dodge Viper Insurance Rates

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2010 Dodge Viper Insurance Cost in 2025 – 5 Ways to Save

Searching for cheaper insurance rates for your Dodge Viper? No normal person looks forward to buying insurance, especially when they know the price is too high. Many car insurance companies vie for your insurance dollar, and because of this it can be hard to compare auto insurance companies and get the definite best rate If you currently have car insurance, you will most likely be able to save som...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 1, 2024

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Estimated auto insurance rates for a Dodge Viper are $1,624 annually for full coverage. Comprehensive insurance costs around $348, collision insurance costs $654, and liability costs $464. Liability-only coverage costs as little as $514 a year, and high-risk coverage costs $3,532 or more. Teens pay the most at up to $6,022 a year.

Average premium for full coverage: $1,624

Premium estimates for type of coverage:

Comprehensive $348
Collision $654
Liability $464

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Viper trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Dodge Viper range from as cheap as $514 for just the minimum liability insurance to a much higher rate of $3,532 for coverage for higher-risk drivers.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Dodge Viper insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $920
  • Drivers who choose higher $1,000 deductibles will pay about $228 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,624
  • Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $440 annually
  • Drivers with serious driving violations could pay at least $3,532
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $6,022 a year

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing Dodge Viper insurance prices range from $920 to $6,022 for full coverage

Insurance prices for a Dodge Viper also have a wide range based on the model of your Viper, your driver profile, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $670 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Dodge Viper insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,320 on average in Michigan, Louisiana, and New York.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Dodge Viper Insurance

Finding better rates on insurance for a Dodge Viper not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below you'll find a brief review of the primary concepts that were illustrated above.

  • Drivers can save up to $200 per year just by shopping early and online
  • Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,910 more every year than a low-risk driver
  • Increasing policy deductibles could save up to $675 each year
  • Youthful drivers pay higher prices, as much as $502 per month including comprehensive and collision insurance

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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