Dodge Ram-350 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Comparing auto insurance through online providers saves time, is easy to do and at the same time you can save money. The key to finding lower rates is to get rates from all companies in order to accurately compare every option.

Using the web to shop for auto insurance direct is challenging if you are a beginner to online quoting. But don't be discouraged because it's actually quite easy. Finding a lower price on Dodge Ram-350 insurance is surprisingly easy. You just have to take a little time getting comparison quotes online from several insurance companies. This can be done by getting a quick quote here.

What factors determine Dodge Ram-350 insurance cost?

Car insurance premiums on a Dodge Ram-350 can fluctuate considerably and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Your location impacts rates
  • The number of annual miles
  • Your gender can raise or lower rates
  • The deductible you choose
  • Your vehicle's safety rating
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you rent or own your home

An additional factor that can impact Dodge Ram-350 insurance rates is the year of the vehicle. Models that are new have a higher value than older models so the costs to repair may result in higher rates. Although newer models may have safety features included like a backup camera, autonomous braking, active head restraints, and all-wheel drive which may help offset higher rates.

Liability auto insurance

This protects you from damages or injuries you inflict on people or other property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as high a limit as you can afford.

Collision coverage

This coverage pays for damage to your Ram-350 resulting from a collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Dodge Ram-350 can be pricey, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper Dodge Ram-350 insurance rates.

Comprehensive (Other than Collision)

This coverage covers damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This provides protection from other motorists when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance

Med pay and PIP coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance program or if you are not covered by health insurance. PIP coverage is not available in all states and may carry a deductible.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption