Dodge Ram-350 Insurance Rates
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UPDATED: May 27, 2023
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Finding cheaper auto insurance from online rate quotes can be fast and easy and there is a good chance you may find lower rates. The most important part is to get as many rate quotes as possible in order to have the lowest priced insurance.
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Insurance premiums for a Dodge Ram-350 can fluctuate considerably depending on several factors. Some of these factors include:
- Higher performance Ram-350 vehicles cost more
- Accidents raise premiums
- Home/auto policy bundles save money
- Use of your vehicle
- Extra coverages like towing and rental
- Whether or not you have claims
- No coverage lapses saves money
- Whether you own your home
One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new Ram-350 models so repair costs tend to be lower which may result in lower rates. Conversely, new Ram-350 models have more advanced features such as a collision avoidance system, forward-collision avoidance, and active head restraints which may lower rates.
Liability insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Collision coverages - another car or object. . , . .
Comprehensive auto coverage - OTHER than collision with another vehicle or object. . you'll receive from a claim , .
UM/UIM (Uninsured/Underinsured Motorist) coverage - Your UM/UIM coverage . , . .
Medical expense coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .
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