Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Dodge Hornet are $1,876 a year with full coverage. Comprehensive insurance costs on average $362, collision insurance costs $718, and liability costs around $558. Buying just liability costs as low as $656 a year, and insurance for high-risk drivers costs $4,070 or more. Teens pay the highest rates at up to $7,120 a year.

Average premium for full coverage: $1,876

Price estimates by individual coverage:

Comprehensive $362
Collision $718
Liability $558

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different Hornet trim levels.

Price Range from Low to High

For the average driver, Dodge Hornet insurance prices range from the low end price of $656 for your basic liability-only policy to a much higher rate of $4,070 for a driver who has had serious violations or accidents.

Liability Only $656
Full Coverage $1,876
High Risk $4,070

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $1,407
Small Cities $1,970
Large Cities $2,533

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Dodge Hornet insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,084
  • Using higher $1,000 deductibles will save around $244 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $1,876
  • Selecting more expensive low deductibles for physical damage coverage will cost an additional $480 every year
  • Drivers with serious driving violations could pay upwards of $4,070
  • The price that insures a teen driver with full coverage may cost $7,120 or more

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance prices range from $1,084 to $7,120 for full coverage

Insurance prices for a Dodge Hornet are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $2,200 to $3,100 additional each year, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,700 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $7,100 a year. View Rates by Age

The state you live in has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see prices as low as $1,350 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,530 on average in Florida, Michigan, and New York.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,698 -$178 -9.5%
Alaska $1,438 -$438 -23.3%
Arizona $1,556 -$320 -17.1%
Arkansas $1,876 -$0 0.0%
California $2,142 $266 14.2%
Colorado $1,794 -$82 -4.4%
Connecticut $1,928 $52 2.8%
Delaware $2,124 $248 13.2%
Florida $2,348 $472 25.2%
Georgia $1,734 -$142 -7.6%
Hawaii $1,348 -$528 -28.1%
Idaho $1,272 -$604 -32.2%
Illinois $1,400 -$476 -25.4%
Indiana $1,418 -$458 -24.4%
Iowa $1,270 -$606 -32.3%
Kansas $1,782 -$94 -5.0%
Kentucky $2,560 $684 36.5%
Louisiana $2,780 $904 48.2%
Maine $1,160 -$716 -38.2%
Maryland $1,548 -$328 -17.5%
Massachusetts $1,500 -$376 -20.0%
Michigan $3,260 $1,384 73.8%
Minnesota $1,574 -$302 -16.1%
Mississippi $2,246 $370 19.7%
Missouri $1,668 -$208 -11.1%
Montana $2,018 $142 7.6%
Nebraska $1,480 -$396 -21.1%
Nevada $2,250 $374 19.9%
New Hampshire $1,352 -$524 -27.9%
New Jersey $2,098 $222 11.8%
New Mexico $1,664 -$212 -11.3%
New York $1,978 $102 5.4%
North Carolina $1,082 -$794 -42.3%
North Dakota $1,536 -$340 -18.1%
Ohio $1,296 -$580 -30.9%
Oklahoma $1,928 $52 2.8%
Oregon $1,720 -$156 -8.3%
Pennsylvania $1,792 -$84 -4.5%
Rhode Island $2,504 $628 33.5%
South Carolina $1,700 -$176 -9.4%
South Dakota $1,586 -$290 -15.5%
Tennessee $1,642 -$234 -12.5%
Texas $2,260 $384 20.5%
Utah $1,390 -$486 -25.9%
Vermont $1,286 -$590 -31.4%
Virginia $1,124 -$752 -40.1%
Washington $1,450 -$426 -22.7%
West Virginia $1,720 -$156 -8.3%
Wisconsin $1,300 -$576 -30.7%
Wyoming $1,672 -$204 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $730 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $502 more each year. View Rates by Deductible or Liability Limit

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $362 $718 $558 $1,876
2023 Dodge Hornet $346 $690 $584 $1,858

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Dodge Hornet Insurance

Getting lower rates on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The next list is a brief review of the ideas that were touched on above.

  • Drivers age 20 and younger pay higher prices, costing up to $593 a month if comprehensive and collision insurance is included
  • Higher risk drivers with DUI or reckless driving convictions pay on average $2,190 more each year to buy Dodge Hornet insurance
  • Increasing physical damage deductibles can save approximately $725 each year
  • You may be able to save as much as $220 per year just by shopping early and online

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,120
20 $4,368
30 $1,954
40 $1,876
50 $1,716
60 $1,686

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,356
$250 $2,134
$500 $1,876
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,876
50/100 $1,988
100/300 $2,127
250/500 $2,490
100 CSL $2,043
300 CSL $2,350
500 CSL $2,574

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,136
20 $6,944
30 $4,154
40 $4,070
50 $3,888
60 $3,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $99
Homeowner $28
5-yr Accident Free $138
5-yr Claim Free $120
Paid in Full/EFT $85
Advance Quote $93
Online Quote $131
Total Discounts $792
Rate after discounts $1,084

Discounts are estimated and may not be available from every company or in every state.

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