Dodge Hornet Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Dodge Hornet are $1,858 a year including full coverage. Comprehensive insurance costs on average $346 a year, collision costs $690, and liability insurance is $584. Liability-only coverage costs around $678 a year, with high-risk coverage costing $4,038 or more. Teenage drivers pay the highest rates at $7,108 a year or more.
Average premium for full coverage: $1,858
Price estimates by individual coverage:
These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Hornet trim levels.
Price Range from Low to High
For a driver in their 40's, Dodge Hornet insurance prices go from as low as $678 for your basic liability-only policy to a high of $4,038 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.
The diagram below illustrates how location helps determine car insurance rates.
The ranges above highlight why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Dodge Hornet insurance rates for different risk profiles and scenarios.
- The best discount rate is $1,077
- Raising to $1,000 deductibles will save around $1,622 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,858
- Using low $100 deductibles will cost an extra $460 a year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,038 or more
- The price for full coverage for a teen driver may cost $7,108
Auto insurance prices for a Dodge Hornet are also quite variable based on your driving record, the model of your Hornet, and policy deductibles and limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $7,100 a year. View Rates by Age
The state you live in also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find prices as low as $1,430 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,650 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,680 | -$178 | -9.6% |
| Alaska | $1,426 | -$432 | -23.3% |
| Arizona | $1,542 | -$316 | -17.0% |
| Arkansas | $1,858 | -$0 | 0.0% |
| California | $2,120 | $262 | 14.1% |
| Colorado | $1,776 | -$82 | -4.4% |
| Connecticut | $1,910 | $52 | 2.8% |
| Delaware | $2,106 | $248 | 13.3% |
| Florida | $2,324 | $466 | 25.1% |
| Georgia | $1,718 | -$140 | -7.5% |
| Hawaii | $1,334 | -$524 | -28.2% |
| Idaho | $1,260 | -$598 | -32.2% |
| Illinois | $1,386 | -$472 | -25.4% |
| Indiana | $1,400 | -$458 | -24.7% |
| Iowa | $1,256 | -$602 | -32.4% |
| Kansas | $1,766 | -$92 | -5.0% |
| Kentucky | $2,536 | $678 | 36.5% |
| Louisiana | $2,754 | $896 | 48.2% |
| Maine | $1,148 | -$710 | -38.2% |
| Maryland | $1,534 | -$324 | -17.4% |
| Massachusetts | $1,486 | -$372 | -20.0% |
| Michigan | $3,228 | $1,370 | 73.7% |
| Minnesota | $1,558 | -$300 | -16.1% |
| Mississippi | $2,226 | $368 | 19.8% |
| Missouri | $1,652 | -$206 | -11.1% |
| Montana | $1,998 | $140 | 7.5% |
| Nebraska | $1,464 | -$394 | -21.2% |
| Nevada | $2,228 | $370 | 19.9% |
| New Hampshire | $1,340 | -$518 | -27.9% |
| New Jersey | $2,078 | $220 | 11.8% |
| New Mexico | $1,648 | -$210 | -11.3% |
| New York | $1,960 | $102 | 5.5% |
| North Carolina | $1,072 | -$786 | -42.3% |
| North Dakota | $1,522 | -$336 | -18.1% |
| Ohio | $1,282 | -$576 | -31.0% |
| Oklahoma | $1,906 | $48 | 2.6% |
| Oregon | $1,702 | -$156 | -8.4% |
| Pennsylvania | $1,774 | -$84 | -4.5% |
| Rhode Island | $2,482 | $624 | 33.6% |
| South Carolina | $1,686 | -$172 | -9.3% |
| South Dakota | $1,570 | -$288 | -15.5% |
| Tennessee | $1,626 | -$232 | -12.5% |
| Texas | $2,238 | $380 | 20.5% |
| Utah | $1,376 | -$482 | -25.9% |
| Vermont | $1,272 | -$586 | -31.5% |
| Virginia | $1,114 | -$744 | -40.0% |
| Washington | $1,436 | -$422 | -22.7% |
| West Virginia | $1,706 | -$152 | -8.2% |
| Wisconsin | $1,288 | -$570 | -30.7% |
| Wyoming | $1,656 | -$202 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $700 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $525 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,200 to $3,100 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $346 | $690 | $584 | $1,858 |
| 2023 Dodge Hornet | $332 | $686 | $598 | $1,854 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Dodge Hornet Insurance
Getting lower rates on Dodge Hornet insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Invest time comparing rates at least every other year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following is a brief summary of the car insurance concepts covered in the charts and tables above.
- High-risk drivers that tend to have accidents or serious violations may pay on average $2,180 more each year for Hornet insurance
- You may be able to save as much as $220 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $700 each year
- Drivers who require higher liability limits will pay an extra $640 per year to raise from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,108 |
| 20 | $4,330 |
| 30 | $1,930 |
| 40 | $1,858 |
| 50 | $1,702 |
| 60 | $1,672 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,318 |
| $250 | $2,104 |
| $500 | $1,858 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,858 |
| 50/100 | $1,975 |
| 100/300 | $2,121 |
| 250/500 | $2,500 |
| 100 CSL | $2,033 |
| 300 CSL | $2,354 |
| 500 CSL | $2,588 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,114 |
| 20 | $6,888 |
| 30 | $4,114 |
| 40 | $4,038 |
| 50 | $3,856 |
| 60 | $3,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $98 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $130 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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