Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,854 a year with full coverage. Comprehensive costs an estimated $332, collision insurance costs $686, and liability is $598. Liability-only coverage costs around $688 a year, and high-risk coverage costs around $4,032. Teenage drivers cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates broken down by type of insurance:

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Hornet trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Dodge Hornet insurance rates for other coverage scenarios.

• The best discount rate is $1,073
• Raising to $1,000 deductibles will save approximately $232 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,854
• Using more expensive low deductibles will increase the cost to $2,304
• Drivers who are prone to accidents and violations could pay up to $4,032
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $7,126

View Chart as Image

Insurance rates for a Dodge Hornet also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $7,100 a year. View Rates by Age

Your home state also has a big influence on Dodge Hornet insurance prices. A middle-age driver might find rates as low as $1,330 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,500 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $690 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $538 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,200 to $3,100 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Dodge Hornet Insurance

Finding cheaper rates on insurance for a Dodge Hornet consists of having a good driving record, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a condensed summary of the data illustrated above.

• Insureds who want increased levels of liability coverage will pay an extra $660 every year to raise from a 30/60 limit to 250/500 limits
• You may be able to save approximately $220 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $675 each year
• Drivers age 20 and younger are expensive to insure, as much as $594 each month including comprehensive and collision insurance