Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Dodge Hornet are $1,858 a year for full coverage insurance. Comprehensive costs on average $346 a year, collision costs $690, and liability insurance is $584. A policy with only liability insurance costs around $678 a year, with a high-risk policy costing around $4,038. Teens pay the most at $7,108 a year or more.
Average premium for full coverage: $1,858
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Hornet trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Dodge Hornet go from the low end price of $678 for basic liability insurance to a high of $4,038 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.
The diagram below illustrates the effect of geographic area on car insurance rates.
These rate differences illustrate why it is important to compare rates quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Dodge Hornet insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,077
- Raising to $1,000 deductibles will save around $1,622 each year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,858
- Selecting low $100 deductibles bumps up the cost to $2,318
- Higher-risk drivers with serious driving violations could pay upwards of $4,038 or more
- An auto insurance policy that insures a teen driver may cost $7,108
Car insurance prices for a Dodge Hornet also have a wide range based on the trim level of your Hornet, your age and driving record, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are probably paying at a minimum $2,200 to $3,100 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $7,100 a year. View Rates by Age
Where you choose to live also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find prices as low as $1,220 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,510 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,680 | -$178 | -9.6% |
| Alaska | $1,426 | -$432 | -23.3% |
| Arizona | $1,542 | -$316 | -17.0% |
| Arkansas | $1,858 | -$0 | 0.0% |
| California | $2,120 | $262 | 14.1% |
| Colorado | $1,776 | -$82 | -4.4% |
| Connecticut | $1,910 | $52 | 2.8% |
| Delaware | $2,106 | $248 | 13.3% |
| Florida | $2,324 | $466 | 25.1% |
| Georgia | $1,718 | -$140 | -7.5% |
| Hawaii | $1,334 | -$524 | -28.2% |
| Idaho | $1,260 | -$598 | -32.2% |
| Illinois | $1,386 | -$472 | -25.4% |
| Indiana | $1,400 | -$458 | -24.7% |
| Iowa | $1,256 | -$602 | -32.4% |
| Kansas | $1,766 | -$92 | -5.0% |
| Kentucky | $2,536 | $678 | 36.5% |
| Louisiana | $2,754 | $896 | 48.2% |
| Maine | $1,148 | -$710 | -38.2% |
| Maryland | $1,534 | -$324 | -17.4% |
| Massachusetts | $1,486 | -$372 | -20.0% |
| Michigan | $3,228 | $1,370 | 73.7% |
| Minnesota | $1,558 | -$300 | -16.1% |
| Mississippi | $2,226 | $368 | 19.8% |
| Missouri | $1,652 | -$206 | -11.1% |
| Montana | $1,998 | $140 | 7.5% |
| Nebraska | $1,464 | -$394 | -21.2% |
| Nevada | $2,228 | $370 | 19.9% |
| New Hampshire | $1,340 | -$518 | -27.9% |
| New Jersey | $2,078 | $220 | 11.8% |
| New Mexico | $1,648 | -$210 | -11.3% |
| New York | $1,960 | $102 | 5.5% |
| North Carolina | $1,072 | -$786 | -42.3% |
| North Dakota | $1,522 | -$336 | -18.1% |
| Ohio | $1,282 | -$576 | -31.0% |
| Oklahoma | $1,906 | $48 | 2.6% |
| Oregon | $1,702 | -$156 | -8.4% |
| Pennsylvania | $1,774 | -$84 | -4.5% |
| Rhode Island | $2,482 | $624 | 33.6% |
| South Carolina | $1,686 | -$172 | -9.3% |
| South Dakota | $1,570 | -$288 | -15.5% |
| Tennessee | $1,626 | -$232 | -12.5% |
| Texas | $2,238 | $380 | 20.5% |
| Utah | $1,376 | -$482 | -25.9% |
| Vermont | $1,272 | -$586 | -31.5% |
| Virginia | $1,114 | -$744 | -40.0% |
| Washington | $1,436 | -$422 | -22.7% |
| West Virginia | $1,706 | -$152 | -8.2% |
| Wisconsin | $1,288 | -$570 | -30.7% |
| Wyoming | $1,656 | -$202 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $700 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $525 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $346 | $690 | $584 | $1,858 |
| 2023 Dodge Hornet | $332 | $686 | $598 | $1,854 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Dodge Hornet Insurance
Finding better rates on Dodge Hornet insurance consists of being a good driver, having a positive credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a brief recap of the material that was covered in the above illustrations.
- Drivers who require an increased level of liability coverage will pay approximately $640 annually to raise from 30/60 bodily injury limits to the 250/500 level
- Drivers age 16 to 20 are expensive to insure, with premiums being up to $592 per month if full coverage is purchased
- High-risk drivers who tend to receive serious violations may pay on average $2,180 more each year than a safer driver
- Increasing policy deductibles can save approximately $700 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,108 |
| 20 | $4,330 |
| 30 | $1,930 |
| 40 | $1,858 |
| 50 | $1,702 |
| 60 | $1,672 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,318 |
| $250 | $2,104 |
| $500 | $1,858 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,858 |
| 50/100 | $1,975 |
| 100/300 | $2,121 |
| 250/500 | $2,500 |
| 100 CSL | $2,033 |
| 300 CSL | $2,354 |
| 500 CSL | $2,588 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,114 |
| 20 | $6,888 |
| 30 | $4,114 |
| 40 | $4,038 |
| 50 | $3,856 |
| 60 | $3,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $98 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $130 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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