Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Dodge Hornet are $1,858 annually for full coverage. Comprehensive costs on average $346, collision costs $690, and liability costs around $584. Liability-only insurance costs as low as $678 a year, with high-risk driver insurance costing around $4,038. Teens pay the most at $7,108 a year or more.

Average premium for full coverage: $1,858

Premium estimates by type of coverage:

Comprehensive $346
Collision $690
Liability $584

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Hornet models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Dodge Hornet go from as cheap as $678 for just liability insurance to the much higher price of $4,038 for a driver that may need high-risk insurance.

Liability Only $678
Full Coverage $1,858
High Risk $4,038

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,394
Small Cities $1,951
Large Cities $2,508

These rate differences show why everyone should compare prices based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Dodge Hornet insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,077
  • Using higher $1,000 deductibles will save around $236 a year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,858
  • Selecting pricier low deductibles for physical damage coverage will cost $2,318
  • Drivers with serious driving violations could pay upwards of $4,038 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage may cost $7,108 or more

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing full coverage Dodge Hornet insurance rates range from $1,077 to $7,108

Insurance prices for a Dodge Hornet also have a wide range based on the model of your Hornet, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $7,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $2,200 to $3,100 additional annually, depending on your age. Dodge Hornet insurance for high-risk drivers can be as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $700 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $525 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see prices as low as $1,230 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,650 on average in Michigan, Louisiana, and New York.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,680 -$178 -9.6%
Alaska $1,426 -$432 -23.3%
Arizona $1,542 -$316 -17.0%
Arkansas $1,858 -$0 0.0%
California $2,120 $262 14.1%
Colorado $1,776 -$82 -4.4%
Connecticut $1,910 $52 2.8%
Delaware $2,106 $248 13.3%
Florida $2,324 $466 25.1%
Georgia $1,718 -$140 -7.5%
Hawaii $1,334 -$524 -28.2%
Idaho $1,260 -$598 -32.2%
Illinois $1,386 -$472 -25.4%
Indiana $1,400 -$458 -24.7%
Iowa $1,256 -$602 -32.4%
Kansas $1,766 -$92 -5.0%
Kentucky $2,536 $678 36.5%
Louisiana $2,754 $896 48.2%
Maine $1,148 -$710 -38.2%
Maryland $1,534 -$324 -17.4%
Massachusetts $1,486 -$372 -20.0%
Michigan $3,228 $1,370 73.7%
Minnesota $1,558 -$300 -16.1%
Mississippi $2,226 $368 19.8%
Missouri $1,652 -$206 -11.1%
Montana $1,998 $140 7.5%
Nebraska $1,464 -$394 -21.2%
Nevada $2,228 $370 19.9%
New Hampshire $1,340 -$518 -27.9%
New Jersey $2,078 $220 11.8%
New Mexico $1,648 -$210 -11.3%
New York $1,960 $102 5.5%
North Carolina $1,072 -$786 -42.3%
North Dakota $1,522 -$336 -18.1%
Ohio $1,282 -$576 -31.0%
Oklahoma $1,906 $48 2.6%
Oregon $1,702 -$156 -8.4%
Pennsylvania $1,774 -$84 -4.5%
Rhode Island $2,482 $624 33.6%
South Carolina $1,686 -$172 -9.3%
South Dakota $1,570 -$288 -15.5%
Tennessee $1,626 -$232 -12.5%
Texas $2,238 $380 20.5%
Utah $1,376 -$482 -25.9%
Vermont $1,272 -$586 -31.5%
Virginia $1,114 -$744 -40.0%
Washington $1,436 -$422 -22.7%
West Virginia $1,706 -$152 -8.2%
Wisconsin $1,288 -$570 -30.7%
Wyoming $1,656 -$202 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices will be substantially different between companies.

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $346 $690 $584 $1,858
2023 Dodge Hornet $332 $686 $598 $1,854

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Dodge Hornet Insurance

Finding better rates on car insurance requires being a good driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates once a year by getting quotes from direct carriers, and also from local insurance agents.

The following list is a review of the data that was covered above.

  • Drivers can save as much as $220 per year simply by quoting online well ahead of the renewal date
  • Policyholders who require an increased level of liability coverage will pay approximately $640 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 16 to 20 pay higher prices, as much as $592 per month if they have full coverage
  • Higher risk drivers who have several accidents or serious violations may be required to pay an average of $2,180 more each year than a safer driver

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,108
20 $4,330
30 $1,930
40 $1,858
50 $1,702
60 $1,672

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,318
$250 $2,104
$500 $1,858
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,858
50/100 $1,975
100/300 $2,121
250/500 $2,500
100 CSL $2,033
300 CSL $2,354
500 CSL $2,588

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,114
20 $6,888
30 $4,114
40 $4,038
50 $3,856
60 $3,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $260

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $98
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $130
Total Discounts $781
Rate after discounts $1,077

Discounts are estimated and may not be available from every company or in every state.

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